Trewin Mortgage Broking in Bairnsdale, Victoria | Property

Trewin Mortgage Broking

Locality: Bairnsdale, Victoria

Phone: +61 3 5152 2800

Address: 63 Main Street 3875 Bairnsdale, VIC, Australia

Website: http://www.trewin.com.au

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• Property
• Loan service
• Mortgage brokers

25.01.2022 Thanks Sam, I hope you are enjoying the weather in the sunshine state :)

24.01.2022 "Ventilate the home" Increase Your Property Value Tip: The ambience of your home, and the first impression visitors get can depend greatly on how it smells. Though we can all become accustomed to particular smells, such as our own cooking, if your home is aired out, it will appeal to a lot more people. A popular way to create a homely ambience is to bake something just before your home is opened as the fresh smell creates a sense of warmth and happiness.

23.01.2022 Thank you guys, "Professional" is used a lot in the reviews that I read :)

20.01.2022 Funny Friday.........If only these converstations were not true!! I have had some interesting scenario's over the journey!!

19.01.2022 Funny Friday.......Well nothing funny about the week to come at all really

19.01.2022 If I want to invest, how do I choose which loan is right for me? Property investing FAQ’s: Just like investment properties, when it comes to investment loans, there are a number of advantages and disadvantages of different loan types - and the correct loan type (and loan structure) will be heavily influenced by what is important to you in terms of your investment goals, your income, current financial situation, and so forth. Our expertise is in helping each client identify a lending solution that is appropriate for them - so if you would like to find out more about know how to get started in investing, or to expand your existing portfolio, send us a message.

18.01.2022 What is a self-managed superannuation fund loan? "Property investing FAQS A self-managed super fund loan is when you withdraw money from your super fund to invest in a property. There are a few rules and restrictions around this, so it’s a good idea to consider getting financial, tax and legal advice before considering this type of loan. If you would like to explore if an SMSF loan will work for you, we can put you in touch with our SMSF specialist."

18.01.2022 How much can I borrow for my investment property? Property investing FAQ’s: There are a number of factors that will determine the amount you can borrow, including (but not limited to) your current income, the purchase price of the property, whether the goal is to generate maximum capital growth or to live in a later point and so on. These variables will influence the price, type and location of the property and the ongoing 'holding costs', so it’s best to chat through your options.

17.01.2022 Fixtures & fittings Increase Your Property Value Tip: Replacing old fixtures and fittings can be a cheap and effective way to transform a room, even if it’s the only change you make. Depending on your property, one option more people are considering is LED lighting, which significantly reduces the cost of energy while lasting many times longer than a downlight.

15.01.2022 Funny Friday.........I love how computers have cut out all the paperwork that banks require..........Would be funny if it wasn't true and I did not spend my day arguing with credit managers over living expenses and the lack of common sense #banksareajoke

14.01.2022 Funny Friday........well at least we now where this year went, locked in our homes!!

13.01.2022 Funny Friday.........good morning, have not seen one of these for a while as we have been in the office before the sun rises all week Have a great weekend everyone, looking forward to it

11.01.2022 Funny Friday - Have a good weekend everyone!!

08.01.2022 What is negative gearing? "Property investing FAQS Negative gearing is when the annual cost of owning your investment property (inclusive of interest repayments, body corporate fees, maintenance etc) exceeds the rental income you receive from that property. This loss can be used to reduce your taxable income. If you would like us give you some examples of how other clients have negatively geared their property and what this could look like for you, send us a message and we can run some specific numbers for you."

07.01.2022 "A bad credit score means you won't qualify for a loan" Mortgage Myths: Though lenders do use credit scores to assess what type of loans you are eligible for, there are lenders that specialise in lending money to people with lower credit scores. Often this means paying a higher interest rate, but once your credit score has improved, you are generally eligible to refinance into a lender with a better rate.

07.01.2022 What if my email address changes? "Accessing Online Statements All electronic communication will be sent to the email address we have on your personal file. Please ensure this is current so that you never miss out on any email notifications and keep us updated of any change in the email address."

05.01.2022 Funny Friday and we are back in the office......

05.01.2022 "Make your bathroom shine" Increase Your Property Value Tip: A clean and tidy bathroom makes a huge difference in how people feel about your home. If it needs some TLC, rather than major repairs, consider updating old tiles, the showerhead and handles with new pieces that make the bathroom look bright and clean. A positive first impression will make a profound difference.

04.01.2022 Update: Due to government lockdown, the office will be closed and we will be working from home until next Friday. We will touch base with clients who have appointments to change these to phone or zoom. Feel free to contact us via phone or email in need as we will still be working and the phones have been diverted to our mobiles. Stay safe and take care, ... Rob

03.01.2022 Can I use the equity from my current home as a deposit for investment properties? Property investing FAQ's: Most investors get started by using the equity in their home as the deposit on their investment property. Some investors are told to put up their home as collateral to fund the deposit of the new property (known as cross-collateralising), though we feel this is too risky. We prefer to minimise your risk by drawing out some equity and using it as a deposit for the new property so each asset is separately financed. This is where loan structuring and receiving appropriate advice is absolutely critical - so send us a message or call us to help walk you through how this could work for you.

03.01.2022 Funny Friday, Looking forward to Wayne's visit this morning with the goods.....it is an early start today!!

02.01.2022 Thanks Nick, look forward to next time mate.

02.01.2022 What is the difference between a home loan & an investment loan? "Property investing FAQS The same types of loans and feature tend to be available for both investors and owner occupiers. These days, some investors will opt for an interest-only loan while others go for a principal & interest (P&I). Almost always, owner-occupiers have a P&I loan so they can reduce the amount owing and own their home outright. Also, some lenders may charge slightly higher rates for investment properties, particularly if they there to be higher risks associated with the type of property and or location."