Unicorn Financial Services in Melbourne, Victoria, Australia | Mortgage brokers

Unicorn Financial Services

Locality: Melbourne, Victoria, Australia

Address: Suite 1, 30 Warwick Avenue, Springvale 3171 Melbourne, VIC, Australia

Website: http://www.unicornfinancial.com.au

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25.01.2022 Do you want to make an extra $5,000-$10,000 TAX FREE!!! Refinance your home loan now and get up to $3,500 cashback. We helped our clients renegotiate their rate from 4.39% IO to 2.69% IO, netting them $13,600 this year TAX FREE. Fixed-Rate 2.09% Principle and Interest for Owner Occupied... 2.69% Interest Only for Investment Variable Rate: 2.73% Principle and Interest for Owner Occupied 3.28% Interest Only for Investment Call/message Roland Nguyen now on 0423 341 424 to get your rate today!!!

25.01.2022 Why is the influx of Chinese buyers? The answer is that lockdowns can be orderly organised with the support of Australians. The Aussie folks are one of the best people in the world, no wonder our cities are always among the most liveable in the world.

24.01.2022 BEST Rate to Get NOW!!! Fixed-Rate 2.09% Principle and Interest for Owner Occupied 2.69% Interest Only for Investment... Variable Rate: 2.73% Principle and Interest for Owner Occupied 3.28% Interest Only for Investment Comment or Email [email protected] to get Your Rate today

24.01.2022 COVID-19, while devastated, has allowed new opportunities for businesses that are quick to adapt to the new market conditions to transform. Prime properties are more available and up to grab more than ever. If you are a or -, You can secure the Opportunity, !!! Get that property now while it is selling on a , .... Roland on 0423.341.424 for a 15 mins check.

24.01.2022 It can potentially cost you more than 10 grants in Lender's Mortage Insurance (LMI) when you want to borrow more than 80% the value of your property (LVR). Did you know that there are lenders that let you borrow up to 85% LVR for only $1 or even FREE. Inbox Roland or text 0423.341.424 for more information.

23.01.2022 [ - ] . (https://www.abc.net.au//coronavirus-cases-data-re/12060704)... , , . (https://www.abc.net.au//coronavirus-data-modellin/12114978) , . (https://www.abc.net.au//coronavirus-what-australi/12154692) 1. : . (https://www.abc.net.au//australia-to-test-sewage-/12156858 https://www.abc.net.au//coronavirus-covid-19-mode/12154682) 2. : -19 ' . (https://www.abc.net.au//coronavirus-tracing-app-s/12151324) 3. : ; , . (https://www.abc.net.au//coronavirus-victorian-cas/12156328) , , -; . (https://www.abc.net.au//coronavirus-vaccine-ian-f/12146616) Now that you have a better understanding of the outbreak, like UFS and this post to read the upcoming economic implications and how they will impact your life in the next 12 months.

21.01.2022 [Frugal Friday] Saving Tips 1. Buying in bulk when necessities are on half-price - download the Half-price app on your phone to know what's currently sold for half-price at Coles and Wooly 2. Buying the Aldi specials - Aldi have different seasonal items on special every week, things worth considering are swimwear, warm clothings, gardening tools, TVs, etc 3. Costco's rosted chicken, eatery, car tires and fuel sometimes worth more than the membership if you happen to live clo...seby to one of these megastores 4. Membership with Nando's, Boost Juice and other chain restaurant pamper you with a free meal on every birthday 5. Not to forget the Aldi booze section offer a wide range of award-winning wines on budget s See more

21.01.2022 Thanks everyone for following UFS. Let's together reach your financial success !!!Thanks everyone for following UFS. Let's together reach your financial success !!!

20.01.2022 The Suburban Rail Loop is more than halfway through the investigation for Stage 1 development alignment, which will run from Cheltenham to Box Hill. Finally we will see the long-awaited train station at Monash University - Clayton, connecting to the innovation hub that a new Covid-19 vaccine is being developed. Surrounding suburbs of Clayton, Springvale, Mulgrave and Noble Park are will benefit from the newly built infrastructure and jobs created.

19.01.2022 National home values have risen in April to defy widespread predictions of a property market slump due to the coronavirus epidemic. For the six months to March, both Melbourne and Sydney had enjoyed an average growth rate of 1.7 per cent per month. This is due to a relatively low number of Covid-19 infection that bolsters the nation's economic confidence. Suburbs with a low level of homeownership is most affected while premium suburbs hold value far better than the other.

18.01.2022 COVID-19 Early Access to Super 1.Check your eligibility on the ATO website 2.Create MyGov account and link to ATO 3.Register your interest... 4.Prepare evidence to support your claim 5.Apply for COVID-19 early access to super Send message/email if you need help.

17.01.2022 [ ] --- , . 19 . , ...Continue reading

16.01.2022 70% 35 1: Make financial Freedom your number 1 goal The first and also the most important rule: make financial freedom your top priority, Marie Kondo makes it very clear about what you need in your life.... 2: Actively boost your income Focus on your strengths and skills, do what you do best while keep honing your skills to steadily increase your main source of income, also share your expertise with people to get passive earnings. Example: writing a blog, starting a Youtube channel, etc 3: Invest in appreciating assets Investing plays a significant role in making your retirement faster. The idea is simple: you buy an asset at a certain price, over time the assets would increase in value, then boom, you have something more valuable than what you paid for. If you cannot do it on your own, talk to a trusted financial adviser. 4: Automate, automate and automate Automatically transfer money from checking into savings. Automatically paid your credit card bills. This can help avoid late fees, interest charges or reductions in your credit score. 5: Know where your money is going Every cent matters, a few simple actions can make a huge difference in your finances: Make sure you understand every item on your bills Entertainment spending should come after paying bills and funding your savings Dont ignore small expenses, such as morning coffee, lunches out, etc 6: Detach yourself from things you dont need. The key is to admit what makes you happy and what doesnt. Spending liberally on things that bring you lasting joy and cutting out expenses for things that dont.

13.01.2022 Welcome to Unicorn Financial. We are now on Facebook to answer all the questions you have to manage your finance.Welcome to Unicorn Financial. We are now on Facebook to answer all the questions you have to manage your finance.

13.01.2022 Two-thirds of economists say to buy property, according to experts surveyed by Finder. September data published by CoreLogic has indicated that property values are on the rise across major capital cities. In the most recent 4 weeks, home values increased in Darwin (1.6%), Adelaide (0.8%), Brisbane (0.5%), Hobart (0.4%), Canberra (0.4%), and Perth (0.2%).... Melbourne continues to run the lowest price growth as impacted by the current COVID-19 restrictions; while Sydney fell only by 0.3% amid strong auction clearance rates. During the COVID period, the cumulative loss has been just 2.8% according to CoreLogic. Meanwhile, many areas actually surpassed their pre-COVD levels. Like Unicorn Financial for your latest financial updates.

11.01.2022 Melbourne is Step-2 out of Restriction, what you need to remember: 1. Wear a mask, stay at least 1.5 metres away from each other 2. 5 km RADIUS for public outdoor gathering for 2 households with up to 5 people (babies under 12 months old are EXCLUDED) 3. Home visit is only available for people in the Single Social Bubble (5 km restriction does not apply) 4. Only shopping for essentials are allowed, but you can now do it with other members of your household. However, the limi...t of one trip per day still applies. Melbourne is 3 weeks away from Step-3 on October 19. The goal is for Victoria to record a 14-day daily case average below five and fewer than five "mystery" cases over a two-week period.

10.01.2022 Early access to your super will be available starting April 20. If you have lost your jobs, your hours have been reduced more than 20% or you are staying in Australia with a Temporary visa, you are most likely eligible to withdraw up to $10,000 this financial year.

10.01.2022 Tax cuts, more incentives for business investment and payments for pensioners and aged care: those are fiscal programs to cushion the impact of the Covid-19 pandemic and kickstart an economic recovery. WINNERS 1.Taxpayers More than 11 million taxpayers will receive a tax cut backdated to July 1 this year....Continue reading

09.01.2022 Australian properties, especially the Melbourne property market has shown resilience in past economic downturns like the 1990s recession and the Global Financial Crisis. This time the property market is set for a strong rebound after the COVID-19 pandemic, especially in the middle-ring suburbs for these reasons: 1. Market stability: Australian properties are one of the most attractive in the world. 2. Social and economic stability: COVID-19 has seen the country leaders taking... quick actions to protect Australian lives and their livelihood. 3. Record low interest rate that boost market confidence 4. Low exchange rate as an alert for foreign investors to invest in the recovering Australian economy. 5. Importantly, excellent pandemic control allow Australia to start removing some of its restrictions and the economy to resume. 6. Then government spending in infrastructure and education will injects extra cash to kickstart the economy for quick recovery to pre-crisis conditions. Follow us to #marketanalysis, #investmentstrategies, #savingtips and reach your #financialsuccess

08.01.2022 [ ] - Private gatherings up to 20 people in a house. - Public gatherings, indoor/outdoor, will be 20.... - Weddings increase to 20 people + the celebrant and the couple. - Funerals, indoor/outdoor, increase to 50 people + people reasonably required to conduct the funeral. - Private worship/small religious ceremonies increase to 20 people + people reasonably required for the ceremony. , , - Auction houses, real estate auctions and open house inspections increase to 20 people + the min number reasonably required to facilitate. - Restaurants, cafes and pubs can open and serve meals for up to 20 patrons per space. Alcohol with meals only. - Overnight stays in private residences allowed. - Camping and tourist accommodation allowed if no use of shared facilities. - Beauty therapy, tanning, waxing, nail salons, spas, tattoo parlours, massage parlours to open with up to 20 patrons. - Non-food and drink market stalls to open. - Community facilities to open, with no more than 20 people in a single space plus those reasonably required to run the space. - Indoor and outdoor pools to open, to maximum 20 patrons and limit of 3 people per lane in each pool. - Galleries, museums, national institutions, historic sites, outdoor amusement parks, drive-in cinemas, zoos and arcades to open with up to 20 patrons per space, while ensuring density limits are applied to the entire venue. - Non-contact outdoor sporting activities will increase to 20 people plus the instructor. More restrictions to be lifted on 21/06/2020 following the advice of the Victoria Chief Health Officer. Source: Victoria Government

07.01.2022 [Hot news] CBA and NAB will implement new payment levels, limiting your ability to make extra repayments, potentially forcing some customers to pay tens of thousand dollars more for the loan term.

07.01.2022 While Victoria is at risk of another outbreak and international travel is still bleak. Australians seem to be quite optimistic about our future.

06.01.2022 We can help You source the cheapest rate for Your loan! Message us TODAY! As low as 2.09% Saving $THOUSANDS$ in interest repayment... https://www.propertyobserver.com.au//113001-maintaining-pr

06.01.2022 Another case done during COVID-19, this reminds us of what drives us every day, what we are passionate about. It's all about putting that smile on our clients' face Help you achieve your next milestone.

06.01.2022 Welcome to UFS. EMAIL US TO GET YOUR FREE FINANCIAL CONSULTATION ON HOW TO STAY FINANCIALLY HEALTHY DURING THIS PERIOD.Welcome to UFS. EMAIL US TO GET YOUR FREE FINANCIAL CONSULTATION ON HOW TO STAY FINANCIALLY HEALTHY DURING THIS PERIOD.

05.01.2022 Tightarse Tuesday: 3 Tips to start savings. 1. Don't buy anything convenient (coke, bottled water) 2. Choose cheaper alternatives (7-11 coffee vs barista-made coffee, Homebrand vs branded products) 3. Piggybank all your spare change to deposit to your emergency fund once a month.

04.01.2022 Victoria COVID lockdown is coming closer to an end while the state government is committed to extend their support for buisnesses and individuals. Unemployment rate has decreased, signaling an improvement in the economy. It is definitely a good time to get yourself prepared if you are looking for a new home or investment property. We can help finance your new home up to 98% LVR including LMI. We are experts in making your dream come true.... Contact Roland 0423.341.424 for a tailored assessment.

03.01.2022 The responsible lending legislation is set to be rewound, allowing mortgagers to borrow more than their current loans. Westpac and its subsidiaries such as St George, Bank of Melbourne or Bank SA have reduced their serviceability floor rate from 5.35% to 5.05%, that would extend some people’s borrowing capacity. They have also re-introduced the lender's mortgage insurance waiver for a number of professions, subjected to their loan-to-value ratio (LVR); and removed the LVR li...mits for self-employed applicants. From historical trends, we expect other banks will soon to follow suit. The banks want to let people know that they are open to new mortgages. Since July 2019, the financial industry started to see the winding back of credit provision into the market, starting by APRA allowed banks to set their own floor rate, given that there was a buffer of 2.50% applied to their stress test. September 2020, Treasurer Josh Frydenberg announced that the Government would rescind the responsible lending legislation altogether, allowing more credit to flow into the economy to help it recover from both the massive bushfire and the coronavirus pandemic. In the following months, people will be able to borrow up to ten thousands more on the average loan size of $500,000, once the other banks have reassessed their own floor rates as home loan rates continue to fall. Follow Unicorn Financial for your latest home loan updates.

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