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U-prosper in Gold Coast, Queensland | Mortgage brokers



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U-prosper

Locality: Gold Coast, Queensland

Phone: +61 422 417 108



Address: Acanthus avenue 4220 Gold Coast, QLD, Australia

Website: http://www.uprosper.com.au

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21.01.2022 No doubt you all saw the recent cash rate decrease down to 1.00% yesterday! Whilst it appears as though most of the banks won't be passing on the full cut, we are still seeing atleast some of the rate cut being passed onto consumers. This is great news, but to be frank, it's pretty useless if you don't actually use it to get ahead financially while you can. To me, keeping your repayments the same as what they were and concentrating on paying down the mortgage quicker is a gre...at option, as is putting the difference into your savings or offset accounts. It might also be a great time to top up your superannuation, or explore other investment opportunities to assist in achieving your financial goals. Either way whatever it may be, I do urge you to not get too complacent with these historically low rates, utilise this to assist in your quest for financial freedom. They will not be this low forever, and be assured that when they do start rising its likely to be in quick succession. If you need some advice, or you're simply just wondering if the current interest rate you're paying is too high, make sure you give me a call to have a quick chat on 0422 417 108.



21.01.2022 For the 3rd time in five months the Reserve Bank of Australia has decided to reduce the official cash rate, this time to 0.75%, in a concentrated effort to boost the economy. In making the decision to lower rates again the RBA has strongly reinforced its focus on supporting employment growth, and boosting household consumption to restore inflation to within its target range of 2 -3% pa. The RBA will also have been very conscious of the impact on Australia's exchange rate and the competitiveness of our exports had it not reduced rates in line with global trends.

18.01.2022 This actually looks better than it did 2 months ago. Looking a bit more positive. The market appears to be stabilising a little across the board . The primary drivers for the recent turnaround in the housing market performance were Australia's two largest cities, Sydney and Melbourne, where values have ticked higher over the past two months, taking values 0.3% off their floor in Sydney and 0.4% higher in Melbourne. The 0.2% lift in Brisbane values was the first month-on-mon...th rise since November last year. #australia #housingmarket #realestate #Sydney #Melbourne #corelogic

15.01.2022 The Reserve Bank of Australia (RBA) has delivered its final cash rate announcement for the year with the decision to leave the rate unchanged at 0.75%. In making the decision the RBA appears to be assessing the impact on the broader economy of the three previous cash rate reductions together with recent tax cuts, government spending on infrastructure and signs of improvement in the resources sector. The RBA will be keeping a close eye on household consumption and the GDP numb...ers being released later this week as it stays focused on the aim of restoring inflation to within its target range of 2 - 3 %. Any questions please let me know!



10.01.2022 Over the past week, with the recent changes that have been happening, I wanted to host a live Q&A session to discuss some of your questions and concerns as relates to your lending situation. The Q&A will be hosted via Zoom and you can login from your phone, Ipad or computer.. When: Friday, 27th March @ 7 pm Queensland Time... Link: https://zoom.us/j/949038287 Any questions let me know! Otherwise i look forward to seeing you on there!

06.01.2022 Building your first , second or 10th investment property can be a pretty daunting process. That's without even considering the finance side of things. We just had a client finish building their second investment property and whilst initially they were declined by their long term bank, we managed to successfully secure the finance, and at a cheaper rate than they were quoted. It's a win win situation that they may not have explored if they had not sought advice from us. #builder #goldcoast #finance #whataride #theymadeit #finishline #nextchallenge #happytohelp

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