Urban Broker Pty Ltd in Sydney, Australia | Loan service

Urban Broker Pty Ltd

Locality: Sydney, Australia

Phone: +61 427 800 007

Address: Mobile 2000 Sydney, NSW, Australia

Website: http://www.urbanbroker.com.au

Likes: 252

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 Unsure where to put my hands for the first time in my life. Kitchen by @tullipanhomes . #home #kitchen #property #finance #urbanbroker

25.01.2022 Adding a room? Talk money honey ... ‘It can cost between $50,000 and $100,000 to add one ...... As a rough guide, build costs are generally around the $1200 $1700 per sqm for a home extension. This will depend on the level of construction and whether your home is timber or brick. If your extension is to be built in brick then expect to pay in the upper level of this scale. If you’re planning on creating another level on top of your existing home then you should expect to pay in the region of $2000-$3000 per sqm. You’ll also have to adhere to council regulations and pay any permit costs’. Consider all options like granny flats/studios, as well as keep in mind - is this your forever home? ... or are you doing this to lease/flip - in which case always think about who the tenant/buyer is & what they’ll be looking for ... OR ... just go whole hog & knock the existing fkr down & get yourself a brand spanker, & most likely pay less per/sqm ... like this one from @tullipanhomes . @the_urbanbroker @earthly_shannon A lot of the words: realestate.com.au. #home #bedroom #renovation #construction #profit #finance #urbanbroker

24.01.2022 Want to buy land & do a tiny house? Yes it’s possible to finance this ... however the deposit requirement will generally be much larger than your usual property. Why? It’s not an everyday thing people want to buy, therefore it’s a riskier asset for lenders to mortgage.... Here are a few things (not all) to look into so you’ve got the answers ready to go for your Broker ... firstly the land: . Where is the land located? . How large is the land? . How far away is there a town/city & what is the population size if it’s remote? . Are there ANY utilities services available to be connected? . Council zoning? . Environmental issues (mine subsidence area/hazardous materials/bushfire prone/flood zone)? The house: . Fixed to the land? . Kit home? . On wheels? . How big? . Services connected? @the_urbanbroker reach out if you’d like to start talking about this. #in2thewild #escapethecity #sunday #selfcare #midweekbreak #finance #tinyhouse #repost @in2thewild.aus #urbanbroker

23.01.2022 When I was asked yesterday if you don’t want gifts, what’s something you’d get yourself? ... Hmm Kayak maybe? Nek minute here we go. Only myself & one guy on a SUP across the entire waterfront. He paddles up to me ... just to ask me if I was listening to Metallica?... I was listening to Arctic Monkeys ... I did throw some Metallica on up the hill home . I hope you all had a magic weekend . #kayak #water #arcticmonkeys #metallica #weekend #urbanbroker

21.01.2022 What is it today? Being a Broker isn’t all about the numbers. It’s a people business - there are so many life events I see & often some of these are supercharged with emotion.... . The excitement of buying a first home. . The fear of unravelling finance during a separation. . Growing a business (or keeping one alive). . The process of construction funding your major reno/new home/investment. . Starting/growing the family & how this shapes your options. So when you’re in the bank seeing a lender & you feel like you’re a transaction ... you are. Go see a Broker - I see all the things, all the time ... I get it ... life experience matters. @the_urbanbroker . #finance #home #business #investment #experience #success #urbanbroker

20.01.2022 Matt Sharp! former local Rugby League gun for the Sharks & Roos ex corporate, turned Buyer’s Agent on the NSW Central Coast ... Matt is passionate about helping families secure their dream home anywhere on the Coast ... he also has National reach for clients wishing to invest outside NSW, including tailor made strategies for Self Managed Super Fund (SMSF) investors. As property is moving so fast right now (many listings spending less than a week on the market), Matt... firmly believes you need your finance pre-approval ready-to-go so you can act with speed BEFORE you head to the market ... @the_urbanbroker agreed! Matt loves the Coast & believes it’s an amazing area to raise a family. When he is not spending time with Wife Jackie & their new baby girl Remi, he’s out for a surf & Coaching local rep footy under the Roosters growth program . If you’re looking to buy property on the Central Coast or invest nationally, DM @mattsharp #property #wealth #lifestyle #sydney #centralcoast #finance #home #broker #goals #beach #footy #community #local #urbanbroker

20.01.2022 Can you believe this is a ‘Granny Flat’? Many people take short-cuts with Granny Flats. A fast conversion of a garage into a Granny Flat (often without council approval/certification) may seem like a quick win, but, it will not compete for rent nor capital growth against something like this. Having a council approved/certified secondary dwelling can make all the difference to your lender/bank whether they’re OK to help you fund the construction of a Granny Flat, or, access ...equity for further investment. Importantly not all lenders/banks are OK with Granny Flats either ... That is why you need a Broker to access ALL your options for you @the_urbanbroker ... This design is from a Newcastle based company Coastline Granny Flats. #property #wealth #home #investment #construction #options #finance #money #urbanbroker

20.01.2022 It is nearly #winner time - there have been so many GREAT entries ... and there is still time to enter!!! $8K your way ... just in time for Christmas-New Year 2021. Hit the link below & go for it, you’ll also find the T’s & C’s there:... https://www.urbanbroker.com.au/the-8k-giveaway/

20.01.2022 Why do you do certain things? I’m 97 days without alcohol. It’s absence from my life helped me understand why I drank it (either socially, or by myself).... Have you got habits in your life that ‘just are’ because they’ve ‘always been’? Where we spend our money - our time - what we consume - who we may be with (yes, some relationships are addictions) all form & shape who we are right now. That’s the gift of acknowledging & owning your actions. Because ... if you don’t like that version of you, or the people in your life that your actions are drawing in ... then give it a go to shift some habits. Or a habit. I don’t suggest having 6 (six) pineapple Kombucha’s at a gig instead of 6 beers ... trust me don’t do that. Start small, you’ll be surprised what happens. Speaking of starting small - you may be saving for a house, or investment property ... To help avoid the old boys/girls are on ... just gona swing $100 out of the house savings for tonight ... instead have a dedicated ‘blow’ account as another savings account which is OK to blow on whatever you wish. Just a thought. URBAN BROKER for the full side effects of 6x Kombucha’s. #change #goals #home #investment #habits #believe #perspective #urbanbroker

19.01.2022 Mortgage Brokers now write over 60% of mortgage business in Australia. This was around 33% in 2010. People are slowly realising the value in giving themselves OPTIONS - instead of being stuck at the one bank for life. Options like:... . more flexible lending policy that matches your individual story; . easier access to equity for personal use; . easier leveraging/ recycling debt for investment; . remaining as competitively priced as possible to match your requirements & objectives. Some would say because more people are using Brokers, it is making it harder to compete as a Broker - it’s the opposite. I also love bouncing scenarios / mentoring other Brokers myself. &, if you don’t use my services as a consumer, totally OK - I always advocate you use a Broker whatever you do ... This goes for both Residential & Commerical transactions. @the_urbanbroker ... If you want a Broker? If you want the name of another Broker? If you want to BE a Broker? #australian #broker #finance #options #mortgage #property #investment #goals #urbanbroker

17.01.2022 Some deals are easy. Some deals are hard. To give yourself the best options - see a Broker, they play all the best cards. @the_urbanbroker lyrical ganster.... Schoolboy photo, class of 2020 before the hair & beard went wild @earthly_shannon ... #finance #home #property #wealth #ace #urbanbroker

16.01.2022 Celebrate your wins... I’m incredibly grateful to wake up healthy everyday. Lift good weights. Eat well. Swim in the Ocean. I’m grateful that I am trusted to help people get money for all the things.... I made some magic things happen for some people this week - $2m SMSF commercial purchase $360k owner builder $880k refinance & kitchen reno $1.3m related party purchase. Thank you to my clients, my referral partners & to the Ocean . @the_urbanbroker . Ps. If you know someone with a mortgage in NSW or QLD & reckon they’re good with their words, sling them my details to enter the $8k giveaway competition ... hit the banner pinned to the top of this page . #beach #broker #coffee #food #love #soul #finance #property #goals #business #commercial #home #urbanbroker

16.01.2022 Car loans ? A few different options ... priced from highest cost % to lowest cost % on average: . unsecured personal loan;... . secured personal loan; . hire purchase; . chattel mortgage; . Home Equity/ line of credit/ redraw home loan. Each have their own advantages / disadvantages financially with differing taxation benefits. Always get qualified financial advice from your Accountant to ensure you pick the most appropriate option available to you (especially if you’re a business owner). Super importantly - if you have other financial goals in the pipeline like buying or investing in property, ensure you engage a Broker to run-the-numbers on the impacts each of the above loan types will have on your borrowing power. @the_urbanbroker to run Ze numbers . #car #advice #options #finance #broker #power #choice #urbanbroker

12.01.2022 YEWWWW ... Congratulations to KIRSTY on buying your first home ... Kirsty initially approached her bank & was told she needed to wait another month to do the deal ... Kirsty’s parents in NSW then suggested she contact @the_urbanbroker ... but ... was it OK to be interstate?? ABSOLUTELY fine, & what timing. First home buyer-property found-QLD contract (28 days end to end)- Anthony can you help? This is why using a Broker is so critical: We got the deal done in lightening time which included securing a ticket with a lender via the First Home Loan Deposit Scheme (FHLDS). This meant Kirsty saved nearly $7k in lender mortgage insurance fees that still, if she waited another month with her own bank, Kirsty would have been required to pay. This is because her own bank isn’t on the FHLDS panel. The best outcome: Kirsty will have new flooring, painting & homely touches done BEFORE she moves in (from the cash we saved her!) all inside the month she didn’t have to wait & potentially lose this little ripper of a unit. Broker = options. Enjoy every bit of making this your home Kirsty, & thank you for your support Anthony. #newhome #firsttime #service #speed #quality #options #goals #property #brisbane #choices #urbanbroker

11.01.2022 Refinance? Avoid the BS ... If you’re sold into a refinance by a bank/broker with a calculation of interest saved over the life of the loan BEWARE. From what I’ve seen, most people need to restructure debts every 3-7 years (on average) due to life events.... Upsize/downsize - relocations, changing families, employment changes, business shifting, replacing the car, financial events... the list goes on. Do you have the next 20, 25, 30 years of life events already mapped out? None of us do. Yes, interest rates are at record low’s now ... yes, we all like a great deal ... however if you are going to refinance, focus on how this will be financially compelling inside the first 1-5 years ... if it’s not, why do it? Want help to see if it’s compelling, then get in touch . #finance #authentic #advice #mortgagebroker #goals #change #business #family #life #home #urbanbroker

11.01.2022 Swap fuck you for thank you. Thank you 2020. 2021, come Carpe Diem baby.... #gift #thankyou #growth #2021 #urbanbroker

11.01.2022 Earthing on a rock, thinking about the 5 C’s of credit. While many banks & lenders run your application for finance via some fancy bingatron algorithm, your application will most likely still get reviewed by a ... human. Here are the 5 C’s which are part of the human factor in assessing your application ...... The first C is character your credit history. Some examples ... How often you change jobs; changing Residential address’; conduct on bank accounts/ debts/ utilities bills. The second C is capacityyour debt-to-income ratio/ or surplus cash position with current & proposed liabilities. The third C is capitalthe amount of money you have. This is can be equity in existing property &/ or savings. Genuine savings is normally classified by lenders as genuine if you’ve had the money in your name for 3+ months. The fourth C is collateralan asset that can back or act as security for the loan. The fifth C is conditionsthe purpose of the loan, the amount involved, & all interest rates/ costs/ charges ... ie. will the finance meet responsible lending obligations & be in your best interest? How do your 5 C’s stack up? If they’re not all perfect, that’s OK ... use a Broker so you can navigate to a lender that will get the deal done. URBAN BROKER for more info or some earthly wisdom. Ps. getting earthed does not mean face-planting into some pebbles after you’ve hit the nangs. #history #finance #options #advice #money #man #urbanbroker

09.01.2022 Meet Joe the smiling assassin of g-six boxing @gsixkincumber & @gsixboxingtuggerah ... Joe grew up doing various martial arts: Taekwondo, Karate, Kick-Boxing, BJJ & finally Boxing which he actually started through an injury ... I found boxing & it was the one sport that I could manage to do with this injury.... From the first session I was hooked. I loved trying to better myself and challenge myself & as I learnt more, I realised how much more there is to boxing mentally & physically. Boxing can change your whole outlook on life & challenges that you face. When Joe isn’t holding the pads & pushing people to their spew limits he is spending time with his beautiful wife Michelle (childhood sweethearts!) & their 4 children. He loves the Coast for its amazing lifestyle & he believes it’s the ideal place to bring up kids . Joe remembers the last property cycle similar to what is happening now - Sydney is discovering (again) how great a place this is, especially how places like g-six build community. This is why you need to act fast - the market is strong. Get your finance PROPERLY pre-approved so you’re ready to go. What does properly pre-approved mean? Certain banks may credit score you & on the surface, with your information provided, pre-approve you. Then when you’re ready to go, the application gets reviewed by a human for full assessment ... it’s potentially an outcome when the bank (human) says no, hence, you scramble for another option & lose some sleep in the meantime. This is why you use a Broker to determine which lender is best for you, &, which one will back you - all the way - including pushing the bank/lender to give you a proper (fully assessed) pre-approval at the beginning of the process . For a chat about proper pre-approval DM @the_urbanbroker #boxing #sport #home #family #goals #finance #urbanbroker

09.01.2022 Just got asked if I do loans for broke people. How do you define broke? Seriously though, a lot of people probably feel broke at this time of year. When combined with many financial challenges this year has presented for some, it would be totally understandable & totally OK if you have found yourself worried about your finances. Or a bit lost.... If you feel this way - ask for help. @the_urbanbroker . #help #people #finance #christmas #urbanbroker

08.01.2022 The chances are ... I’ve seen it all. I’ve seen families begin, grow, end.... Business’ launch, crash, soar. Markets rise & fall. I look after CEO level clients earning millions - to - First Home Buyers beginning their property journey - to - Business owners expanding their business - to - Retiree’s relocating to aged care. I don’t judge you how you spend your money ... I will help you understand how you can borrow money to achieve your goal of owning your home, buying your investment property, or growing your business. By the way, I’ll give you a fast Not-right-now instead of a pretend Yes ... as time is important to us all. Thank you for coming to my Ted talk. @the_urbanbroker 0427 800 007. Ps. tap the link in the bio for your chance to win $8k your way ... you’ll also find the T’s&C’s there . #home #growth #authentic #business #property #options #finance #money #goals #urbanbroker

07.01.2022 Trent Mullen. The go-to Agent for the East Gosford-Springfield area on the NSW Central Coast . He loves property. If Trent wasn’t selling property, he would be developing it. He loves helping people & is highly aware that when you help someone buy their dream home or investment - it’s a long term relationship . When he isn’t wrapping deals, he is a huge supporter of the Raiders in the NRL (I won’t hold 1989 against him when the Tigers lost ), he keeps a close eye on h...is Racehorse’s Vincero & Commandeering ... & also enjoys a round of Golf . The biggest challenge right now in his local market? More & more Sydney-siders are chasing the area Trent looks after. Supply is limited ... this is why Trent believes in the value of finance being pre-approved before you go out looking - this makes sure everyone is on the same page much faster ... & right now, speed stuns @the_urbanbroker Ps. Trent doesn’t have a business Instagram. So double tap if you like property, like the Raiders, or even if you think he’s a handsome devil & I’ll let him know. #property #home #finance #goals #business #local #golf #horses #raiders #tigers #speed #urbanbroker

07.01.2022 A self confessed Cancerian that loves to help people, Ash is a super energetic Buyer’s Agent on the NSW Central Coast ... Ash specialises in owner-occupied relocations from Sydney as well as the holiday-home market. Ash also has key investor contacts in Newcastle. Part of being a successful Buyer’s Agent is tapping into off market property stock ... Ash believes that nearly 60% of Coast property is currently being transacted off-market ... which means if you wan...t to buy in this area, you need to know her! What does Ash love about the Coast? coming from Sydney, people take the time to stop & say hello here, people here are open to helping each other, it’s such a great community. Speaking of community - in her spare time Ash loves to swim the Terrigal bouy’s with her morning swim crew, (ummm swims much faster than @the_urbanbroker ), loves to surf , & also loves acro-yoga with her beau Shaun! If you’re looking to source property between Sydney-Newcastle DM @ashleyhockambuyersagent #property #wealth #lifestyle #sydney #centralcoast #newcastle #finance #home #broker #goals #beach #local #urbanbroker

02.01.2022 2020 was a winner for Delilah & Louella. Their Mum & Dad secured a slice of paradise which settled just in time for the New Year . Plenty of room for all the fun outside things, Dad’s new shed, & loads of space for the pups to run around.... Speaking of Dad, he’s a ripper of a landscaper ... @silverfernlandscapes go check him out. #family #home #goals #property #lifestyle #finance #options #urbanbroker