Victorian State Home Loans in Mornington, Victoria | Loan service

Victorian State Home Loans

Locality: Mornington, Victoria

Phone: +61 1800 420 611

Address: Office 1, 26-28 Carbine Way 3931 Mornington, VIC, Australia

Website: http://www.vshl.com.au

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25.01.2022 Unsure how much you can afford to borrow? Or exactly what your home loan is costing you? We can help you with the answers! Give us a call, or come in for a chat.

25.01.2022 Looking to buy an investment property? New stamp duty laws come into effect as of 1st of July.

25.01.2022 Interest rates have been kept at the record low 1.5% following the RBA's final meeting of the year. Housing market has been generally stronger, particularly Melbourne, but varies widely across different regions.

25.01.2022 Investment property rate rise getting you down? We can help you minimise the effects. Give us a call or drop by to discuss what we can do for you.

24.01.2022 The Reserve Bank has today announced a 0.25% rate cut indicating increased concern over the prospects for the national economy. This takes rates to a record low 2.5%. In great news for borrowers, the majority of lenders have already announced they will be passing on the full rate cut, Westpac have gone a step further giving their customers a 0.28% reduction. Latest data supports the gloomy economic outlook with the jobless rate rising over June and building approvals down sharply over the month. There are positive signs, however, with a lower dollar, a recovering sharemarket and increased buyer activity in the housing market. Most capital cities have seen an increase in house prices over the last quarter. Make sure you are getting the most out of your home loan, give our expert mortgage consultants a call 1800420611

24.01.2022 A happy birthday to our queen of customer service Marlow Partington. Enjoy your day off with the boys

23.01.2022 At its meeting today, the Reserve Bank decided to lower the cash rate by 25 basis points to 1.75 per cent, effective 4 May 2016. This follows information showing inflationary pressures are lower than expected. The majority of the major lenders have committed to passing the cut on in full. With current interest rates at record lows, now is a good time to consider your buying or refinancing options.

23.01.2022 After something a little different in the housing market? Perhaps the new trend of popularity in purchasing churches would suit!

22.01.2022 Found that perfect property? Give us a call to find the perfect finance to make it yours.

21.01.2022 With the looming election this weekend, it was no surprise to hear the Reserve Bank decided to keep the official interest rate on hold today. Spring is upon us... and it is historically a time of increased activity in the property market. With recent increases in house prices, your home may be worth more than you realise. Have some debts you would like to consolidate? Considering an investment property? Our expert mortgage consultants can find the best home loan for you. 1800 420 611 See more

21.01.2022 RESERVE BANK INFORMATION At its meeting tuesday, the Board decided to leave the cash rate unchanged at 2.25 per cent. Growth in the global economy continued at a moderate pace in 2014. A similar performance is expected by most observers in 2015, with the US economy continuing to strengthen, even as China’s growth slows a little from last year’s outcome. At tuesday’s meeting the Board judged that, having eased monetary policy at the previous meeting, it was appropriate to hold interest rates steady for the time being. Further easing of policy may be appropriate over the period ahead, in order to foster sustainable growth in demand and inflation consistent with the target. With current interest rates at record lows, now is a good time to consider your buying or refinancing options

21.01.2022 Congratulations to the Mornington Soccer Club with their win on the weekend. Clinching the State League 1 title with 3 games to go. We are proud to sponsor and be associated with such a well run sporting organisation both on and off the field

21.01.2022 Proud to be on board with supporting local sport.

20.01.2022 Victorian State Home Loans is proud to be on board as a sponsor of Frankston Women's Cricket Club in their 40th season Supporting local sport.

19.01.2022 "Mortgage brokers are able to work one-on-one with each client, evaluate their specific needs and find a lender that suits them"

19.01.2022 Congratulations are in order again for the Mornington Soccer Club! 4 weeks ago they clinched the State League 1 South East title with 3 games remaining. Last night they won the overall State League 1 title with a hard fought 1-0 win over the North West champions. What a fantastic effort for the club whilst celebrating their 50 year anniversary. Extremely proud to be sponsors of this Club.

19.01.2022 Tonight is season launch for the Victorian State Home Loans Southern Umpires Association. One of the largest umpiring organisations which looks after all games played in the Peninsula League, Nepean League and Casey Cardinia League. Congratulations and good luck tonight to all the umpires

19.01.2022 What exactly is the "RBA Cash Rate"? What are the predictions for the November RBA decision this Melbourne Cup Tuesday? And how do we compare to the current rates elsewhere in the world?

19.01.2022 Feeling the pinch following your festive season spending? Struggling with your credit card payments? Refinancing your property to roll all your payments into one at the best rate possible could give you significant savings. Give us a call to discuss consolidating your debts 1800 420 611

19.01.2022 Official Interest rates have been cut to historic lows today. If your funder is not passing on this benefit to you contact one of our sales people to see what the best deals are

18.01.2022 A very happy birthday to our very own Lyndon Cleary. Managed to keep it quiet at work today but a very important part of the Victorian State Home Loans team in getting you the best loan and supplying the best after settlement service.

17.01.2022 How many likes can we get for the top of the Victorian State Home Loans Southern Umpires Association. Hardest job on any sports field.

17.01.2022 Congratulations to Aimz from Frankston Women's Cricket Club for being named Cricket Victoria's Club Cricket Player of the Week - what a way to bring up your first century!

17.01.2022 Stay tuned for exciting news about the launch of our new customer friendly website jam packed with information to help everyone

16.01.2022 Wishing our recently retired Casey Regional Manager George Pike a very happy birthday.

15.01.2022 Have you seen our new web page? It's up and fully functional, mobile device friendly, with lots of useful info along with links for our clients to log in and access their loan accounts. Jump online and check us out!

15.01.2022 The Reserve Bank of Australia has held the official cash rate steady at its September board meeting following recent global sharemarket turmoil. Economists are continuing to predict a cut to the rate at the November meeting on Melbourne Cup Day.

14.01.2022 The RBA has left the official cash rate on hold at its meeting this month stating "the prospects for an improvement in economic conditions had firmed a little over recent months and that leaving the cash rate unchanged was appropriate". Further cut to the rates next year is still a favoured possibility.

12.01.2022 The RBA opted to hold rates steady at 2% for the 11th consecutive month at today's meeting. A cut in the near future still remains a distinct possibility with mixed economic performance and a significantly higher Australian dollar. Housing markets continue to show robust activity despite tighter lending conditions being imposed.

11.01.2022 The RBA have kept official interest rates on hold again - with no movement since August 2016. Economists continue to predict cuts later in the year due to slow economic growth.

11.01.2022 The Reserve Bank of Australia decided to leave interest rates on hold this Tuesday at their August meeting, the cash rate remaining at a record-low 2% There are still some experts predicting a further cut later this year. Strong investor activity remains a key ingredient of current housing market activity, particularly in Sydney and Melbourne, with both recording strong prices growth over the June quarter.

11.01.2022 Have you been hit by the latest rate increases? - Rival banks are following the lead of Westpac's interest rate hike independently of the Reserve Bank as they look to pass on extra costs to customers. Don't get stuck paying more than you need to! "It's true that the smaller banks won't push up rates, because they're not affected by the new tougher capital requirements, but that doesn't much worry the big four. They figured out long ago that most of us don't change banks, even when we should."

11.01.2022 What will interest rates do? This morning on the ABC we see Financial Advisors saying with Inflation at an estimated 1.6% it may bring a 0.25% reduction in th...e official interest rates of the RBA. This should see interest rates not move upwards till either late 2018 or even 2019 according to the ABC financial adviser. See more

11.01.2022 As widely expected, the RBA opted to leave rates on hold at its July meeting, with Australia still in political limbo as the country awaits the outcome of last Saturday’s inconclusive election cliffhanger. An August rate cut is still being tipped by many of the experts.

10.01.2022 Congratulations to the VSHL Southern Umpires Association on another fantastically run grand final umpire appointment night. With guest speakers of hawthorn legend Gary Ayres and umpire legend Rowan Sawers it is an honor to be involved.

10.01.2022 Yet another success story for the Mornington Soccer Club taking out the Bayside League final yesterday in extra time. Victorian State Home Loans are very proud and privileged to be supporters and sponsors of the club. Congratulations to all involved!

10.01.2022 Confused by home loan lingo? Baffled by mortgage jargon? Befuddled by lending language? This article explains some of the more common mortgage industry terms and may help you feel a little more at ease when discussing your finance options with your mortgage specialist.

10.01.2022 In contrast to mortgage brokers who direct you to the bank following settlement, we as mortgage managers have an ongoing relationship with you for the life of your loan. We are here to assist with all your queries, we have the ability to personalise your loan to meet your requirements and we are just as keen as you to see you debt-free faster!

10.01.2022 Man walks into a farm and says to the farmer: "How many sheep do you have?" Farmer answered "78" Man says: "Can you round them up?" Farmer responded "80" ... Come to VSHL for some serious talk about your finances.

09.01.2022 As was widely anticipated, the RBA have kept interest rates on hold at the record low of 1.5% at their meeting this month. Analysts are tipping that further cuts in 2016 are unlikely.

09.01.2022 Despite long term predictions of a Cup Day rate cut, The RBA left the official cash rate on hold this week, stating that prospects for an improvement in the economy had strengthened a little in recent months, so leaving interest rates on hold was appropriate.

08.01.2022 Is there such a thing as the "Trump Effect"?

08.01.2022 With the Reserve Bank set to meet tomorrow, here's fingers crossed for good news to all mortgage holders

08.01.2022 Friday funny...

08.01.2022 The RBA have cut the official cash rate to a record low 1.50%, shaving off 25 basis points at their monthly meeting this afternoon. Low inflation has prompted the cut. Of the major lenders, Commonwealth Bank responded first, announcing they will pass on 0.13 of the 0.25 cut, with NAB soon following suit announcing they will pass on 0.10

07.01.2022 After last month's rate cut dropping the official rate to a record low, it was no surprise that The Reserve Bank opted to keep rates on hold this month when they met earlier this week. There has been some positive signs with a reduction in the unemployment rate and a continuing upwards trend in house prices, but the stock market remains volatile and the economy somewhat unsteady. Economists are still predicting a further drop in rates in the second half of the year. Looking ...to get into the property market? With house prices on the rise, now is the time to strike! Give our expert mortgage consultants a call and find the best home loan for your circumstances. 1800 420 611 See more

07.01.2022 After another busy weekend at the property auctions saw the national clearance rate hit 80 per cent, up from 76 per cent last week. After two weeks at 76 per cent Melbourne increased to a 79 per cent clearance rate. At VSHL we can organise Pre-approvals so you can bid with comfort at auctions

06.01.2022 A stronger than expected inflation result and improvement in business confidence has encouraged the Reserve Bank of Australia to leave the official cash rate on hold at 2.5% for the sixth consecutive month. Home values continue to show an upward trend, rising an average of 1.2% over the month of January. It is expected the RBA will err on the side of caution and leave the cash rate untouched for the foreseeable future. Keen to buy, build, or invest? Not sure if you are on the best rate available? Our expert mortgage consultants can help, call 1800 420 611

05.01.2022 Happy birthday to our long-standing accountant Chris El Mousalli. Anyone after an accountant to look at their personal or company tax returns should give him a call.

05.01.2022 The RBA kept the official interest rate on hold at its meeting this week, stating continued economic growth was evident. Despite the RBA announcement suggesting a continued holding stance, economists are still predicting a further rate cut in the coming months.

04.01.2022 Will today bring another cut to the already record-low Reserve Bank of Australia interest rates? The money markets think so. ABC News reports that the markets are factoring in a 78 per cent chance that rates will be cut from the current 2.25 per cent, probably to 2 per cent.

04.01.2022 The Reserve Bank has again opted to leave interest rates on hold this month, stating the economy is holding steady and weathering the storm. Of positive note is the upswing in property investment and construction. There is conjecture over whether the rates will continue to remain steady over the rest of the year, with some still predicting a further cut.

04.01.2022 A great start to the state league 1 season for the Mornington Seagulls. A 2-1 win over Clifton Hill. Proudly sponsored by Victorian State Home Loans. #morningtonsc.

04.01.2022 The Reserve Bank have kept interest rates on hold again this month, citing evidence of sustainable growth in the economy that should see the inflation target reached over time.

03.01.2022 Happy Melbourne Cup Day all! The RBA has held rates steady again for the third month in a row at their monthly meeting today. Some are predicting cuts in 2017, and the RBA has indicated if there is movement in the next 12 months it is more likely to be down than up.

02.01.2022 In its final meeting for 2013, The Reserve Bank as widely expected has decided to leave official interest rates on hold. Rates have now been steady for the past 4 months following the decision in August to cut rates to a 60 year low of 2.5 percent. Although unemployment continues to creep up, the dollar is easing and the housing market is performing strongly with an increase in building approvals and high auction clearance rates. Are you getting the best home loan deal for you? Call one of our mortgage experts to find out 1800420611

01.01.2022 As was expected, the RBA kept the official interest rate on hold at 1.5%, where it has been since August 2016, and where many economists are predicting it will likely remain for the months to come.

01.01.2022 Do you have an investment property loan? Interest rates on investment property mortgages with all lenders have recently been increased. All investment loan clients will be receiving a letter in the coming days to explain this increase. Give us a call to discuss your options for minimising the impact of this rate rise.