Visia Financial Services in Perth, Western Australia | Financial service

Visia Financial Services

Locality: Perth, Western Australia

Phone: +61 8 9335 3775

Address: 6 Money Street 6000 Perth, WA, Australia

Website: http://www.visia.com.au

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25.01.2022 Sharing financial responsibilities with a partner or spouse can get pretty messy if you arent careful. Its a good idea for both parties to share an equal role when it comes to financial decision-making. Rather than allocating specific financial tasks, trade the jobs back and forth, or even share the jobs equally. Pick a regular day and time each month to pay the bills and discuss expenses etc (and dont forget to schedule something fun for afterwards!)

25.01.2022 So, youve caught the travel bug but are worried that acting on it will seriously break the bank. Fear not!! Were here to help. There are plenty of ways to stretch that travel budget further than you ever thought it could go. Rather than hiring a car on your vacation, why not stick to public transport and bicycling?? Cost effective, healthy and good for the environment too!

25.01.2022 I’ll just stick it on my credit card, Oh, look, 24 months interest free, But I really just need it now, Technically, it’s the same as saving money. Are you guilty of saying any of these things before spending money you don’t have? We thought so! We’ve all been there, and it happens to the best of us, but any debt is still debt and you almost always pay more.

24.01.2022 Debt sucks, but most of us are in it to some degree. Whether it’s credit cards, Afterpay or home and car loans, debt is something that is tough to avoid. So best to just tackle it head on and take control of it before it takes control of you. Get serious about paying off that debt, look into ways to increase your savings and do a bit of research into possible investment opportunities. You’ll be debt free before you know it!!

24.01.2022 The results you desire might not come to fruition right away, but commit to your path and you never know how life might unravel. This is especially true with your finances. At Visia, we show you the way and how there really is no time like the present.

24.01.2022 Hot enough for you?? We’ve got a few heat-beating tips we’d like to share that will keep you and your wallet nice and cool during the warm months. Keep your blinds and curtains closed. Turn off any appliances you aren’t using. Consider using fans rather than air-con (pro tip: face your fan out of your room, rather than in). Keep cooking to a minimum. And of course, don’t forget to take day trips to your favourite local air-conditioned cold spots to help reduce cooling costs and nasty emissions.

23.01.2022 So, youre all about that #fifolife but are struggling to manage your financials. Help is here!! Theres plenty of things you can do to steer your budget back on track. Keep a financial logbook. Remember why you signed up to work FIFO in the first place probably to save for the long haul! Also, income protection is absolutely essential. Having it and not needing it is infinitely better than needing it and not having it.

23.01.2022 A really interesting article from the ABC. It is so true: ‘The more you earn, the more you spend’. As you progress through your professional life, your income is almost certainly set to go through changes. Just because you have more money, it doesn’t necessarily lead more stability, especially if you keep picking up unhealthy spending habits a long the way. Read more: https://ab.co/37Mjsrk

23.01.2022 The foundation for a stellar Christmas budget? Have a count down of how many paydays you have between now and Christmas! As a kid you would often wonder ‘how many sleeps until Christmas?’. Now it’s how many paydays! If you don’t want to be left stressing about money or worse, using credit cards or pay later services to buy prezzies and all those Christmas lunches, it’s time to start saving.

22.01.2022 If you dont already have a budget in place, now is as good a time as any to get one happening! You can easily attack your new budget by breaking it down into three categories: What are my fixed expenses (the money I have to spend to live)? What are my future savings (the money that you need to save)? What are my fun expenses (the money that remains after you have put aside whatever amounts are required for categories one and two)?

21.01.2022 Wishing Mothers and Grandmothers a very Happy Mother's Day.

21.01.2022 It is 2020 y'all! HAPPY NEW YEAR! What is on your bucket list this bright New Year? Finally going to purchase that home? Are you going to travel to your dream destination? How about saying goodbye to that lingering debt? We have heard it all before and guess what, we are always there to help. Get in touch today and start 2020 on the right foot!

21.01.2022 At Visia, we sketch out a financial plan for your entire life. Delivered in chunks and stages through crucial aspects of your timeline. Many young couples come to us as they transition from early adulthood into family life. We get that this is a remarkably interesting stage in your journey and are here to help you achieve your goals.

20.01.2022 #Ronatalk Use this time to assess your savings. A good rule of thumb is to have up to 6 months or more of your regular living expenses in savings. If you do have an emergency fund, this could be the emergency those funds have been waiting for. You should also take into account any refunds or credit receipts you may be getting as a result of corona-related cancellations.

20.01.2022 We cannot stress enough how important it is to have a rainy day fund. Do you have one? Preparing for the possibility of things going south is oh-so important. As the saying goes, 'prepare for the worst, expect the best'. Talk to your team at Visia Financial Services and let us get started on that rainy day fund, TODAY!

19.01.2022 When you work with a Financial Adviser, you are working with someone who devises a full-proof strategy to maximise your success. No, you don't have to be a high-roller to work with an Adviser. The sooner you begin your journey, the better geared you will be in the long run. Start the conversation today. https://www.visia.com.au/

19.01.2022 Are you in a place in your life where you need help meeting your current needs but don’t want to lose sight of the future too? It can all get very overwhelming, which is why having a financial plan can be a lifesaver! You and your other half deserve to have enough to progress towards your goals but also travel and enjoy life’s moments. We can help you get there.

19.01.2022 Raise your hand if you really want to reduce your taxes and free up cash flow? Uhhhyes please! A financial adviser can help you do just that. A bonus? We update you on any changes in legislation that may affect your tax strategies in the future. By working with a financial adviser on this, you can legally reduce your tax liability and create more of a saving. Who can say no to that?

19.01.2022 #Ronatalk Check those funds that are coming in. For the most part, this will be your payslips. However, other income could come from investment properties, shares, or even government assistance. It is good practice to know where you stand pre-corona, during corona and post-corona. Any adjustments due to the economy should be noted! This will help you assess your financial position today. . . . .... . . #perthfinancialadviser #perthfinance #perthfinancialplanner #financetalk #finance #perthisok #financetalkperth See more

18.01.2022 It is no accident that you are here. Today is the start of your future. It is time to take a good, hard look at your finances and to make the right adjustments to ensure you get where you want to be. It is time to set the goals, plan your dreams and start building the future you want. Contact us today.

18.01.2022 #Ronatalk Pay down credit card debit. Now is the time to battle the beast head on. Yep, we are talking about credit card debt. Credit cards can become an essential tool that smoothens their journey through the pandemic. However, for most, credit cards will only land them in more trouble. Which one are you? Either way, we cannot emphasise enough how important it is to stay on top of your credit card repayments.

18.01.2022 Are you undergoing a redundancy? Dont worry you are certainly not alone. There are a few questions that you need to ask yourself before you can truly get the most out of your redundancy package, one of the most important being, was I about to retire anyway, or do I need to re-enter the workforce?. If youre in the market for another job, then its important to remember that your redundancy has to sustain you until that next paycheck comes in, and who knows when that might be!? Best to minimise your expenses as much as possible and establish a new living budget for yourself. Doing your best to reduce utility bills, credit card repayments and home loans etc will go a long way towards helping with this. https://bit.ly/3bePEVA

18.01.2022 Is a financial adviser worth it? YES! Why? You will have an impartial third-party guiding you from start to finish. At the end of the day, a good adviser can be the single thing that saves you from one terrible decision that will cost you more in the long run. Need we say more? Because we play Big Brother on your finances, there is no escaping the plan we put into place.

17.01.2022 You have heard us say it before and we are going to say it again. Contribute towards your Super. As you know, Superannuation is a tax-effective way to save for your retirement. This is massively beneficial in the long haul as earnings are only taxed at 15%, compared with your usual marginal rate. Don’t just think about you today, think about you 10-20-30-40 years from now. https://www.visia.com.au/

16.01.2022 #Ronatalk Time is of the essence when it comes to staying financially afloat during this era of the virus. Do your best to stay as informed as possible with any Government initiatives, and it is important that you seek professional advice during an economic lull such as this. Now is not the time to fall asleep at the wheel ! Ask us for advice, and know you are not alone Get in touch today on [email protected], were here to help

16.01.2022 If you’re one of the many people who use their car for work, and you aren’t keeping a log of your odometer readings at the start and end of your tripsyou might want to get onto that asap! It could potentially have a huge impact on the amount of vehicle related expenses you can claim, come tax time!

16.01.2022 So, youve had a financial setback. Big money or small, this sucks. But dont lose your head. Take a deep breath. Youre gonna get through this. Reach out to your friends and family to lend an ear as you talk your way through this. Make a list of losses. Re-evaluate your current budget. And most importantly, dont beat yourself up. Just remember to breathe

16.01.2022 The 2020 budget tip we live by: SORT OUT YOUR SUPER! Before you start telling yourself how you're not retiring for ages and how you have so much life ahead of you, think of yourself as a community. The community being today, tomorrow and 30 years from now. An excellent starting point is to find out how many super accounts you have through the My Gov website.

16.01.2022 Look at you go! You and your other half have decided to take the plunge and move in together. Thats awesome! We wish you all the best. Communication is the cornerstone of any successful relationship, and when it comes to money, its important for couples who are living together to be upfront and open about their financial situations at all times. Create a spending plan together. Set some financial goals. But most importantly TALK. Youll thank us later.

16.01.2022 Saving is hard. It takes long periods of discipline without any kind of reward. As opposed to shopping, eating junk food or going out with your friends, which provide instant gratification. Before you chase down that instant dopamine hit, stop, slow down and try and picture that goal you’ve been promising yourself. Just because it’s not instant doesn’t mean it’s not worth it.

15.01.2022 #Ronatalk Weve all seen the info everywhere since the pandemic hit - you can now access your Super!! But is this actually exciting news? The truth is you should absolutely NOT touch your Superannuation, doing so puts your whole retirement at risk . It should only be considered as a last resort, so speak to us today before making any rash moves that could jeopardize your future .

15.01.2022 Hot enough for you?? Weve got a few heat-beating tips wed like to share that will keep you and your wallet nice and cool during the warm months. Keep your blinds and curtains closed. Turn off any appliances you arent using. Consider using fans rather than air-con (pro tip: face your fan out of your room, rather than in). Keep cooking to a minimum. And of course, dont forget to take day trips to your favourite local air-conditioned cold spots to help reduce cooling costs and nasty emissions.

15.01.2022 At Visia, we are a group of likeminded professionals, who strive to assist clients in achieving their goals. We practice what we preach in our own lives, and work to make your dreams come true! Chat to us today and let us get the show on the road.

15.01.2022 An inheritance is truly a beautiful legacy left by a loved one. The question remains, how do you want to honour your loved one's parting gift? Our first comment here is to NOT act on impulse. Emotions are high, adrenaline is going crazy, you are all over the shop. Okaysit back and take a breath. You are more than entitled to treat yourself but do not act on impulse with your new-found financial responsibility. Once things settle, think about your overall situation with a clearer head before making any big decisions. For more financial tips, follow our blog or start the conversation with our team today.

14.01.2022 Attention business owners! Have you ever stopped and thought, ‘what is your business without you?’ Well, at Visia we help you understand the needs and importance of the right insurance for you now and into the future. We understand how you would love to spend more time with your family, but simply don’t have the time. Your team at Visia is here to help you get some time back.

14.01.2022 #Ronatalk Ok, so you’ve lost your job. While many of us have been out of work at some point in our lives, it was never in the middle of a global pandemic! It can be super stressful not knowing when you might find a new job, but the last thing to do is panic. Be sure to apply for JobSeeker allowance ASAP as they will backtrack payments, and with the increased support you can try to avoid dipping into your savings Be smart, and you’ll stay strong mentally and financially

14.01.2022 Sticking to a responsible budget is awesome and all but it can be a major emotional drain too. That’s why it’s important to let your hair down sometimes and use your money for something other than the bare necessities! As long as you exercise moderation when it comes to spending some of your money on fun then there’s no reason why you can’t treat yo’self from time to time!

14.01.2022 Debt sucks, but most of us are in it to some degree. Whether its credit cards, Afterpay or home and car loans, debt is something that is tough to avoid. So best to just tackle it head on and take control of it before it takes control of you. Get serious about paying off that debt, look into ways to increase your savings and do a bit of research into possible investment opportunities. Youll be debt free before you know it!!

13.01.2022 It’s over, the holidays are past, your back to work, your rellies have gone home, and your bank account has taken a serious hit! Remember when you said, I can’t believe how fast this year went, well we’ve got news for you; it will happen again! The best way to prepare for next Christmas is to start saving a little each week, like NOW!

13.01.2022 Wed all like to make our money stretch as far as possible, and luckily there are a few sure-fire ways out there to help us get the most bang for our bucks. Stacking discounts at the supermarket, paying with cash wherever possible, freezing your spending habits and unsubscribing from mailing lists (just to name a few) will all help you squeeze every last drop of value from your dollars and cents.

13.01.2022 Congratulations! Being a new parent is awesome, even if it often means we have to sort out a new budgeting schedule as well. It doesn’t need to be super full on though, just be mindful of any potential new expenses that might be coming your way and don’t forget to borrow, swap or buy used items!

13.01.2022 So, you’ve caught the travel bug but are worried that acting on it will seriously break the bank. Fear not!! We’re here to help. There are plenty of ways to stretch that travel budget further than you ever thought it could go. Rather than hiring a car on your vacation, why not stick to public transport and bicycling?? Cost effective, healthy and good for the environment too!

13.01.2022 So, you’re all about that #fifolife but are struggling to manage your financials. Help is here!! There’s plenty of things you can do to steer your budget back on track. Keep a financial logbook. Remember why you signed up to work FIFO in the first place probably to save for the long haul! Also, income protection is absolutely essential. Having it and not needing it is infinitely better than needing it and not having it.

13.01.2022 Youre juggling multiple savings goals all at once and youre worried that youre gonna be in over your head in no time?? Dont sweat it, help is at hand. Have a crack at setting up specific savings accounts for each of your goals, that way you can keep track of how close you are to hitting one of your goal jackpots anytime you want!!

12.01.2022 Myth busting: The profile of a financial adviser is a 55-year-old man. We can see it now; you are spending your typical Saturday night watching your favourite sitcom. Ahhh there he is, Bob the financial planner. He is 50, wears the same suit every day, and works in a bland office. Sound familiar? Yep, the old stereotype. One we hear a little too often for our liking. Our team at Visia Financial Services cover an array of ages and a blend of both genders too. Totally debunkednext!

12.01.2022 Being made redundant can be a massive pain in the neck, but it doesn’t have to be! While you’re drafting up a new budget and figuring out what sort of job, you’re in the market for; spend some quality time with yourself enjoying a hobby, picking up a sport or even volunteering for a cause you believe in!! This time between jobs can potentially be some of the most enriching time of your life.

12.01.2022 Sharing financial responsibilities with a partner or spouse can get pretty messy if you aren’t careful. It’s a good idea for both parties to share an equal role when it comes to financial decision-making. Rather than allocating specific financial tasks, trade the jobs back and forth, or even share the jobs equally. Pick a regular day and time each month to pay the bills and discuss expenses etc (and don’t forget to schedule something fun for afterwards!)

12.01.2022 These uncertain times can be stressful in many ways, especially when it comes to your finances Take back control of your life and your bank account and seek out professional advice on how to stay financially strong The most powerful thing you can do is face a problem head on, and come out flying on the other side of this economic lull Get in touch with us today on [email protected], were in this together

11.01.2022 You want the benefits of signing up to promotional websites so you can take advantage of their sweet travel deals, but you dont want the hassle of having to wade through pages of spam for your troubles? Easy! Just create a new address for the explicit purpose of signing up for subscriptions and deals. #lifehack

11.01.2022 For most people, talking money can make us cringe. Getting weak at the knees when you think about finances is normal. We see it everyday! This is why it is wise to get professional advice sooner rather than later. Let us start the conversation today and get your dreams underway.

11.01.2022 #Ronatalk While taking a good, hard look at your finances is less appealing than binge-watching Tiger King on Netflix, it is essential if you want to know where you stand. First up, gather together your bank statements and credit card statements and work your way through each transaction. Take note of regular transactions and what your spending is each month. Pull out the highlighter to categorise the essentials and non-essentials. You know what they say, now or NEVER!

10.01.2022 #Ronatalk We’ve all seen the info everywhere since the pandemic hit - you can now access your Super!! But is this actually exciting news? The truth is you should absolutely NOT touch your Superannuation, doing so puts your whole retirement at risk . It should only be considered as a last resort, so speak to us today before making any rash moves that could jeopardize your future .

10.01.2022 Financial health is much like your physical and mental health. It takes discipline, hard work, dedication and the formation of good, healthy habits. It’s often not sexy, fun, exciting or successful on the first try, but it will make a positive difference in your life. And just like physical and mental health, people often need help. It’s not a sign of failure or weakness but a strong, positive step forward.

10.01.2022 You’re juggling multiple savings goals all at once and you’re worried that you’re gonna be in over your head in no time?? Don’t sweat it, help is at hand. Have a crack at setting up specific savings accounts for each of your goals, that way you can keep track of how close you are to hitting one of your goal jackpots anytime you want!!

10.01.2022 #Ronatalk Start cutting back! Now you have a better idea of where you stand financially, you know exactly where to make changes that will allow you to cut back and save. Regardless of where you stand, now is a good time to bring out that inner frugal spender. Avoid unnecessary spending and use this time for cutting back.

10.01.2022 So, you’ve had a financial setback. Big money or small, this sucks. But don’t lose your head. Take a deep breath. You’re gonna get through this. Reach out to your friends and family to lend an ear as you talk your way through this. Make a list of losses. Re-evaluate your current budget. And most importantly, don’t beat yourself up. Just remember to breathe

10.01.2022 Wishing everyone a peaceful and blessed Christmas!

09.01.2022 Heard about the new JobKeeper payment but not too sure on what it is? This new Government assistance is designed for employers to keep their employees. It could be a great help if you own a business or are still employed but not getting the hours, in which case speak to your employer. Be sure to stay informed on updates from the Government and take note of any changes .

09.01.2022 Okay, so you have decided you are sending your kids to private school. We have two words for you PLAN AHEAD! There are a number of investment strategies that you can use to make the strain of paying for your child’s education a lot more manageable, but that processes needs to begin now. Speak to us at Visia as soon as possible. We have clients that have been saving up for their kid’s education before they were even born! . . . .... . #perthfinance #perthfinancialplanner #perthfinancialadviser #perthmoneytalk #perthsmallbusiness See more

09.01.2022 Time is of the essence, isnt it? If only we could get more of it. Time is valuable and precious to you. We get it. This is why when you choose to work with a financial adviser, we give you back your time and help you save to boot!

08.01.2022 Continuing on our life journey series. In this edition, we take a closer look at the period of life when we decide its time to downsize. Downsizing your home is a big decision for retirees and one that requires much thought and planning. Check out our latest article on this topic:https://bit.ly/2OTYIHY

08.01.2022 We often work with business owners who are so invested in the development of their business that most have no exit strategy in place. At Visia, we help you diversify your wealth for the future. We help you plan ahead and get out of the Im too busy mindset.

08.01.2022 Are you undergoing a redundancy? Don’t worry you are certainly not alone. There are a few questions that you need to ask yourself before you can truly get the most out of your redundancy package, one of the most important being, was I about to retire anyway, or do I need to re-enter the workforce?. If you’re in the market for another job, then it’s important to remember that your redundancy has to sustain you until that next paycheck comes in, and who knows when that might be!? Best to minimise your expenses as much as possible and establish a new living budget for yourself. Doing your best to reduce utility bills, credit card repayments and home loans etc will go a long way towards helping with this. https://bit.ly/3bePEVA

08.01.2022 Ahh money planning Most of us hate talking about budgeting at the best of times, never mind during a global crisis! But trust us (the experts ) when we say this is the best way to get through these tough times unscathed. Assess your savings, take into account that secret emergency fund you might have been hiding, and, most importantly, start cutting back! Now is the time to keep that coin under lock and key

07.01.2022 Sticking to a responsible budget is awesome and all but it can be a major emotional drain too. Thats why its important to let your hair down sometimes and use your money for something other than the bare necessities! As long as you exercise moderation when it comes to spending some of your money on fun then theres no reason why you cant treat yoself from time to time!

07.01.2022 Uncertain times can beg the question, ‘what do I do now?’. We totally feel you on this front. Making big purchase decisions, or making moves with investments can feel daunting to say the least. This is why we implore you to chat to one of us. At Visia, we are here to support our clients through the tough times. Get chatting to us today on [email protected]

07.01.2022 Are you ready to ditch the credit card and get into saving mode?What you need is to get a savings plan in place. Create a spreadsheet of your income and your expenses. Minimise your utility costs and shop around to ensure youre getting the best deals on your gas, electricity and broadband. Youll be a budgeting guru before you know it!

07.01.2022 Are you looking to downsize? The birds have vacated the nest and now the home you raised your family is a little too roomy for your liking. Downsizing isn’t just a quick move into something that costs less than you are used to. Don’t fall prey to this mindset. Without proper planning, you might walk straight into the lion’s den. Start thinking about the process as soon as it starts flickering in your mind. During this phase, begin decluttering things in your home and working in line with your budget in preparation for ‘the move’.

05.01.2022 With 2020 fast approaching, a lot of our clients are talking wedding bells. What a blissful time for so many couples. Our biggest slice of advice? Do a budget and stick to it. Weddings are expensive, there’s no doubt about it. Unless you’re eloping or popping down the registrar, you can be sure it’s going to cost a pretty penny. How much is one, is up to your vision...and budgeting skills. Sit down with your partner and work out how much you can spend. We can help you with this, get in touch today. https://www.visia.com.au/

04.01.2022 Wishing our clients, friends, suppliers and everyone else a joyous Australia Day. We are blessed to be in this nation.

04.01.2022 Uncertain times can beg the question, what do I do now?. We totally feel you on this front. Making big purchase decisions, or making moves with investments can feel daunting to say the least. This is why we implore you to chat to one of us. At Visia, we are here to support our clients through the tough times. Get chatting to us today on [email protected]

04.01.2022 Myth busting: Financial planning is only for the rich. We are totally ready to debunk this one. The idea that financial planning is only for the high rollers is one we face on the regular. Regardless of age, life stage or income, anyone with a desire to live their best life possible can benefit from financial advice. The size of your income and your life stage is not correlated with the size of your dream. As advisers, we work with you to develop strategies specific to your situation. Remember, this is about you achieving your dreams.

04.01.2022 Have some extra downtime these days? Use it wisely and assess your finances! Check that all your owed payments are coming in, whether it be from investments or Government assistance, and plan where you want your savings to be in 6-12 months time. It may be a pain in the but it will be worth it in the long run .

03.01.2022 Being made redundant can be a massive pain in the neck, but it doesnt have to be! While youre drafting up a new budget and figuring out what sort of job, youre in the market for; spend some quality time with yourself enjoying a hobby, picking up a sport or even volunteering for a cause you believe in!! This time between jobs can potentially be some of the most enriching time of your life.

03.01.2022 Time is of the essence, isn’t it? If only we could get more of it. Time is valuable and precious to you. We get it. This is why when you choose to work with a financial adviser, we give you back your time and help you save to boot!

03.01.2022 Continuing on our Life Journey Series. We look at the interesting period of when you suddenly jump back to two incomes. Let us paint the picture, after several years of adjusting your lifestyle to one income, the time has arrived. Your children have started school and now the stay at home parent is ready to re-enter the workforce. This presents an opportunity to significantly boost your household income. You have grown so used to relying on one income, jumping back to two can be an adjustment in itself. The question is what to do with this newfound cash? Don't sweat it, we have devised some efficient strategies around this: https://bit.ly/2qBJ4aA

03.01.2022 Look at you go! You and your other half have decided to take the plunge and move in together. That’s awesome! We wish you all the best. Communication is the cornerstone of any successful relationship, and when it comes to money, it’s important for couples who are living together to be upfront and open about their financial situations at all times. Create a spending plan together. Set some financial goals. But most importantly TALK. You’ll thank us later.

03.01.2022 #Ronatalk Ok, so youve lost your job. While many of us have been out of work at some point in our lives, it was never in the middle of a global pandemic! It can be super stressful not knowing when you might find a new job, but the last thing to do is panic. Be sure to apply for JobSeeker allowance ASAP as they will backtrack payments, and with the increased support you can try to avoid dipping into your savings Be smart, and youll stay strong mentally and financially

03.01.2022 It is the most wonderful time of yearyou guessed it! Christmas is around the corner folks. We hear you, the silly season can be costly and extremely stressful if you’re worried about money. Don’t break a sweat, lucky for you, we have your back! We have got some handy financial Christmas tips to stuff in your stocking. Read our latest article here: https://www.visia.com.au/insigh/the-countdown-til-christmas

03.01.2022 If you don’t already have a budget in place, now is as good a time as any to get one happening! You can easily attack your new budget by breaking it down into three categories: What are my fixed expenses (the money I have to spend to live)? What are my future savings (the money that you need to save)? What are my fun expenses (the money that remains after you have put aside whatever amounts are required for categories one and two)?

03.01.2022 We’d all like to make our money stretch as far as possible, and luckily there are a few sure-fire ways out there to help us get the most bang for our bucks. Stacking discounts at the supermarket, paying with cash wherever possible, freezing your spending habits and unsubscribing from mailing lists (just to name a few) will all help you squeeze every last drop of value from your dollars and cents.

01.01.2022 Let's talk about your mortgage. Many people are struggling to pay it after losing their jobs due to the virus, even with Government assistance Did you know that some banks are offering up to 6 months of deferred payments? Speak to us today for up-to-date knowledge on your current options, and advice on what to do next.

01.01.2022 A little bit of wisdom for your Thursday. At Visia Financial Services, you can trust that your team are here to assist you in identifying your goals, will work with you to create a roadmap to your destination, and we will be here to make sure you stick to the journey ahead. Chat to us today.

01.01.2022 New year, new you! This is the year. 2020 is the year you hit the gym three times a week, let go of resentments, challenge yourself daily, eat healthy, climb Mount Everest and become an astronaut. Whatever goals you’ve set yourself this year, we believe in you and you should believe in yourself. But do you know what will help you reach many of your new year goals? Solid financial management! Read our latest article here: https://www.visia.com.au//5-budgeting-tips-to-make-2020-yo