Vision Planning & Finance in North Manly | Financial planner

Vision Planning & Finance

Locality: North Manly

Phone: +61 2 9966 1831

Address: Suite 202, Level 2, 54 Miller Street 2060 North Manly, NSW, Australia

Website: http://vpf.com.au

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24.01.2022 One of the simplest ways to make your retirement savings more efficient and less costly is to get rid of needless multiple super accounts. The vast majority of super fund members with multiple accounts unnecessarily pay multiple sets of fund administration fees and insurance premiums. These extra costs compound over time to eat away at retirement savings. Further, members with multiple super accounts may have difficulty keeping track of how their retirement savings are invest...Continue reading

17.01.2022 At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. The global economy has strengthened over the past year. A number of advanced economies are growing at an above-trend rate and unemployment rates are low. The Chinese economy continues to grow solidly, with the authorities paying increased attention to the risks in the financial sector and the sustainability of growth. Globally, inflation remains low, although it has increased in some ec...Continue reading

16.01.2022 Unsure about whether to lock down your interest rate for a period with a fixed rate home loan, or take your chances with a variable rate home loan? It’s a decision everyone faces from first-home buyers right through to investors at various points in a loan’s life. The choice can cause anxiety and confusion for some people because there’s no one-size-fits-all answer as to which option is better, and it can be hard to predict interest rate movements. Whether to go fixed o...Continue reading

16.01.2022 It would be difficult to underestimate the impact that self-managed super has on competition between super funds with both SMSF and non-SMSF members being the winners. As actuaries Rice Warner comments in its recently-published Superannuation market projections report 2017, leading industry and commercial funds are responding to the loss of members to SMSFs by upgrading their products and services. And the sustained strong competition from SMSFs is perhaps even more noticea...Continue reading

08.01.2022 One of the most popular questions we are asked by our clients is whether it’s best to pay off their mortgage first or salary sacrifice money into their super fund or can they do both? The answer to this question is never the same considering that everyone’s needs are completely different, but we thought we’d provide an explanation with some examples to give you an idea of how both options work. It’s not really a sacrifice Salary sacrifice means arranging for your employer t...Continue reading

01.01.2022 Have you given much thought to the age that you might eventually retire? Thinking well ahead about possible retirement timing is a fundamental part of financial planning no matter whether you have spent years in the workforce or have just started your first job. In short, having an intended retirement date in mind helps us to calculate how much we should regularly save to meet that target....Continue reading

01.01.2022 If you’re working and haven’t yet reached the point of financial independence then income protection insurance should be on your radar. As the name implies, it can help you protect your greatest asset the ability to earn an income. At the heart of all income protection policies is the promise to pay the policy owner a regular benefit, usually 75% of their normal income, if they are unable to work due to accident or illness. Payments are made after an agreed waiting period a...Continue reading