WizWealth Finance in Werribee, Victoria | Loan service

WizWealth Finance

Locality: Werribee, Victoria

Phone: +61 1300 912 340

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• Financial service
• Loan service
• Franchise broker

24.01.2022 Make sure you don't wait too long!

24.01.2022 Buying a property through Super might be easier than what you think ! Get in touch today for a session to understand how it works.

23.01.2022 Not sure how you can use your equity to help purchase your next property or renovate your current home? Talk to us today about the loan options that could work for you.

23.01.2022 Wishing everyone a very Happy Diwali!

23.01.2022 We love what we do! Call 1300 912 340 as we would like to do it for you :)

22.01.2022 How about an extra $1000 when you purchase you First Home?

22.01.2022 Property buying process can be daunting for some and if you are new, it can be confusing on where to start and what to focus on. We have put together key elements on the property purchase stuff in a Home Buyers Guide, which is absolutely FREE to download! Click on the link below to get your copy today! http://www.wizwealth.com.au/resource-1/

21.01.2022 The 80 20 rule applies to various walks of our lives, but it probably has the biggest financial impact when we make investment decisions without consulting a specialist. Speak to one of our specialists today to make sure you are covered for any 20% knowledge gap that you may have regarding Home Loans!

21.01.2022 How healthy is your home loan? Due to our busy lifestyles, we often tend to ignore the health of our finances and end up paying a lot more than what we should in interest. Get in touch with us today to see how your current home loan stacks up against some of the products we have access to. A 30 minute phone call has helped number of our clients save thousands in interest

20.01.2022 Wishing you a safe and an enjoyable Holiday period! If you are unsure on how to keep your finances under control during the break, here are some handy tips by ASIC you may want to review to avoid any unnecessary delays for your next investment in the New Year! https://www.moneysmart.gov.au//news/12-money-tips-for-chri

20.01.2022 Home buyers are set to receive a borrowing boost in the order of $100,000 because of a combination of looming changes to lending standards and interest rate cuts, new modelling shows. https://www.theage.com.au//home-borrowers-set-to-receive-1

20.01.2022 We love to see excited clients when we tell them that they can borrow more than they originally thought or were told. Loans are a number game and how your finances are structured can have a major impact on how much you can borrow and invest. Speak to one of our team members on 1300 912 340 today to check your borrowing potential!

19.01.2022 Trick #2 - Consolidate your debt - While some may argue that consolidating your short term debt, such as a car loan or a personal loan, into a long term debt, such as a home loan, results in paying more interest in the long run and is not recommended. The additional interest rate this option may incur should to be compared to the capital growth an investment property is likely to generate. It may not be possible for number of borrowers to purchase another property,if they con...tinued to pay high monthly payment on short term debt. Before you decide, seek some financial advice or reach out to a specialist who can help you crunch numbers and confirm if it is a good option for you. Generally speaking, consolidating a car loan that with monthly repayments over $1000/month for a 5 year period, could possible be reduced to less than half by consolidating it into your home loan and help you borrow that extra $20-$30K required to close your home loan deal. See more

19.01.2022 RBA expects historically low cash rate will remain for three years amid high unemployment. https://www.news.com.au///cbe41ff1b8d484690f612727a01a3f9e

18.01.2022 #3 - Don't hesitate to explore tier 2 lenders - If you are still part of the mob that thinks that the big 4 ((ANZ, Commonwealth Bank, NAB, and Westpac) are the only safe options (or for some, the only options) when it comes to home loans and the other institutions don't deserve your attention, you may want to reconsider your approach. We recommend keeping your options open to the smaller players as well - they not only generally tend to be a bit more flexible, but also more c...ost effective lot of times, because they have lesser overheads as compared to the traditional 'bricks and mortar' branches, with their Online only presence. You may need to sacrifice a feature or two that the bigger players offer, but in lieu of that you are likely to get rewarded with a cheaper interest rate and some extra borrowing capacity. Of course, proper due diligence is always recommended when you are ready to make the shift, which is where our team is always happy to assist. See more

17.01.2022 Make you sure you are aware of all the choices before you decide!

17.01.2022 And that is good for all Australians. It’s the smart choice when it comes to making one of the most important financial decisions you’ll face in life. I go into bat for you whether you’re looking for your first property, wanting to check in and review whether the deal you’re in is still right for you, or start to look at your next property purchase and how best to fund it, let’s talk.

17.01.2022 Santa should be loving the work load we have taken of him, by helping our clients buy presents themselves from the Interest rate we have saved them :). If you would like to do the same, give us a call today!

17.01.2022 Here is a quick sneak peek into the life of one of our valuable clients Himanshu Arora. He is a successful property investor who has been extremely kind to briefly share his goals and his journey that started back in the late 90s as an international student, in this short video. The WizWealth team is humbled with such positive and encouraging feedback from Mr Himanshu Arora, which has been beautifully captured through some candid shots by our official media partner McubeMedia. We wish him all the best for his future investment endeavours!

17.01.2022 Of course, youve heard this before. But location can mean different things when it comes to rental properties. Renters are often looking for maximum convenience so consider properties near schools, major shopping centres and public transport. Talk to us about the finance options for your next investment.

17.01.2022 Whether you are looking for your first dream home to live in or it is your next project to expand the growing investment property portfolio, we understand how a difference of $20K -$30K in your borrowing capacity, can sometimes either make or break the deal. As we come across these scenarios quite often, we have put together a list of our top 3 tricks, which have helped number of our clients increase their borrowing capacity and seal the deal, to help you think differently w...hen you are out there looking for a home loan. #1 - Reduce your credit card debt - It is easy for us to accumulate number of credit cards over a period of time to either get that free balance transfer offer or to immediately pay for that holiday trip, which we would otherwise need to miss due the recent car upgrade. Whilst a collection of credit cards may offer a short term benefit , they can lot of times put a significant dint to your borrowing capacity, when you are looking for a home loan. So you should consider trimming the credit card limit to bare minimum to increase your borrowing capacity. A sub tip - Make sure you tell your partner when you change the limit, the last thing you want is him/her getting a surprise 'transaction declined' message at the local grocery store trying to use the card you have just changed.

16.01.2022 Property buying process can appear to be extremely complex when you are just starting the journey. At WizWealth Finance, its not only about the interest rates and loan, we share our years of experience to make the transaction lot easier for you.

14.01.2022 Happiness is the key metric for success at WizWealth Finance ! #HappyCustomers #WizWealthFinance #Happiness

14.01.2022 Wishing both teams all the very best for the upcoming match !

14.01.2022 We do all the ground work and you can do all the dancing!

14.01.2022 Wishing all our present and future clients a very Happy New Year ! May 2020 be your best year ever.As you step into this new year, be strong and daring enough to realise your ultimate potential and access the opportunities that you truly deserve! #HomeLoanSpecialists

13.01.2022 Not sure whether you want an offset, line of credit or a split loan? Our brokers can help you understand the pros and cons. Contact us today for an obligation free chat.

11.01.2022 Owning your own home is one of the best feelings ever. It can’t be described in words, it can’t be quantified in money. A new house signifies a new beginning, a journey that leads to financial freedom for most. We feel absolutely blessed to be part of number of such memories, which are cherished for life. #NewFamilyHome #BrokerHelpingFamiliesSecureAHome #MakingLoanProcessEasier #SpreadingHappiness #NonMonetarySuccess #FinancePartnershipForLife

11.01.2022 #Wizwealthfinance #different #broker #assessment #cricket #Finance

11.01.2022 Physical and Financial fitness are said to be core pillars of your over all success . We encourage you to join the Gym for Physicall fitness and speak to us regarding your Financial fitness.

10.01.2022 Some more shots from Melbourne Renegades Champions League today where our Team India nailed both matches.

10.01.2022 Happy Diwali everyone !

10.01.2022 We can help you bring your interest rate under control!

10.01.2022 Are you struggling to secure that first home? THE State Government has announced they will unlock 100,000 lots in 17 new suburbs across Victoria in a bid to tackle housing affordability. http://www.heraldsun.com.au//648858505f2af902a0fca4852aab6

10.01.2022 Some candid shots from FIA - Forum for Indian Australianss recent awards night Seasons-5 Resorts, where WizWealth Finance was one of the sponsors. Great event - many congratulations to Team India once again for winning Melbourne Renegades Champions League 2017.

09.01.2022 This Christmas lots of us will be asking Santa for Fitness. We truly hope that you get what you ask him for, especially if its to do with Physical and Finance fitness :). Wishing everyone a Safe and Enjoyable festive season with family !

09.01.2022 Not sure what information you need to prepare before you apply for a home loan? Confused about how a lender will assess your ability to borrow the amount you need? Get in touch with us on 1300 912 340 and we will help you put all the fears to rest !

09.01.2022 Another example that screams out why Mortgage Brokers exist! #WeekendHumour Source - doublebaytoday

08.01.2022 Building a home for your family is an exciting time. So don’t let your mortgage get you down! We can help you find suitable home loan options. Get in touch with us today!

08.01.2022 In the Financial world where even the smarter ones can easily get lost in the options, we simply love to guide people !

08.01.2022 Wishing everyone a Very Happy 2019!

08.01.2022 Our team is extremely proud to be one of the key sponsors for Team India playing Melbourne Renegades 's Champions League 2017. We are thankful to Team India's tournament partner FIA - Forum for Indian Australians for giving us this opportunity. It was great to see Indian community's outstanding support at the ground for Team India which we are sure would have contributed to their success. Team India won both matches today (Against Sri Lanka and Pakistan) #BleedBlue

07.01.2022 We found an interesting photo from an Easter Egg Hunt competition ! Have an enjoyable Easter break everyone.

07.01.2022 We often come across clients who believe saving a big deposit is the main thing they need to focus on before they purchase a property, which is not true. Deposit, in combination with the borrowing capacity are some of the key elements that determine the property budget buyers can aim for, which is then backed up by credit history (good or bad). Our team discusses various combinations of all the key elements during the complimentary workshop we offer as a starting point.

07.01.2022 Some financial wisdom shared by a seasoned investor ! Happy Valentines Day everyone #Pun #SpendWisely

07.01.2022 Confused by all the options when it comes to your new home loan? We’ve put together a list of easy to understand explanations and answers to some of the questions you may have!

06.01.2022 Do you know if a Financial Leak is hindering your growth? http://www.brokernews.com.au//85-of-australians-dont-know-

06.01.2022 Thinking of purchasing a home but unsure how the loan process works? We’ve got you covered with our handy guide taking you through the process step by step. Drop us a message and we will email you a copy today!

06.01.2022 Were big believers in the fact that brokers improve competition between lenders which leads to a better lending market for all borrowers. Today, around 55% of all residential mortgages in Australia are written by a broker. Is it time we talked about your next property purchase or even just a review of your current finance solution.

05.01.2022 How you react to the current property market depends on how you see it - Threat or Opportunity? "Across Melbournes inner and middle ring, 16 suburbs have seen their median house prices drop below the magic $1 million mark, new data shows" #WhereToLookForBargains #WizWealthFinance #HomeLoanSpecialist... https://www.domain.com.au//once-worth-a-million-these-mel/

05.01.2022 The Big 4 Australian Banks are estimated to hold 80% of the market share amongst themselves, which in a way makes them content and gives them a reason to not be overly creative about needs of an Australian investor. We work with over 20 different smaller lenders that are hungry to get your business through aggressive interest rates and a relatively relaxed lending criteria. Speak to us today if you have been refused by the major banks!

05.01.2022 New research figures are evidence that 55% people seeking a home loan are putting their trust and confidence in their mortgage brokers, a number that has been on the rise for some time now. Why do we think this is the case? The choice, the ease, the speed, the negotiating, the paperwork, and the list goes on. At the end of the day its about getting smart and having someone in your corner, going into bat for you to find you a deal thats right for you. And that is priceless.

04.01.2022 Do you have a question regarding finance?

03.01.2022 Some financial wisdom shared by a seasoned investor ! Happy Valentine's Day everyone #Pun #SpendWisely

02.01.2022 As a first home buyer, you will have a lot of questions. We’d love to help give you some answers. Our years of experience will significantly reduce the risk of making that wrong choice while selecting your first lender!

02.01.2022 Are you one of the lucky ones with someone like me going into bat for you?

01.01.2022 Lending policies are changing faster than ever. The banks are expecting a lot more than what hey have in the past and making the borrowing process a bit more tedios, which makes the need to work with an independant loan specialist an absolute must for a savvy home buyer. Our team has proudly assisted many fulfil their dreams and will be happy to assist you too. Call us today on 1300 912 340 !

01.01.2022 Fixed, variable, low doc, interest only. There are many different types of home loan structures and interest rates. Give us a call today and one of our friendly team member will take you through all the options to help you decide !

01.01.2022 The latest figures show that using a mortgage broker is the now the most popular way of securing a home loan with over 55% of all mortgages being arranged by a broker.

01.01.2022 Looking for your first home but not sure about the process? Here are some important steps to help you understand what is involved. Ignore the ones that you think are less important as we had to think of some to fill up the space #FirstHomeBuyersJourney #JulyGrants #BuyingProcess #WizWealthFinance #WWF

01.01.2022 Of course, you’ve heard this before. But location can mean different things when it comes to rental properties. Renters are often looking for maximum convenience so consider properties near schools, major shopping centres and public transport. Talk to us about the finance options for your next investment.

01.01.2022 Facemasks now mandatory in Victoria

01.01.2022 And that is good for all Australians. Its the smart choice when it comes to making one of the most important financial decisions youll face in life. I go into bat for you whether youre looking for your first property, wanting to check in and review whether the deal youre in is still right for you, or start to look at your next property purchase and how best to fund it, lets talk.

01.01.2022 Make sure you dont wait too long!

01.01.2022 We’re big believers in the fact that brokers improve competition between lenders which leads to a better lending market for all borrowers. Today, around 55% of all residential mortgages in Australia are written by a broker. Is it time we talked about your next property purchase or even just a review of your current finance solution.