WKB TPD Lawyers in Parramatta, New South Wales | Lawyer & law firm

WKB TPD Lawyers

Locality: Parramatta, New South Wales

Phone: +61 1800 865 225

Address: 6/91 Phillip Street 4006 Parramatta, NSW, Australia

Website: https://wkblawyers.com.au

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25.01.2022 Has your TPD claim been disputed? In some cases the insurance company may dispute your claim, which means that they intend not to pay it out. There are usually several reasons why this could be happening. Varied definitions - this means that the insurer does not believe you have satisfied the definition of TPD or the required level of disability. Waiting periods - some insurers enforce waiting periods before a payment is made. This means you might not be able to access ...payment straightaway. Exclusions - TPD doesn't cover everything. For example, it may not cover certain pre-existing conditions or positions which may be considered hazardous, etc. Ongoing requirements - the insurer may have special ongoing requirements and will only pay out if you meet these requirements (such as undergoing a specialist rehabilitation program, etc). Employment requirements - this means you do not fulfil work history requirements. Good news, not all is lost. In many cases, we are able to challenge the insurers' decision and get the claim back on track. https://wkblawyers.com.au/ 1800 865 225

25.01.2022 I dont know where to start. I was trying to claim my retrospective invalid claim through my super. I had no help from them and they were just telling me to withdraw my super and not make the claim. We got approved within 3 months, and Im so thankful. So so happy!... - Tracey D.

25.01.2022 You think you have a TPD claim, so you sought the opinion of a financial planner or lawyer just to have been told NO? We have had our fair share of complicated cases, even cases previously lodged and declined by other law firms. Bring them to us for a free review!... Warren, our principal lawyer, will personally review your case and if there is a way to get the claim approved he will find it! Its not all lost, get a second opinion! https://wkblawyers.com.au/ 1800 865 225

25.01.2022 While mental illnesses are the third leading cause of disability in Australia (affecting around one in five Australians and costing billions in health care), insurers are still wary of mental health disability claims and it can be difficult to get cover for such claims. However, TPD insurance in your superannuation fund will often pay out the claim if you had to stop working due to a mental health condition. So if you can no longer work due to a mental health condition and are considering lodging a TPD claim, give us a call on 1800 865 225 for a free review of your case and see how he can help. https://wkblawyers.com.au/

24.01.2022 "I was very pleased with the hard work Warren put in to achieve a successful outcome with my trauma claim. The insurer had more or less told me I did not meet the definition for the auto immune disease I have. Once I appointed Warren to act on my behalf, things really changed. Thank you so much Warren!"... -Julie B.

24.01.2022 Did you know that the leading cause of blindness in working-age Australian adults is diabetes? Diabetes can lead to significant physical and mental health complications. And unfortunately, almost one in five persons develops diabetes every day. With this in mind, we wanted to tackle the topic of what legal help you may receive if your diabetes stops your ability to work. If youre one in the five, help may be available to you.... https://wkblawyers.com.au/diabetes-and-tpd-what-you-need-t/ See more

22.01.2022 This is one of our older blogs, but very much still relevant given the increase in mental health issues people face as a result of last year's challenges. How do insurers view TPD claims for mental illness? Read more here Proving an invisible illness: TPD and Mental Illness... https://wkblawyers.com.au/proving-an-invisible-illness-tpd/

22.01.2022 Thank you Misty, it was a pleasure to assist you with your case! "I initially contacted Warren Bennet during May 2019 as a general enquiry via his website. The very next morning Warren made personal contact with me on the phone, and from our first conversation I knew this was the right lawyer to use for my TPD claim. ... -Misty

22.01.2022 TPD and TPD only. Unlike other law firms that tried to do everything, we focus on what we are great at - helping people with Total and Permanent Disability Claims. Why would you go to a firm that will charge you more, without the experience you can only get when you focus on one thing only, like we do? 1800 865 225 ... www.wkblawyers.com.au

22.01.2022 Multiple sclerosis and online support. One of the conditions we come across when dealing with TPD claims is Multiple Sclerosis. Its an autoimmune disease of the central nervous system (which effects nerve impulses within the brain, spinal cord and optic nerves), and its unfortunately incurable. There are currently over 25,000 people living with this disease in Australia who, in the age of Covid, may often seek help and support online. There are some great support groups a...nd online communities out there! Whether you are newly diagnosed, have been living with the disease for a while, or are caring for a loved one, here are some links to get you started in your quest to connect with people who understand: http://www.msnetwork.org/networking.htm https://www.ms.org.au/support-s/connection-with-others.aspx See more

22.01.2022 When talking to our clients, we often find there is often a significant delay between their injury/illness and their call to us to claim TPD. When questioned why - most of them confide in us that they were focusing on their recovery and were not in the right frame of mind to go through the claim. It makes sense - who wants to deal with complex paperwork, when you have other priorities - focusing on your recovery.... This is where we can help - let us worry about legal work, doctors' certificates, various documentation, deadlines etc... And our No Win, No Fee policy ensures you have nothing to lose letting us handle your claim. https://wkblawyers.com.au/ 1800 865 225

22.01.2022 You can see now why we love what we do. Will never get tired of good reviews .

21.01.2022 Significant burns and TPD. Most of us suffer some type of burn at some point in our life. But what if your burn is so severe that it stops you from working? What do you do then, is TPD payout an option for you? ... More on this in our blog https://wkblawyers.com.au/significant-burns-and-tpd/ 1800 865 225

21.01.2022 My TPD claim has been rejected, how can I challenge the insurers decision? It is not that uncommon for insurers to initially decline a claim, only to have it approved upon review. There are many reasons why this happens not meeting some of the requirements, incomplete medical documentation, etc. A good TPD lawyer can examine all aspects of your case and can request an internal review, report your case to the appropriate authority or commence your claim in court.... Case review processes can be quite complex and technical. Leave it with us - we think you have been through enough stress by now. Caring, compassionate and professional. WKB TPD lawyers. 1800 865 225 or https://wkblawyers.com.au/

20.01.2022 TPD and brain injuries. "Brain injuries" is an umbrella term used to describe a range of different injuries. Those living with a brain injury usually suffer a greater decrease in their quality of life than the average for people living with a disability. Their ability to work, look after themselves and their family, and their financial security can all change dramatically. Fortunately, they may make a TPD Claim for a brain injury (provided they meet the eligibility requirem...ents) and receive some much-needed financial relief to help them through this process. Check out our latest blog on this here https://wkblawyers.com.au/can-i-claim-tpd-for-a-brain-inju/

20.01.2022 Confused about all sorts of life insurance out there? Different life insurance can protect you from different events that can occur, but basically there are 4 major types: Total and Permanent disability (TPD) insurance - pays a lump sum if you become totally and permanently disabled because of illness or injury. ... Trauma Insurance - pays a lump sum amount if you suffer a critical illness or serious injury (excludes mental illness though). Income Protection Cover - pays up to 85% of your income for a specified time if you're unable to work due to partial or total disability. Life Cover - pays a lump sum amount of money when you die. Certain types of insurance may cross over, so people are able in some instances claim multiple policies (e.g trauma and TPD). If you need any help with TPD insurance, please give us a call on 1800 865 225! https://wkblawyers.com.au/

20.01.2022 I couldn’t recommend Warren highly enough. He provided updates even when the insurers were slow, and he kept me informed of what he was doing to expedite an outcome. He always returns emails and phone calls demonstrating his professionalism. ... -Mandy M.

19.01.2022 Trade workers makes up 31% of Australias workforce but represent 58% of our accidents and serious injuries. While it may not be a huge surprise that a job involving physical exertion on a daily basis can lead to injury, this is a sobering and disproportionate statistic. With an incident rate 3x that of all other occupations (according to Safe Work Australia), tradespeople need to know what help is available to them should an injury stop prevent them from returning to work. ... More here, on our blog TPD for tradies: how it works. https://wkblawyers.com.au/tpd-for-tradies-how-it-works/

19.01.2022 Imagine losing the muscle function in your body. Your brain tells your body to do something, but your body doesn’t budge and this happens over, and over, again. This is Paralysis. At this moment, 10,000 Australians are living with Paralysis as a result of a spinal cord injury. What are your options in terms of TPD?... https://wkblawyers.com.au/tpd-and-paralysis/ See more

19.01.2022 Christmas on WKB Lawyers. 2 x $100 coles vouchers to giveaway. To enter, all you need to do is:... 1. Follow this page. 2. Comment below tagging 3 people. Winners will be announced on 5pm Friday the 11 December 2020. Good luck

19.01.2022 "If I could give Warren 10 stars I would, he is very easy to talk to, extremely helpful and took away all of the stresses of submitting an insurance claim. He knows the industry very well and how to deal with complex situations. Warren comes highly recommended from me and I would not hesitate in using his services again if needed." -Recent client

18.01.2022 Stuck wondering what to watch during Christmas holiday ? We thought so. Hence we compiled (ok, maybe not us) the ultimate collection of the Best 40 Christmas Movies of all times! Enjoy! https://www.vulture.com/article/best-christmas-movies.html

18.01.2022 No matter what your injury or illness is, if its permanent, it can have a crippling effect on the rest of your life. Your ability to manage daily tasks, to work, to enjoy your hobbies...all of this can become a challenge. At WKB were proud to say that we do the work we do to help ease some of these challenges. We can help you claim TPD cover and ease some of the financial stress that comes with an ongoing injury or illness. But we also recognise that managing a severe co...ndition doesnt stop at securing financial relief. More on our blog: Three ways to manage your injury or illness. https://wkblawyers.com.au/three-ways-to-manage-your-injury/

18.01.2022 To say that 2020 hasn't been the easiest of the years may be quite an understatement. And as the new year 2021 just rolled in, we hope that his one is full of hope, happiness and success. Happy New Year 2021 from all of us here at WKB!

17.01.2022 "We absolutely love being described by our clients as caring and passionate!" The WKB team.

17.01.2022 Across the globe Repetitive Strain Injuries (RSIs) are becoming increasingly common, especially in the workplace. Whether through typing, packing, bricklaying or cooking, its easy to overuse muscles and tendons and cause strain to muscles and tendons. If youre suffering from a RSI, you might be wondering, can I claim TPD cover for this injury? More on our blog here https://wkblawyers.com.au/can-i-claim-tpd-cover-for-rsi/

15.01.2022 Oftentimes a TPD claim comes down to proving your injury or illness meets your insurers definition of totally and permanently disabled. But what about those conditions that cant be proved easily, such as anxiety, depression, and stress? Proving these invisible illnesses is difficult enough, and in TPD claims insurers hold mental illness claimants to a higher standard of proof. This is because generally speaking, insurers are hesitant to approve a TPD claim for anxiety,... stress or depression. So how can sufferers make a successful TPD claim? https://wkblawyers.com.au/proving-an-invisible-illness-tpd/ See more

15.01.2022 Loss of income, insurance and TPD. We often see people these days working reduced hours or even losing work as a result of current health and economic crisis. But what does it mean for their insurance and particularly TPD? Would they still be covered by TPD if anything happened? Good news is that Financial Services Council (FSC) announced an initiative to ensure that if people lose their job, are stood down or have reduced working hours due to COVID-19, this will not affect t...heir total and permanent disability (TPD) cover. Some conditions apply though, so for more details head here: https://www.adviservoice.com.au//covid-total-and-permanen/ Any question on TPD? Please do not hesitate to ask. 1800 865 225 www.wkblawyers.com.au

14.01.2022 Why do we fight so hard for our clients? It all comes down to understanding what an incredibly difficult situation our clients are in when they need to make a claim. Work is not just something that pays the bills. It is also something that we all attach our self worth and identity to. We understand that our clients are going through both tough times financially, and tough times personally. Thats a big reason why we think it is so important that TPD lawyers are empathetic... and understand exactly what people are going through. So whether you need to make a claim, or have had one rejected and want a second opinion, you will always get the personalised help you are looking for from our team. 1800 865 225 www.wkblawyers.com.au

14.01.2022 After mental health conditions, the next highest amounts paid out for TPD claims are caused by musculoskeletal issues one of them being back injuries. Be it slipped discs, pinched nerves or so on, back injuries are one of the most common ailments people complain about. But at what point when your condition deteriorates can you claim TPD for it? What requirements do you need to meet? Who decides if the severity of your condition warrants a payout?... At WKB we are dealing with back injury TPD claims on a daily basis, so if youre unsure about anything give us a quick call for a confidential, free assessment your case. 1800 865 225 [email protected]

14.01.2022 TPD claims process can be daunting (did we hear forms, forms and more forms?) but we simplify this process by handling your case from start to finish and explaining things in simple terms. In turn, you can concentrate on your treatment. WKB TPD Lawyers act on a No Win, No Fee guarantee. We only specialise in TPD claims, meaning we have the knowledge, experience and expertise that other firms dont have. Transparent fees. Unparalleled knowledge of TPD.... Big hearts. Thats WKB Lawyers - 1800 865 225.

14.01.2022 Nothing but TPD! You heard that right. Unlike a lot of law firms that try and do everything, we focus on what we are great at, which is helping people with Total and Permanent Disability Claims. Why would you go to a firm that will charge you more, without the experience you can only get when you focus on one thing only, like we do? ... 1800 865 225 www.wkblawyers.com.au

14.01.2022 Real client service... it's something most law firms have forgotten. Let's face it, when you think of lawyers you don't think of good service.. quite the opposite. We aim to change that. WKB has been founded on our belief that great service is a must, and great communication lies at the heart of it. We are passionate about working together as a team with our clients to help them get the best possible outcome. We're invested in helping you get the best possible outcome.

14.01.2022 Q: I stopped work years ago due to illness. Can I still make a Super TPD claim after all this time? A: People usually dont make claim TPD claims for 2 reasons: they dont know they have TPD in their Super, or... they are too unwell to proceed at the time. To answer the question - yes, you should be able to make a claim as most Super funds have no time limit on when you are required to lodge the claim. You may however come across a few difficulties such as your medical records not being available any more, doctors retiring etc. So yes you could make a claim, but it generally gets a bit harder. If you think you have a TPD case you didnt claim, we are happy to review it and see what can be done! 1800 865 225 or https://wkblawyers.com.au/

13.01.2022 WKB difference... https://wkblawyers.com.au/

12.01.2022 Increasingly Fibromyalgia is growing in prevalence as an illness people are making TPD claims on. Fibro is incredibly painful and sufferers have struggled for some time to get both help and acknowledgment of their conditions. Thankfully there is an increasing amount of research into helping sufferers manage their pain, much of it through wellness and mindfulness. Check out the article here on a recent study into mindfulness and Fibro: https://fibromyalgianewstoday.com/.../mindfulness-may.../

12.01.2022 Ceased work because of injury/illness? and can no longer return back to work? or work within your resume? Did you know you may be eligible to make whats called a Total and Permanent Disability ("TPD") claim.

11.01.2022 From humble beginnings a few years ago to 5 offices in Brisbane, Melbourne, Sydney, Adelaide and Perth now - we are well placed to serve our clients almost anywhere in Australia. Me and my team practice exclusively and are specialists in TPD claims. In fact, its all we do. ... TPD and nothing else. 30 years of combined experience at your disposal. No Win Fee - no risk! So, if you have stopped work due to injury or illness and are unlikely to return to work within your education, training or experience and thinking you may be eligible to make a TPD claim, give us a call! 1800 865 225 https://wkblawyers.com.au/

10.01.2022 Warren Bennett, our Principal at WKB TPD Lawyers, is a highly experienced TPD and Superannuation Lawyer who has previously worked in private practice, for big corporations and for big insurers. What sets him apart from other TPD lawyers is his critical advantage of having worked on both sides of the fence and that he really understands both sides intimately. His clients describe Warren as compassionate and understanding with superior knowledge of TPD law. But dont take our ...word for it, check out his 5 star Google reviews! 1800 865 225 or https://wkblawyers.com.au/

09.01.2022 Generally speaking, if you sustain an injury or illness that prevents you from working, you will be able to claim under your TPD policy. However, the definition of TPD varies from insurer to insurer. Some require that you are unable to return to work within your education, training and experience while others are assessed on your ability to perform activities of daily living. So check the definition and wording in your TPD polices, as they can vary from insurer to insurer (a...nd because the devil is in the detail as they say). Need a hand? Give us a call. Happy to help. WKB TPD Lawyers - we only do TPD claims (and we do them well) on a No Win, No Fee policy. Call 1800 865 225 or https://wkblawyers.com.au/

08.01.2022 The pandemics toll - anxiety and depression - increase in TPD claims? With mental health cases being at the top of TPD payouts for some time now (and still growing), it will be interesting to see how insurers handle the expected influx of pandemic-induced mental health claims. Even before the pandemic, there was a 50% surge in mental health disability claims in the last five years.... Are insurance firms ready? https://kalkinemedia.com//mental-health-claims-likely-to-g

08.01.2022 Are you struggling with injury or illness and thinking about stopping work? It's critical to speak to us before you make any big decisions so we can assess whether you have a TPD claim. TPD insurance is generally included in your superannuation and provides a payout for those who are unable to return to work. There is a specific assessment process which we will walk you through in person.

07.01.2022 We wish you a Merry Christmas, and a safe and happy holiday season. We hope it's filled with joy, peace and happiness this year! We are also taking time off to slow down, unplug and spend some time with our families and loved ones.... See you all in the NEW YEAR! The team at WKB.

06.01.2022 There is a new pressure campaign from consumer advocates who claim life insurers are planning to reintroduce discriminatory terms to total and permanent disability (TPD) covers when the JobKeeper 1.0 scheme ends in September. Under the current, temporary arrangement those who lost their job or work less hours are still covered in case they need to claim TPD in their Super until September. With the revised JobKeeper 2.0 are insurers prepared to extend those temporary arrange...ments? https://www.insurancenews.com.au//life-industry-faces-new- https://wkblawyers.com.au/

06.01.2022 5 things you probably dont know about TPD: 1. People often dont even know its included in their Super. 2. It covers a range of physical and mental illnesses and injuries. 3. These dont have to be work-related (even though TPD claims generally require that a person is unable to return to an occupation for which they were qualified). 4. Its a No-Fault insurance - meaning you dont have to prove that your illness or injury was somebodys fault.... 5. To receive the lump sum, you strictly need to meet the conditions and definition of TPD. This often hinges on very technical terms (good to consult a TPD lawyer on this it may mean the difference between receiving of hundreds of thousands of dollars or nothing!). https://wkblawyers.com.au/ 1800 865 225

05.01.2022 So many lawyers, so little time to choose one - so why WKB? We pride ourselves on providing a personalised service with empathy and understanding. We know what you are going through when faced with a life-changing situation of serious illness or injury, which prevents you from working and affects your quality of life (including your financials). We will look after your TPD claim process, making sure you get the best possible results all the while, you can fully focus on... your treatment. Want to know about what we stand for? Check us out on FB, Instagram or even Google us for reviews! https://wkblawyers.com.au/ 1800 865 225 See more

04.01.2022 Feeling tired all the time? Do you write it off as 'just being tired', or do you think there might be something more serious at play? Myalgic Encephalomyelitis (ME) is a neurological disorder characterised by extreme fatigue. According to research, those suffering from ME have a quality of life similar to those with late-stage AIDS and cancer. While there is no cure for ME, sufferers might be able to get some relief by claiming a TPD payout for this disorder. ... Would you be eligible? https://wkblawyers.com.au/myalgic-encephalomyelitis-and-tpd/ See more

03.01.2022 Is having TPD insurance worthwhile for tradies? Absolutely! Sometimes tradies think that they will simply turn to Centrelink payments or Workers Comp if they happen to get injured and are no longer able to work. While these are certainly available options, they won’t exactly cover expenses such as mortgage, medical bills and other expenses for you and your family. ... If you have any questions regarding your TPD claim, we are here to for you. https://wkblawyers.com.au/ or 1800 865 225

02.01.2022 What type of evidence do you need to show for a TPD claim? You must provide the insurer and your superannuation fund with evidence such as: The initial claim form Certified ID A signed authority; and... 2 medical reports from your treating doctors, which support that you can no longer work in an occupation for which you are reasonably suited (by way of education, training or experience) due to total permanent injury or illness. Sounds simple, right? Sadly, in reality the process can be (more often than not) quite complex. To discuss your situation so we can answer your questions please give us a call on 1800 865 225. www.wkblawyers.com.au

02.01.2022 5 things you probably didnt know about TPD. To discuss a potential claim please dont hesitate to get in touch.

01.01.2022 Feel like the lockdowns negatively affected your health? Youre not alone. In fact some recent research shows that for the majority of Australians the crisis created some potentially serious health issues. Whether that is a bit of extra weight, or more serious mental health problems, theres no doubt that we will continue to keep paying a cost even when restrictions are lifted. The question for a lot of us now is how we can rectify any negative affects of the last few mo...nths and try to make sure they dont impact us moving forward. For more on the research check out this very interesting article: https://www.9news.com.au//6a1d71c8-5df3-4d1e-8eaa-778aa943

01.01.2022 Chronic fatigue syndrome, inability to work and TPD. CFS is characterised by profound fatigue, sleep abnormalities, pain and other symptoms that are made worse by exertion. The causes of CFS are still unknown (although some evidence points to genetic and psychological factors) and it cant be cured. But it can be managed to provide relief. The right combination of self-care, therapies and medication usually improves peoples quality of life. ... Many people affected by CFS have great difficulty working, so they often stress over their financial situation. This is where TPD may come in. We have helped many sufferers successfully claiming CFS on their TPD Insurance. 1800 865 225 or https://wkblawyers.com.au/ See more