Wyze Finance Pty Ltd in Miranda, New South Wales, Australia | Loan service

Wyze Finance Pty Ltd

Locality: Miranda, New South Wales, Australia

Phone: +61 2 9542 5066

Address: Level 4, 29 Kiora Road 2228 Miranda, NSW, Australia

Website: http://www.wyzefinance.com.au

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• Property
• Loan service
• Mortgage brokers

25.01.2022 There are hundreds of different loan products across many different lenders that all have different product features. I do all the legwork for you and quickly identify a selection of lenders and products that you can choose from. I organise a pre-approval so that you are ready to bid at auction or confidently make an offer on your dream home.... I take the stress and guess work out of applying for finance. Reach out to us to learn more about what we offer and how we can assist you.

23.01.2022 Whether it’s your first home purchase, an upgrade to a bigger home or an investment property we can help you to find the right home loan to suit your needs and assist in navigating you through the overall purchase and loan process.

18.01.2022 In a move that would have seemed impossible just months ago, the Reserve Bank of Australia (RBA) has cut the nation's official cash rate from 0.25% to a new record low of 0.10%. Today’s rate cut will only have a material impact on Australia's mortgage market if the banks and lenders decide to pass the savings through to their customers. Most banks and lenders are already offering extremely competitive interest rates to gain new business. It will be interesting to see who ma...kes the first move and, by how much. Possibly early movement on fixed rates with lenders, and that could follow up with potentially variable rate cuts for new and existing customers. Watch this space!!

13.01.2022 Thinking about the First Home Buyers Family Pledge Guarantee, but are unsure of your obligations? The last thing you want is to cause any family tensions, so fully consider whether this is the right option for you and the person you are asking to be guarantor. It’s very important that both you and your guarantor understand all of the conditions and obligations of a family guarantee before signing.... For this reason it is essential that guarantors seek legal advice before entering into any guarantee agreement.

11.01.2022 Want professional and personalized assistance with your financial situations? Here at Wyze Finance Pty Ltd we pride ourselves in providing each and every client we work with exactly that. Visit our website to learn more about how we can help you. ... http://wyzefinance.com.au/

09.01.2022 Debt consolidation involves bringing your existing debts together into one new loan. The objective is to reduce the number of individual payments you make and reduce the interest rate you are paying on your more expensive debts. This may be something to consider if you are: Managing multiple debt repayments and struggling to keep track of what is due and when.... Getting into a credit trap where all your spare income is used to pay interest, but you don’t have enough left over to reduce your debt balances. You’re paying a very high interest rate on your debts- perhaps you have credit card or cash advance debts, or store credit purchases. Get in touch with us if you are assistance or advice regarding debt consolidation.

07.01.2022 Whilst your original home loan may have been the perfect loan for you when you originally purchased your home, it may not still be the most suitable option for your current and future needs. If you are thinking about refinancing, we can help you look at what options are available that could improve your loan interest rate, monthly repayments and overall costs- reach out for more information.

04.01.2022 Purchasing your family home is one of the biggest financial transactions you will ever undertake. It certainly makes sense to consult with an expert mortgage broker to guide you through the process. It is an exciting time for you, however, it can also be a daunting and at times a stressful process.... An expert mortgage broker can provide you with guidance and information to make sure you make the right decisions for your individual circumstances. Whether it’s your first home purchase, an upgrade to a bigger home or an investment property we can help you to find the right home loan to suit your needs and assist in navigating you through the overall purchase and loan process.

03.01.2022 How is being a guarantor different to a co-borrower? A co-borrower on the loan is someone who is responsible for the entire loan until the debt is repaid in full as compared to a guarantor who is linked to the loan by a guarantee and is responsible for the amount specified in the guarantee. A guarantor is linked to the loan by a guarantee. This guarantee can be released and the guarantor’s responsibility will cease without the loan being repaid in full.

02.01.2022 A mortgage offset account is a savings or transaction account that can be linked to your home loan. The balance in this account ‘offsets’ daily against the balance of your home loan before interest is calculated. An offset account can help you cut years off your home loan term and save money on interest. To learn more about offset accounts, get in touch with us.

01.01.2022 November has been a big month! We saw the Reserve Bank of Australia cut the official cash rate to a new record low of 0.10%. Unfortunately, none of the major banks and very few other lenders reduced their variable interest rates. There was some movement in fixed interest rates with several lenders making reductions.... Overall, there are still some very competitive home loan rates on offer, and it is definitely an excellent time to review your home loan. A phone call to your lender asking for an interest rate reduction is something to put on your to-do list. If they don’t want to play ball then perhaps it’s a good time to chat with your mortgage broker. The past month has been busy in the property world, with the housing market recovery continuing to gather momentum. Great news for homeowners and investors dwelling values increased in all capital cities except Melbourne in October. This is the first monthly increase since April this year. Check out the latest news and insights on the property market. Properties are also starting to be absorbed faster in the market which means that you need to move fast and come prepared, so it is important to have your finance organised. If you’re ready to make the most of the record low-interest rates, speak to us at Wyze Finance about your finance options. Also, as a mortgage broker, I can help you with a suitable loan for other kinds of large purchases such as cars and other assets not just home loans. Whatever your finance needs, Wyze Finance can assist!