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25.01.2022 This very true advice

24.01.2022 At Northlakes Wedding Expo. Win a Hamper!

23.01.2022 This is a great article by Kathy from Remax Ultimate at Burpengary.

22.01.2022 Some photos of our stand last weekend at the Morayfield Wedding Expo. We met some great people wanting to take control of their budget & savings. A lucky attendee won this lovely Moet Hamper. They will be able to celebrate getting on track to save for their first home.

22.01.2022 Your Genius Budget is all about helping you with money saving tips, goal setting to help you, whether it be for paying off your credit cards, saving for a deposit for your first home, providing for your family. If you want to get ahead you have to think bigger than the daily struggle to put food on the table and pay your bills. Actively looking for opportunities to save and put that money to better use. Well also show you how, with a bit of homework, you can save on your grocery bill, utilities, insurance and debt repayments.

21.01.2022 Dont ever go shopping without a grocery list If youre ever in the supermarket without some kind of shopping list, youre probably making a mistake. Never go shopping when you dont have anything you actually intend to buy there, as it will needlessly drain your purse. If you do intend to buy some things but dont have a clear plan for it, youre going to get sucked into impulse buys, which will also drain your purse. A shopping list keeps you on focus whenever youre in a store, which cuts down significantly on those impulsive purchases. When making your shopping list use your Junk Mail Catalogues from the many supermarkets and choose foods that are on sale that week, work it into your meal planning for that week. Only ever buy sale items that you know you will use, otherwise it is not saving you money.

18.01.2022 Do you have a credit card that you cannot pay out in full when the statement arrives each month? Then it is time to talk to "Your Genius Budget". Call today 0400 537 196 for a free consultation to see how we can help you.

17.01.2022 The Reserve Bank Board at its meeting today decided to lower the cash rate by .25 basis points to 1.00 per cent.

16.01.2022 When comparing prices of food products, use cost per 100g to compare products and not cost per item, especially when buying in bulk.

16.01.2022 Tip of the Day Mobile phone charges are competitive and change frequently, so review your call spending and check with your Telco provider for a better deal. Consider a mobile cap plan, but beware of higher calls charges. Always check the fine print of the terms and conditions of contract.

15.01.2022 Household living costs are rising sharply, so its time to stop and look at how you spend your money. You may be wasting a lot of money, without even realising it. Dont shop when you are hungry, eat before you shop. Also, dont go shopping if you are depressed as you will spend more on the wrong things. Scanner errors are very common, so keep a close eye at the checkout. Always check your docket as you are leaving that all the specials you have purchased have scanned at the reduced price. This is a common error at checkout scanners, with products not scanning at the Special Price. Lastly, dont buy milk at the service station its much more expensive than at the supermarket. Over time this can be a huge saving.

13.01.2022 Great Budgeting quote: What you measure you manage and what you manage improves.

09.01.2022 Budgeting is simple, budgeting does not take much time, budgeting does not take much effort. It will however, lift you out of the mire of financial problems and set you gently on the path to financial independence. To find out how to create a budget to suit you, contact us on 0400 537 196.

08.01.2022 Make a meal plan before the start of each week One big mistake that busy people make is that they dont have a clear plan for where their meals are coming from during the week, leaving them to improvise on many week nights. That kind of improvisation, where there are no plans for dinner when you get off of work or there are no plans for lunch during the work day, usually ends up with extra expenses in the form of restaurant meals, take away, and convenience foods. I find the ...worse part of preparing meals each evening is deciding what to have. When you are busy and tied from your day at work, it is hard to make that decision. However if you have a plan already in place, then preparation is so much easier. A bit of time spent on the weekend planning meals for the coming week can drastically cut your food expenses because youll know what youre having for each meal and can easily handle the necessary preparation. Try it. It not only will save you money each week, it will also save you from unnecessary stress each evening at meal time. See more

07.01.2022 How much can you save on your investment property? A depreciation schedule can save you thousands each financial year. Find out more here: http://ow.ly/XDaY3050TdQ

07.01.2022 Household living costs are rising sharply, so it's time to stop and look at how you spend your money. You may be wasting a lot of money, without even realising it. Don't shop when you are hungry, eat before you shop. Also, don't go shopping if you are depressed as you will spend more on the wrong things. Scanner errors are very common, so keep a close eye at the checkout. Always check your docket as you are leaving that all the specials you have purchased have scanned at the reduced price. This is a common error at checkout scanners, with products not scanning at the Special Price. Lastly, don't buy milk at the service station it's much more expensive than at the supermarket. Over time this can be a huge saving.

05.01.2022 Talk to Your Genius Budget and we will help you to get your peace back today. We can help take the worry away with a plan to get you back on track for tomorrow.

05.01.2022 HOAX ALERT: If you receive this SMS requesting you to click a link to review your account, please delete it immediately. Please share this post to warn family and friends

05.01.2022 Your Genius Budget is all about helping you and your household making ends meet a little easier with our tips for saving money. The first step is.. Its time to start thinking positively and believing you can get to where you want to be. If you want to make real changes you must truly believe you can do it. You need to believe in yourself and have the confidence to give it a goor else it simply wont happen. Now is the time to move on from the past and focus on what you ac...tually want and how youre going to get it. Many people find that once they have achieved their first goal, these strategies help them achieve their other financial goals as well. So they keep on following them. It all depends on how motivated you are to accomplish your financial goals. Over time on this page we will be sharing money saving ideas and tips to help you reach your goals. See more

04.01.2022 Put all your loose change into a jar each day. Then every 3 months bank the change into savings account. For many people, that could add up to well over $500 a year.

04.01.2022 Tips to fast track your savings: 1. Create a budget of essential expenses and dont spend more than that. 2. Set up a separate high-interest savings account for your savings so that you will not accidentally dip into your money. 3. Arrange for part of your salary to be automatically paid into this account every month.

04.01.2022 Did you know by changing one thing you do regularly, you could save money. By making a few small changes it can make a big difference to your bank balance. Why not try some of the following: 1. Cancel your gym membership and walk to work or go for walk instead of going to the gym. 2. Make your lunch at home 3. Have people over for dinner rather than going out and ask everyone to bring a plate of food & BYO drinks. Its fun, free and relaxing in the comfort of your own home. ...Take it in turns to visit each other. 4. Borrow books and DVDs from the library 5. Take your credit card out of your wallet for a month and only pay for things with cash 6. Get into the habit of checking your bank statements, that way you can track spending & check for discrepancies. 7. Set a limit for birthday and Christmas presents or give homemade gifts See more

04.01.2022 Price-compare the grocery options in your area and choose the inexpensive one. What items do you regularly put on your grocery lists? Milk? Bread? Eggs? Make a short list of ten or fifteen items that you buy very frequently at Supermarket stores, then visit different supermarkets over the course of your next several grocery shopping excursions. Note the price of those items, then add them up. Youll save money over the long run by shopping at whichever store has the lowest to...tal on those items. However, this is a good thing to check every year or two as stores tend to evolve their pricing schemes and new competitors enter the market. If you have never visited Aldi before, then it might be time for a visit. I find you cant get everything there, however it is worth the time to invest in a visit for the money you will save on cleaning products, dairy products, personal products just to name a few excellent quality products that will save you money each shop. Price check all supermarkets in your area. (Disclaimer: We have no financial connection to Aldi this post is purely on our findings in our local area). See more

03.01.2022 CHOICE "How to choose the right real estate agent to get you the best price." https://www.choice.com.au///guide-to-selling-your-property #presentationsells #homestaging #homeselling

02.01.2022 This is a very interesting read.

Your Genius Budget | Business service