Your Money Matters in Indooroopilly, Queensland | Financial planner

Your Money Matters

Locality: Indooroopilly, Queensland

Phone: +61 7 3878 8383

Address: PO Box 247 4068 Indooroopilly, QLD, Australia

Website: http://www.yourmoneymatters.net.au

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25.01.2022 And what a year its been! We have never seen anything like it - and we sincerely hope never to see anything like it again. In this newsletter, we focus on the impact of the coronavirus on the two major investment markets: the sharemarket and the residential property market. We also look at some representative pieces of commercial property to examine the impact of the virus on the commercial property sector to date and the expected impact on that sector into the future. We hope you enjoy the newsletter and we wish you all the very best for the financial year just commencing. you can download the pdf here https://www.yourmoneymatters.net.au/2020/07/02/july-2020/

24.01.2022 Exhausted from all thats happening? Heres why. If there is one thing most of us have in common at the moment, it is how tired we are all feeling. The Covid Shutdown has left many of us feeling quite worn out. A tired mind can make tired decisions, and so in our last article for the 2019/2020 year, we thought we would write about the best way to make good financial decisions. Please don't hesitate to contact us to discuss any aspect of your personal or business financial management. We are here to help. book a free call here https://ymminsightappointment.acuityscheduling.com/schedule

24.01.2022 "A simple way to keep track of small business expenses Dedicated-use credit cards make for a simple way to keep track of business expenses. Read More: https://www.yourmoneymatters.net.au//a-simple-way-to-keep/"

23.01.2022 Restorations Dont Always Work Out So Well! Covid 19 means that many household budgets are under pressure. Many of our clients are looking closely at all of their spending. For some people, this review includes thinking about their life insurances. As we will discuss below, any decision to discontinue or reduce life insurance should only be made after very careful consideration. Restorations may not turn out the way you think they will. https://ymminsightappointment.acuityscheduling.com/schedule

20.01.2022 Are you a business owner who has stress about finances at the moment? Many people I have connected to recently do. As a Financial Planner and Wealth Coach. I've been sitting here wondering what I can do to help. So I've decided to donate one full day a week, to offer phone calls to business owners who may have financial stress. This is not financial advice, it's an opportunity to get into positive action around what you can do right now to secure your finances in the short,... medium and long term. It will NOT be a sales call. It's all about helping you get into taking some positive steps to get your finances as secure as possible during this difficult time. If you'd like to make an appointment. Click on this link and find a suitable time. https://ymminsightappointment.acuityscheduling.com/schedule My thoughts are with you and your family. Stay healthy. Regards, Nicky

20.01.2022 Next week, the Commonwealth Parliament is expected to pass an emergency $17.6 billion stimulus package. The package is designed to boost the Australian economy a boost that is needed due to the current and expected future impact of the Coronavirus. This article discusses the stimulus package. Read our full article here:

20.01.2022 1.0 Purpose The purpose of the privacy policy is to outline how DJA Capital Pty Ltd (DJA Capital) and its officers, advisers, agents and employees collect, use and retain personal and sensitive information. DJA Capital obtains and retains that personal and sensitive information in accordance... Read our full article here:

20.01.2022 Brother (or sister), can you Spare a Dime? Lending Money to Friends and Family. This week, we thought we would look at an issue that some of us are likely to face, as the impact of Coronavirus affects people we know and love. That issue is what to do if someone asks us for a financial loan. It might be family, or it might be a friend. Either way, lending money to friends and family can be a touchy subject. We hope these general thoughts may help. Please don't hesitate to contact us to discuss any aspect of your personal or business financial management. We are here to help. book a free call here https://ymminsightappointment.acuityscheduling.com/schedule

18.01.2022 Good Thinking Makes for The Best Financial Decisions Good financial management is all about good decision making. This week, we discuss a simple way to help yourself make better decisions. Given that most of the country will remain in some form of lockdown for the foreseeable future, it is a method that makes even more sense for those of whose lifestyles have been seriously disrupted. https://www.yourmoneymatters.net.au//good-thinking-makes-/

18.01.2022 "Making Life Insurance Premiums More Affordable People typically need life insurance at the same time as there are many demands on their income. In fact, it is the presence of these demands that creates the need for insurance in the first place. Because money is tight, it always pays to make life insurance premiums as affordable as possible. Full article : https://www.yourmoneymatters.net.au//making-life-insuranc/"

18.01.2022 "What Is a Defensive Investment? A defensive investment asset should only be used to preserve your wealth. As a result, you should be extremely confident that you will get your money back from the investment before you proceed. Read More at https://www.yourmoneymatters.net.au//what-is-a-defensive-/"

18.01.2022 In this edition of our newsletter, we review all of the commonwealth stimulus that has been announced so far. We also take a look at both the share and the residential property markets. Both of these markets rose in the month of April. However, the one thing we can say with certainty is that April probably wont tell us what will happen in May! Read our full article here:

16.01.2022 Last week, we discussed the stimulus package that had been announced but not yet passed through Parliament. As we forecast, the Commonwealth Government then announced a second round of stimulus measures. Both packages were passed by Federal Parliament earlier this week. Read our full article here:

15.01.2022 The mental side of money management is always important. Given the events of 2020, how we think about money has become even more vital. While no one really knows what the lasting economic impact of the Coronavirus will be, the one thing that we can be certain about is that many of our working assumptions will need to be changed. The new world will not be like the old world. We will all need to think differently when it comes to our finances.

15.01.2022 "Interest rate announcements Ever wondered why interest rates go up and down? Heres why. Read full article : https://www.yourmoneymatters.net.au//interest-rate-announ/"

15.01.2022 Happy New Financial Year. Taking the 1st step in removing the stress from your finances/business is always the most difficult and important one. book a free call https://ymminsightappointment.acuityscheduling.com/schedule

14.01.2022 They say the secret to successful comedy is all in the timing. Funnily enough, the same goes for investment or debt management. But unlike with comedy, when it comes to money it is usually best to get in early. Thats because anything that earns interest is worth acquiring earlier - and anything that charges interest is worth paying off as soon as possible. Please don't hesitate to contact us to discuss any aspect of your personal or business financial management. We are here to help. book a free call here https://ymminsightappointment.acuityscheduling.com/schedule

13.01.2022 "Marriage and your will Marriage usually means you need a new will. And if this is not your first marriage, then you may need a will that reflects that you have obligations in different directions. Full article : https://www.yourmoneymatters.net.au//marriage-and-your-wi/"

12.01.2022 Over the past month, the Commonwealth Government has announced and commenced implementing economic stimulus measures that involve the Commonwealth spending (or rebating) more than $200 billion. A fair question to ask is: where do they get the money for that? The answer is a happy one that should be reassuring. Read our full article here:

12.01.2022 In recent weeks we have discussed various Commonwealth responses to the Coronavirus. One response that has received relatively little airtime is the announcement that people drawing account-based pensions from their super fund can reduce the amount they must withdraw in this and the coming financial year. Read our full article here:

12.01.2022 "Helping adult kids buy homes Most parents are keen to help their kids buy a home. There are good ways and not so good ways to do so. Read More:https://www.yourmoneymatters.net.au//helping-adult-kids-b/"

11.01.2022 How to Be Effective Peter Drucker was a giant within the world of management consulting. In 2004, he wrote a seminal article targeted specifically towards executives. Given the nature of 2020 and its impact on the world of work, we re-read the article recently and realised that its contents remain very relevant. In fact, they remain vitally important for anyone who has to work somewhat autonomously Please don't hesitate to contact us to discuss any aspect of your personal or ...business financial management. We are here to help. book a free call here https://ymminsightappointment.acuityscheduling.com/schedule https://www.yourmoneymatters.net.au//10/how-to-be-effective

10.01.2022 Hello Sunshine! Next week brings the first day of Spring an arrival that cant come soon enough in this most strange year! To mark the changing of the seasons, this week we take a lighthearted look at the relationship between money management and the weather. You might be surprised to know that serious researchers have looked at this question. So, for investors, could it really be a case of Hello Sunshine? Please don't hesitate to contact us to discuss any aspect of your ...personal or business financial management. We are here to help. book a free call here https://ymminsightappointment.acuityscheduling.com/schedule https://www.yourmoneymatters.net.au/20//27/hello-sunshine/

08.01.2022 The share market, interest rates and the residential property market. Not simple concepts, but in this our August newsletter we look at each of them in turn, paying particular attention to the impact that Melbournes resurgence in Coronavirus numbers might mean for them. https://www.yourmoneymatters.net.au/2020/08/06/august-2020/

07.01.2022 Last week, the Commonwealth Government announced the latest of its economic stimulus packages the HomeBuilder program. Grants of up to $25,000 are available to eligible recipients and is designed to ensure that residential construction work planned for between now and the end of the calendar year goes ahead in as many cases as possible. read more here https://www.yourmoneymatters.net.au//the-next-round-of-st/

06.01.2022 If 2020 was a normal year, then this week we would be writing about the 2020 Commonwealth Budget. The 2020 Budget was due to have been delivered earlier this month. However, the Commonwealth Government made the sensible decision to delay the Budget until later in the year, due to the uncertainty about Commonwealth revenues and expenses that the COVID-19 crisis has created. Read our full article here:

05.01.2022 Next week marks the start of winter and also the last month of what has surely been the most bizarre financial year in history. June 30 is a deadline for a whole range of things, so in this article we want to remind you of some of them. As the weather has gotten colder, why not make yourself a nice warm drink and read on. Read our full article here:

04.01.2022 The Wealth Equation. Maximise, minimise, optimise. The ability to turn a complex idea into a simple set of habits is usually the secret to success. This week, we thought we would boil financial management down to a simple mathematical formula which many successful people have applied in their own lives. We call it the wealth equation. Please don't hesitate to contact us to discuss any aspect of your personal or business financial management. We are here to help. book a free call here https://ymminsightappointment.acuityscheduling.com/schedule

04.01.2022 Happy spring! In this edition, we take a deep dive into the Australian share market, comparing it to the US and other global markets. We do this for one main reason: we are starting to see some separation opening up between the performance of shares on the US market and the performance of shares on the Australian market. This might actually be a very good thing. https://www.yourmoneymatters.net.au/20//03/september-2020/

03.01.2022 Amid the raft of measures announced by the Commonwealth Government last month, one of the more contentious was the decision to allow limited access to superannuation benefits to people who are under-age. This change took effect from Monday of this week. Whether withdrawing makes sense in your case depends very much on your unique situation. You can book a Free Introduction Call with Nicky at https://ymminsightappointment.acuityscheduling.com/schedule Read our full article here:

03.01.2022 "Consolidating Super Every year we make it a point to write at least one blog article on consolidating super. Consolidating super is where benefits held in two or more super and funds are rolled over into a single fund - either one of the existing funds or a new fund altogether. Over time, consolidating super can have a substantial impact on your retirement benefits. Read more : https://www.yourmoneymatters.net.au///consolidating-super/"

03.01.2022 Our recent article on decision fatigue was very well-received. So, this week we thought we would return to the theme and shed some more light on this very important element of good financial decision making. (OK: we admit it. It also lets us run another photo of an extremely cute baby, which should get lots of positive comments as well!) Please don't hesitate to contact us to discuss any aspect of your personal or business financial management. We are here to help. book a free call here https://ymminsightappointment.acuityscheduling.com/schedule

02.01.2022 "Income returns and capital growth There are two types of investment return. They are both good. But which one you prioritise depends very much on your personal circumstances. Read More : https://www.yourmoneymatters.net.au//income-returns-and-c/"

02.01.2022 Hello Sunshine! Next week brings the first day of Spring an arrival that can’t come soon enough in this most strange year! To mark the changing of the seasons, this week we take a lighthearted look at the relationship between money management and the weather. You might be surprised to know that serious researchers have looked at this question. So, for investors, could it really be a case of Hello Sunshine? Please don't hesitate to contact us to discuss any aspect of your ...personal or business financial management. We are here to help. book a free call here https://ymminsightappointment.acuityscheduling.com/schedule https://www.yourmoneymatters.net.au/20//27/hello-sunshine/

02.01.2022 In this edition of our newsletter, we discuss the third round of Commonwealth stimulus measures that were announced earlier this week. We also try to take a longer-term view of the Australian economy and in particular the sharemarket, by harking back to other disruptive periods in history and seeing what at least one prominent player from the GFC has to say about the current Coronavirus crisis. As always, we hope that you and your loved ones stay safe and well in these unprecedented times. Read our full article here:

01.01.2022 It has been a while since we spoke about property. For now, the state of the property market is particularly inconclusive and this is probably not a time for immediate action. But it is a good time to think about what your medium to long-term response to changes in the property market will be. Read our full article here:

01.01.2022 Most couples prefer not to think about splitting. But, as the financial year ends, there is one form of splitting that happy couples can safely think about. Please don't hesitate to contact us to discuss any aspect of your personal or business financial management. We are here to help. book a free call here https://ymminsightappointment.acuityscheduling.com/schedule

01.01.2022 Obviously, we hope that none of our clients ever make a claim on their life insurance policy. But, from time to time, claims need to be made. Here is our step-by-step guide to what happens when you make a life insurance claim. Read our full article here: