Raine & Horne: Your Property, Your Future in Caulfield, Victoria, Australia | Property

Raine & Horne: Your Property, Your Future

Locality: Caulfield, Victoria, Australia

Phone: +61 1300 828 636

Address: 967 Glen Huntly Road 3162 Caulfield, VIC, Australia

Website: http://www.yourpropertyyourfuture.com.au

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24.01.2022 Why are house prices rising when wage growth is low and unemployment is still high? Swelling disposable incomes for some workers are helping push up property prices despite low overall wages growth and a high unemployment rate, experts say. Falling interest rates are leaving potential borrowers better off than they would have been a year ago, while tax cuts in the recent federal budget are boosting take-home pay even for workers who missed out on a pay rise. Those lucky enoug...h to keep their jobs in the COVID-19 recession may have also saved on dining out during lockdown or on planned overseas holidays, boosting the size of their deposit. House prices rose in every capital city, except Melbourne, where they were flat, over the September quarter, on Domain figures, adding 0.9 per cent nationally over the quarter. Apartment prices were mixed across cities but edged up 0.1 per cent nationally. In October, home values including apartments rose in every city except for Melbourne where falls narrowed, according to CoreLogic. https://www.domain.com.au//why-are-house-prices-rising-wh/

24.01.2022 Why the housing market continues to baffle the pessimists. In private, senior bankers will confide how astonished they've been by the extraordinary resilience of local housing prices in the face of the most savage economic downturn in almost a century. And, reading between the lines of the minutes of the Reserve Bank of Australia's latest board meeting, it seems central bankers are inclined to a similar wonderment. https://www.afr.com//why-the-housing-market-continues-to-d... We are available for free no obligation consultation via Zoom. You can meet us and talk to us remotely and we explain to you how you can make the most of the situation. For all your first home and investment needs call us on 0431 068 125 for a discussion. #investmentproperty #business #lifegoals #success #passiveincome #retirement #finance #landlord #cashflow #ausproperty #positivevibes #melbourne #victoria #australia #yourproperty #yourfuture #rnh #realestate #pension

22.01.2022 Five Tips For First-Time Real Estate Investors Seeking Financial Freedom. The Covid-19 pandemic has left millions of people stressed over their finances. The unemployment claims have passed 40 million as more people find themselves in need of assistance. The challenges brought about by the pandemic are evidence that we need to figure out our finances. We need solutions that will cushion us from joblessness. Read our latest blog to find out more. https://www.yourpropertyyourfuture.com.au/five-tips-for-fi/

22.01.2022 Werribee Brand New Property Situated in a beautiful estate this 4 bedroom property with 2 bathrooms and 2 car spots is an opportunity not to be missed. All homes come with high quality fittings and we offer a turnkey project which includes one fixed cost for everything including landscaping to front and back, quality blinds and fly-screens to the entire home. Great Savings for Investors and First Home Buyers. Prices from $545,000 ... Call us on 0431 068 125 for a discussion.

21.01.2022 Latest interest rate cut could put more upward pressure on housing prices, bank economists say. The most recent interest rate cut could put upward pressure on house prices despite the weak jobs market and collapse in immigration, bank economists warn. Home buyers who have kept their jobs during the pandemic recession are looking forward to years of ultra-low mortgage rates, as well as easier loan approval processes if the government changes responsible lending laws as planned.... Westpac and Commonwealth Bank on Wednesday cut their lowest fixed mortgage rates to 1.99 per cent a year, after the Reserve Bank slashed its benchmark interest rate to a record low 0.1 per cent on Tuesday and flagged it would stay there for three years. ANZ cut its lowest fixed rate to 2.09 per cent a year.

20.01.2022 How worried should you be about falling home prices? Should you be worried at all? One of the biggest risks hanging over Australia's fragile COVID economy is the prospect of a property market bust. Right now, despite rising joblessness, most affected Australians are able to keep making mortgage repayments thanks to expanded government support and generous bank repayment holidays. But what will happen when those pillars of support are unwound, as they inevitably must be? https://www.theage.com.au//how-worried-should-you-be-about

20.01.2022 Bendigo - Be impressed with this 4 bedroom, two bathroom modern designer family home. Proudly designed and craftsman built, this home offers everything you come to expect and more. An exceptional investment opportunity in a fast growing and very popular location. Close to the park, playground, supermarket and school. It comes with an attractive 'Fixed Price Contract' and a 'Full Turnkey Package' Prices from $429,000 Call us on 0431 068 125 for a discussion.

18.01.2022 Restrictions are lifting, causing the stock market (and confidence) to bounce back. Throughout the worst of the COVID-19 restrictions, what happened to property values? They barely moved! If you've been on the fence, waiting for a decline to snap up a bargain, it may not happen.... April data: Sydney +0.4% Melbourne - 0.3% Brisbane + 0.3% Perth +0.2% Hobart -0.1% Adelaide +0.4% Canberra 0% Darwin +1.7% Combined capitals +0.2% Combined regional +0.5% National +0.3% Source: Corelogic Unemployment is still a concern,but the worst of the health scare has passed. With businesses reopening, the economy recovering and people sick of being couped up and ready to spend, what do you think is in store for the property market and the economy in the months to come? So when is the best time to buy property? When you are in a financial position to do so ... and When you can buy a great property for a great price. If you'd like to chat about your options and to learn why property has been able to weather so many economic storms in the past just call us and we can ensure you make the best of this opportunity with simple strategies that actually work.

18.01.2022 Buyers, sellers relieved after private inspection ban lifted in Melbourne. Premier Daniel Andrews on Sunday announced the inspection ban for real estate would be lifted, allowing private inspections of no more than 15 minutes. The move is expected to thaw Melbourne’s frozen property market. https://www.domain.com.au//buyers-sellers-relieved-after-/

17.01.2022 How to unlock equity in your home. Equity is the difference between the current market value of your property and the remaining balance on your home loan. If you’ve had your property for a few years, the chances are you may have built up equity that you could use in a range of ways. Working out your home equity is pretty simple. Once you know the current value of your home, all you need to do is take away the amount still owing on your home loan. You could then borrow some of... this equity to put towards things such as renovations or a deposit on a new property. Why not have a chat with the team at RH Project Marketing? We offer strategic advice and give you Direction, Results and Certainty. You can trust us to help you outperform the average property investor and give your family the financial freedom they deserve. Need help with property investment or First Home? Don’t know where to start or how to go about? Have questions about area, market? We are available for free no obligation consultation via Zoom. You can meet us and talk to us remotely and we explain to you how you can make the most of the situation. For all your first home and investment needs call us on 0431 068 125 for a discussion. #investmentproperty #business #lifegoals #success #passiveincome #retirement #finance #landlord #cashflow #ausproperty #positivevibes #melbourne #victoria #australia #yourproperty #yourfuture #rnh #realestate #pension See more

16.01.2022 Property investors spy regional house price boom during COVID-19. Property investors are increasingly looking to buy in Australia's regional or rural centres as work from home practices during COVID-19 make suburbs outside of major CBD's more lucrative. The annual 2020 Property Investment Professionals of Australia (PIPA) Investor Sentiment Survey found that investors were looking to be more creative during current market conditions. About 67 per cent of property investors surveyed said they think now is a good time to buy property, down from 82 per cent the same time last year.

13.01.2022 The Australian property market has taken a battering amid the COVID-19 pandemic with prices falling or stagnant in most cities, but white-collar workers, doctors and busy tradespeople have still been snapping up homes, agents said. Although the Australian economy fell into a recession in the June quarter and recorded one of the biggest falls in GDP yet, the property market has not dropped as much as it might have without the massive stimulus measures from government and banks.... Agents say buyers are still active, depending on their jobs and employment status, with some pressing the advantage of ultra-low interest rates and reduced competition to buy. Indeed Australia APAC economist Callam Pickering said as the economic impact of the pandemic had been unevenly distributed, there would be some clear winners. While a recession is devastating for many, it can often be an opportunity for others to build wealth by buying underpriced assets, he said. Higher-income or wealth households, many unaffected by COVID-19, would be licking their lips as property prices fall.

11.01.2022 Build-to-rent: The new model of property ownership promising more security and comfort. An innovative new model of property ownership has hit the Australian market, promising more security, comfort and flexibility for tenants. It’s called build-to-rent and it has the potential to wipe out many of the typical frustrations faced by people who, by choice or circumstance, find themselves renting. Build-to-rent refers to residential projects in which the developer owns all the apartments and the leases them to tenants, instead of selling them. The developer remains responsible for ongoing property maintenance.

10.01.2022 Coronavirus means those forecasts of double-digit capital growth for Melbourne property made earlier this year fall by the wayside. Yes this too shall pass, so let’s look at the long term prospects for Melbourne’s housing markets. If you’re looking for some key pointers to the future of Melbourne property consider these: Melbourne’s population was growing at around 120,000 people per annum. That’s like adding a Darwin or a Ballarat each year to Melbourne’s population. Sure... this will slow down for a while due to the lockdown caused by Coronavirus, but will resume in due course. For years the Victorian economy has been Australia’s strongest State economy creating more (higher paying) jobs than other states and once we get across the proverbial bridge the government has built for COVID-19, Victoria’s economy will surge again Record international and interstate migration will return once we get through these challenging times. For the last few years 1,500 new households were being formed in Melbourne each week and the supply of new housing was struggling to keep up with this burgeoning demand. Again this will cease in the short term, but there is no reason to suspect the long term trend will not continue. First home buyers are back in the market buoyed by the HomeBuilder grant and historically low interest rates There has always been strong foreign interest in Melbourne from tourists, migrants, investors and developers and in time this will return. Need help with property investment? Don’t know where to start or how to go about? Have questions about area, market? We are available for free no obligation consultation via Zoom. You can meet us and talk to us remotely and we explain to you how you can make the most of the situation. For all your first home and investment needs call us on 0431 068 125 for a discussion. #investmentproperty #business #lifegoals #success #passiveincome #retirement #finance #landlord #cashflow #ausproperty #positivevibes #melbourne #victoria #australia #yourproperty #yourfuture #rnh #realestate #pension See more

09.01.2022 Sydney home prices to jump 14pc by 2023, Brisbane by 20pc Melbourne prices are predicted to lift by 12 per cent, Perth by 18 per cent and Adelaide by 10 per cent over 2021 and 2023. https://www.afr.com/.../sydney-home-prices-to-jump-14pc.... Brisbane house prices are expected to surge 20 per cent over two years after the market bottoms out in mid-2021, while Sydney prices could climb 14 per cent, fuelled by record low interest rates and freely available credit, according to W...estpac economists after they revised their previously more bearish outlook. Nationally, house prices are expected to rise by a total of 15 per cent over the same period, almost double the 8 per cent the bank forecast in April. We are available for free no obligation consultation via Zoom. You can meet us and talk to us remotely and we explain to you how you can make the most of the situation. For all your first home and investment needs call us on 0431 068 125 for a discussion. https://www.afr.com//sydney-home-prices-to-jump-14pc-by-20. #investmentproperty #business #lifegoals #success #passiveincome #retirement #finance #landlord #cashflow #ausproperty #positivevibes #melbourne #victoria #australia #yourproperty #yourfuture #rnh #realestate #pension See more

09.01.2022 Property market roars back to life on back of RBA rate cut. More Australians think now is a good time to buy a new home than at any point since November 2013. Successive cuts to interest rates have increased the borrowing power of prospective buyers and reduced the gap between home loan repayments and renting costs.... So much so that even continued job shedding across the country has failed to dent the enthusiasm for buying new homes. Never mind the gradual withdrawal of government support. The value of new home loans in September was up a massive 25.5 per cent on the same time last year. Follow us and like our page to stay informed on the latest updates in the market.

09.01.2022 Mickelham - Brand New Property - Great Savings for Investors and First Home Buyers. You will be proud to live in Mickelham newest and most prestigious community. Discover the best of modern family living, surrounded by striking natural parkland. This amazing 4 bedroom property with 2 bathrooms and 2 car garage is well located close to shops, transport and other amenities. The comes with high quality fillings with a fixed price contract and a turnkey package that includes everything from landscaping front and back, quality blinds and fly-screens to the entire home. Prices from $530,000 Call us on 0431 068 125 for a discussion.

09.01.2022 Victorian budget boosts property sector. Stamp duty savings, first home buyer grants, land tax reprieves and a $6 billion injection into the development of a build-to-rent sector are among the ways the Andrews government aims to stimulate Victoria’s property sector. In the handing down of the state budget today, the government has revealed a number of measures designed to boost the housing market. Conceding 2020 has been tough, Victorian Treasurer Tim Pallas said this year’...s budget is about looking after people. It’s also about building a strong recovery and an even stronger future for our state, he continued. Check link for the property sector highlights. See more

08.01.2022 House prices to bounce back in 2021 after modest falls during coronavirus pandemic, CBA predicts Australia's biggest home lender says house price falls so far during the pandemic have been surprisingly small, and its internal modelling is predicting a quick rebound everywhere except Melbourne. https://www.abc.net.au//house-prices-to-bounce-ba/12645780 We are available for free no obligation consultation via Zoom. You can meet us and talk to us remotely and we explain to you how you can make the most of the situation. For all your first home and investment needs call us on 0431 068 125 for a discussion.

08.01.2022 Where the bargains are: Opportunities remain for first-home buyers. First-home buyers worried about being shut out of the market by extra competition from a revival in interest by cashed-up investors can take heart from the fact that affordable real estate can still be found in some pockets of Sydney and Melbourne. While property prices across both major capital cities in general continue to rise, some unit and apartment prices remain steady or, in some cases, are actually fa...lling. https://www.theage.com.au//where-the-bargains-are-opportun

08.01.2022 Sydney, Brisbane, Melbourne tipped to surge: Westpac One of Australia’s largest banks is forecasting strong growth in the housing market as low interest rates and availability of credit pushes prices up, despite the country being in its first recession in nearly three decades. Westpac chief economist Bill Evans has revised his predictions, having previously expected a 10 per cent slump between April 2020 and June 2021, to a now 5 per cent correction through to late 2021. The ...economist is now predicting short-term pain for property investors before a surge in value over the next two years. According to Westpac, house prices in Brisbane could lead the capital city growth predicted to jump by as much as 20 per cent by 2023. Australia’s largest two cities, Sydney and Melbourne, are also tipped to have strong growth, with a 14 and 12 per cent jump by 2023. This recovery will be supported by sustained low rates, which are likely to be even lower than current levels; ongoing support from regulators; substantially improved affordability; sustained fiscal support from both federal and state governments, and a strengthening economic recovery (particularly once a vaccine becomes available, which we expect in 2021), Mr Evans said. The forecast change comes amid improving optimism among economists about the housing market following better than expected performance and data housing finance approvals last week jumping by a far stronger than expected 8.9 per cent in July. Mr Evans said he had been surprised at the strength of the recovery in new lending, and the 15 per cent price rise call may also prove too cautious. He explained that while this might sound like he is optimistic, there are some risks associated with the upside. Including the 5 per cent fall we expect out to mid-2021, this would see a cumulative increase in prices of 10 per cent from pre-COVID highs over a three-year period where interest rates and credit supply are likely to be at maximum levels of stimulus. Those upside risks are based on the psychology of markets. If participants are convinced about our views on the likely favourable conditions in the fourth stage of the cycle, they may choose to boost demand earlier than we currently expect, providing an even more robust defence against the headwinds we envisage in stages 2 and 3, the economist concluded. We are available for free no obligation consultation via Zoom. You can meet us and talk to us remotely and we explain to you how you can make the most of the situation. For all your first home and investment needs call us on 0431 068 125 for a discussion. See more

08.01.2022 Victoria Budget 2020 winners and losers The Victorian Government is borrowing and spending billions to help the state's economy recover from the pandemic. There aren't many immediate losers in a big-spending budget like this, but all the wins come at a cost. People who buy residential properties for under $1 million before June 30, 2021, will get some relief on stamp duty.... A waiver of 50 per cent will apply for new residential properties, and 25 per cent will apply for existing properties. A 50 per cent stamp duty concession will also apply to the purchase of commercial and industrial properties in regional Victoria. It was a measure included in last year's budget and was meant to come in from July 2023, but has been brought forward to next January. https://www.abc.net.au//victoria-budget-winners-/12911918

07.01.2022 First-home buyers purchasing with deposits under $30,000 using First Home Loan Deposit Scheme We are available for free no obligation consultation via Zoom. You can meet us and talk to us remotely and we explain to you how you can make the most of the situation. For all your first home and investment needs call us on 0431 068 125 for a discussion. Visit www.yourpropertyyourfuture.com.au for more info.

06.01.2022 These are the best performing property markets in Australia: Domain House Price Report. A mass migration from Australia’s major cities has fuelled a price surge in regional property markets as most coastal towns and rural hubs across the country outperformed their respective capitals in median growth over the past quarter. According to the latest Domain House Price Report, which tracked property prices for the September quarter this year, smaller cities surged ahead of Sydney... and Melbourne. Some markets enjoyed a more than 10 per cent median price rise over the past three months alone. Units in the Central Coast of NSW rose a whopping 10 per cent over the past quarter to $535,000 and an incredible 24.4 per cent over the past 12 months, while prices for units in the Melbourne West region soared by 10.2 per cent over the past three months. https://www.domain.com.au//these-are-the-best-performing-/ See more

06.01.2022 Why real estate investors should consider multiplying their assets Property investment is a popular pastime for more than two million Australians, but if you want it to grow you riches you need to treat it as a business instead. Here’s why. Real estate investors who stop at one property will have a tough time trying to achieve their financial dreams, specialists say. The latest Australian Taxation Office data shows 71 per cent of the nation’s 2.15 million landlords have just ...one property. Nineteen per cent have two properties, 6 per cent have three and less than 1 per cent about 20,000 people have more than six. Metropole Property Strategists CEO Michael Yardney said investors who wanted an extensive portfolio should treat it as a business rather than a hobby, and needed a business plan and finance strategy. Real estate author, university lecturer and property investor Peter Koulizos said one property could be enough if it was paid off in full, sold at retirement and combined with a healthy superannuation balance. To live comfortably off rental income without selling properties, retirees would need about $2 million of real estate, he said. More than one property means you will live a more comfortable retirement or might be able to retire early, Mr Koulizos said. Expanding a real estate portfolio often required buying your first property in the right location typically close to the city, he said. Most people stop at one because the first one they bought didn’t have enough capital growth to increase their equity to buy the second one. The other reason is they don’t want any more tenant hassles. We are available for free no obligation consultation via Zoom. You can meet us and talk to us remotely and we explain to you how you can make the most of the situation. For all your first home and investment needs call us on 0431 068 125 for a discussion. Visit www.yourpropertyyourfuture.com.au for more info. #investmentproperty #business #lifegoals #success #passiveincome #retirement #finance #landlord #cashflow #ausproperty #positivevibes #melbourne #victoria #australia #yourproperty #yourfuture #rnh #realestate #pension

05.01.2022 Melbourne property market in ‘catch-22’ as empty nesters dig in. Angela Lowe is happy in her South Yarra home and has no intention of moving anywhere. But Mrs Lowe’s choice, like that of tens of thousands of other empty nesters across Melbourne with no interest in downsizing from homes they have owned for decades, is increasingly contentious as the city’s real estate market heats to boiling point.... Economists and the real estate industry warn massive increases in house prices seen this year are largely driven by a lack of desirable properties on the market. The large number of family-sized homes occupied by couples and singles from the baby boom generation is another big factor in the squeeze. https://www.theage.com.au//melbourne-property-market-in-ca

04.01.2022 Don’t let the fear of the market and the media stop you from pulling the trigger if you have the ability to purchase property right now. If you are looking to purchase property in the current market, there’s a number of ways you can ensure you are making a sound investment decision. Whether you are an investor or looking to buy your first home, we can help you get into your property faster and with some simple strategies. Our team specialises in assisting individuals and households invest in property within suburbs that are poised for growth based on market research and data. We use this data and our expertise in the industry to carefully select and implement an investment plan that will yield our clients the best result. Talk to us today on 0431 068 125 for a discussion or visit our website for more information.

03.01.2022 https://www.news.com.au///60a0e1a9fa9e072ed740cc97dc766288

03.01.2022 What first-home buyers are actually buying using the First Home Loan Deposit Scheme Buying with only a 5 per cent deposit is great but depending on which capital city you're in, the type of homes that fall under the prescribed price caps range from boarded up, uninhabitable houses to one-bedroom units. https://www.domain.com.au/news/

03.01.2022 https://www.realestate.com.au//australias-building-boom-w/

02.01.2022 Is Investing In Property Even Worth It? Another great article by Michael Yardney that we would like to share with you. https://propertyupdate.com.au/is-investing-in-property-eve/ I recently read about a beautiful Victorian terrace that was listed for sale in Crown Street, right in the heart of Surry Hills in Sydney. The terrace is on the market for the first time in 45 years. It was last traded in 1978, when it was purchased for the princely sum of $65,000. It is now listed ...with a price guide of $3-3.3m. In the last five decades, it has doubled in value more than five times and it has grown in value by around 5000%. How else can everyday Australians with little financial knowledge and investing education achieve profits and wealth like this, if not in real estate? Do you own investment properties or you’re considering investing in the future? Need help with property investment? Don’t know where to start or how to go about? Have questions about area, market? We are available for free no obligation consultation via Zoom. You can meet us and talk to us remotely and we explain to you how you can make the most of the situation. For all your first home and investment needs call us on 0431 068 125 for a discussion. #investmentproperty #business #lifegoals #success #passiveincome #retirement #finance #landlord #cashflow #ausproperty #positivevibes #melbourne #victoria #australia #yourproperty #yourfuture #rnh #realestate #pension See more

02.01.2022 The property advice young Australians are increasingly ignoring As the property boom continues, there is one saying that young Australians are still listening to. But it’s time to ignore it. People used to think ‘rent money is dead money’ but that has changed now, he told news.com.au.... I know people who never want to buy their own home and are happy to rent where they want to live, while buying investments on the side to set themselves up for the future. He said many first home buyers were struggling to get into the market as $700,000, which is the price that most government assistance tapers off, could not buy you much anymore, depending on where you were buying. It’s especially tough in cities like Sydney and Melbourne where buying a property (let alone a house) close to the city is out of many young people’s budgets. https://www.news.com.au///60200c3cb39b6cc96db980e1e36ef3b8