ZT Finance | Mortgage brokers

ZT Finance

Phone: +61 2 9587 2683

Address: 55 Carlton Parade 2218 Carlton, NSW, Australia

Website: http://www.ztfinance.com.au

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25.01.2022 Its traditionally thought that self- employed borrowers will have the hardest time getting a loan... AND WE DONT UNDERSTAND WHY? There are many lenders out there who love self - employed borrowers. Make sure you are getting the right advice get in touch with the team at #ZTFinance to ensure you have no misconceptions. We make the hard stuff easy!

25.01.2022 "Thank you to Matt and the team for helping me purchase my first property :) Matt made sure he answered all my questions (and I had many!) and he was always quick to keep me updated at all times. Really recommend him and his team and would definitely use them again in the future!" Thanks so much for your kind words Marina, Congrats on your first home purchase! . Ramsgate is such a great area. We look forward to being able to help you next time At #ZTFinance, we make the hard stuff easy! Get in touch today

24.01.2022 Always nice to brighten up hump day with a testimonial! Thanks Madelene, it was a pleasure! At #ZTFinance, we make the hard stuff easy!

24.01.2022 Wrapping up the year with a team #ChristmasLunch by the beach! Wishing everyone a Merry Christmas and a happy new year! Thank you all for your support and we look forward to working with you in 2020. We’ll be back on the 11th January. At #ZTFinance we make the hard stuff easy.

24.01.2022 As more people withdraw a second round of $10k from their super in this financial year, it has come to the attention of some lenders and the Government that first home buyers are using their withdrawal to meet their home deposit. Many banks are declining applications from those who have gathered their deposit using the early superannuation withdraw scheme. Speak to #ZTFinance today about buying your first home with low or no deposit.... See more in this article from Domain: https://www.domain.com.au//first-home-buyers-withdrawing/

24.01.2022 Savings tip for 2021 - Ask your payroll department to split your pay into two separate accounts, forcing you to put aside your savings on your pay day!!!

24.01.2022 Will you be tuning in to The Block tonight? Therell be plenty of renovation inspiration, with the season featuring houses from various periods the 1910s to the 1950s. And if youre inspired to get your own reno started and need finance, dont hesitate to get in touch with our team! At #ZTFinance, we make the hard stuff easy!... Read in full here: https://www.news.com.au///770932d02adb1431aac37db76068289d

23.01.2022 A scorching weekend in #Sydney. Hope you all got to take a dip! If not, make sure you enjoy that Southerly! #ZTFinance

22.01.2022 We LOVE seeing your dreams being built thats why we share these progress shots. Heres an update on one of our clients builds in Cliftleigh, NSW. Another great job from the team at AssetBase Are you ready to make your property dreams a reality? Get in touch with our team. ... At #ZTFinance, we make the hard stuff easy!

22.01.2022 With all the negative economic press around at the moment it's great to see some positive results in the Australian property market. The old saying "safe as houses" ringing true! Check out the full article here: https://bit.ly/3bDr3f3 #realestateau #mortgagebrokerau #homeloanau

21.01.2022 Sydney is putting on an amazing display today! #weekendvibes #ZTFinance

20.01.2022 Last week we had the pleasure of bringing MY Media Sydney into the office for team headshots. We also thought we would sneak in some team pics and building shots. Thanks so much MY Media Sydney these photos came out brilliant!

20.01.2022 This year more than ever, we should be asking our family, friends and neighbours #RUOK? Lets make 2020 the year we make time for each other, watch out for one another, and make those human connections!

20.01.2022 A major change could be coming for those looking to buy a house... The NSW Government announced in the Budget today that they are proposing to undertake a major tax reform by phasing out Stamp Duty in an effort to boost the economy and enable more people to buy property. Read more here:... https://www.news.com.au///e46309fa72e27ddb24bffa16ee97398b See more

19.01.2022 Thanks for your kind words Maree and thanks for letting us help you with your home loan! At #ZTFinance, we make the hard stuff easy! Get in touch today.

19.01.2022 Thanks Thomas! Glad we could help you purchase your first home! Looking forward to helping you next time round and congrats again

18.01.2022 Are you thinking about building a house? You may not be aware, but there could be thousands of dollars in hidden costs associated with it! We have helped hundreds of young Australian families build their dream homes. Let us guide you through the process.... At #ZTFinance, we make the hard stuff easy! Get in touch today.

17.01.2022 Based in Southern Sydney, our founders - Matthew and Steven have been helping Sydneysiders and people all over Australia buy and invest in property for over 14 years. Speak to the team at ZT Finance today about your home loan options. We make the hard stuff easy!

16.01.2022 Sunday brunch vibes... keeping it local! We are located in the beautiful suburb of Carlton, NSW. Dont forget to check out the local fare if youre coming to our office! ... At #ZTFinance, we make the hard stuff easy!

16.01.2022 We recently helped Christine with her property purchase in Roselands, NSW. Congratulations on your new home Christine! We love seeing our customers reach these important milestones. At #ZTFinance, we make the hard stuff easy!

15.01.2022 Super exciting news for our client as what was once a construction site now looks like an almost complete new home! Home stretch now and just in time for Christmas! #itsbeginningtolookalotlikechristmas #brandnewhome #mortgagebroker

15.01.2022 Great news for property owners! Australia has already seen better than expected property results in the last quarter. The Commonwealth Bank is predicting property prices will strengthen further in 2021. Read more >> https://ab.co/2ZyK3GJ... Don't wait to start your property journey prices will rebound before you know it! Talk to us at #ZTFinance, we make the hard stuff easyl #ausproperty #mortgagebrokersydney

14.01.2022 How much would you save by consolidating your credit cards or car loans into your home loan? Your monthly payments might go down but you will end up paying a lot more interest if you dont do it the right way. Make sure you are getting the right advice! Get in touch today, we can help. At #ZTFinance, we make the hard stuff easy!

13.01.2022 Have you been declined for a home loan from your bank? Believe it or not, a large portion of our customers come to us after being declined by their bank to whom they have been a loyal customer for many years. We can guide you through the process and build a case for you to be approved for the home loan you need. At #ZTFinance, we make the hard stuff easy! Get in touch today.

13.01.2022 Now is the time to get organised if a property purchase is one of your 2021 goals! Talk to our team today. At #ZTFinance, we make the hard stuff easy!

13.01.2022 Heres the latest from our industry association. Were sharing this to let you know that as brokers we are here, and stronger than ever to help you navigate these tough times. Its not just a slogan - at #ZTFinance, we really do make the hard stuff easy!

12.01.2022 Congrats on your first home purchase Alexandra! It was our absolute pleasure to work with you!

12.01.2022 Happy new year. to our friends and followers. Looking forward to a great 2021! #StayHome #mortgagebroker #financebroker #broker #banking #financial #financialservices #residential #commercial #automotive #equipment #expertsinfinance #finance #lender #testimonial #firsthomebuyer #loanapproval #realestateau #mortgagebrokerau #homeloanau #newhomeconstruction

12.01.2022 Merry Christmas from the #ZTFinance team!

12.01.2022 Did you know? You cannot access #HomeBuilder funds until after building has commenced! That means that the grant cannot be used as a deposit. More HomeBuilder caution this week as it emerges that home buyers in some states will not be able to count the $25,000 HomeBuilder grant as part of their deposit when applying for a loan to build a new home. ... If in doubt ask an expert! At #ZTFinance, we make the hard stuff easy! Read more here >> https://bit.ly/33QNUjE

12.01.2022 How does a clifftop paradise with 360 degree views sound? This mega-mansion in Victoria is making headlines this week with it's record-breaking $30 million price tag. Check it out! >> http://bit.ly/2WVFcxn

12.01.2022 Well our Monday didn't exactly get off to the greatest start! We found our office flooded when we arrived at work yesterday morning. It reminded us of the importance of having insurance on your assets, as you never know when things will go wrong (more on that later this week). Here's what our day looked like - don't worry, we're still working hard to ensure there are no disruptions for our clients business as usual with a smile on our faces! ... Progress shots coming soon! At #ZTFinance we make the hard stuff easy!!

11.01.2022 RBA rates remain on hold at a record low 0.25%. Call your bank today and demand a better rate and If they don't come to the party, call ZT finance today! We make the hard stuff easy!

10.01.2022 Here is a very excited Alyce as the slab and frame are now all done on her new home. We are so happy for you Alyce and cannot wait to see the end result, ready for you to move in!

09.01.2022 Looking good Check out these progress photos from our clients new investment property being built in Chisholm, NSW. Another great project from the amazing team at AssetBase

09.01.2022 #ZTFinance have helped hundreds of Australians get into their first homes. We specialise in finding competitive low deposit solutions for clients. We make the hard stuff easy!

08.01.2022 We're supporting the amazing work done by Without a Ribbon Inc for rare cancer warriors! Today, for #withoutwednesday, we've decided to skip our coffee and make a donation - and we'd love you to help us support this wonderful charity. Please make a donation here!

08.01.2022 With the end of year break just around the corner, if you aren't too keen on jumping on a domestic flight just yet, then why not consider taking the time to renovate your home. Check out this article for some tips to add value to your current home: https://bit.ly/39c1jab

08.01.2022 Whilst there are many questions relating to JobKeeper that we recommend you discuss with your accountant, this is a handy guide to check eligibility based on turnover and covers the changes to the turnover test for JobKeeper 2.0. Get in touch with us if you need more information. At #ZTFinance, we make the hard stuff easy!

08.01.2022 Guarantor loans are discussed frequently, but how do they work? Guarantor loans allow you to buy a house with no deposit, using the equity in a family members property! You may be able to get into your first home sooner than you think! Speak to ZT Finance about your options.

07.01.2022 Did you know? The team at ZT Finance have hands on experience. Having worked in banks approving and declining loans, we understand the ins and outs of the loan process. We can hold your hand through the process and make sure you get approved!... At #ZTFinance, we make the hard stuff easy! Get in touch today.

06.01.2022 Comprehensive credit reporting. What does this mean? Banks are now checking the conduct on all of your existing and old debts before they consider your loan. Going back almost 2 years! Having the right team and expertise around you will help ensure you get the result you need. At #ZTFinance, we make the hard stuff easy! Get in touch today

06.01.2022 When in the market for a home, it's important to always research the little quirks associated with different kinds of property purchases. Those applying for the #HomeBuilder grant for house & land packages are being advised to be aware of the differences between registered vs unregistered packages so there are no issues claiming the grant before it ends on 31st December. You can read more in the link: https://bit.ly/2H6wWGn... At #ZTFinance we make the hard stuff easy!

05.01.2022 Getting into the workforce earlier than planned due to COVID-19? You aren't the only one! Many young Australians are looking at buying their first property after international borders closures have changed GAP year plans and several government stimulus opportunities have enticed them to enter the property market sooner than expected. Is this you? If yes, get in touch. At #ZTFinance, we make the hard stuff easy! ... Read more here: https://www.smartpropertyinvestment.com.au//22113-cancelle

05.01.2022 Loan approvals are currently taking a little longer than usual (anything up to 8 weeks) due to the number of enquiries banks are receiving and also due to the the depth of document and income verification taking place. Our advice is dont be discouraged by this, its business as usual for us here at ZT Finance, so if you need advice or want to discuss a loan, reach out. At #ZTFinance, we make the hard stuff easy! https://www.domain.com.au//home-loan-approvals-take-up-t/

04.01.2022 Thanks Barry, it was an absolute pleasure! At #ZTFinance we make the hard stuff easy!

02.01.2022 Here are more awesome progress shots from our clients new investment property being built in Chisholm NSW. The team at @Assetbase delivering the goods as usual At #ZTFinance, we make the hard stuff easy!

02.01.2022 Happy new year. to our friends and followers. Looking forward to a great 2021!

02.01.2022 #JustForFun ...check out this #VersaceHouse in Sydney's Castle Hill! Drop a thumbs up emoji if you'd live here! Read more here: https://bit.ly/2H9i4XF... realestate.com.au See more

01.01.2022 We recently helped Brett from Lake Albert, NSW (near Wagga Wagga) with his #firsthome purchase. Here's what he had to say: "Steve and the team were great from the very start. Extremely professional and made buying my first house a breeze. Went above and beyond to keep me informed and to answer any questions. Highly recommend as I had a terrific experience with their services." Congratulations on your first home purchase! ... At #ZTFinance, we make the hard stuff easy! See more

01.01.2022 We are currently seeing most lenders refuse to honour or negotiate any discounts for borrowers who are on a repayment pause. This includes taking advantage of fixed rates. However, as part of our service to our existing customers, we are regularly approaching lenders and negotiating discounts on their behalf. Make sure you are not missing out on any potential savings from your lender. At #ZTFinance, we make the hard stuff easy! Get in touch today.