BTB Money in Ringwood, Victoria | Property

BTB Money

Locality: Ringwood, Victoria

Phone: +61 1300 633 616

Address: Level 5, 211 Maroondah, Hwy 3066 Ringwood, VIC, Australia

Website: http://www.btb.money/

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25.01.2022 Attention First Home Buyers. Get finance and your home today. Earn 50,000 Qantas Points, no genuine savings options, low deposit, no credit scoring and discounted Lenders Mortgage Insurance options available. Many lenders and builder options available. Start your 2 minute application now at www.btb.money

24.01.2022 Who says apartments do not grow in value? Client purchased apartment in late 2018 for $439,500. Just had it valued by the bank at $475,000 Great outcome.

23.01.2022 We are happy to announce the extension of the $2,000 Refinance and $2,000 Home Buying Bonus cashback offers until 31 December 2019. Get a great interest rate now. Start your 2 minute application at www.btb.money Lender criteria and conditions apply of course.

22.01.2022 No deposit or low deposit home packages available. Limited spots available. Enquire now.

21.01.2022 Its all happening in some of Australias regional suburbs. Something to think about! https://www.realestate.com.au//regional-suburbs-record-d/

21.01.2022 Massive reduction in home loan interest rates. Variable 2.59% or 2.69% fixed 2 years. Investment loans 2.89% variable or 2.99% fixed 2 years. Apply now. Terms, conditions and eligibility criteria apply.

21.01.2022 True 100 % First Home Buyer finance now available. New homes starting from $380k. Limited packages available. Our BTB100 mortgage product is unique allowing professional home buyers to purchase their owner-occupied property with no deposit, no Lenders Mortgage Insurance and no parental support. Get into your home sooner with the BTB100 Home Loan. BTB Money - Think Beyond The Banks money.... BTB is a dynamic and fresh organisation that delivers unique mortgage options in the Australian marketplace. BTB aim to design and build mortgages that allow customers to maximise their assets and allow them to convert their mortgage into a useful and an exciting investment tool. BTB is a Mortgage Manager and an accredited Finance Broker which allows a wider range of better product choices for its customers. This also enables BTB to source the best and most appropriate loans available in the Australian financial marketplace.

21.01.2022 Want to know what your property is worth ? Click this link to get your free report now http://ow.ly/YzkP50vfJx1

20.01.2022 Attention Victorian First Home Buyers. 100% No Deposit Finance now available on exclusive finance approved homes. Be quick. Take the quiz now at http://ow.ly/PaIS50whjpA

19.01.2022 It is not all gloom & doom on the property front! https://www.abc.net.au//property-boom-far-from-ov/10468586

18.01.2022 Finally some good news. As auction clearance rates return to 2017 levels, CoreLogics Home Value Index has revealed a substantial increase of 1.4 per cent in Melbournes house prices over the month of August. This is the third successive month of capital gain in the Melbourne market. We believe that buyer confidence is responding to interest rates at record lows, a general easing in credit policy, and certainty and tax cuts emanating from Canberra. Now is the ideal time to bu...y! With the Spring selling season now in full swing, please see our latest feature properties and the incentives available to you and your clients.

17.01.2022 Wishing you and your family a very Merry Christmas & a happy, healthy and safe new year! To our clients - thank you for your continued support in 2018 & we look forward to working with you in 2019. For those who are considering refinancing, purchasing or investing, we would love to meet you. Please do not hesitate to give us a call so that we can assist you in reaching your financial goals.

17.01.2022 100% Finance for First Home Buyers now available. Brand new finance product. Properties available in Essendon, Moonee Ponds, Cremorne, Preston and other locations. Be quick. Start your 2 minute application at www.btb.money Conditions and lending criteria apply.

17.01.2022 Despite Falling Dwelling Values Over The Past Year, Theres Been No Noticeable Rise In Sales Under $400,000 Throughout the 2018-19 financial year, 26.0% of all houses sold nationally were under $400,000 and 32.5% of all unit sales were under $400,000. Despite the weakening housing market the share of house sales under $400,000 was virtually unchanged from a year ago.

16.01.2022 The latest data to May 2019 shows that home owners are holding onto their property for much longer than they were 10 to 15 years ago. The average hold period has consistently increased since 2005 across both house and units nationally. The average hold period figure is based on sales from the past year, using the latest sold date and the previous sold date to establish how many years a property has been held for between each transaction. Nationally, the average length of home ownership currently sits at 11.3 years for houses and 9.6 years for units, this is an increase of 3.8 years for houses and 2.9 years for units over the past 10 years.

15.01.2022 BTB Money - Think Beyond The Banks money More borrowers being turned away by mainstream lenders than ever before. More and more people tell us they fell stuck with their current lender with expensive rates or they can get finance to help build their business or keep achieving their financial plans. At Beyond the Banks we understand your challenges. Thats why we specialise in helping Self Employed people secure finance.... We offer flexible Lo Doc solutions for self-employed borrowers to cater for a variety of purposes. With our selection of prime and specialist Lo Doc products, you can choose the right fit for your needs from fully featured loans with low variable rates, to specialist solutions for borrowers who fall outside of typical lending guidelines. Lo Doc Interest rates starting from 4.52% Minor defaults considered Unlimited cash out to 80% LVR No application fee Up to $500,000 Business Debt refinance Only one form of income verification required

14.01.2022 Positive news for many Melbourne areas! https://www.domain.com.au//melbournes-inner-city-auctions/

14.01.2022 We hope you find this helpful.

13.01.2022 Australian shares plunge as US-China trade war escalates More than $50 billion has been wiped from the value of the Australian share market after a dramatic escalation of trade tensions between China and the United States triggered a global sell-off. The benchmark S&P/ASX200 index plunged almost 3 per cent in the first 15 minutes of trading today, falling 179.1 points to 6,461.2 points. The broader All Ordinaries Index fell 185.5 points, or 2.76 per cent, to 6,525.1 points. T...he Australian dollar also dived this morning, hitting a low of US67.51 cents. Stocks appeared to stabilise at around 6480 points by midday still down 2.4 per cent from the start of trade. The dollar settled at US67.83. The latest economic data shows Australia is still exporting heavily, but the drought is hitting livestock numbers and housing approvals have dropped 20 per cent in one year. The Reserve Bank of Australia also left official interest rates on hold at 1 per cent. The market turmoil came in response to China letting its currency slip to fight back against the United States in their trade war. See more

13.01.2022 Australians are lagging behind in their retirement savings and are falling well behind where they should be based on their age according to the Herald Sun. The Association of Superannuation Funds of Australia (ASFA) released new figures showing the actual balances for a single person based on 2016/17 ABS data. This was then compared to the target balance that should be reached throughout a persons lifespan to achieve a comfortable retirement. It revealed the following conce...rning findings: * the median account balance for a 30 to 34-year-old male was $35,768 and for a female,$30,129. This is well behind the target balance for that age bracket of $93,000. * the median account balance for a 45 to 49-year-old male was $99,305 and for a female,$65,796. The target balance is $257,000. See more

11.01.2022 RBA lowers cash rate by 25 basis points. At its meeting today, the Board decided to lower the cash rate by 25 basis points to 1.25 per cent. The Board took this decision to support employment growth and provide greater confidence that inflation will be consistent with the medium-term target. The outlook for the global economy remains reasonable, although the downside risks stemming from the trade disputes have increased. Growth in international trade remains weak and the incr...eased uncertainty is affecting investment intentions in a number of countries. In China, the authorities have taken steps to support the economy, while addressing risks in the financial system. In most advanced economies, inflation remains subdued, unemployment rates are low and wages growth has picked up. Global financial conditions remain accommodative. Long-term bond yields and risk premiums are low. In Australia, long-term bond yields are at historically low levels. Bank funding costs have also declined further, with money-market spreads having fully reversed the increases that took place last year. The Australian dollar has depreciated a little over the past few months and is at the low end of its narrow range of recent times.

10.01.2022 Have a read Geelong property owners & investors (and anyone else who may be interested in buying/investing)! https://www.news.com.au///dc55ff6bdb29ed16ca9cf932f8d9c095

10.01.2022 A human clinical trial of a potential vaccine for the new coronavirus will begin on Monday, the AP reports. The trial, which will test the effects of an experimental vaccine shot developed by the National Institutes of Health and drug maker Moderna, wont make use of either an active or inactive sample of the virus, as is common for vaccines, but will instead use a gene-based method that uses messenger RNA to trigger an immune response in the target individual. http://ow.ly/h2Jr50yOwJz

09.01.2022 Melbourne apartment prices rising amid downturn, according to the Herald Sun. Melbournes apartment market is defying the broader downturn, with more than half the citys suburbs recording higher median unit prices than a year ago. An analysis of 435 Melbourne house and apartment markets found 57 per cent of apartment markets had notched median price growth over the past year, compared to 36 per cent for houses.... The apartment median had notably jumped 31 per cent annually in Albion to hit $340,000. Other big movers were Fairfield (median up 29 per cent annually to $525,000), Broadmeadows (18 per cent to $420,000) and Springvale South (17 per cent to $530,000). Ivanhoe, Hastings, Seaford, Sydenham, Fitzroy North and Meadow Heights also notched double-digit growth. Essendon also reported growth.

09.01.2022 We have a special 3.67% home loan package available for the first five successful applicants. Owner Occupy P&I up to 80% LVR. 4.03% Comparison rate. Apply at www.btb.money

08.01.2022 Imagine you are at your local shopping centre and you get a notification that a free coffee is available from the local coffee shop Download this app and get instant rewards and offers from local businesses Download at https://customers.marketing/download... This is new to the Australian market place Free, instant and direct to your smart phone Instant rewards and offers to redeem Unique local business offers Local business rewards Share with friends Shopping rewards Food rewards Coffee rewards Real estate updates Finance updates Free to download and use Try it now https://customers.marketing/download

07.01.2022 Who says apartments do not grow in value? Client purchased apartment in late 2018 for $439,500. Just had it valued by the bank at $475,000 Great outcome.

06.01.2022 Slumping numbers of new apartments under construction could force an undersupply by 2022, property advisory group Charter Keck Cramer has forecast. The demand-supply imbalance, according to Charter Keck Cramers quarterly state of the market, is largely due to population growth and anaemic construction activity. In Australias biggest cities prices have strongly rebounded, with Melbourne lifting by 1.2 per cent over January, along with an increase of 1.1 per cent in Sydney.... The recovery has had little effect in stirring new development as the pipeline of new apartments continues to trend down. The number of residential cranes across the countrys skylines has also retreated to 511 in the last RLB Crane Index count in September from 535 six months earlier. Melbournewhich needs about 50,000 new dwellings a year to keep up with its growing populationlaunched just 6,300 new units, half the number of 2018 and the fifth year of decline from the 23,400 apartments in 2014. Construction commenced on 12,400 apartments, a decrease of 6,200 from the 18,600 commencements recorded in 2018 and was the lowest number of commencements since 2013. Upwards of 15,300 apartments were completed in metropolitan Melbourne, an increase on the 13,300 apartments completed in 2018.

05.01.2022 Coronavirus: Auctions and open for inspections allowed amid Victoria shutdown. Melbournes real estate industry has been given the green light to kick on amid the state shutdown. The Real Estate Institute of Victoria confirmed with the state government that auctions were still able to go ahead and agencies could remain open, for now.... REIV president Leah Calnan told the Herald Sun the industry was well prepared if there were drastic changes in the future. We could see more in-room auctions or a registration process to limit group sizes, Ms Calnan said. Technology will also play a part people can bid over the phone, and cameras can help with routine inspections or showing prospective tenants through properties for rent. She said the state governments budget would be majorly hit by a real estate shutdown. If there is a reduced volume of stock for sale, the biggest impact will be felt by the government because of how much they collect from the industry through stamp duty and land tax, she said.

05.01.2022 Did your bank pass on the recent 0.25% rate drop ? We dropped ours within 2 hours of the RBA announcement. Our full feature home loan rate is now 3.39%. Get a better rate and better service now. Start your 2 minute application at www.btb.money

04.01.2022 100% First Home Buyer Finance now available. We help you select your new home and provide unique finance options.

03.01.2022 2.99% fixed rate now available for owner occupy home loans. Does your interest rate start with a two? Fast online digital application process. http://ow.ly/qGpi50ym8zS

02.01.2022 Looking to invest in property? Let us help you with the process of finding & purchasing... https://www.smartpropertyinvestment.com.au//17884-hottest-

01.01.2022 We are pleased to announce a fantastic new community initiative. We will be sponsoring a child in need through The Smith Family for every new home that settles in 2020 or 2021. We have already kicked off this initiative by sponsoring our first child.

01.01.2022 3.19% fixed home loan rate now available. Start your 2 minute application now at www.btb.money Lending criteria applies.