Fundsmart in Bayswater, Victoria | Financial service

Fundsmart

Locality: Bayswater, Victoria

Phone: +61 418 493 437

Address: 653 Mountain Highway 3153 Bayswater, VIC, Australia

Website: http://www.fundsmart.net.au

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23.01.2022 Are you confused about how to find the right home loan? Even if you’ve borrowed before, choosing and structuring a new loan can feel overwhelming. You can’t possibly work it out on your own. Nor should you have to.... FundSmart can help - whatever your situation Whether you’re buying your first home, upgrading your home, purchasing your first investment property or expanding your investment portfolio, FundSmart can guide you through the entire borrowing process. We can manage your First Home Buyers’ Grant application (if relevant) and liaise with your conveyancer, lawyer and real estate agent when needed. You deserve all the answers We start by analysing your current situation and then explain everything you need to know in clear and simple terms, including: 1. how much you can borrow 2. how to choose the most suitable loan 3. how to best structure your loan 4. whether you’re eligible for the First Home Buyers' Grant 5. how much to budget for bank fees, stamp duty and conveyancing. Then we complete all the documentation on your behalf. Call FundSmart on 1300787994 or call Segran Chandra on 0418493437 for sound, sensible home loan solutions and a responsive service.

22.01.2022 Last week, I attended Finance Broker Bootcamp solely related to SME’s and self- employed organised by The Adviser, an industry body. There are more than two million small businesses in Australia. Research shows 1 in 5 small business is struggling to get finance. To some, it is having negative impact. It is affecting their growth and profitability. Many are struggling with their cashflow. I had the opportunity to meet many new and Govt. backed lenders/funders who provide alt...ernate finance solutions to SME’s and self-employed. There are now lenders who specialises in: - Cashflow finance - Working capital - Overdraft - Secured and unsecured Personal/business loans - Debtor/invoice finance - Equipment lease - Motor Vehicle finance As a Finance Broker, I always look for most cost effecting ways to find a solution for my customers. With my experience as an Accountant, I try to understand the business, study the financials and then come up with options. There are loan options available for borrowers whose current financials may not be in order. I match borrowers with respective lenders. You can reach Segran Chandra on 0418493437 or email [email protected] www.fundsmart.net.au See more

17.01.2022 Property Auction Clearance Rates on the Rise After the federal election, data shows that the auction clearance rates in all major cities in Australia has gradually increased compared to the same period a year ago. This trend seem to continue each week. Speaking to a Real Estate agent this week, he said it is good time for buyers, especially first home-owners, to start looking now. Traditionally during the Spring season house prices go up due to higher demand. Whether you are thinking of buying your first home or an investment property, we can arrange Pre-approval that would give you peace of mind to know how much you can borrow. Call me on 0418493437 for more information. Segran Chandra

17.01.2022 CASH RATE Australia’s official cash rate has fallen below 1.0 per cent for the first time in history. At its October meeting last Tuesday, the Reserve Bank of Australia (RBA)made the widely expected decision to drop cut the official Cash Rate by 0.25% to 0.75 per cent.... The Reserve bank Governor indicated that further rate cuts are expected within coming months. A trend towards higher unemployment and a slowdown in jobs growth were likely the primary factors in the RBA’s decision to cut rates to a new low, as well as concerns around persistently weak household spending, subdued wages growth and low inflation, he said. BANKS All major banks have passed on only a fraction of the rate cut to mortgage holders. While banks are well within their rights to make a profit, you have right to move your loan to another lender with a sharper rate. This is where we at FundSmart can assist and help you save. INTEREST RATE AS LOW AS 2.89% Did you know that some banks are offering $1,500 to $2,500 cash-back for new loans? Call FundSmart to discuss your loans. You can take advantage of a combination of Fixed Term and Variable rates. It’s a great time to consolidate other debts that are probably at a higher rate. Think about Credit Card, Personal Loans, or Car Loans. Call us to discuss. These examples are just some of the ways FundSmart assists our clients. Email or call me on 0418 493 437 to let us help you. You are under no obligation, and as always, we guarantee to only offer those services that will genuinely benefit you. We invite you to visit our website www.fundsmart.net.au to find the range of FundSmart services that may benefit you.

17.01.2022 As widely predicted, yesterday the Reserve Bank of Australia reduced the Cash rate to record low of 1.25%. This has also resulted in mortgage rates reduction as some banks have passed on full 0.25% cut. It is time to take advantage of record low mortgage rates on homeloan and investment loans. Rates are as low as 3.34%. Contact us for more information.

13.01.2022 RBA’s monthly meeting is tomorrow 1 October. The big question is, will there be another rate cut? Most Economists are predicting official cash rate will be reduced to 0.75% tomorrow. This would be good news to borrowers. Stay tuned.

13.01.2022 FundSmart can help - whatever your situation Whether you’re buying your first home, upgrading your home, purchasing your first investment property or expanding your investment portfolio, FundSmart can guide you through the entire borrowing process. We can manage your First Home Buyers’ Grant application (if relevant) and liaise with your conveyancer, lawyer and real estate agent when needed.

07.01.2022 It was great to be part of the SME Finance Broker Bootcamp. We are now accredited with some new funders who can assist small to medium size businesses finance needs.

07.01.2022 Various Economists are predicting that the Reserve Bank of Australia will reduce the Cash rate to new record low of 1.25% in their next sitting, which is next Tuesday 7 May. It is very likely that the rate cut will take place within the next tree months, in case it does not happen next week. Given that the Federal election will take place on 18 May it is very likely most lenders will pass this rate cut on to the borrowers. A rate cut is good news to Borrowers. It’s a good time to have your home loan or investment loan reviewed. We are here to help you to maximise our savings. Call Segran on 0418493437 or office 1300 78 79 94.

06.01.2022 Interesting article complied by Corelogic on auction clearance rate.

04.01.2022 As expected, the Reserve Bank of Australia (RBA) has kept the rate on hold this month. Further slowing down of our economy may cause a need for rate cut in the coming months. RBA is still observing the effects on June and July rate cuts. Housing market is improving, especially in Sydney and Melbourne. This is mainly due to record low mortgage interest rates and loosening of loan serviceability rules from Australian Prudential Regulation Authority (APRA). It is opportune time to review your home and or investment loan. In recent weeks, at FundSmart, we have secured great low rates loan products for so many of our customers who no doubt are reaping the benefit and are on their way to pay off their loan even sooner. Call Segran Chandra on 0418493437 or office on 1300 78 79 94 and let us help you save.

04.01.2022 Right now, there are so many special offers from banks to entice new customers. Both Fixed term rates and variable rates at record level low. Quite often Borrowers ask us if they should fix their loan for a period usually two or three years. We take time to sit with our clients and explain the benefits and also risks associated with putting whole of part of their loan on fixed term. We help them to make informed decision in restructuring their loans.... Call Segran Chandra on 0418493437 to discuss how he can help you.

03.01.2022 As a mortgage broker, I have been assisting many first home buyers getting their first home. Over a period, some have even embarked on building wealth through property investment. Over sixteen years, I now have quite a few clients that are second generation. It is so exciting to see the teenagers when I first saw while meeting their parents now buying their first home. We are now getting referrals from our second-generation clients. We coach first home buyers on what it takes to buy their first home. We assist them from the beginning including budgeting, planning and application through to settlement. Let me know if I can assist anyone. My no. is 0418493437