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Mortgage Guy

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25.01.2022 What are your smart ways to save money?

25.01.2022 Its not all about finance, sometimes its just about a special moment with family

24.01.2022 Fee-for-service failed in Netherlands HomeNews by Rebecca Pike13 Feb 2019... The Netherlands model recommended by Commissioner Hayne in the final report has actually proved to be a huge failure in the Netherlands since it was introduced in 2008. The countrys use of a borrower pays fee for service was mentioned during the Royal Commission and subsequently recommended in the final report. But according to a 2017 report entitled Banking in the Netherlands, the total number of banks in the Netherlands decreased from 99 banks in 2007 to just 44 banks in 2017. Mortgage broker commissions from lenders were completely banned in 2013, after being phased out from 2008. The Statista report found the size of the banking sector as a whole in the Netherlands decreased by almost half. The total number of bank offices was approximately 3,400 in 2008. In 2016, this was less than 1,700. This just further demonstrates the Netherlands model would be a terrible outcome for Aussies. This model has resulted in fewer lenders and fewer options for Dutch consumers. I fail to see how this is the best option for our marketplace. The model that has been held up as the roadmap for the Australian mortgage market has been proven, by this research, to result in less competition and the highest concentration of big banks in Europe. This means customers have less choice, pay more fees and will get stuck in a home loan because the cost of changing will be too much as theyll need to fork out each time they want something changed.

24.01.2022 Win a holiday for two to magical Mauritius worth $9,625!

22.01.2022 Ever lived in the inner west?

21.01.2022 When did you last review your home loan?

20.01.2022 How do you clear clutter?

20.01.2022 Any one not had insurance or not enough insurance when they needed it?

20.01.2022 Fee-for-service ‘failed’ in Netherlands HomeNews by Rebecca Pike13 Feb 2019... The ‘Netherlands model’ recommended by Commissioner Hayne in the final report has actually proved to be a huge failure in the Netherlands since it was introduced in 2008. The country’s use of a borrower pays fee for service was mentioned during the Royal Commission and subsequently recommended in the final report. But according to a 2017 report entitled Banking in the Netherlands, the total number of banks in the Netherlands decreased from 99 banks in 2007 to just 44 banks in 2017. Mortgage broker commissions from lenders were completely banned in 2013, after being phased out from 2008. The Statista report found the size of the banking sector as a whole in the Netherlands decreased by almost half. The total number of bank offices was approximately 3,400 in 2008. In 2016, this was less than 1,700. This just further demonstrates the Netherlands model would be a terrible outcome for Aussies. This model has resulted in fewer lenders and fewer options for Dutch consumers. I fail to see how this is the best option for our marketplace. The model that has been held up as the roadmap for the Australian mortgage market has been proven, by this research, to result in less competition and the highest concentration of big banks in Europe. This means customers have less choice, pay more fees and will get stuck in a home loan because the cost of changing will be too much as they’ll need to fork out each time they want something changed.

19.01.2022 Who knew you could have avocado on toast AND own a home at the same time!

17.01.2022 How do you think the property market will go in 2017?

16.01.2022 How do you secure your home?

16.01.2022 Any advice for your kids?

16.01.2022 What do you plan to do when youre mortgage free?

14.01.2022 Have you ever lived in Sydneys East?

14.01.2022 Im sure there are other great suggestions out there?

13.01.2022 Never visited our showroom before? Well now you can online. We've created a full 360 degree virtual tour of our showroom here at Fully Promoted Macarthur. You c...an take a walk through our huge showroom, check out our production area to see where the magic happens, and check out our safety/PPE showroom as well. If you'd like to see it in the flesh, you can visit us at 1/19 Stennett Road, Ingleburn. Head to the following link to talk a walk around: www.fullypromotedmacarthur.com.au #fullypromotedmacarthur #brandedapparel #promotionalproducts #safety #ppe #trophies #embroidery #marketingsolutions

11.01.2022 Every been burnt by a Pre-Approval in 60 seconds?

09.01.2022 https://www.facebook.com/578565542155046/posts/2033702493308003/

08.01.2022 MPs slam call to ban upfront commissions Charbel Kadib 05:50 AM, 14 Feb 2019 Comments 0 4 minute read Coalition government MPs have railed against reforms that would ride roughshod over brokers and enhance the power of the big four banks in the mortgage market....Continue reading

07.01.2022 What do you think are Sydneys most liveable suburbs?

07.01.2022 Something for every car buyer

06.01.2022 As a Crows Nest resident I strongly agree! Anyone else?

06.01.2022 Budgeting Humour

04.01.2022 Is there any finance jargon that confuses you?

03.01.2022 Have you had a bad experience with buying a property with problems?

02.01.2022 Who hasnt reviewed their home loan in over 5 years? Why not?

02.01.2022 Whos bought property on their own?

01.01.2022 https://www.facebook.com/sistersontop/ We don't normally suggest other pages or services on our page, however this is our Nieces specially cake decorating business that is absolutely worth a look

01.01.2022 Merry Christmas and Happy New Year from John, Andrew and our families. All the best and we hope to see you all next year