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HomeLoans Plus: Jeff Parker

Phone: +61 403 107 611

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24.01.2022 To access the HomeBuilder Scheme, you must meet the following eligibility criteria: YOU MUST BE: a person (not a company or trust) aged 18 years or over... an Australian citizen earning not more than $125,000 per annum for an individual (based on your 2018-19 taxable income or later) or $200,000 per annum for a couple (based on both 2018-19 taxable incomes or later) YOUR PROPERTY MUST BE: your principal place of residence (not an investment property) under a value of $750,000 if you are building a new home, or if you are renovating, the home must be worth no more than $1.5 million (pre renovation) YOUR CONTRACT MUST BE: to build or renovate valued at between $150,000 and $750,000 entered between 4 June 2020 and executed by 31 December 2020 commencing construction within three months of the contract date NOT ELIGIBLE FOR HOMEBUILDER: owner-builders investment properties renovations including additions such as swimming pools, tennis courts, outdoor spas and saunas, sheds or garages (unconnected to the property) For the full article and more information about the HomeBuilder scheme contact Jeff on 0403 107 611

23.01.2022 When did you last review your home or investment loan rate? You may be surprised how much you can save. Call Jeff 0403 107 611

22.01.2022 The RBA has remained steady with leaving rates on hold at historic lows at 0.25%

22.01.2022 What do you think is best. A mortgage broker with a range of lenders and personal service? Or a bank that only offers their products with no comparison to other lenders? What do you think is best?

21.01.2022 HomeBuilder Scheme. What you need to know Its come under intense scrutiny since its launch, however with the right mortgage funding, the Governments HomeBuilder Scheme could be a windfall for homeowners. The $688 million HomeBuilder Scheme was created to support Australias struggling construction sector in response to some fairly grim industry forecasts. There has been criticism that the eligibility criteria is limiting, timeframes are too tight and spending requirements e...xclude lower socioeconomic groups. Regardless of whether the criticisms are valid, the scheme is being implemented. The fact is, for many Australians this scheme (and others like it) could have a significant positive impact allowing them to move forward with plans for building, renovating or buying off the plan. The scheme could see tens of thousands of Australians realise their property dreams that may have been put on hold because of COVID-19. Construction companies and lenders are working furiously to tailor offerings in response to the scheme, and as usual knowledge is power. What is the HomeBuilder Scheme? Simply put, its a tax-free $25,000 grant for eligible owneroccupiers (including first home buyers) to build a new home or substantially renovate an existing home where the cost is between $150,000 and $750,000. If you are thinking of undertaking building works within this price range. Think you cant afford to take advantage of the Scheme? Think again. At first you might think that you do not have the required cash to contribute towards building works to utilise the scheme. However there may be other funding opportunities available to you to take advantage of the $25,000 grant. Remember, over time the grant could ultimately be worth far more than its dollar value with renovated and new homes sometimes attracting premium values. The key to maximizing the opportunity is to understand the big picture. For the full article contact Jeff on 0403 107 611 or send a message

21.01.2022 Get your entries in NOW, Closing soon Competition closes 28th October 2020 Drawn 30th October 2020 https://yourchancetowin.com.au/257f5c00

21.01.2022 A psychologist walked around a room while teaching stress management to an audience. As she raised a glass of water, everyone expected they'd be asked the "half empty or half full" question. Instead, with a smile on her face, she inquired: "How heavy is this glass of water?" Answers called out ranged from 8 oz. to 20 oz. She replied, "The absolute weight doesn't matter. It depends on how long I hold it. If I hold it for a minute, it's not a problem. If I hold it for an hour, ...I'll have an ache in my arm. If I hold it for a day, my arm will feel numb and paralyzed. In each case, the weight of the glass doesn't change, but the longer I hold it, the heavier it becomes." She continued, "The stresses and worries in life are like that glass of water. Think about them for a while and nothing happens. Think about them a bit longer and they begin to hurt. And if you think about them all day long, you will feel paralyzed incapable of doing anything." Remember to put the glass down

20.01.2022 6 costs to consider when setting a renovation budget There are different ways to renovate which will affect how you manage costs. A builder with a contract means the cost is fixed. But if you choose to DIY, then youll need to manage the budget yourself. So lets look at how to master your renovation. Setting some money guidelines for your home improvements makes a lot of sense. A renovation budget shows how much cash youll need at various stages of the project, prevents the...Continue reading

20.01.2022 If its time for a break or time to get married the put Hartley Vale on your list to visit.

19.01.2022 4 Things you need to know about spending This year has been like no other. Even while we are living through a pandemic, the usual milestones and celebrations are continuing. As we count down the weeks until Christmas (and Christmas spending), many unemployed Australians and struggling business owners may find it difficult to get through the financial pressures of the festive season. Last year, 7.2 million Australians spent up to five months paying off their Christmas debt1. T...Continue reading

19.01.2022 Not a bad spot for a staff meeting today

19.01.2022 Staff breaky on way to appointments with #mobilemortgagebroker #finance #m109r

17.01.2022 The RBA has held their July 2020 meeting and have kept rates on hold at 0.25%.

16.01.2022 Need finance to buy your next car? We have a range of lenders and competitive rates for new & used car loan. Call us Jeff on 0403 107 611 to find out more.

16.01.2022 7 Tips to Mortgage Success Typically a new home means a new mortgage and its important to consider these steps in the correct order. Before rushing out and falling in love with your next dream home ensure that you are in the correct financial position to turn that dream into a reality. Accordingly it is important to understand your current financial position and your borrowing capacity with a loan application. To help set you up for mortgage application success, here are 7 t...Continue reading

14.01.2022 Happy fathers day to all the dads out there.

13.01.2022 Rates remain on hold for September by the reserve bank at record lows of 0.25%

11.01.2022 Benefits available now with open banking? Australians are now able to share their savings, transaction and credit card data with accredited third parties to access more personalised banking products to suit their needs. Many of us are faced with financial challenges during these trying times. But the introduction of open banking from 1 July 2020 allows you to access solutions that could help see you through this hardship....Continue reading

11.01.2022 How to access home equity You make your mortgage payment on time. You take pride in your home, with scented candles and remembering to change the oven clock when daylight saving ends. Good news: youve probably accrued some equity. Thats the difference, in dollars, between how much you owe (your home loan) and how much your home is worth. So, if youve paid down your loan to $250,000 and your home is worth $550,000, thats $300,000 in money thats yours not the banks. How...Continue reading

09.01.2022 The RBA has left rates on hold for another month. After months of not consider cutting the official cash rate from the record low of 0.25% it has sat at since mid-March, market expectation has dramatically shifted in recent weeks. Many economists were predicting a small rate cut in October are now expecting this in November.

09.01.2022 If your looking for a home loan to suit your lifestyle give us a call on 0403 107 611

07.01.2022 We have all heard of credit reporting, but have you heard of credit scoring? Your comprehensive credit report is one of your most important financial assets. Safeguarding the integrity of this report is an important part of the finance application process as it contains information that will affect your ability to obtain credit or a loan. What is your credit score?...Continue reading

07.01.2022 Part of a mortgage brokers role is providing solutions for customers and their finances. How would $7500 help your finances Follow the picture or the link to enter https://bit.ly/2Zrr1lT

03.01.2022 Staff meeting on the road, the egg and bacon roll didnt last long enough for a pic, awesome.

03.01.2022 3 steps to choosing the right real estate agent Selling your home can be a stressful process, and the last thing you need is to hand over your best asset to a dud. Its important to form a healthy working relationship with a selling agent who has drive, a healthy sales track record and a genuine desire to get you the best possible deal. Instead of wondering what to look for in a real estate agent, look for recommendations. One of the best ways to track down a selling agent wi...Continue reading

01.01.2022 Good news with changes to NSW stamp duty fees for first home buyers.