Punters Finance in Caloundra, Queensland | Financial consultant

Punters Finance

Locality: Caloundra, Queensland

Phone: +61 1300 556 110

Address: 30 Omrah Ave 4551 Caloundra, QLD, Australia

Website: https://puntersfinance.com.au

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• Financial service
• Loan service
• Mortgage brokers
• Financial consultant
• Business centre

25.01.2022 The uncertainty of the current Covid-19 crisis is perhaps what is most unnerving for a lot of small business owners. On the other hand, we’ve seen so many examples of small businesses who have been inventive and are determined to thrive rather than survive COVID-19. We are keen to chat and assist with any plans that you have, so give us a call on 1300556110.

24.01.2022 A QUICK SHOUT OUT! This month’s Property Group meetup will take place at 6:30pm this Tuesday 26th May, and here’s what you can expect: * Alex Steffan our Town Planner extraordinaire with his sneaky insider tips to getting your development application approved in Warp Speed! * Samantha Asher with her Real Deal Case Study - (Numbers, before & after photos, mistakes... warts and all). Learn what this Mum of 6 kids is doing to maximise her income in the current environment.... * Dave Weston, Civil engineer that has remarkable project management skills and deal assessment insights to ensure your subdivision or development makes money. PLUS you can ask questions LIVE and have them answered by our expert presenters in REAL TIME! No cost to attend the live broadcast... just show up at the below at 6:30pm (AEST) this Tuesday 26th May: https://www.facebook.com/groups/propertyresourceshop/ Matt Jones will be moderating the chatroom and passing everyone’s questions to the speakers so it’ll be just like you’re sitting in the conference room with them! You MUST be a member of the PRS Facebook Group to join in live, so jump on prior to join. See you there! (Did I say its FREE!!) Property Resource Shop Members

23.01.2022 All businesses, big or small need finance at some stage. Whether you’re just starting a new business or maybe looking to expand; needing to purchase equipment or smooth out some fluctuations in cash flow. Loans may be short term, just a few months perhaps or longer term. Either way, businesses are being supported now more than ever and the lending process isn't quite as arduous as it once was - so get in touch to see if we can help. ph 1300 55 61 10.

23.01.2022 Covid-19 business assistance finder - if your business has been impacted by the COVID-19 outbreak, you may be eligible for financial assistance or other types of relief. Use this tool to discover what support is available from the Queensland and Australian governments, plus Queensland local councils. https://www.business.qld.gov.au/covid-assistance

22.01.2022 Please keep yourselves informed as this situation evolves. Whilst it is a moving beast, we will try to keep updating everyone as much as possible.

21.01.2022 It will soon be easier for Australians to take out mortgages and refinance their home loans while small businesses will be able to access more money under Federal Government plans to change credit laws, to mitigate the effects of the COVID-19 pandemic. GREAT NEWS for all of us!!

20.01.2022 HELP IS AVAILABLE TO MORTGAGE HOLDERS AND BUSINESSES. If you're struggling with your home loan repayments because of the coronavirus crisis, help is available. And the sooner you act, the more options you’ll have. Banks and lenders across Australia have announced a range of relief measures for mortgage borrowers, including the deferral of repayments for up to six months.... It's important to note that while your repayments are on hold, interest may still accrue, which means your repayments will increase once the pause period ends. Although not confirmed at this point, doing this may impact your credit score in the future. It is an evolving situation, but lenders are also offering relief to business customers. Contact us as soon as possible to help secure some funds or access to an overdraft facility, which may help tide you over. Some lenders are offering: Repayment holidays for loans and credit cards Rate cuts Overdraft increases Extra funds set aside for unsecured borrowing Restructure and consolidation of existing loans Early access to term deposits All lenders have hardship teams ready to help customers in tough times. We can help you negotiate and plan with these hardship teams. Don't wait though - conditions are changing daily. Ph: 1300 55 61 10 or [email protected]

18.01.2022 RBA announces emergency rate cut The Reserve Bank has cut interest rates to a new record low and announced a money printing program for the first time in its history to prevent a recession because of the coronavirus pandemic. The central bank has reduced official rates to 0.25 per cent.... The Reserve Bank Board held an emergency meeting on Thursday, and released the decision at 2:30pm AEDT. As Australia’s economy continues to rapidly deteriorate and panicked investors continue wiping billions of dollars of value off the local stock market, the central bank is using a lever that it had not even used during some of the worst catastrophes in recent history including the global financial crisis and the 9/11 terrorist attacks. It will also buy Australian government bonds as part of its first ever quantitative easing program. The RBA will provide a three year funding facility to provide cheap loans for Australian banks.

17.01.2022 BEWARE - ATO COVID-19 scams: May 2020 phone scam - requesting bank account details for the JobKeeper payment The ATO is receiving reports of scammers pretending to be from the ATO calling members of the public and asking them to provide their bank account details. They are telling them that their employer has registered them for the JobKeeper Payment, but that the ATO needs their bank account details to deposit the funds into their account.... NEVER give your bank details to anyone over the phone if you don't know them.

15.01.2022 Please check your small business eligibility for one of these grants. It may be a great boost for the short term. Please give us a call if we can assist in any way.

13.01.2022 SMALL BUSINESS ACTION PLAN - MUST READ What can I do to best prepare myself/my business for the uncertain times ahead? 1 Update - your Xero, MYOB etc financial statements so you know exactly what your financial & future cash flow position is;... 2 Review - the impacts - sales, staffing, supply chain logistics and finances and set new forecasts; 3 Redo - you budgets with the new forecasts based on current conditions 4 Forecast - do a CASH FLOW forecast - ACT NOW if you need to seek finance to fill any potential future cash shortfalls; 5 Contingency - put in place a contingency plan 6 SEEK FINANCIAL ADVICE - During the crisis, regularly ask: is your business able to pay your creditors, your tax obligations, employment obligations and make loan repayments as they become due? Do you have adequate financial reserves to cover debts due and payable in the next few months? If you answer NO to these questions, you should immediately seek professional advice, and enact an immediate plan of action. Please call us on 1300 55 61 10 - we can support you with financial strategy; assist you to keep your business viable and most definitely can help with cash flow support where we can.

10.01.2022 Today is R U OK? Day. When we know what to say next we can help someone open up and find pathways to support long before they're in crisis. Listen with an open mind; Encourage action and Check in later on.

10.01.2022 Good news for small businesses: the Coronavirus SME Guarantee Scheme has been extended by nine months. Phase one will end on 30 September 2020, as originally planned. Phase two will start on 1 October 2020 and continue until 30 June 2021. That means businesses will get support to buy assets and fund operations.... Under the SME Guarantee Scheme, the government is supporting up to $40 billion of lending, by guaranteeing 50% of new loans issued by eligible lenders to SMEs. Some conditions will remain the same when phase two starts: - Businesses, sole traders and not-for-profits can apply - Applicants must have a turnover of less than $50m - Loans can be unsecured Some conditions will change: - The max loan size will increase from $250k to $1 million - The max loan term will increase from 3 years to 5 years - Loans can be unsecured (as before) and secured (new) - Loans can be used for a broader range of purposes - Lenders will no longer automatically grant a six-month repayment holiday at the start of the loan The government says the SME Guarantee Scheme has made lenders more willing to offer loans to small businesses. Call Punters Finance on 1300556110 for more information.

09.01.2022 where am I? #supportinglocal #caloundra

09.01.2022 ALL SMALL BUSINESSES AND MORTGAGE HOLDERS, MUST READ. The COVID-19 virus is dominating the media and if you own a small business, I'm certain it would be dominating your thoughts about the future of your business as well. In a crisis such as this, the foremost concerns must be the personal health and safety of our families, our employees, and ourselves. ... It is then very important to turn to your business and run a health check of your finances, to make sure you are safeguarded as much as possible if this crisis continues. Cash is King - Commonly used but never truer than in challenging times - Here's how we see the A,B,C's in the current climate to best manage both our personal and business finances: A. Cash - Personal Finances Create a Buffer - It's important to access any available equity now whilst lending conditions are still favourable. Property valuations are strong in most locations so we're regularly finding options for our clients to refinance and extract cash from existing property loans; B. Cash - Business Owners Urgently review your ability to generate cash based on the strength of your business revenues and trading history. Don't accept "No" from your business banker as the final word as there are many lenders keen to assist in this space right now. C. Cash flow Management Reduce Expenses - Ensure you're pulling forward any revenues and minimising all regular financial commitments. Consolidation of debts to reduce minimum monthly payments is something we're doing a lot of right now to solve personal and business cash flow problems. Please call us on 1300 55 61 10 - we can support you with financial strategy; assist you to keep your business viable and most definitely can help with cash flow support where we can.

09.01.2022 How are lenders responding to COVID chaos, especially for business customers? Measures available from many lenders for eligible business loan customers include: Fee-free redraws... Deferral of business loan repayments by up to three months Extension of business loan terms by up to three months Restructure and consolidation of existing loans Early access to term deposits Deferral of business credit card repayments Access to business financial counselling Some lenders have gone so far to say they would provide any necessary financial support for business customers experiencing hardship due to COVID-19. This includes suspending repayments, providing early access to term deposits without incurring break fees as well as providing access to additional credit. Contact us for more information on 1300 55 61 10 or email [email protected] or text 0428 124 222.

09.01.2022 NEWS ALERT!! The federal Treasurer has extended the $150,000 instant asset write-off scheme by six months to help businesses buy new and secondhand assets that can help improve cash flow. The scheme can be applied to multiple assets worth up to $150,000, with the Government saying 3.5 million businesses would be able to benefit from the scheme. ... Great news!! Give us a call - The Punters Finance and Savings Centre team are ready to help out. Don't miss out on this one. Ph 1300 556110.

06.01.2022 We are not just finance brokers. We are solution providers; negotiators; life coaches; business coaches; wealth creators; friends; small business owners. We are not afraid of working hard to achieve great outcomes for you. We always try to deliver more than you would expect.

05.01.2022 PUNTERS FINANCE IS STILL OPEN FOR BUSINESS - though our office is closed for face to face appointments and walk in customers. All of our Brokers and admin staff are working remotely and well equipped to conduct any necessary appointments over video conferencing technologies (whichever suits best). You can still contact us on 1300 55 61 10 or call your broker direct on their mobiles or via email.

01.01.2022 If there is anything we can do for your business in these times of uncertainty, please give us a call. You never know, we may be able to make one of your uncontrollable's, a bit more controllable. Phone us on 1300 556110.

01.01.2022 #SupportSmall this month!! Assistance currently available for QLD small businesses include: - Six-month rent relief for govt building tenants... - Land tax relief for commercial property owners which must be passed onto tenants in the form of rent relief - Payroll tax relief 2 month refund, 3 month holiday, 6 month deferral most businesses will not pay payroll tax for 2020 - $500 energy rebates for small and medium sized businesses - $500 million in interest free loans - Waiving of liquor licence fees - Free one on one mentoring - Free business resilience workshops at TAFE For more information on grants and to register an online event, visit: www.business.qld.gov.au/smallbusinessmonth

01.01.2022 Locals supporting locals . Thanks to all of the local businesses that have supported us. We appreciate it.