The First Home Buyer in Wynnum, Queensland | Financial service

The First Home Buyer

Locality: Wynnum, Queensland

Phone: +61 406 165 549

Address: 1/135 Bay Terrace 4178 Wynnum, QLD, Australia

Website: 1sthomeowner.com.au/dir

Likes: 117

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 Have your parents helped you in any way when buying your first house? When I bough my parents we unwilling to help with our deposit because they wanted us to appreciate the need to put the repayment away each week. (We weren't renting at the time). They did however buy our furniture and white goods. Feel free to write in and let us know how your parent helped or how you plan to help your children?

25.01.2022 Anyone else find they can relate to this?

24.01.2022 Are you getting away for the Christmas Break? Send in the weirdest hotel you have been to.

22.01.2022 Sorry to all our followers. We haven't been posting here recently. We plan to add more content and advice over the next few months. If there are any specific questions any followers want to know about please PM us and we will reply and add a related post to our wall.

22.01.2022 Message us to find out how a mortgage broker can walk you through any questions you have.

20.01.2022 Deposit options part 2 - Being gifted your deposit. Again as previously, most banks will want you to save a minimum of 5% yourself. However what if you are being gifted some cash for your deposit? You might need to still hold this gift in your account for a period of time before the bank will consider it to be genuine savings. However, if you are renting you could have other options available to you without holding the cash for 3 months. These gifted funds could also be the FHOG in your state as well.

20.01.2022 Imagine spending $1.7 Million on your first house???

20.01.2022 How did you go? Or if you haven't bought could these be a good area for you?

19.01.2022 Have a look at your capital city and see how it compares?

18.01.2022 A good guide on how to potentially increase value in a house. Thought it was good to share for First Home Buyers looking to renovate

15.01.2022 Are you looking to build but don't understand the process?

14.01.2022 We haven't posted for a while. Sorry about that... Often we get asked other ways for people to purchase their first house. Most people will try and save the deposit themselves. This might be too difficult, so the following article shows some other options.

14.01.2022 Check out the best suburbs in your local city.

14.01.2022 What happens after you buy? The reality of the mortgage...

13.01.2022 First investment home? Where to start...

13.01.2022 Start the plan now and be in by before school starts back next year.

12.01.2022 Budget tips for the first home owner. Some good tips for adding plants to your garden when your budgeting your mortgage repayment.

12.01.2022 There are some of us who buy our first house with the plan to renovate and increase the value. I think this may have gone a bit too far though. Thoughts...?

10.01.2022 Is it time to pop the (mortgage) question?

10.01.2022 Whether you are at the the track or just listening in the office. Have a great Melbourne Cup day and we hope you back a winner.

10.01.2022 Deposit options part 1 - Saving for the deposit yourself. Most banks, when you borrow more than 85% of the property value will want you to save at least 5% of the deposit on your own. The reason for this is that the lenders want you to be able to evidence how you are able to save and be responsible with your cash. If your account shows your balance growing then you go to the clubs on Friday and spend most of it you are not really demonstrating how you might be good with home loan repayments. Stay tuned for further options

10.01.2022 When you are out hunting this weekend keep these tips in mind.

09.01.2022 Using Technology to your advantage

08.01.2022 Why has this happened? There are mixed views on why the banks are increasing the interest rates on their variable loans. The regulators of the banks put the pressure on banks recently to hold more capital and the easiest way for this to happen is to increase the rate to the customer. With interest rates still at record lows there are still plenty of good deals out there.

08.01.2022 We can put you in touch with the right people to help.

07.01.2022 If you want to find out how to buy with the increased grant before it goes message us here.

07.01.2022 Were also able to help client purchase their first investment property and set up for a portfolio.

06.01.2022 Looking for different ways to get into your first house? Over the next few week's we will look into how you are able to get into your first house. Deposit options are a big question that you may be wanting to be answered. Pm us if you want more details.

05.01.2022 Would you decorate your house for your Valentine?

05.01.2022 Great article for buying off the plan. With more and more unit and house developments getting snapped up by interstate investors here are some tips for us when buying off the plan.

05.01.2022 Could this be another option to help you own your first house? While not available at present, should the government look at other options for First Home Owners??

04.01.2022 Deposit options part 3 - Guarantor loan. This is where you are able to use the equity in a family members house to secure your house with no deposit needed. There is some additional information that the banks will need from you when you apply for these type of loans. Also depending on the lender you may need to access more equity in your guarantors house than other. Because this is a more detailed option there are specific factors that need to be looked at. PM us for further information.

03.01.2022 Is co-buying a good option?

01.01.2022 Did you know that with the current QLD FHOG of $20,000 you could be able to get into a brand new $300,000 house with no out of pocket cost?