Advice & Answers Financial Services in Mordialloc, Victoria, Australia | Mortgage brokers

Advice & Answers Financial Services

Locality: Mordialloc, Victoria, Australia

Phone: +61 3 9580 6463

Address: Suite 6 463 Main Street 3195 Mordialloc, VIC, Australia

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25.01.2022 Despite strong exports, low inflation, low interest rates and low unemployment the economy is struggling to grow. Consumer spending remains flat even after tax cuts for lower income earners. Interest rate cuts don't appear to be stimulating the economy either

25.01.2022 "Australia would not have been as well prepared for dealing with these series of crises that we have been dealing with now for months were it not for the calm, sober and methodical financial discipline that we have put in place over the last six years. "I remember last year, people last year in October, in August, in September, telling us to splash money around on goodness knows what. "We kept our heads at that point and weve kept our heads as were continuing to move throug...h these crises now." Westpac chief economist Bill Evans looks at the camera. PHOTO: Bill Evans says the case to bring tax cuts forward is getting stronger. (Supplied: Westpac) But two days later, Westpacs chief economist Bill Evans said the Commonwealth budget should not be anywhere near surplus in these conditions and not because of the cost of the bushfires or coronavirus.

24.01.2022 How much will bank dividends fall? The Bank of Queenslands decision to defer dividends on Wednesday likely presages similar moves at Commonwealth Bank (ASX: CBA), Westpac (ASX: WBC), National Australia Bank (ASX: NAB) and ANZ Bank (ASX: ANZ). Its a decision that is anxiously awaited by the thousands of Australian investors who own shares in the large banks, which collectively comprise around 20 per cent of the ASX 200 index....Continue reading

24.01.2022 How to build your spouses super - Get the government to contribute; Share your partner's super; Get your spouse to contribute; Contribute more when you go back to work.

24.01.2022 Australia’s major banks have all taken a hit from ratings house, Fitch reflecting the impact of Coronavirus and notwithstanding Government guarantees.

24.01.2022 "Over a 15-year period we would typically expect funds to return 5, 6 maybe 7 per cent, but we've had extraordinary results mainly driven by the outstanding performance of both international and domestic equities,"

23.01.2022 Scott Morrison and Treasurer Josh Frydenberg will be facing an uphill battle if they attempt to blame forces outside their control for our current situation.

23.01.2022 RBA DECISION ANNOUNCED The RBA has announced its decision on interest rates as the coronavirus begins to impact the Australian economy. The RBA has cut rates again following calls from within the business and finance community for the bank to provide more stimulus to the Australian economy.... The cash rate now stands at 0.50 per cent. RBA Governor Philip Lowe had previously said that the economy had reached a gentle turning point with improvements in housing growth and a brighter outlook for the resources sector. The decision to cut rates is likely an attempt to prop up the Australian economy following the bushfire emergency and the broadening impact of the coronavirus outbreak. Speaking at a press conference, Prime Minister Scott Morrison asked the Big Four banks to pass on the full rate cut to consumers. The decision brings the interest rate closer to 0.25 per cent, at which point the RBA has indicated that it would consider a quantitative easing program.

23.01.2022 The drag on economic activity has increased the pressure for more monetary and fiscal stimulus. We still see the RBA cutting the cash rate to 0.25%.

22.01.2022 Many cynics, critics and simple old heads of the industry will scoff at the claim that this time its different.

22.01.2022 I’m hoping that this crazy Coronavirus crash ends up breaking the record for the shortest bear market ever but this can only rest on the critical numbers on the spread of the virus, with its infection and tragic death rates.

22.01.2022 I hope you are all well and safe in these uncertain times. I’m sure many of you are closely monitoring the media and it is difficult to sort the good news from the torrent of alarming news that is out there at the moment. So I thought I’d share some of the positives I’ve recently found: COVID-19:... - China has closed down its last coronavirus hospital. Not enough new cases to support them. - Doctors in India have been successful in treating Coronavirus. Combination of drugs used: Lopinavir, Retonovir, Oseltamivir along with Chlorphenamine. They are going to suggest same medicine, globally. - Researchers of the Erasmus Medical Center claim to have found an antibody against coronavirus. - A 103-year-old Chinese grandmother has made a full recovery from COVID-19 after being treated for 6 days in Wuhan, China. - Apple reopens all 42 china stores, - Cleveland Clinic developed a COVID-19 test that gives results in hours, not days. - Good news from South Korea, where the number of new cases is declining. - Italy is hit hard, experts say, only because they have the oldest population in Europe. - Scientists in Israel likely to announce the development of a coronavirus vaccine. - 3 Maryland coronavirus patients fully recovered; able to return to everyday life. - A network of Canadian scientists are making excellent progress in #Covid-19 research. - A San Diego biotech company is developing a Covid-19 vaccine in collaboration with Duke University and National University of Singapore. - Tulsa County's first positive COVID-19 case has recovered. This individual has had two negative tests, which is the indicator of recovery. - All 7 patients who were getting treated for at Safdarjung hospital in New Delhi have recovered. - Plasma from newly recovered patients from Covid -19 can treat others infected by Covid-19. So it's not all bad news. Let's care for each other and stay focused on safety of those most vulnerable.

21.01.2022 Regrettably, it’s going to be some time before we simply jump on a plane and fly to Italy, New York or Shanghai, or go to a rock concert or a footie game. But the road to normalcy might be closer than those who believed that we’d be in lockdown for six months!

21.01.2022 Investment returns in 2019 were wonderful. With growth super funds delivering around 10% a year for a decade, its tempting to expect similar good returns in future. The Morningstar Gameboard in this weeks edition shows only one negative asset class result over the last five years. Its as good as it gets. ... RBA Governor Philip Lowe delivered a warning for those who hope their retirement savings will enjoy a similar tailwind in the next five years. As well as saying the economic effect of climate change would be profound, he said the coronavirus will have a major impact on education, tourism and business generally. But the statement that stood out was on low interest rates: Were going to be in this world for a long period of time, and low interest rates could be around for years, possibly decades.

20.01.2022 As Warren Buffett has counselled us: Be fearful when others are greedy and be greedy when others are fearful.

20.01.2022 Regrettably, its going to be some time before we simply jump on a plane and fly to Italy, New York or Shanghai, or go to a rock concert or a footie game. But the road to normalcy might be closer than those who believed that wed be in lockdown for six months!

20.01.2022 Weekly ETF Monitor - Week ending 21 February 2020 This week's highlights Chinese stocks rebounded last week on the back of tough measures to contain the coronavirus outbreak and stimulate economic activity. CNEW and CETF were both amongst the top performing ETFs for the week. Other Asian markets including South Korea and Japan suffered as outbreaks spread; IKO, UBP, IJP, IAA, UBJ and ASIA were all amongst the week’s poorest performers. Global technology stocks (TECH) also ...suffered on global growth and supply-chain concerns. Precious metals all gained with haven assets in demand. GOLD returned 5.3% for the week, while palladium (ETPMPD) added 10.8% and once again touched new all-time highs. Gold mining ETFs (GDX and MNRS) were the top performing equity funds for the week. Total flows into domestically domiciled ETFs were $333m, while outflows totalled $43m. Russell Australian Responsible Investment ETF (RARI) saw the largest inflows for the week, followed by a range of global equity funds (ETHI, IEM, QUAL and NDQ). Domestic equities (IOZ), fixed income (QPON, IAF and AAA) and gold (GOLD) also saw strong flows. BetaShares FTSE RAFI Australia 200 ETF (QOZ) saw the bulk of the week’s outflows. RARI was the most traded fund last week, reflecting its flows, followed by VAS, AAA and STW. GOLD and IEM saw above average volumes. ETFS S&P Biotech ETF (CURE) returned 1.5% last week and is up 7.6% year-to-date. CURE provides broad exposure to the U.S. biotechnology sector including a number of companies actively involved in developing drugs and vaccines to combat the coronavirus. See more

19.01.2022 Five reasons not to be too fussed. 1. Debt is more complicated than being at a record 2. QE’s end point is not necessarily negative. 3. Inflation and interest rates are low 4. Rapid technological innovation and growth in middle income Asia is continuing 5. Global growth looks like it may pick up

17.01.2022 I hope you are all well and safe in these uncertain times. Im sure many of you are closely monitoring the media and it is difficult to sort the good news from the torrent of alarming news that is out there at the moment. So I thought Id share some of the positives Ive recently found: COVID-19:... - China has closed down its last coronavirus hospital. Not enough new cases to support them. - Doctors in India have been successful in treating Coronavirus. Combination of drugs used: Lopinavir, Retonovir, Oseltamivir along with Chlorphenamine. They are going to suggest same medicine, globally. - Researchers of the Erasmus Medical Center claim to have found an antibody against coronavirus. - A 103-year-old Chinese grandmother has made a full recovery from COVID-19 after being treated for 6 days in Wuhan, China. - Apple reopens all 42 china stores, - Cleveland Clinic developed a COVID-19 test that gives results in hours, not days. - Good news from South Korea, where the number of new cases is declining. - Italy is hit hard, experts say, only because they have the oldest population in Europe. - Scientists in Israel likely to announce the development of a coronavirus vaccine. - 3 Maryland coronavirus patients fully recovered; able to return to everyday life. - A network of Canadian scientists are making excellent progress in #Covid-19 research. - A San Diego biotech company is developing a Covid-19 vaccine in collaboration with Duke University and National University of Singapore. - Tulsa Countys first positive COVID-19 case has recovered. This individual has had two negative tests, which is the indicator of recovery. - All 7 patients who were getting treated for at Safdarjung hospital in New Delhi have recovered. - Plasma from newly recovered patients from Covid -19 can treat others infected by Covid-19. So its not all bad news. Lets care for each other and stay focused on safety of those most vulnerable.

17.01.2022 The fact remains, however, that all major parties will enter the election supporting a soft Brexit or none at all, so the risks of a hard Brexit, especially with no transition agreement, appear to have diminished somewhat in recent months. Nonetheless, markets will be watching closely on December 12.

17.01.2022 The good news is that this chart says Australia is doing OK with the Coronavirus.

16.01.2022 Slip, slop, slap.

16.01.2022 CONSUMER-LED CAMPAIGN COULD HALT RED TAPE Advisers are being urged to get their clients to lobby politicians on the negative impacts of recent industry reforms, in an effort to create a consumer-led campaign to halt regulation similar to that conducted by the mortgage broking industry. In a paper released to members on Saturday, AIOFP director Peter Johnston said the association was launching a Consumer Adviser Referendum to alert clients to the reasons for the rising cost of... advice. The campaign would focus around four key issues that were increasing advice costs, namely: - the phasing out of commissions on insurance advice - the lack of tax deductibility available for advice fees - the removal of grandfathered commissions in 2021 and - the general increase in regulatory costs as a result of factors such as the FASEA regime and ASIC supervisory levies. Mr Johnston said it was important for the advice sector to learn from the mortgage broking industry, who had been successful in taking a consumer best interest approach to rolling back a key recommendation of the royal commission. This government has not and will not listen to advisers, but they certainly will [listen] to those who decide whether they are in power or not that just happens to be your clients and consumers generally, he said. We are 20,000 advisers, employing 60,000 staff and we service around 4 million consumers these are big enough numbers to intimidate. Mr Johnston said the association would shortly be distributing campaign kits to members detailing how clients particularly those in marginal seats could leverage their voting power to encourage a slower pace of reform in the advice sector. The kits would include a short fact sheet around the four regulatory issues of focus, as well as a letter to be endorsed by clients which they could then deliver to their local member. COVID-19 and other political events of recent times has put the government under pressure and it is time for us to act, Mr Johnston said. If the advice community can rally its clients to send a protest letter to their local MP about how the cost of compliance and the banning of grandfathered revenue is coming out of their pockets, it will be equally powerful to the mortgage platform. The most powerful influence in a politicians career are consumers who decide the future of their seat and their party, and we potentially have over 4 million of them in our corner. We just need to harness this power, and advisers hold the key. by Sarah Kendell - April 21, 2020

16.01.2022 The speed at which the housing market has bounced back has stunned many observers. If the current pace is maintained, we will be back to record levels before the middle of next year. Which gets us back to square one.

15.01.2022 Host plus revealed it spent $193,199,647 on management fees and $35,805,660 on performance fees.

15.01.2022 For SMSFs, the ATO has been more active from a compliance angle and there’s new law on non-arm’s length transactions which has stirred things up. Then we will see changes to exempt current pension income and changes to the rules for contributions which are proposed to commence from 1 July this year. Here’s the changes, some proposals and what it means for your SMSF and super.

15.01.2022 Right now the money market thinks a December 3 interest rate cut is only a 25% chance but a February cut is priced in at over 60%, but these numbers will go higher if the growth figure disappoints.

14.01.2022 The Responsible Investment Association Australasia chief executive Simon O’Connor says: We are witnessing a strong uptake of responsible approaches to managing retirement savings by super funds and other large asset owners. Increasingly, our largest institutional investors are considering environmental, social, governance and ethical issues as a core part of their decision making.

13.01.2022 Giving a name to your SMSF is required to have it registered for tax purposes and to be included on the SuperFund Lookup. Financial institutions such as banks, life offices, stockbrokers, share registries and managed funds which would probably not open a super fund name unless it fitted into its systems.

13.01.2022 The Australian equity geared sector was the riskiest equity sector with a volatility of 15.38 over the year to 31 December, 2019, according to FE Analytics. FE Analytics data from the Australian Core Strategies universe found that the top performing fund in this sector was BetaShares Geared Australian Equity at 57.8%.

13.01.2022 Worrying about stocks right now when you’re a long-term investor is like being down when your team is losing in a grand final for most of the game, yet they get up and win on the bell!

13.01.2022 Eight reasons not to buy off the plan.....

12.01.2022 Frontline healthcare workers able to obtain life insurance cover during COVID-19 outbreak

11.01.2022 Banks have increased their lending standards in response to tougher regulations by the Australian Prudential Regulation Authority, effectively making it much more difficult for new borrowers to obtain credit.

11.01.2022 Sydney and Melbourne housing prices are expected to increase by 8 to 10 per cent over 2020.

11.01.2022 Socially, as the effect of coronavirus increases, it is hardly surprising that everyday people are acting in extraordinary ways. We are, after all, sentient beings whom in our everyday lives dont stop to question that state of mind so essential to our psychological wellbeing certainty.

11.01.2022 Worrying about stocks right now when youre a long-term investor is like being down when your team is losing in a grand final for most of the game, yet they get up and win on the bell!

11.01.2022 "Together we are righting the wrongs of the past and delivering a future of economic justice and security for American workers, farmers and families," US President Donald Trump said as he touted the deal at the White House alongside Chinese Vice Premier Liu He and other officials.

10.01.2022 Hindsight is 20/20, so they say, but some big calls do seem to stand the test of time.

10.01.2022 Top stock picks for 2020.

10.01.2022 The member does not need to contact the super fund AT ALL in the process.

10.01.2022 The only way to escape this trap would be to have invested in something like shares, which have also been boosted by record low rates and posted an average 18 per cent gain last year on the Australian market.

10.01.2022 Consumer groups have again urged people only to seek to use the Governments hardship early access to superannuation regime as a last possible option and to consult a financial counsellor rather than an adviser.

10.01.2022 Harnessing the Electric Vehicle revolution, the next decade will be electric. The immediate future of the global auto industry is electric as it’s expected that in just 10 years’ time, half of all cars sold will be electrified in some form. And leading the charge is China: the Middle Kingdom currently leads the world in sales of electric vehicles. Morningstar analysis suggests that by 2030 EVs will account for more than a third of auto sales in the Middle Kingdom....Continue reading

10.01.2022 Heres what you need to know if youre a first time property investor

09.01.2022 Those who bought into North Bondi some 26 years ago have seen the value of their property go up 933%, as at mid-2018. A Malvern homeowner in Melbourne is up at least 1002%. And if you punted on Leda in Perth, you’re up 1193%! The Leda buyer of 25 years ago has seen an average rise of 48% a year, using simple numbers.

08.01.2022 How much will bank dividends fall? The Bank of Queensland's decision to defer dividends on Wednesday likely presages similar moves at Commonwealth Bank (ASX: CBA), Westpac (ASX: WBC), National Australia Bank (ASX: NAB) and ANZ Bank (ASX: ANZ). It's a decision that is anxiously awaited by the thousands of Australian investors who own shares in the large banks, which collectively comprise around 20 per cent of the ASX 200 index....Continue reading

08.01.2022 Weekly ETF Monitor - Week ending 21 February 2020 This weeks highlights Chinese stocks rebounded last week on the back of tough measures to contain the coronavirus outbreak and stimulate economic activity. CNEW and CETF were both amongst the top performing ETFs for the week. Other Asian markets including South Korea and Japan suffered as outbreaks spread; IKO, UBP, IJP, IAA, UBJ and ASIA were all amongst the weeks poorest performers. Global technology stocks (TECH) also ...suffered on global growth and supply-chain concerns. Precious metals all gained with haven assets in demand. GOLD returned 5.3% for the week, while palladium (ETPMPD) added 10.8% and once again touched new all-time highs. Gold mining ETFs (GDX and MNRS) were the top performing equity funds for the week. Total flows into domestically domiciled ETFs were $333m, while outflows totalled $43m. Russell Australian Responsible Investment ETF (RARI) saw the largest inflows for the week, followed by a range of global equity funds (ETHI, IEM, QUAL and NDQ). Domestic equities (IOZ), fixed income (QPON, IAF and AAA) and gold (GOLD) also saw strong flows. BetaShares FTSE RAFI Australia 200 ETF (QOZ) saw the bulk of the weeks outflows. RARI was the most traded fund last week, reflecting its flows, followed by VAS, AAA and STW. GOLD and IEM saw above average volumes. ETFS S&P Biotech ETF (CURE) returned 1.5% last week and is up 7.6% year-to-date. CURE provides broad exposure to the U.S. biotechnology sector including a number of companies actively involved in developing drugs and vaccines to combat the coronavirus. See more

08.01.2022 The Dow Jones Industrial Average wrapped up its strongest three days in nine decades on Thursday as record weekly US jobless claims came in below investors worst fears and the focus stayed on an unprecedented $2 trillion stimulus awaiting approval by the US House of Representatives.

08.01.2022 Many cynics, critics and simple old heads of the industry will scoff at the claim that this time it’s different.

08.01.2022 Coronavirus infects IPO numbers The number of initial public offerings on the ASX has dropped given the share market correction triggered by the coronavirus outbreak. But that is unlikely to threaten the profitability of the ASX, with the company benefiting from a big jump in trading volumes amidst high levels of volatility....Continue reading

08.01.2022 Australias major banks have all taken a hit from ratings house, Fitch reflecting the impact of Coronavirus and notwithstanding Government guarantees.

08.01.2022 Growth will accelerate in 2020 due to reductions in interest rates worldwide and a resumption of global trade after the US/China standoff is resolved.

07.01.2022 Behavioural economists and psychologists have tried to explain why stock market participation is low among households despite their historically higher average returns compared to other forms of investing. They have shown its because of our aversion to losses. The past few weeks has provided an example why people shun share markets but we think this will be overcome. Since the 18th century economic theory was built on the foundation that humans assessed losses and gains equa...Continue reading

07.01.2022 AIA said that a repricing of the product and a detailed review of the claims assumptions was also underway and any further increases to claims assumptions were intended to be recovered through premium rate increases.

07.01.2022 Here's what you need to know if you're a first time property investor

07.01.2022 Australia’s superannuation industry recovered in 2019 with the global equity market, posting the biggest return since 2013. https://www.investmentmagazine.com.au//super-funds-see-be/

07.01.2022 Stocks shake-out spans the globe. No-one was spared last week. Our market dropped just shy of 10 per cent. Wall Street and Germanys DAX both shed 12 per cent, the FTSE in Britain fell 11 per cent and Japans Nikkei was down 10 per cent. For a little perspective, however, those declines on our market have merely taken us back to the levels we saw last August, illustrating just how hard the boom here has been running, even as our economy has been slowing. Weve barely knocked a bit of froth off the top. Despite rising unemployment, the toughest conditions in years for retailers, wages growth bordering on record lows and world record levels of household debt, the Australian market has forged ahead since Christmas.

07.01.2022 Still got swagger: Aussie markets in 2020 The domestic equity market may not reach the highs of a bumper 2019, but investment consultants say the market’s confidence is justified and local stocks are likely to continue driving portfolio returns into 2020. There are dangers in the market as always and risk is being dialled down by degrees in many corners, but the consensus is that belief in the ability of companies to withstand major headwinds is largely warranted....Continue reading

07.01.2022 Regulators could increase pressure on companies to act.

07.01.2022 The transfer balance cap is expected to rise to $1.7 million on 1 July 2020 in line with the consumer price index (CPI), bringing changes to the limits of non-concessional contributions, co-contributions and spouse offset.

05.01.2022 Consumer groups have again urged people only to seek to use the Government’s hardship early access to superannuation regime as a last possible option and to consult a financial counsellor rather than an adviser.

05.01.2022 Coronavirus update as at 3 March 2020 On 30 January 2020, the World Health Organisation declared Coronavirus (CV) a public health emergency of international concern. WHO recently declared that the outbreak in China had peaked, however they noted that there was a sudden increase in new cases, globally. The elevated risk of contagion saw the US Centre for Disease Control and Prevention caution that this may potentially develop into a pandemic. These announcements triggered go...Continue reading

05.01.2022 94% of those Australians who sought expert advice were satisfied with their advice and had a healthy trusted relationship with their advisers.

04.01.2022 If we are to address these bad habits of our superannuation system, its time for the child to grow up and leave home. The retirement savings system no longer needs the coddling of the industrial relations system,

04.01.2022 Clients who don’t want to take any risk at all are probably not going to get a return out of that portfolio

04.01.2022 Running, the cure for most things.

04.01.2022 Our police officers do great work which is appreciated by the community. Condolences to all those affected by yesterdays tragedy.

04.01.2022 Coronavirus effect: 11 Aussie stocks to watch The covid-19 virus was first declared a public health emergency by the Centre for Disease Control on 30 January. Since then, the ASX has fallen 8.8 per cent. However, a spike in cases and news the disease had spread to other countries prompted a sell-off on 20 February, during which time the ASX200 fell 10 per cent.... A Morningstar screener shows 11 Australian stocks currently in five-star territory. But a word of warning. This is a snapshot of how these stocks stand at the time of writing: Wednesday at 11am. Given the current market volatility the valuations could jump around. Which of the 11 offer the biggest discount to fair value? Based on current prices, four of the 11 names carry a discount of 50 per cent or more: Seven West Media (ASX: SWM) 64pc discount Ardent Leisure Group (ASX: AAD) 55pc discount Sky Network Television (ASX: SKT) 54pc discount Myer Holdings (ASX: MYR) 51pc discount G8 Education (ASX: GEM) 50pc discount Which of the 11 carry lower risk? The Morningstar uncertainty rating demonstrates our assessment of a firms cash-flow predictability, or valuation risk. From this rating, Morningstar determines appropriate margins of safety: the higher the uncertainty, the wider the margin of safety around the fair value estimate before the recommendations are triggered. At the time of writing, Australian Pharmaceutical Industries (ASX: API), a wholesaler and distributor, which owns the Priceline Pharmacy network, is the only stock with a low uncertainty rating. Specialist packaging company Pact Group (ASX: PBH) and Link Administration (ASX: LNK), which provides admin services here and the in the UK, carry medium uncertainty ratings. Pact and Link are also the only two names on the list that carry narrow moat ratings, meaning they have a competitive advantage of about ten years.

04.01.2022 AMP signals flexible arrangements for clients.

04.01.2022 If we look at every decade since 1880, we find that shares have produced a negative return in up to four years out of ten. This means anyone who owns them can expect four negative years and six positive years. Those who think the glass is half empty will focus on the four negative years those who think it is half full will rejoice in the knowledge that there are more good years than bad. Sadly, nobody knows which ones they will be.

03.01.2022 The Government has just announced an economic stimulus package to assist in supporting the economic effects of the Coronavirus (SARS-CoV-2 virus and COVID-19 flu) outbreaks. These include: - (Clients) One off $750 payment to social security, veteran and other income support recipients and eligible concession card holders - (Businesses) Instant asset write-off threshold increased from $30K to $150k for businesses with aggregated turnover of less than $500M. ... - (Businesses) 15 month investment incentive (through to 30 June 2021) to support businesses investing in asset installation (50% deduction) - (Businesses) between $2,000 and $25,000 in cashflow assistance to support retaining staff for small businesses by reducing PAYG withholding to 50% for 6 months. - (Businesses) 50% wage subsidies for businesses with trainees/apprentices for up to 9 months from 1 Jan 2020 to 30 Sept 2020. - (Regions) Up to $1billion in support for regions affected by Coronavirus including one off ad how ATO grants. This package will be moved through Parliament in the final week of March.

03.01.2022 It's cricket season. Statistics by the numbers.

03.01.2022 Wall Street rebounded on Tuesday, following its steepest declines since the 1987 crash, as the Federal Reserve took more steps to boost liquidity in a market sapped by business and travel disruptions in the wake of the coronavirus pandemic. Asia China stocks fell to six-week lows on Tuesday, in line with global markets as investor sentiment remained fragile after coordinated efforts by central banks failed to ease worries over the coronavirus impact....Continue reading

03.01.2022 Here are the main points about the Job Keeper stimulus.

02.01.2022 The bottom line is that while shares may be vulnerable to a correction, the rally in markets does not seem excessive given the low inflation and low interest rate environment. Key to watch for would be a recession, which would depress earnings and risk tolerance, or a sharp acceleration in inflation, which would drive sharply higher interest rates and a revaluation downwards in prices for shares and other assets. But beyond the risks to economic activity posed by the coronavirus outbreak both seem unlikely at present.

02.01.2022 Im hoping that this crazy Coronavirus crash ends up breaking the record for the shortest bear market ever but this can only rest on the critical numbers on the spread of the virus, with its infection and tragic death rates.

01.01.2022 This imbalance in supply and demand is driving commercial real estate asset values across the globe. While record high pricing has tempted us to call the peak of the market over the last three years, the attractiveness of the sector amidst such uncertainty and volatility means we expect the cycle to continue to extend.

01.01.2022 Tax traps for SMSF members

01.01.2022 If we are to address these bad habits of our superannuation system, it’s time for the child to grow up and leave home. The retirement savings system no longer needs the coddling of the industrial relations system,

01.01.2022 A few kg's over, does it make a difference?