Aegeus Financial Services | Financial service

Aegeus Financial Services

Phone: +61 402 252 978

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25.01.2022 Congratulations Jimmy on getting the keys to your first house this week!!

25.01.2022 Today's Monday Motivation. Have a good week everyone!

25.01.2022 Whether your situation has changed recently or you'd like to review your current home loan to make sure it's still the right one for you, I can help. We are currently experiencing some of the lowest interest rates in history, which could present a great opportunity for you to refinance and potentially save money. Get in touch today to find out more. Call 0402 252 978.

24.01.2022 In a world of uncertainty, there's one thing we know - interest rates are incredibly low right now. If you've had your home loan for a few years it's a good time to review your loan to see if you could save and check it's still the right loan to suit your needs. To find out more, give us a call on 0402 252 978 or email [email protected].

24.01.2022 This is the link I was trying to post about on Saturday which didn't work.

24.01.2022 National Rental Vacancy Rates decreased in August. Perth's vacancy rates continue to fall. The article is worth looking at. EDIT:... Sorry the link didn't attached properly. I have added a new link below... https://www.watoday.com.au//reiwa-sounds-rental-crisis-war Not the original link that I had found but the new link is WA focused.

24.01.2022 Home buyers protection: which one is right for you? Interesting article about an important topic.

23.01.2022 Happy Wednesday.

23.01.2022 This is a great time to evaluate your business performance and plan on how you can achieve your yearly business goals. I can help find a creative solution for your unique business requirements. Call me today for a chat about a solution that's right for you.

23.01.2022 Far Side for Tuesday

22.01.2022 How the budget will get the property market moving again

22.01.2022 Happy Friday - something funny to finish the working week. I saw this a few weeks ago. Whilst I am a fan of social distancing, circles may be the way to go. Every time I see the X on the floor I have been thinking of this picture.

22.01.2022 If you need equipment finance that works just as hard as you, then call us for a no obligation consultation. We can access over 40 specialist lenders and tailor your finance solution to fit your needs and business objectives. Call 0402 252 978 or email [email protected] to find out more today.

21.01.2022 Happy Friday - I hope everyone has had a good week

21.01.2022 A good game today - unfortunately the boys went down. Good effort.

21.01.2022 As the weather warms up we are looking forward to the property market picking up in spring. If you are considering making that next property purchase get in touch with me today to organise your home loan pre-approval early so you are ready to act fast when you find the right property for you. I can compare a wide range of home loans, asset finance and personal loans from a variety of lenders, including exclusive, flexible options with some of the most competitive interest rates in the market. Call me today to get started

20.01.2022 We have had a sustained period of negative growth. Last months data reflected a further decline though we did have 5 months of positive growth in a row up until April. Stories like this I find very inspiring

20.01.2022 More kids than seats? Ask us about a new car loan. If you have a growing family the right car is vital! We can access over 40 lenders to find you a competitive rate with flexible terms that could make your new family car more affordable. ... Call me today to get started.

20.01.2022 Friday Funnies - back to the tin of dad jokes I have... #68 - Enjoy!

19.01.2022 Happy Friday. Hope you enjoy the joke today.

19.01.2022 Far Side for Wednesday - Enjoy.

17.01.2022 Far Side for Sunday

16.01.2022 Every business is different. At Aegeus Financial Services we can tailor your business finance solution to meet your specific needs, objectives and goals. With over 40 lenders to choose from, we can access competitive rates and flexible terms to help your business grow successfully. Call 0402 252 978 or email [email protected] for a no-obligation chat today

16.01.2022 Far Side for Wednesday

16.01.2022 Far Side for today.

15.01.2022 Spring property market outlook 2020 article. It is Nationally focused but I thought it was worth the read. If you have any questions or are interested in purchasing a new property this spring, please feel free to contact me to discuss.

15.01.2022 Monday Motivation. I hope everyone has a good week

15.01.2022 Far Side for today

14.01.2022 Monday is here again. Something to keep you motivated during the week.

14.01.2022 A small article I found interesting and I thought would be helpful for anyone looking to purchase a new house or refinance

14.01.2022 Renovation tricks to add value to your home. I thought I would share this, found it interesting

14.01.2022 Happy Fathers day. One of my children did this for me. I enjoyed it so much I thought i would share! https://www.powtoon.com/s/ft2VpRG7OfB/1/m

14.01.2022 Looking to buy a property this spring? Contact us to discuss your loan needs and organise your pre-approval today, so youre ready to move quickly when the right property comes up. I can also offer loan products that are only available through me get in touch today to find out more. Call 0402 252 978 or email [email protected].

13.01.2022 Application & establishment fees, stamp duty + more. When taking out a mortgage, many people forget to consider the associated fees and expenses. Here are some of the extra costs that you’ll need to consider when you take out a home loan. Home loan application fees... Most lenders charge a home loan application fee. This can range from loan to loan, and covers: Loan contracts Property title checks Credit checks Attending a settlement Mortgage fees and costs Mortgage establishment fees Lenders generally charge a mortgage establishment fee a fee for setting up a mortgage. Property valuation A third party chosen by the lender, is appointed to determine the value of your land and improvements. Mortgage registration Your Mortgage deed needs to be registered with the government. Mortgage stamp duty Some State Governments charges stamp duty to register your mortgage. Lenders mortgage insurance If you don’t have 20% of the purchase price or the value of the property, the lender will require you to pay for a lenders mortgage insurance policy that covers their risk in the event you default on your repayments. Property fees and costs Building, Pest and Electrical Inspection fees It’s wise to have your property inspected for any structural or electrical problems and for pests (e.g. termites). Stamp duty Governments charge Stamp Duty to transfer the ownership of a property. Registration of transfer fee The new owner of the property needs to be registered at the Land Titles Office. Legal fees You generally need to pay a Solicitor of Settlement Agent to handle the transfer of ownership of the property on your behalf Home & contents insurance Most homeowners insure their home and contents against a range of threats: burglary, fire, storm, etc. Lenders insist that your property is insured while you have a mortgage. Life and income protection insurance Borrowers should consider protecting their incomes and themselves while they have a mortgage. Utility costs Connecting electricity, gas and telephone can attract a fee. Council Rates Your local council charges rates to cover garbage collection and a host of other services. Water Rates The water corporation charges rates for the supply and upkeep of water to your property. Body corporate fees If you buy an apartment or Strata Titled property, body corporate fees are charged, and some fees can be significant particularly if the building is in need of a major work (e.g. concrete cancer, security upgrade, new hot water system, etc) or if there are lifts, pools and other communal facilities. Maintenance costs Don’t forget to make provision for regular maintenance on your home even if you decide not to undertake significant renovation. An MFAA Approved finance broker is not your average mortgage broker. Get in touch today to find out more. Call 0402 252 978 or email [email protected]

13.01.2022 Far Side for Saturday

12.01.2022 It is Wednesday again - given this weekend is a long weekend, I thought this would good to think on today. Have a good week!

12.01.2022 Far Side for Thursday

12.01.2022 Friday Funnies. I have gone on a bit of a journey today to find something that I thought would be good for this special Friday. Thought about posting something related to the weather seeing as it is is a nice day and then spent way too much time on some Harry Potter themed memes after finding a funny one but in the end have gone with some Far Side as that has always made me chuckle. Have a good day!

12.01.2022 Monday Motivation - more words of wisdom from Dr Seuss

11.01.2022 How Healthy is your home loan? In a world of uncertainty, there's one thing we know - interest rates are incredibly low right now. If you've had your home loan for a few years it's a good time to review your loan to see if you could save and check it's still the right loan to suit your needs. To find out more, give us a call on 0402 252 978.

11.01.2022 is it time for a home loan health check?

11.01.2022 Friday Funnies. I hope everyone has had a good week

11.01.2022 Friday Funnies. I hope everyone has had a good week as we move into the school holidays and a long weekend!

10.01.2022 First day of Spring!! If it has been a while since you reviewed your home loan maybe now is a good time to get that sorted out.

10.01.2022 Friday has arrived again!! Something funny to keep you going today! Hope everyone has had a good week.

08.01.2022 It is that time of the week again!

08.01.2022 So I thought I would share this today. Happy International Talk Like A Pie rate day...

08.01.2022 Far Side for Monday

06.01.2022 Yay for Wednesday again!! Enjoy the rest of the week!

06.01.2022 Today's Motivational Monday. Have a good week!

05.01.2022 Motivational Monday. I like this one!

05.01.2022 Great information about saving and budgeting - Moneysmart.gov.au. simple ways to save money. If you have any questions about saving and creating budgets feel free to contact me

05.01.2022 Yes Today is that day!

04.01.2022 Today is R U OK? day. Not all injuries are easy to see (like my lovely wife's broken foot). Mental health is important and problems often are not always obvious.... This year has been very difficult for many - In WA we haven't had it as hard as other states due to our good leadership but even still, there are many people needing assistance. There are still many people relying on Jobseeker and Jobkeeper. Whilst these schemes are great and have been extended, getting back to more normal work flows - particularly for those that are self employed is important. I think that is happening in WA. Even still, there will still be many people that will have continued anxiety about their financial futures. So pick up the phone and call your friends and family and ask, R U OK?

02.01.2022 Far Side for Thursday

02.01.2022 Welcome to the half way point of the week. Hope everyone's week is going well? I thought I would select this pic today given I have one of my two home sick from school today...

02.01.2022 Monday's Motivation brought to you by Dr Seuss! Have a good week everyone.

01.01.2022 I thought this was an interesting article. Feel free to give me a call if you have any questions.

01.01.2022 Friday Funnies. Hoping this dog meme satisfies the boxer enthusiast. (yes I did see your post before you edited it)