AJ Insurance Services | Insurance broker

AJ Insurance Services

Phone: +61 404 061 995

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25.01.2022 For my NSW customers, here is an little piece from NSW police regarding their attendance at a crash site. If you have vehicles insured with us, please organise your tow to the repairer of your choice or a safe location, keep your receipt and contact us as soon as practical. This takes the hassle out of waiting for your insurer to respond with a towing option and allows you to get on with your day sooner... If you have any questions we are always available :)

25.01.2022 In light of the current circumstances surrounding COVID-19 I ask my customers to keep an eye on their inbox over the coming days as I work through emailing you individually to provide business risk management advice during this difficult period. The insurance policies that 99% of businesses have, do not cover business interruption in the event of a claim arising from the closure of your business due to a COVID-19 outbreak or contamination. This means you must take every avai...lable precaution to ensure your business can keep trading. If you have any questions, I can assist so please get in touch. Joe

24.01.2022 COVID-19 In light of the ever-changing circumstances, we will be providing regular updates via our Social media channels. Whether you are a customer of mine or not, or if you have heard from your broker or not, this advice is very general and will likely apply to everyone.... As this virus has been announced as a quarantine controlled virus, this will likely exclude all cover under your business interruption insurance, meaning there is no insurance solution to maintain cash flow due to loss of profits/income. I urge you to reach out to your banks, accountants and business partners to develop a solution around a worse case scenario of forced closure for an indefinite period of time. Review press releases from government around temporary financial relief and stimulus available to you also. Speak with your personal banks around temporary hiatus of payments and interest also. We are in for some challenging times. We are here to support you in any way we can. If we can't support, we can listen. Please don't hesitate to get in touch [email protected] 0404 061 995

22.01.2022 June is nearly here and with it is 4 of every 10 businesses renewing their insurance policies. The AJ Insurance Services team are offering new customers insurance quotes for June with no broker fees whilst still receiving our leading service and 24/7 claims expertise. Get in touch and #getquoted... [email protected] 0404 061 995 #insurance #businessinsurance #EOFY #discounts

21.01.2022 If youre unhappy with the price or coverage on your home insurance please get in touch. AJ Insurance Services has sourced insurance for a dozen homes this year that were with the major companies, under insured and paying WAY too much! Let us help you with affordable cover on your most prized asset! Www.ajinsurance.com.au/home-insurance... [email protected] See more

20.01.2022 After nearly 3 challenging years as a startup business owner, I wanted to share something meaningful about the challenges I've faced and what It has meant to me to be able to do what I do. I'd love to hear from you about what challenges you've faced as a business owner and more importantly, how you've adapted to overcome it!

19.01.2022 2018-2019 FY brought about some interesting clients that we got to assist. If youre in any of these industries we will be able to help you too! - couriers and parcel delivery - pub, nightclubs - restaurants, cafes and takeaways... - automotive trades - construction (commercial, residential and large developments) - home and contents - real estates - tax agents - manufacturers - wholesalers & retailers We pass on a huge thank you to our new and renewing customers over the past 12 months and look forward to servicing you over the next 12. www.ajinsurance.com.au

19.01.2022 It is said that 50% of all businesses have insurance due in June each year. If this is you, get in touch for your obligation free insurance review so we can get it organised and in this year tax return. www.ajinsurance.com.au... 0404 061 995 See more

18.01.2022 *** CALLING ALL TRADIES *** contact us to save money on your BUSINESS INSURANCE!!! Highly experienced brokers looking to make your life easier! [email protected]... www.ajinsurance.com.au See more

18.01.2022 A somber day for all those with kids, grand children, nieces, nephews and the like after the news from Singleton today. Everything else is insignificant in comparison! Please be heater and fire safe this winter making sure appliances are in a safe working condition and that all items are atleast a metre from fires and open heaters. Cuddle your little ones tonight and keep the Singleton family in your thoughts as they go through the toughest time of their lives!... RIP

18.01.2022 Slightly belated, however, we wanted to send our huge congratulations to our fantastic clients - Penrith Solar Centre & East Blaxland Butchery who took out the win in their respective categories at the recent Penrith local business awards! Jake & Scott are both absolute professionals in their respective lines of work and run businesses built on the foundation of providing incredible customer service and solutions and its a pleasure working with them regularly to protect thei...r business assets so they can get on with the job. All the best for this year! Joe

16.01.2022 Delivery day! Grab an AJ Insurance Services pen at your next meeting with Joe

16.01.2022 Matt and his Solartint Business have been great supporters of our business and what we are trying to do for our customers! We are available 24/7 for our customers and aim to provide professional service, advice and accurate products at all turns! Www.ajinsurance.com.au

16.01.2022 If you have a policy with AJ Insurance and have suffered damage as a result of todays hail storms across the East coast, please let me know as soon as possible and we can get started with getting repairs done. Anytime is ok to get in touch Stay safe everyone... 0404 061 995 [email protected]

16.01.2022 COVID-19 In light of the ever-changing circumstances, we will be providing regular updates via our Social media channels. Whether you are a customer of mine or not, or if you have heard from your broker or not, this advice is very general and will likely apply to everyone.... As this virus has been announced as a quarantine controlled virus, this will likely exclude all cover under your business interruption insurance, meaning there is no insurance solution to maintain cash flow due to loss of profits/income. I urge you to reach out to your banks, accountants and business partners to develop a solution around a worse case scenario of forced closure for an indefinite period of time. Review press releases from government around temporary financial relief and stimulus available to you also. Speak with your personal banks around temporary hiatus of payments and interest also. We are in for some challenging times. We are here to support you in any way we can. If we can't support, we can listen. Please don't hesitate to get in touch [email protected] 0404 061 995

14.01.2022 For my NSW customers, here is an little piece from NSW police regarding their attendance at a crash site. If you have vehicles insured with us, please organise your tow to the repairer of your choice or a safe location, keep your receipt and contact us as soon as practical. This takes the hassle out of waiting for your insurer to respond with a towing option and allows you to get on with your day sooner... If you have any questions we are always available :)

13.01.2022 Proud to announce our partnership with Daley Motorsports, driver of Fishy Motorsports on the iracing platform. If you are looking for some light entertainment and sporting action to fill your #selfisolation days, give Daley Motorsports a like and a follow!

12.01.2022 Voting closes tomorrow! If you have a spare minute, give us a vote https://thebusinessawards.com.au//4/AJ-Insurance-Services-

12.01.2022 DID SOMEONE SAY NEW WEBSITE!? That’s right folks! We are proud to unleash our new website built by the incredible team at Local Edge Marketing who have knocked it out of the park! This has been a long time coming for us and we finally pulled the trigger a couple months ago and represents another step for us in our quest to provide leading insurance broking services to our customers.... Thank you all for your continued support! www.ajinsurance.com.au [email protected] 0404 061 995

11.01.2022 Our great customers at Solartint Penrith & Windsor coming up with an innovative and convenient solution for their customers to pay for their new window tinting. Give Matt a call at Solartint over on Coreen Ave, Penrith so your car can be safer & better looking in a matter of hours! Solartint Penrith & Windsor

11.01.2022 Proud to announce our partnership with Daley Motorsports, driver of Fishy Motorsports on the iracing platform. If you are looking for some light entertainment and sporting action to fill your #selfisolation days, give Daley Motorsports a like and a follow!

11.01.2022 We have some unreal clients that we get to look after. Our friends at Brofun Pty Ltd had this to say: "Hey Joe, We just wanted to express our appreciation for the service and communication we have received from the team at AJ Insurance. You have gone above and beyond to secure a great deal for our company and also pushing it when an insurance company tried to under deliver on a claim. We would highly recommend your company and are thrilled to be receiving such great service...." EOFY is nearly here so there is no time better then now to contact us and get your Fee Free quotes. www.ajinsurance.com.au

10.01.2022 Having a Broker like us can change this from happening to you. We lodge, chase and negotiate your claim amount for you. You will get the highest amount possible! #winning

10.01.2022 With millions of individual insurance policies available from dozens of providers, tapping into the expertise of an insurance broker can save you time, cash & headaches. Contact us to do all that hard work for you! https://www.latest.insure/campaign

09.01.2022 This weekend brought unprecedented storm activity to our local Penrith area with flooding in some parts. We have had several claims come through so far this morning and ask any of our customers who have claims to get in touch ASAP so we can get the wheels turning today. If you have completed emergency repairs, replacements or cleaning and remedial work, please keep your receipts to add to any claim.... We can't stress this enough, if driving your vehicle you encounter flooded roads, PLEASE don't drive through them. It is possible that claims can be declined on the basis you have been negligent and driven your vehicle through the flood. [email protected] www.ajinsurance.com.au 0404061995

09.01.2022 As the Country attempts to recover from the impacts of COVID-19, we are seeing various insurance premium reductions across most industries. This makes it the perfect time as your business starts to cross the bridge to the other side, to get some updated advice and pricing on your business & personal insurance needs. Of particular note is plummeting landlord insurance rates amongst our accessible insurers, largely due to reduced expense on the building cover.... Touch base with us via Facebook or on the below details: www.ajinsurance.com.au [email protected] 0404 061 995

08.01.2022 *** ATTENTION *** NSW is going through a challenging time at the moment. If you are one of our customers suffering through losses as a result of flooding, water and\or storm damage, our phone is on 24/7. If you need guidance or assistance and you are not our customer, I’m happy to answer any questions you may have regarding lodging a claim, coverage queries and the like.... 0404 061 995 Joe [email protected]

08.01.2022 Some information for you Car Dealership owners out there.

08.01.2022 As June approaches in this crazy COVID time, we urge everyone who has their business insurance due in the next two months to get in touch for your quotes. We expect premium decreases across most industry sectors inline with what we have seen so far, but there will be delays in us obtaining quotes, so the earlier we can start the better. www.ajinsurance.com.au... [email protected] See more

07.01.2022 Linked is a write up about Business Interruption insurance and the importance of it. Feel free to have a read, like, share and comment below :) https://www.linkedin.com//business-interruption-life-insu/

07.01.2022 AJ Insurance is here for the dumb questions. New businesses often have some of the most complex insurance needs. Sometimes the insurance market is not established for what you are doing, or because things are so new they are hesitant. We are here to make this process simple, informative and in the end effective for your business needs Www.ajinsurance.com.au

06.01.2022 What a wild week it has been for everyone this week. I thought i'd provide some broad commentary around what i as an insurance broker and the wider industry is doing in order to try and mitigate the issues our customers are facing in regards to COVID 19 AJ Insurance Services is working with customers providing risk management advice specific to their needs. This includes security measures for unoccupied premises, risk management for food service businesses and methods to redu...ce insurance expense during this period. We are also liaising with insurers about customers with unoccupied property risks, gaining clarification around wording limits on unoccupancy and whether there is flexibility to those wordings should circumstances continue to prevent trade. The industry at large is also working to reduce liability insurance cost mid term and on renewal for companies facing forced closure due to COVID 19. This is a critical cost for most businesses where risk is largely reduced should trade not occur. My company is trying to help where possible and we welcome the opportunity to help you and your business should you need it. [email protected] www.ajinsurance.com.au #businessinsurance #insurancebroker #insurance

06.01.2022 AJ Insurance Services would like to welcome the newest arrival to our team, our Daughter Scarlett! She looks forward to keeping Mum and Dad awake at night and saying hello to our customers whilst we speak with you on the phone Mum and Bub doing really well. Business as usual this week so please get in touch where needed so we can assist. ... Www.ajinsurance.com.au

06.01.2022 We've been very occupied lately with a busy June, July & August. We now invite all businesses with insurance due in September, to get in touch so we can start your 2019/2020 insurance quotes. If you know someone with a business tag them in this post so they can experience what makes AJ Insurance Services the best in our field. [email protected]... 0404 061 995 See more

06.01.2022 A Sincere Thank you goes out to all of our New Clients who joined us in June. We've greatly enjoyed working with you to find a positive solution to your insurance needs. We invite any body who has insurance policies due in July or August to get in touch with us so we can start the quote process with you. Your business, no matter how big or small, is better protected with AJ Insurance Services

06.01.2022 Thank you to everyone that voted for us! In our first year entering we are a finalist! We will be attending the awards night in the not too distant future.

05.01.2022 Cyber Insurance is one of the fastest growing insurance products in the world today. What we are finding however, is that there is very little understanding about the policy itself, who has a cyber risk exposure and what is required when cyber crime occurs to your business. We are going to do a series of posts addressing the issues surrounding cyber insurance. Firstly, lets start at the beginning... Who does cyber risk effect and who should thus purchase cyber cover?... The easiest way to answer this is to consider these items about your company: - do you have computers that hold proprietary information - do you store customer data on computers, a server or in the cloud - do you have a business in any type of medical field - do you have a business that stores, examines, sells or purchases other companies data (think accountants, auditors etc.) If you answered yes to ANY of these, you have a cyber risk exposure and should be purchasing cyber insurance.

05.01.2022 Weve been busy! In the past month weve been assisting some of Australias leading recyclables and renewables companies who are in our fastest growing industry sector. Its been a joy to work on these programs and demonstrate our knowledge and professionalism in this space! We are diverse however, so regardless of the space your business operates in, we can help you! Its note worthy that at this stage, we can assist almost all types of motor trade companies in saving money.... Whatever you do, you need to get in touch with us [email protected] Www.ajinsurance.com.au 0404 061 995

04.01.2022 Is your business in the Automotive trades industry? Panel beaters, mechanics, car dealers and everything in between, it's time to contact us to get your insurance quoted. We have seen price deductions across our markets including our leading liability insurance coverage. www.ajinsurance.com.au

04.01.2022 As the Hospitality industry starts to recover around Australia, we'd like to help. This business restart is a great time to assess your insurance so that it meets the needs of your business moving forward. This June, we are offering discounted business insurance programs for the hospitality industry, to save some money at this time, as well as improve your insurance program. Get in touch today to see how we can assist your company!... www.ajinsurance.com.au [email protected] 0404 061 995

03.01.2022 Delivery day! Grab an AJ Insurance Services pen at your next meeting with Joe

02.01.2022 *** CALLING ALL TRADIES *** contact us to save money on your BUSINESS INSURANCE!!! Highly experienced brokers looking to make your life easier! [email protected]... www.ajinsurance.com.au See more

02.01.2022 This post and research by the choice group was brought to my attention today. Some of these insurers that supposedly have your best interests at heart couldnt give two stuffs when they are using fire definitions like this! I stress to everyone around me the importance of an insurance broker, where in most cases they should have knowledge of the ins and outs of these technical wordings.... This sort of thing is not in anyway discussed within the direct insurance field that these companies service and their customers are being left to foot the bill of things they never should have.

01.01.2022 All too often I hear of the additional suffering people go through after these horrific fires because they werent given any advice, or the correct advice with relation to cover on their home insurance. 70% of people are likely to need to double the cover on their home and contents insurance to be adequately covered in a total loss scenario, especially where your existing dwelling is older then 10 years. If you are going through this fire period doubting your insurance cove...r, then you absolutely must review and seek professional advice. Insurance brokers have professional tools we can use to provide proper rebuilding costs, and there are also third party surveyors that can do the same. If in doubt, PLEASE, seek out the advice of a professional insurance specialist. Not your builder mate, or gumtree for cheap solutions. Fires and other events may not be in your control, but how you get back on your feet after them absolutely is! Www.ajinsurance.com.au

01.01.2022 We live in a 24/7 world, with businesses that are important to you 24/7, so it's time your insurance broker was available to you 24/7. As a leader in the broking industry, we lead the way by announcing we can now assist with any and all claims related matters whenever they may arise. We know your business is important to you all day everyday, so we are now available to you when you need us most. ... www.ajinsurance.com.au [email protected]

01.01.2022 Home Insurance - It covers your most valued asset and all of your prized possessions within it. All your memories and many of the good and bad times in your life. The comfy place to stretch your legs and keep warm in the winter, or entertain your friends and family in the Summer. For a 3 Month Trial, we will be offering a beat it by 10% deal on your home insurance unless we are already cheaper. Our quotes will be going through Blue Zebra Insurance who are backed by Allianz an...d are major players in this space with market leading claims experience. Simply go to our website and complete the quote form on our page or send a copy of your current insurance policy to [email protected] and we will reply with a quote. www.ajinsurance.com.au/home-insurance