ASAP Lending Pty Ltd in Richmond, New South Wales | Loan service

ASAP Lending Pty Ltd

Locality: Richmond, New South Wales

Phone: +61 2 4578 6088

Address: 30 Paget Street 2753 Richmond, NSW, Australia

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 As you may have heard, over the past 12 months there has been a Royal Commission into Misconduct into Banking, Superannuation and Financial Services. On Monday 4 February, the Government released the Final Report which contained recommendations around mortgage brokers which you may have read about. You may have heard about the recommendation that customers could pay a fee for service for my services to you as your mortgage broker. The service we provide you, our valued cli...ents has not changed. My services as a mortgage broker to you, continues to be at no charge. I am a licensed professional and under the law disclose to you all fees and commissions I earn in conjunction with the work I do on your behalf. Customers are the cornerstone of our business and to put it simply, without you, we dont exist. I wanted to let you know there is no fee to use me as your mortgage broker currently. If you would like to know more about the Royal Commission Final Report or if you wish to review your finance needs please dont hesitate to call me.

23.01.2022 An end to Australias property boom will be welcome news for first-time buyers, who have struggled to break into the market after surging prices propelled Sydney past London and New York to be the second-most expensive housing market. Less impressed may be property investors, already squeezed by regulatory lending curbs that drove up mortgage rates. The cooling housing market may encourage the Reserve Bank to keep interest rates at a record low.... A rate hike would be undesirable as it would put further downward pressure on dwelling prices.

23.01.2022 Congratulations for your new home! Hope it becomes a very special place where all your dreams grow.

23.01.2022 Thousand of home loans on offer. Where do you start? We recommend starting with an obligation free appointment with our home loan specialist, Amanda. What happens in your appointment:... * Calculate your borrowing power and address your lifestyle and property goals * Compare hundreds of home loan deals to find the right one for you * Clearly explain the fees, costs and conditions associated with home loans * Answer any questions you have about the home loan process * Explain any tax obligations (if any)

22.01.2022 Call us today on (02) 4578-6088 for your free home loan health check!

22.01.2022 ASAP Lending is closed for the Easter Period & Will Reopen Monday 29th April. Happy Easter

22.01.2022 From today we will be introducing proactive measures to limit the impact of COVID-19. Remote or contactless meetings are now available, by request. The health and well-being of our clients and team is our main priority. We will be continually making changes to adapt to the situation as it unfolds:... As a standard protocol, we will screen clients for travel history, signs and symptoms. Toys, reading materials and other objects touched by clients in the waiting area have been removed. The eftpos machines used will be wiped off after every interaction to ensure your well-being. Cleaning and disinfecting public areas frequently, including door handles and chairs. Hand sanitizers will be placed in the reception/waiting area to help clients disinfect at the point of entry and exit of office. Clients are requested to arrive on time for appointments rather than too early. Our pens will be used by you and only you. They are yours to keep at the end of your meeting. We would like to work with the community during this time and are open to your suggestions so please feel free to communicate your needs to us! Please do call us if you have any concerns on 45786088.

21.01.2022 First Home Buyers (FHBs) bounce back with new stamp duty concessions, highest number in five years! ASAP Lending have seen 25% increase in FHB applications since the new exceptions started a few months ago. There were 2,426 FHBs commitments in August, which was the greatest monthly number since January 2012. FHBs accounted for 12.9% of owner occupier commitments over the month which was the highest proportion since October 2012 and up from a recent low of only 7.5% six m...onths ago. We have access to special FHB rates from only 3.69% fixed or variable. Applications can borrow up to 98% inclusive of LMI, or 100% plus costs using a family guarantor. Why rent when you can buy? Want to see how much you can borrow? Available 7 days - Call us today (02) 4578-6088

20.01.2022 This chart shows you how much Australias major banks will lend, based on your income. It shows the average loan-to-income (LTI) ratio of Australian mortgage holders is around 4.9 times, but among the major banks, the numbers vary quite considerably. ANZ leads the way and is materially higher than its competitors, with an average loan size of $624,000 at an LTI ratio of 6.3 times. ... ANZs higher LTI ratio is reflective of a recent push to grow its loan-book for residential mortgages, with a focus on the NSW market. As part of that strategy, the bank has issued a higher number of mortgages within the last two years -- around 45% of its loan-book compared to the industry average of 35%. Research from Commonwealth Bank last month showed that Sydney has the highest average loan size in Australia, with average monthly loan payments of $3,031 per month. Conversely, the lower LTI of Bendigo & Adelaide Bank reflected a focus on regional Australia, where property prices are generally lower. The survey revealed some concerning trends around the outlook for domestic consumption, with around 40% of respondents saying they had zero or negative savings rates over the past year.

19.01.2022 DAYLIGHT savings time will end on Sunday, April 1 New South Wales will need to put their clocks back one hour.

19.01.2022 From today we will be introducing proactive measures to limit the impact of COVID-19. Remote or contactless meetings are now available, by request. The health and well-being of our clients and team is our main priority. We will be continually making changes to adapt to the situation as it unfolds:... As a standard protocol, we will screen clients for travel history, signs and symptoms. Toys, reading materials and other objects touched by clients in the waiting area have been removed. The eftpos machines used will be wiped off after every interaction to ensure your well-being. Cleaning and disinfecting public areas frequently, including door handles and chairs. Hand sanitizers will be placed in the reception/waiting area to help clients disinfect at the point of entry and exit of office. Clients are requested to arrive on time for appointments rather than too early. Our pens will be used by you and only you. They are yours to keep at the end of your meeting. We would like to work with the community during this time and are open to your suggestions so please feel free to communicate your needs to us! Please do call us if you have any concerns on 45786088.

18.01.2022 Have a safe and happy Easter filled with fun, family and of course plenty of chocolate!

17.01.2022 Financial Planning at its best - Ralph is truly one of the good guys. John* can now focus on the more important things in his life because of your efforts. Good Job!

17.01.2022 The ASAP Lending team are accredited Mortgage brokers and Tax Agents/Accountants. We are offering a free Tax Return to each client that settles a new loan/refinance with us during Jan - March.

17.01.2022 Happy New Year 2018! Whether you have resolved to get fit, lose weight or get your finances in order now is the time to act. Now is the time to talk to our home loan expert, Amanda to organise a time for a consultation at no charge to review your home loan.... If you are looking for a better deal, looking to access equity to invest or renovate or simply restructure your loan to mitigate any future interest rate increases please feel free to call me on (02) 4578-6088.

16.01.2022 We want to hear from you! What would you like to see from us in your 2018 Facebook feed?

15.01.2022 Wishing all dads a Happy Fathers Day for Sunday

15.01.2022 The Reserve Bank of Australia (RBA) played nice in their last board meeting of the year and left the cash rate at the historically low rate of 1.5%. This should be perceived as good news. The low cash rate has helped keep the cost of borrowing at very affordable levels. Call us today on (02) 4578-6088 to see if we can help your property dreams come true!

13.01.2022 What Sydney prices looked like 40 years ago when Bankstown was more expensive than Leichhardt. The 1970s was also a time when houses in Bankstown were more expensive than in Leichhardt. In 1977 the median price for a three-bedroom cottage was $32,500, compared to $28,000 for the same type of home but 15 kilometres closer to the city. ... But thats not the only surprise. Property values and suburb hierarchy has changed a lot in Sydney in 40 years. In 1977 it was more expensive to buy a house outside of Sydney, in Wollongong ($42,500), than in Marrickville ($37,000) or Darlinghurst ($35,000). In fact, Strathfield was the priciest area in Sydney. A three-bedroom house cost a dear $65,000, just beating the now highly desirable locations of Gordon and Mosman localities to the punch. Its a far cry from the experience homebuyers face today, where the closer the suburb is to the CBD the more expensive house prices tend to be.

13.01.2022 Courage, bravery, strength. These are all aspects of soldiers that have paid the ultimate sacrifice. We thank you.

13.01.2022 Hippity Hop! Easter is on its way Happy Easter from all of us at ASAP Accounting & Taxation

13.01.2022 Need a financial adviser? You know a guy.

12.01.2022 APRA keen to step back from investor lending restrictions! Restrictions placed on investors were only meant to be temporary, APRAs chairman said, as the restrictions might have unintentionally caused additional profits for the big four banks. Macroprudential measures were introduced in 2015 as a response to growing fears that the Australian mortgage market was becoming imbalanced.... Little indication has been given since then about how long these constraints will be in place. Now APRA says that it would like to start scaling back its intervention, provided that banks can continue to lend responsibly.

09.01.2022 We are super proud of our in-house Financial Adviser Ralph. Fantastic Effort and to pass and on your first attempt is incredible.

08.01.2022 BREAKING NEWS: The RBA has cut the official cash rate, taking it down to a record low of just 0.1%. With our panel of more than 32 lenders, we have great visibility over who will pass on the rate cut. We compare over 3,000 loan products to find the right one for you.

08.01.2022 ASAP Lending will be closing Friday 22nd December & Reopening Monday 8th January. We hope you and your family enjoy a merry and safe Christmas and that 2018 brings you happiness and prosperity!

07.01.2022 Sydney continues to hold the line but huge test awaits! Thank you for the information Dr Andrew Wilson. Sydney recorded yet another sturdy auction clearance rate at the weekend with the local market showing remarkable resilience following the recent trend of declining buyer activity Sydney reported a clearance rate of 70.4% on Saturday which was higher than the 68.4% recorded over the previous weekend but still well below the 80.0% reported over the same weekend last year.... Saturdays result was the highest recorded by the Sydney market since the beginning of spring on September 9. Auction numbers were lower at the weekend with 663 homes listed to go under the hammer compared to the previous weekends 725 but higher than the 629 auctioned over the same weekend last year. The recently reviving Sydney market will be well and truly tested next weekend with over 1000 homes likely to be auction listed.

05.01.2022 Were going on a bear hunt... Let us know if you see Mrs Val?

04.01.2022 6 Oct 2019 - Daylight Saving Time Starts Sunday, 6 October 2019, 2:00:00 am clocks are turned forward 1 hour.

04.01.2022 We're going on a bear hunt... Let us know if you see Mrs Val?

02.01.2022 The First Home Buyer Loan Deposit Scheme. The First Home Loan Deposit Scheme is a new initiative of the Australian Government to support eligible first home buyers purchase a home sooner. You can still only borrow as much as your income allows, but it does mean that you do not need to pay lenders mortgage insurance because you do not have a 20% deposit.... It does this by providing a guarantee that will allow eligible first home buyers on low and middle incomes to purchase a home with a deposit of as little as 5 per cent. The Scheme will support up to 10,000 loans each financial year, starting from 1 January 2020. We dont have a lot of information as yet, so please refer to the website via the link below. We will keep you updated as we here more. If you do not receive emails from us, please ensure that you put your email in the comments below so we can keep you posted. https://www.nhfic.gov.au/what-we-do/fhlds

01.01.2022 Call us today for your free Home Loan Check.