Loans Direct in Ashwood, Victoria | Mortgage brokers

Loans Direct

Locality: Ashwood, Victoria

Phone: +61 3 9819 4656

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25.01.2022 Rate forecaster for the month of September!

24.01.2022 Tips to manage your spending!

24.01.2022 8 Factors That Can Affect Your Home Loan Eligibility 1. Proof of Regular Income 2. Borrowers Age... 3. Credit History 4. Loan Tenure 5. Job stability 6. Documentation 7. Previous home loan application rejection 8. Inadequate Income Tax Returns Read more here: https://www.loansdirect.com.au/8-factors-that-can-affect-y/

23.01.2022 Steps to follow to get your home loan!

23.01.2022 How to choose the suitable home loan in Australia

22.01.2022 https://www.loansdirect.com.au/why-you-should-keep-your-fi/

21.01.2022 Top 10 Tips to Get Best Commercial Property Loan 1. Prior Research 2. Discuss with Lenders 3. Complete Loan Application... 4. Get a Credit Report 5. Smartly Negotiate the Interest Rate 6. Inquiry for Additional Fees 7. Tax Documents 8. Financial Statements 9. Project your Business Professionally 10. Communicate Your Adviser Regularly See more

20.01.2022 Wondering how and where to get personal loans? Read here! https://www.loansdirect.com.au/loans-for-you/personal-loans/

20.01.2022 There are many home loan professionals available in Australia to help customers to find major savings on their mortgage. Are you curious to know about the cheapest home loan rates available across the industry? If so, then you should get in touch with a home loan expert!

20.01.2022 Calculate your car loan here! www.loansdirect.com.au/car-truck-loan-calculator/

19.01.2022 Ever wondered how a credit history is calculated? See this and prepare yourself accordingly!

19.01.2022 Read more about it here! https://www.loansdirect.com.au/before-deciding-to-refinanc/

16.01.2022 Getting your home loan? Use our home loan calculator to compare loans! http://www.loansdirect.com.au//home-/home-loan-calculator/

16.01.2022 Scott Morrisons first-home buyers scheme unpopular and problem-plagued - The New Daily #housing affordability fix loansdirect.com.au

15.01.2022 Understand Interest Only Loans Pros 1. Reduced repayments ... 2. Tax benefits 3. Gets easier to buy a property Cons 1. No planning means you are sure to experience financial setbacks 2. More Interest 3. No Equity Read more about this here: https://www.loansdirect.com.au/any-idea-about-pros-cons-of/

14.01.2022 6 Common Mistakes Home Buyers Should Avoid 1. Not having any guarantor or a deposit 2. Not consulting a mortgage broker... 3. Not doing your homework 4. Not borrowing up to your limit 5. Not estimating the property cost 6. Not choosing a conveyancer Read more at: http://www.loansdirect.com.au/6-common-mistakes-home-buyer/

13.01.2022 4 Must-Dos Before Buying A Home 1. Know The Motivation For Buying 2. Decide The Location... 3. Know How Much You Can Afford 4. Search For A Good Value Home Loan

11.01.2022 How to get a personal loan? 1. Decide wisely what amount of loan you want 2. Always workout what you will be repaying per month. Work out your budget. This is important so that you do not financially over commit yourself. ... 3. Till how long are you prepared to take the financial burden? How long will you be repaying the loan for? 4. Know the difference between a secured and an unsecured loan. More about that on our blogs at www.loansdirect.com.au 5. Do you want a fixed loan or a variable loan? Fixed interest rates mean consistent payments and variable interest rates mean your rates change with the markets!

10.01.2022 A Budget Survival Kit for the Holiday Season! 1. First step is to make a budget plan which includes right from paying mortgages to gifts for your near and dear ones! 2. Set a cash limit for the presents and stick to it... 3. List the items you will buy and stick to the list! 4. It is good to plan and budget your luncheons and get-together s way ahead so that you can coordinate better with your guests. 5. Try doing all your shopping through cash only instead of using expensive credit cards and do a little price- compare research to save some dollars, remember the old adagePenny saved is penny earned. 6. Refrain from buying on store finance or special terms, they always end up costing you more. 7. This is the best time of the year to check your frequent flyer and loyalty points instead of using cash.So, plan in advance and work out a budget to be away from the financial strain later and enjoy every bit of this holiday season in full swing. https://www.loansdirect.com.au/a-budget-survival-kit-for-t/

10.01.2022 Contact us today so you dont face these problems!

08.01.2022 5 Benefits of buying a house 1. Home ownership encourages a healthy lifestyle and makes you more involved in the local society. 2. Even if you dont have enough money to buy the home at present then you can avail a home loan.... 3. The home value rises annually from 4% to 6%. 4. With the regular EMI payments of your home loan in Australia, you can avail the benefits associated with taxes 5. The rental money increases every year and when it comes to fixed rate home loan, the principal component, and the interest remain the same. Furthermore, you need not to worry about the interest rate fluctuation.

07.01.2022 6 Questions to Ask Your Mortgage Broker 1. How many lenders are on their lending panel? 2. Which lenders do they recommend the most?... 3. What type of borrowers do they serve? 4. What fees do you need to pay to obtain a loan? 5. What additional features you will get with your loan? 6. How much time required for the approval of the application and for settlement? #mortgage #personalfinance #mortgagebrokers #loanofficers #financeandeconomy https://www.loansdirect.com.au/6-questions-to-ask-your-mor/ #bankingindustry #creditandlending #budget #loans

06.01.2022 How to apply for a home loan?

05.01.2022 Answers to Common Questions about Home Loans in Australia Question 1: How can you find the right interest rate? In home loan, you get two interest rate options fixed and variable interest rate. Choose fixed rate, if you are interested in knowing how much you will be paying for mortgage every month. On the other hand, if there is possibility that you can pay more than your mortgage on occasions, then it is advised to choose the variable rate. ... Question 2: How can you perform the savings for your first deposit? Depending on your income and saving capability, you can save money for the deposit within 2 years. However, the time-period in which you can save depends on your spending habits and your current expenses. Question 3: What should be the term of the home loan? You can choose the term depending on how much monthly payment you can afford. Question 4: How banks process the home loan? The process of the home loan includes inspection of applicants income by the bank to know how much mortgage you can afford. Banks will verify the evidence of your repayment capacity and will assess your home finances in order to evaluate your mortgage application.

04.01.2022 Read more about this at: https://www.loansdirect.com.au/advantages-and-disadvantage/

04.01.2022 Westpac First Big 4 To Hike Rates Westpac has become the first of Australias largest banks to increase its Standard Variable Rates and its almost certain the other Big 4 will follow. ANZ and Commonwealth Bank announced that they will also be increasing their variable interest rates.... Get in touch with one of our mortgage brokers and find out if you could be getting a better deal right now with another lender.

04.01.2022 Tips to buy a Home Loan in Falling Market 1. Know your property seller If you want to buy your property below the market value then you should know your vendor. In order to understand the reasonable market value of the property, identify for how long the property is there in the market.... 2. Set yourself a limit in auctions Many times, people get caught up in the show and makes the wrong decision. Make sure, while buying the property keep your head calm, and dont bid more than your budget. 3. Inspect numerous properties To buy the right property at the right price, do the legwork and inspect numerous properties. If you are not satisfied with the vendor asking price then dont stick to the same vendor. 4. Make sure to get pre-approval Getting pre-approval for the home loan in Australia is a wise decision. It is not sure that the lender will approve your loan or not. There are many cases when the lenders reject the home loan. To know those reasons, head over to https://www.loansdirect.com.au/tips-to-take-advantage-of-t/

03.01.2022 So what in reality does a mortgage broker does for you?

03.01.2022 Fixed or Variable home loan? Which one is better for you? You needd to know this before applying your home loan! Read more here: http://www.loansdirect.com.au/fixed-or-variable-which-home/

01.01.2022 Bad Credit History? Call us today to repair it!

01.01.2022 8 Ways to Avoid Mortgage Stress 1. Dont borrow too much 2. Make extra repayments at lower interest rates 3. Decrease your other forms of debt... 4. Have income protect insurance 5. Start an emergency fund 6. Secure a higher paying job 7. Reduce your expenses and re-evaluate your spending 8. Talk to your lender Read more here: https://www.loansdirect.com.au/how-to-avoid-mortgage-stress/