Bangladeshi Australian Community in Australia | Community group

Bangladeshi Australian Community in Australia

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25.01.2022 Wednesday, 23 September coronavirus cases in Queensland: 0 new confirmed cases 5 active cases 1,153 total confirmed cases... 1,077,563 tests conducted Sadly, six Queenslanders with COVID-19 have died. 1,124 patients have recovered. Keep up social distancing and good hand hygiene. If you are unwell, stay home and immediately call your GP or 13HEALTH (13 43 25 84) to arrange a test. Queensland borders are closed to Victoria, New South Wales and the Australian Capital Territory. #covid19

24.01.2022 Friday, 25 September coronavirus cases in Queensland: 0 new confirmed cases 5 active cases 1,153 total confirmed cases... 1,089,865 tests conducted Sadly, six Queenslanders with COVID-19 have died. 1,141 patients have recovered. Keep up social distancing and good hand hygiene. If you are unwell, stay home and immediately call your GP or 13HEALTH (13 43 25 84) to arrange a test. Queensland borders are closed to Victoria and New South Wales. #covid19

23.01.2022 Discover the pros and cons of each type of home loan: There are literally hundreds of home loans available, with new products emerging all the time. A professional Mortgage Broker can recommend a loan for your particular needs, help you to complete the paperwork, professionally package it with your supporting documents and submit it to your chosen lender. If you want to do some homework first, pop your details into the clever loan option tool or work out monthly or fortnightl...Continue reading

23.01.2022 A NSW man was handed a criminal conviction and fined $1,500 yesterday after claiming false work-related expenses on his tax return The bank exec claimed more... than $15,000 in travel expenses for ‘overseas conferences’ even though he hadn’t left the country that financial year! If you’re thinking of claiming work-related deductions, remember to follow the three golden rules: You must have spent the money yourself and weren’t reimbursed It must directly relate to earning your income You must have a record to prove it. To find out more about the case and why it’s important to double check your claims, head to www.ato.gov.au//Case-s/Tax-crime-prosecution-case-studies/

22.01.2022 Sunday, 27 September coronavirus cases in Queensland: 1 new confirmed case - overseas acquired and in hotel quarantine 8 active cases 1,157 total confir...med cases 1,097,964 tests conducted Sadly, six Queenslanders with COVID-19 have died. 1,141 patients have recovered. Keep up social distancing and good hand hygiene. If you are unwell, stay home and immediately call your GP or 13HEALTH (13 43 25 84) to arrange a test. Queensland borders are closed to Victoria and New South Wales. #covid19

21.01.2022 Wednesday, 30 September coronavirus cases in Queensland: 0 new confirmed cases 5 active cases 1,157 total confirmed cases... 1,110,992 tests conducted Sadly, six Queenslanders with COVID-19 have died. 1,142 patients have recovered. Keep up social distancing and good hand hygiene. If you are unwell, stay home and immediately call your GP or 13HEALTH (13 43 25 84) to arrange a test. Queensland borders are closed to Victoria and New South Wales. #covid19

21.01.2022 Is it a good time to buy a house?

21.01.2022 The truth about the real costs of borrowing - don't get caught short! Many borrowers I work with don't have a clear picture of the upfront costs they may be up for when taking out a home loan. As well as loan application fees, there are settlement fees, stamp duty, mortgage insurance and more. Some of these can be added to the loan amount, but sometimes doing this can push you into a higher mortgage insurance bracket, resulting in even more fees! Knowing your fees is the firs...t step, knowing how to manage them is the next. Have a look at my quick guide to knowing your costs. https://www.mortgageaustralia.com.au/.../borrowingcosts.pdf See more

17.01.2022 Tuesday, 22 September coronavirus cases in Queensland: 0 new confirmed cases 16 active cases 1,153 total confirmed cases... 1,072,684 tests conducted Sadly, six Queenslanders with COVID-19 have died. 1,124 patients have recovered. Keep up social distancing and good hand hygiene. If you are unwell, stay home and immediately call your GP or 13HEALTH (13 43 25 84) to arrange a test. Queensland borders are closed to Victoria, New South Wales and the Australian Capital Territory. #covid19

16.01.2022 Mistakes to avoid when purchasing a property: Your home is probably the biggest purchase of your life. It makes sense that you should give this decision the attention it deserves, and do your homework. Why then, do so many people get it wrong? Searching without getting finance approval...Continue reading

14.01.2022 Tuesday, 29 September coronavirus cases in Queensland: 0 new confirmed cases 8 active cases 1,157 total confirmed cases... 1,104,203 tests conducted Sadly, six Queenslanders with COVID-19 have died. 1,141 patients have recovered. Keep up social distancing and good hand hygiene. If you are unwell, stay home and immediately call your GP or 13HEALTH (13 43 25 84) to arrange a test. Queensland borders are closed to Victoria and New South Wales. #covid19

13.01.2022 Thursday, 1 October coronavirus cases in Queensland: 0 new confirmed cases 4 active cases 1,157 total confirmed cases... 1,116,750 tests conducted Sadly, six Queenslanders with COVID-19 have died. 1,143 patients have recovered. Keep up social distancing and good hand hygiene. If you are unwell, stay home and immediately call your GP or 13HEALTH (13 43 25 84) to arrange a test. Queensland borders are closed to Victoria and hotspots in New South Wales. More info: https://bit.ly/3l0n5QV #covid19

12.01.2022 Monday, 28 September coronavirus cases in Queensland: 0 new confirmed cases 8 active cases 1,157 total confirmed cases... 1,099,835 tests conducted Sadly, six Queenslanders with COVID-19 have died. 1,141 patients have recovered. Keep up social distancing and good hand hygiene. If you are unwell, stay home and immediately call your GP or 13HEALTH (13 43 25 84) to arrange a test. Queensland borders are closed to Victoria and New South Wales. #covid19

12.01.2022 Introducing the new home building methods that can save you a lot of time and money. In the past, prefabricated houses would connote images of tackiness and shipping container living, but prefab housing is now enjoying an avant-garde revival. Today's prefab houses consist of high end materials, follow strict green building practices and are designed by leading architects. Often they have substantially better thermal ratings than brick homes, meaning they actually cost a lot l...ess to heat and cool. Some new builders even start with a traditionally built lower floor, then build a prefabricated second floor, being less expensive and much faster than building a standard two-storey home. To find out more, download my short introductory PDF article to this style of home that is growing in popularity - Absolutely Prefabulous. https://www.mortgageaustralia.com.au//absolutelyprefabulou See more

11.01.2022 Business owners: Is your business enrolled for JobKeeper payments? You may be able to nominate an eligible business participant as well one (and only one) ind...ividual who’s not an employee but is actively engaged in the operation of your business and is: a sole trader a director of, or shareholder in, a company a partner directly involved in a partnership an adult beneficiary of a trust (who is not the trustee) Find out more at https://www.ato.gov.au//Eligible-business-participants-fo/

11.01.2022 Australians are enjoying the lowest interest rates in history. It is no coincidence that the growth of the Mortgage Broking industry has forced the big banks to compete for your business by lowering their interest rates. Without us, everyone will be paying more for their home loans. https://www.afgonline.com.au/broker/keep-competition-alive/

11.01.2022 Summer is almost here so it's the perfect time to give your finances a spring clean. Whether you're looking to consolidate credit card debt, renovate your home or purchase your new car, our team can help give your finances a spring clean. Our partners offer a fast, simple, online application process and access to funds typically within 48 hours. Don't delay, get in touch today!

11.01.2022 Wednesday, 13 January coronavirus cases in Queensland: 0 new locally acquired cases 2 overseas acquired cases - detected in hotel quarantine 26 active c...ases 1,283 total cases 1,642,210 tests conducted Sadly, six Queenslanders with COVID-19 have died. 1,245 patients have recovered. Anyone who has been in Greater Brisbane since 2 January must carry a mask at all times and wear it in indoor venues unless an exemption applies. Keep up social distancing and good hand hygiene. If you are unwell, stay home and immediately call your GP or 13HEALTH (13 43 25 84) to arrange a test. Please check the Queensland Health website for testing locations near you: http://bit.ly/QLDfeverclinics #covid19

08.01.2022 Mortgage holders may be reluctant to make moves in the property market right now, but plenty are interested in making moves with their home loan. The AFG Mortgage Index indicates around 35% of new home loans were due to refinancing. At the same time, a survey for Ernst and Young by Quantum Market Research found 65% of borrowers were looking to be rewarded for loyalty with lower fees and better rates. However, a third of potential switchers admitted they gave up because there ...Continue reading

08.01.2022 Discover how to turn your home equity into a better retirement for you. If you have equity stored away in your home, now could be the perfect time to tap into it for an investment property. Equity is simply the difference between the value of your home and what you owe on it. If you have a property valued at $500,000 and owe $200,000 on it, you have $300,000 equity available. There are a few reasons why the time is ripe for home owners to scout out an investment property. Fir...Continue reading

07.01.2022 Do you know what your credit record says about you? Have you ever actually seen it? For many borrowers, it can be quite a surprise to learn that a few blotches have appeared over the years on their credit history report. Unfortunately, many are blissfully unaware until they apply for a home loan. Once your application has been lodged, it can be tricky to challenge your credit report and prove your worth to the lenders. Don't let this happen to you. Enrol in boot-camp today... and get your credit record in shape - and the good news? You won't need to squeeze into the Lycra and start counting calories. 1) Review your credit record The first step is to get your hands on a copy of your credit history report. This can usually be done through your mortgage broker, or by directly contacting a Credit Reporting Body. There are quite a few companies who can provide your credit report to you, but the national bodies are: Veda, D&B, and Experian. 2) Challenge any discrepancies or misunderstandings If you think that there's a discrepancy on your credit history report, you can challenge these. The first step is usually to contact the company who added the incorrect information to your report, and see if they can amend it. Failing this, you can dispute the discrepancy through a Credit Reporting Body. 3) Be honest It pays to be upfront with your lender about anything on your credit report that could impact your ability to borrow. Most lenders are fairly strict, but some will take into account your explanation credit issues, and the steps you took to resolve them. 4) Cut down debt and credit Before you apply for a loan, try to reduce the amount of credit card debt - and also available credit that you have. Some borrowers are surprised to learn that a credit card with no debt owing at all - but with a high limit, can have an impact when being assessed for a loan. Try to reduce your limits wherever possible, or if you don't really use the card then consider cancelling it. 5) Know your finances Come to the first meeting with your lender or broker, prepared to explain your budget, expenses, income and your capacity to repay the loan. It's also important that you can demonstrate savings, as most lenders will require at least 5% of the purchase price in order to approve a loan. When it comes to the deposit, the more you can pay upfront, the greater your chances of being approved for a loan. If you can put down 20%, you will remove the need for Lenders Mortgage Insurance (LMI) which could represent significant savings for you. See more

06.01.2022 Australia has once again become a nation of savers. No longer is debt de rigeur. In this post-GFC era we prefer to play it safe with lower levels of debt and are looking for ways to be debt-free faster. Savvy savers are making the most of low interest rates and their savings by maximising offset accounts. An offset account is essentially a savings account that is linked to a loan account. Instead of earning interest on your savings deposit, the funds are used to offset the lo...Continue reading

05.01.2022 My top 7 Tips for Buying Off The Plan New home sales are back on the rise, fuelled in part by many investors and owner-occupiers buying off the plan. The concept is straightforward: put up a deposit (usually 10 per cent) to help the developer fund construction and pay the balance when the build is complete. Apartments are now springing up at a rapid rate in capital cities and popular holiday locations with the confidence that property prices will rise, handing buyers a tidy...Continue reading

02.01.2022 Australia’s comeback continues. Today's positive jobs numbers highlight the #COVIDSafe recovery is firmly underway. 178,800 jobs gained back in October brings the total since May to 648,500 jobs. 75 per cent of the jobs lost due to #COVID19 have now returned.

01.01.2022 Thursday, 24 September coronavirus cases in Queensland: 0 new confirmed cases 5 active cases 1,153 total confirmed cases... 1,084,841 tests conducted Sadly, six Queenslanders with COVID-19 have died. 1,125 patients have recovered. Keep up social distancing and good hand hygiene. If you are unwell, stay home and immediately call your GP or 13HEALTH (13 43 25 84) to arrange a test. Queensland borders are closed to Victoria, New South Wales and the Australian Capital Territory. #covid19

01.01.2022 Six Steps to becoming mortgage-free - Step 4: Offsets and Redraws Would you like to cut your mortgage by years and pay less? What if you could get your mortgage all wrapped up in record time, and spend more time doing the things you love? Well, there are six steps you can take now, which will make a real difference to the time it takes to pay off your loan. You could be mortgage-free sooner than you think. In the past weeks, we looked at Step 1: choosing the best loan, Step... 2: changing your repayment frequency, and Step 3: Pay more to pay early. Today, find out how offset accounts and redraw facilities can help you move quickly towards losing that mortgage forever. Step 4: Offsets and Redraws Do you have a savings account that you use to put money away for a rainy day? You might be surprised to learn that this can save you money on your home loan - even if you keep the money in savings. This is commonly referred to as an offset account. Many lenders offer a 100% offset account which, when linked with your mortgage, can dramatically reduce the interest that you pay on your loan. The reason for this, is that the savings 'offset' what you owe, and you're only charged interest on your loan amount - minus your savings. This can have a significant impact on your loan in the long term. For example, if you have a loan of $400k, and keep $30k in an offset account, you could save over $150k in interest over the life of your loan. Another handy mortgage feature to look out for is a redraw facility. This allows you to make extra repayments on your loan whenever you want, but gives you the flexibility of taking that additional money back in the future if your plans change. By taking advantage of offset accounts and redraw facilities, you can take control of your financial goals today, and pay your loan off sooner. Want to escape your mortgage as soon as possible? Stay tuned for Step 5: Don't take candy from strangers. See more