Base Finance in Caulfield, Victoria, Australia | Mortgage brokers

Base Finance

Locality: Caulfield, Victoria, Australia

Phone: +61 418 112 131

Address: 359 North Road 3162 Caulfield, VIC, Australia

Website: http://www.basefinance.com.au/

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 Brexit, election and a neighbourhood café review July Monthly Newsletter - http://eepurl.com/b8DeS5

25.01.2022 My take on "off the plan" and a great café review

24.01.2022 Have fun over the holidays!!!

24.01.2022 Is it a bubble or is this going to continue?

24.01.2022 My monthly newsletter. Note RBA rate cut to low of 1.75%.

23.01.2022 http://www.mortgageandfinancehelp.com.au/credit-adviser-or-

22.01.2022 Have a read of my latest blog post: http://www.basefinance.com.au/mortgag/power-offset-account/

20.01.2022 CHANGE OF LENDING POLICY: This is only the beginning so expect other banks to follow. ING have immediately stopped interest only for owner occupier loans that are fixed. Interest only loans for your houses are literally on borrowed time. Do not expect to have this option when your interest only period next finishes.

20.01.2022 Enjoy my April newsletter #therailcafe

18.01.2022 Some good last minute ideas...

18.01.2022 Pretty simple hey?

16.01.2022 A few FREE games to do with the family today

16.01.2022 Business or friends or family, is this how you operate?

16.01.2022 Affording a place in Potts Point is now a reality (if you like to camp in a $264k parking spot!)

15.01.2022 One broker meeting = meeting ~40 banks!!!

14.01.2022 Banks are really starting to pull back on investment lending. This came out from BankWest yesterday. Will others follow?

13.01.2022 Banks are now starting to increase rates for the first time in a while. Specifically Fixed Term, Interest Only and Investor rates as well as some Variable. **Please contact me to discuss how I can help you navigate through this unsettled time** My personal view:... Do I think the cash rate is going up? No! I agree the long term sentiment might have changed. However, in Australia, inflation is at the lower end of the RBA's target and recently a negative quarter in GDP was announced (only the 4th negative qtr in the last 25 years!) These 2 indicators suggest there is no way the RBA will increase rates in a hurry. Banks get their funding from a number of sources and as sentiment changes, their funding costs are going up and in turn pass this on as higher rates to mortgage holders. As a consequence, long dated Term Deposits are likely to increase slightly as a means for banks to fund their loan book (albeit from historically low rates). All in all, if I told someone in 1991 they would be paying 4% for a home loan they would have thought I'd left off the '1' as in 14%! Rates are still at all time lows and even 0.25% more is absolutely nothing as long as you didn't borrow more than you can afford. Unfortunately, I worry some people are exposed to the point that 0.25% could really hurt them. Again more reason why given the RBA's prudent stance, they would be very nervous to start increasing rates. ***If you would like to subscribe to my monthly newsletter, email me on [email protected]*** See more

13.01.2022 Not sure I agree with all the rules...

11.01.2022 Time to set some goals for 2015

11.01.2022 Let me help you get off to a good start in 2017 with better rates on your current home loan. Call me on 0418 112 131

10.01.2022 This article is a good reminder that the market can go down, although for those of you looking to buy it doesn't feel that way!

09.01.2022 Some money saving ideas for the new year

08.01.2022 some helpful tips

08.01.2022 Rate Cut 0.25%. Good news for those with mortgages! Olympic preview edition!

07.01.2022 RBA has reduced rates to record lows! Most, but not all banks have followed. At Base Finance we keep our ears to the ground to hear what's going on. Get in touch with me to have a chat, and I sure we can find a great deal.

06.01.2022 He may have lost his job but he's doing ok

04.01.2022 First home owner grant to double to $20k for those in the country. It's only for new properties. This is a terrible idea. Developers and corrupt politicians will be the only ones profiting out of this.

04.01.2022 http://www.thesimpledollar.com/little-steps-100-great-tips/

04.01.2022 Some Boxing Day shopping advice

02.01.2022 I am always asked about offset accounts. Here is some information:

01.01.2022 New year....time to get onto your 'to do' list