Becky Baker in Jimboomba, Queensland | Loan service

Becky Baker

Locality: Jimboomba, Queensland

Phone: +61 492 820 630

Address: Mundoolun Road Jimboomba, QLD, Australia

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Likes: 162

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• Financial service
• Loan service

24.01.2022 Why use a Broker? Exclusive deals Many lenders, particularly those offering #specialist #mortgage products, operate solely via #brokers. As such, these #lenders are able to offer #exclusive #deals to their customers. Not only does this mean you’ll have access to an even wider range of lenders and deals than if you’d have conducted your mortgage search solo, you’re in an even better position to secure the #best #rates for your #unique #situation. Contact me to discuss what opt...ions are available for you! #local #home #loan #save #interest #Jimboomba #Beaudesert #Logan #Village #Flagstone #New #Refinance #Business #Commercial #SMSF #Low #Deposit #First #Home #Owners #Grant #FOG See more

22.01.2022 Why use a Broker? Expert Advice Unless you have in-depth knowledge and experience in the field, knowing where and how to start your #mortgage hunt can be very overwhelming; this is where a #broker can be invaluable. Brokers can explain to what deals are available, discuss the pros and cons of each, and advise you on what they feel the most appropriate option is for you. They are also useful in steering you away from #lenders with sneaky #payment #terms buried within their mor...tgage #contracts. What’s more, working with a broker helps reduce the risk of damaging your #credit #history as a result of declined mortgage #applications, because they will use their expert knowledge to suggest the providers most likely to lend. Feel free to contact me with any questions you may have! #Home #Loans #Refinance #House #and #Land #Business #Commercial #SMSF #Lower #Interest #Rate #Fixed #Variable #Jimboomba #BrookHaven #Flagstone #Greenbank #Mundoolun #Southeast See more

20.01.2022 Feeling special - just received this lovely gift from a beautiful client for helping her get a car loan last week! I love what I do!

17.01.2022 Why use a Broker? Convenience Last but not least, convenience. Seeking out and applying for a #mortgage is a laborious process if you do it alone, but working with a #broker means that you will #save a huge amount of #time and #legwork. Rather than conducting your own research and filling in #application after application, working with a broker means that, typically, you only need to provide your information to them once - and they’ll take it from there. Let's get started, co...ntact me today! #local #home #loan #interest #Jimboomba #Beaudesert #Logan #Village #Flagstone #New #Refinance #Business #Commercial #SMSF #Low #Deposit #First #Home #Owners #Grant #FOG See more

17.01.2022 Hello! My name is Becky and I am a Mortgage & Finance broker. I love helping others achieve their financial dreams, so whether it is a New home, Refinance, Caravan or Car, Personal or Business Loan I would love to have a chat. My service from start to finish is free, so please feel free to call, email or message me. Chat soon!

16.01.2022 Why use a Broker? Whole-of-market comparison Having connections with such a huge pool of providers means that we can assess and #compare the most #competitive #mortgage products and deals available, with your specific circumstances and needs in mind! What’s more, working with a reputable #broker means that you have access to the most up to date deals, as soon as they become available. So contact me today and see how I can help!... #local #home #loan #save #interest #Jimboomba #Beaudesert #Logan #Village #Flagstone #New #Refinance #Business #Commercial See more

14.01.2022 Why use a Broker? Access to specialist lenders If you find yourself in a #difficult or #unique situation, for example, you have a history of adverse #credit or are seeking a #mortgage on a unique #property type, the chances are your #bank or building society won’t give you the time of day. Whole-of-market brokers have access to hundreds of specialist mortgage providers covering almost every niche you can think of - even for those who’ve suffered severe cases of #bad credit. T...his means that, even if you’ve been declined a mortgage previously, a broker will not only be able to seek out willing #lenders, they will also identify the one with the #best #rates given your circumstances. Contact me today and find out what options are available to you. #Loans #Home #Finance #Jimbooma #Flagstone #Yarrabilba #Beaudesert #ScenicRim #SouthEast #Commercial #SMSF #Business #Self #Employed #Contract #Casual See more

13.01.2022 The cash rate decision for May has been announced by the RBA with the rate unchanged at 0.25%. The Bank has previously signalled it considers the current rate to be the floor, with many analysts predicting it will remain at this level for some time as the economy recovers from the impacts of COVID-19. Since the RBA announced a .25% emergency cut on 19th March reducing rates to their current level, many lenders have adjusted their own rates.... I can help review your situation to ensure you have the right loan for your circumstances, by drawing on a wide panel of lenders offering loans with great features, low fees and competitive interest rates. If you'd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please don't hesitate to get in contact with me.

12.01.2022 $25,000 Home Builder Grant! Don't Rush in... The federal government has announced that a $25,000 grant will be available to owner-occupiers substantially renovating or building a new home from 4 June to 31 December 2020, after it unveiled its new $688-million Home Builder package.... A national price cap of $750,000 has been set for new home builds, and a renovation price range of $150,000 to $750,000 will apply to renovating an existing home with a current value of no more than $1.5 million. Those building a new home must also commence construction within three months of the contract date. The grants will also be means tested, with the government setting income caps of $125,000 for singles and $200,000 for couples. An applicant’s eligibility will be based on their latest assessable income. With any scheme like this that has a time limit there is always the element of panic to jump straight in to make sure you don’t miss out. However, you need to make sure that just to get an additional $25k in a grant you don’t compromise quality & workmanship. There are many builders out there doing the right thing and building terrific houses. Consumers just need to make sure they do their due diligence. You also need to make sure you are getting good financial advice at the very start to make sure this is all going to work for your individual circumstances. Personal message me if would like to go over your finance options and start planning your new home!

10.01.2022 The cash rate decision for June has been announced by the RBA with the rate unchanged at 0.25%. The Bank withstood calls for further reductions, with some commentators suggesting negative interest rates remain a future possibility. Whilst the RBA will be mindful of concerns around the rising value of the Australian dollar and its impact on exports, reductions in property prices and uncertainty around employment post JobKeeper, it stuck by its view that a rate of .25% is an ...appropriate floor. If your financial situation has been affected please get in touch so I can formulate a plan to manage your loan repayments during these unprecedented times. With lenders currently offering very competitive rates, I can help review your situation to ensure you have the right loan for your circumstances. If you'd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please don't hesitate to give me a call.

04.01.2022 The Reserve Bank of Australia has today kept the cash rate at 0.25% for the 7th straight meeting in a row. The RBA was widely predicted to reduce the rate further in October or November, although with the Federal Budget due today, the majority favoured a Melbourne Cup rate cut in November. It has previously stated that it sees a cash rate of .25% as a floor but may need to consider the merits of a further reduction against other stimulus options, if signs of a recovery fail... to emerge. Rates are at a record low and lenders continue to offer very competitive rates. I can answer your questions and look at your circumstances to make sure you're prepared for what could be coming next. This could mean refinancing or approaching your lender for a better rate. Because I do this type of work every day, I have a pretty good idea what lenders can do to win or keep your business. Please reach out to me if you have any questions as I am here to help.