Beneficial Home Loans in Leederville, Western Australia, Australia | Loan service

Beneficial Home Loans

Locality: Leederville, Western Australia, Australia

Phone: +61 8 9228 1533

Address: 1/643 Newcastle Street 6007 Leederville, WA, Australia

Website: http://www.beneficial.com.au

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24.01.2022 Many people like the idea of making home improvements, but knowing where to start can be a real challenge. This is a great read for anyone thinking about making renovations to a property or purchasing a new home that needs some work. Please call the team at Beneficial Home Loans on (08) 9228 1533 if we can be of any assistance. http://yourloanhub.com.au//borrowing-money-for-renovation/

24.01.2022 Here is a very interesting article that is worth the read, particularly for potential first home buyers. Your first home may be closer than you think and as you can see there is no guarantee that high end lend to value ratio (LVR) loans will be as readily available in the future. Call us on (08) 9228 1533 for a free consultation today.

24.01.2022 https://www.businessnews.com.au//Perth-housing-market-show

24.01.2022 http://www.smh.com.au//reserve-bank-of-australia-cuts-cash

24.01.2022 With historically low interest rates, now could be a good time to review your current home loan. This article is worth the read for anyone who might be thinking of refinancing their debts. Please call us on (08) 9228 1533 if we can be of any assistance. http://yourloanhub.com.au//three-questions-to-ask-before-/

23.01.2022 Looking to buy your first home? Or re-finance an existing mortgage you're unhappy with? Make this new financial year a great one. Give Beneficial a call and see how we can help! (08) 9228 1533

22.01.2022 An interesting and thought provoking read which provides some insight into the evolution of the property market here in Perth. Well worth having a read if you are a potential investor or just curious about what the professionals are saying about your neighborhood. If you have any questions regarding investment opportunities please feel free to call us today on (08) 9228 1533, for an obligation free chat! http://www.perthnow.com.au//74dde2fd86cbe693d5fa8027b02363

22.01.2022 An interesting article and worth the read for anyone thinking about buying property. It explores some questions that home buyers can ask themselves to get a better handle on their financial needs and capabilities. If there is anything we can help you with please feel free to call us today on (08) 9228 1533, for an obligation free chat! http://yourloanhub.com.au//ten-tips-when-buying-an-invest/

22.01.2022 http://yourloanhub.com.au//what-to-consider-when-buying-a/

19.01.2022 Working for yourself can provide flexibility and opportunities that are hard to find in other forms of employment, however when it comes to seeking finance it can present some unique challenges. Call us today for a free consultation and let us lift the veil on what is in involved in obtaining finance for a self-employed applicant. ... http://yourloanhub.com.au//finding-a-home-loan-when-youre/ See more

19.01.2022 Daniel Casey. Assistant Broker

17.01.2022 A very interesting article which sheds some light on the different housing markets around the country. https://www.domain.com.au//capital-city-house-price-growt/

16.01.2022 http://www.smh.com.au//rba-keeps-rates-on-hold-again-20140 Something well worth keeping an eye on if you are considering investing in property or purchasing a home. Have a chat to one of our friendly and experienced brokers today on (08) 9228 1533 and have a chat about what this actually means for your financial goals.

15.01.2022 http://yourloanhub.com.au//what-you-need-to-know-about-re/

14.01.2022 Happy New Years from Beneficial Home Loans! Looking to buy your first home? Make it your New years resolution to give Beneficial a call and see how we can help!

13.01.2022 http://www.domain.com.au//perths-most-affordable-suburbs/

13.01.2022 http://yourloanhub.com.au//how-to-add-maximum-value-with-/

11.01.2022 Happy New Year from the team at Beneficial Home Loans! As 2015 gets underway its a great time to explore new investment opportunities or review your existing commitments and make sure you're not paying too much. Call us today for a free consultation and lets see if we can achieve these goals together! (08) 9228 1533

10.01.2022 Fixed, variable, split find the right fit for you In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may... save you time and money on your mortgage. Here is some information to help you choose the repayment structure that works best for you. Variable rate loans Variable interest rate loans are all about flexibility. Essentially, with a variable rate loan, the interest rate moves up or down as the market moves. This means your loan repayments may also change month-to-month. If the interest rate drops, then your repayments may drop as well. However, in the event of an interest rate rise, your repayments could also increase. Many variable rate loans come with additional features, which can reduce the amount of interest paid over the life of the loan. For example, a variable rate loan with a 100% offset arrangement links your loan account to your savings account. Any funds held in your savings account are offset against the borrowed amount, reducing the interest you have to pay. Many variable rate loans offer flexibility in terms of increased payments, allowing you to pay off your loan faster if you have additional funds available. Fixed rate loans A fixed rate loan is one where the interest rate is fixed for a limited period, and immune from any movements in the market. The most popular choices are three and five-year fixed interest loans, although options ranging from one to ten years are available. Fixed rate loans allow you to make steady, regular repayments. Theyre great for borrowers on strict budgets, or if youre entering into a mortgage at a time when interest rates are likely to rise. In the event of a drop in interest rates, being locked into a fixed rate may mean your repayments are higher than they otherwise would be. Its also worth noting that breaking a fixed rate loan can potentially cost thousands of dollars in fees. Additionally, many banks will charge you a fee for making extra payments towards the loan during the period it has been fixed. Split rate loans a foot in each camp A split rate loan is when you break your mortgage into two loans one with a fixed rate and one with a variable rate. Its something of an each-way bet. A split loan offers borrowers protection from rate rises (with the fixed portion of the loan) alongside the advantage of rate drops (with the variable portion of the loan). Most banks will allow you to split your loans from the outset, without having to pay for two separate loan applications. Choosing the right kind of loan depends on your personal situation, earning capacity and long-term goals for your property. Speaking with a mortgage broker can help you to figure out the best way forward, and could help you save money along the way. Please call me to discuss

06.01.2022 https://au.finance.yahoo.com/news/798497-220715204.html

04.01.2022 An interesting article that's well worth the read for those among us considering purchasing a property. Feel free to call one of our experienced and friendly brokers today on (08) 9228 1533. https://au.news.yahoo.com//perth-houses-cheapest-in-13-y/

04.01.2022 http://www.smh.com.au//charted-why-the-rba-cut-rates-20150 We have all heard a lot about the recent rate cut and what it means for our economy. While it is important to take a look at the big picture many people are wondering what it means for us as individuals and families. Give Beneficial Home Loans a call today and we can assess how your current financial commitments and any future financial aspirations you might have could be affected by this change to rates. (08) 9228 1533.

03.01.2022 A very interesting read and perhaps a snapshot into the future of the Perth property market. http://www.perthnow.com.au//fb75cd088bc1186db42ddf87033ea3

02.01.2022 Looking for a home loan? Dont go straight to your bank, they might not have the best product to suit your needs. Beneficial Home Loans could save you thousands over the life of your loan by comparing hundreds of products from over 25 lenders. ... Give us a call on 9228 1533 for a free consultation today!

01.01.2022 A good read for all current and future home owners. For an obligation free chat about this article or to discuss any other questions regarding your finances, please call us today on (08)92281533. http://yourloanhub.com.au//smart-tips-for-paying-off-your/