Berrill & Watson in Moonee Ponds, Victoria | Lawyer & law firm

Berrill & Watson

Locality: Moonee Ponds, Victoria

Phone: +61 3 9448 8048

Address: 650 Mt Alexander Road 3039 Moonee Ponds, VIC, Australia

Website: https://www.berrillwatson.com.au/

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23.01.2022 When it’s you versus an insurance company, we’ll never give up and we encourage the same for you. We are the Super Lawyers. We’re up against the insurance companies every day and we won’t stop until we’ve secured everything you deserve.... TPD physical injury claims TPD mental illness claims Income protection claims Death & terminal illness claims When you work with a Super Lawyer, you can be guaranteed we’ll be with you every step of the way. https://lnkd.in/db_dVd7 #SuperTPDClaims #TPDClaims #IncomeProtectionClaims #SuperDeathBenefits #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

22.01.2022 Has your Business Interruption Insurance claim, due to COVID-19, been rejected? Many business owners have had their business interruption insurance claims rejected by their insurers or have been told that their policy doesn’t apply if the loss to their revenue or profit arose because of the COVID-19 pandemic. We believe this is misleading and/or inaccurate.... Berrill & Watson in collaboration with Gordon Legal is currently investigating the potential to make claims, including the potential for a class action claim, on behalf of business owners in relation to their business interruption insurance. Register your interest now and we will be in touch with further details. https://bit.ly/35TIKWc #BusinessInterruptionInsurance #BIIClassAction #ClassActions #InsuranceLawyers #InsuranceLaw #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #BusinessInterruptionInsuranceClassAction

19.01.2022 Rejection of certain ‘business interruption’ insurance claims have been unlawful, NSW Supreme Court of Appeal finds. This result means that thousands of businesses who have had their claims for business interruption due to the COVID-19 pandemic rejected, may actually be entitled to cover. Berrill & Watson principal John Berrill said the judgement was a "win" for thousands of small- and medium-sized businesses that have lost income as a result of lockdown restrictions this yea...r. "The sorts of businesses that do have business interruption and need it are public-facing, so cafes, restaurants, gymnasiums, dance studios." If you have attempted to claim on your business interruption insurance and that claim was rejected, you should contact us as soon as possible for a free assessment of your claim. 03 9448 8048 [email protected]

18.01.2022 TPD claims for people with Multiple Sclerosis Most people who are diagnosed with MS and have worked at some time during their life will be entitled to Income Protection and/or Total and Permanent Disability benefits if they stop working due to the symptoms of MS. In addition to the obvious impact of MS on your life generally, it can also impact on your work capacity. ... You may have to take time off either temporarily or permanently or reduce your hours to be able to perform your work tasks. It’s important to seek advice if you’re considering stopping work or reducing your hours. At Berrill & Watson, it costs you nothing to find out what your rights and entitlements are. Learn more about TPD and MS here. https://bit.ly/3aXNjjl #SuperTPDClaims #TPDClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

17.01.2022 People who suffer a chronic illness have potential super insurance entitlements; both through TPD and income protection. Many Australians either don’t realise they have this insurance through their Super or are unaware that it covers chronic illness. We’ve run and won many claims for illnesses like multiple sclerosis, cancer, motor neurone disease, Parkinson’s disease, chronic heart disease, fibromyalgia, depression or chronic fatigue syndrome.... If you’re suffering a chronic illness where you haven’t been able to return to work, ask us to look at your potential claim(s). It’s what we do every day and, as Super lawyers, we’re experts at it. http://bit.ly/2DfqPKu #SuperTPDClaim #TPDClaims #IncomeProtectionClaim #ChronicIllness #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

16.01.2022 Whatever you may have been told to the contrary, TPD claims ARE available for mental health conditions. A lot of people diagnosed with these often invisible illnesses can no longer work. It could include:... depression; anxiety; bipolar disorder; PTSD; schizophrenia; and many more mental illnesses What many Australians don’t know, is that they can often lodge a lump sum TPD claim through their Super or other injury/illness insurance. That’s our expertise. Let us help you navigate your way through what can be a complex and difficult process. https://bit.ly/3q4Dlng #SuperTPDClaims #TPDClaims #IncomeProtectionClaims #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

14.01.2022 How do income protection waiting periods work? Usually, when you sign up for income protection, you’re asked to choose a waiting period for benefits to kick in. The shorter the waiting period, the higher your premiums will be.... Waiting periods can have a problematic effect when making a claim though, and here’s why. http://bit.ly/37BskRs #IncomeProtectionClaims #IncomeProtectionWaitingPeriods #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

13.01.2022 Depression is a mental illness which is widespread in Australia and around the world. The impact of depression is different for each person. Some people are affected temporarily and some long term. If you’re diagnosed with depression and can no longer work due to the illness, you may be entitled to insurance held in your superannuation. ... This could include TPD benefits and/or income protection benefits. Learn more here. https://bit.ly/2FadIOV #SuperTPDClaims #TPDClaims #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

12.01.2022 If you’re on the Disability Support Pension or don’t have to look for work as part of JobSeeker, you might have a disability which qualifies you to claim insurance benefits in your super. This could be TPD benefits or income protection. It doesn’t matter if you stopped work a long time ago. You could still be eligible.... A TPD lump sum usually won’t affect your Centrelink benefits. Any income protection will count towards your Centrelink income test with the first $174 per fortnight exempt and then reducing your benefit by 50 cents in each dollar. In this video with super and insurance lawyer Tom Cobban, we talk about your entitlement to TPD or income protection benefits if you are on the DSP. https://www.youtube.com/watch?v=hBLdvXznC_g #SuperTPDClaims #TPDClaims #IncomeProtectionClaims #DisabilitySupportPension #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

10.01.2022 ‘Activities of Daily Living’ (ADL) tests have been increasingly appearing in TPD insurance policies. ADL means you can’t do 2 or more basic tasks such as bathing, dressing, feeding, toileting or getting in and out of bed. It’s much harder to qualify than a standard TPD definition and an ASIC report shines a light on the problem with the increased use of these definitions and the need for change.... http://bit.ly/2okaTmA #SuperTPDClaims #TPDClaims #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

10.01.2022 MySuper reforms came into effect in 2013 and were designed to protect super accounts of workers who had not selected a super fund but instead been defaulted to the fund choice of their employer. Under MySuper, all super funds are required to establish investment products which comply with a number of minimum requirements. One of the most important reforms is the requirement that all TPD insurance benefits now include a TPD definition consistent with the superannuation regulat...ions. This should ordinarily make it easier for a worker to satisfy and be paid a TPD benefit if they suffer and injury or illness which causes them to stop work. Learn more here. http://bit.ly/2WenbLF #MySuper #SuperTPDClaims #TPDClaims #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

08.01.2022 Have you got injury or illness insurance with your Super? Many workers can’t actually answer this because they’re simply not sure if they do or not. Working out if you have insurance for total and permanent disability in your Super, or exactly what insurance cover you do have, can be tricky. ... The starting point is that if you are working or have worked in the past, it is likely you will have disability insurance, even if you don't know about it. Read our blog to find out how to check. http://bit.ly/2qSs4MY #SuperTPDClaims #TPDClaims #IncomeProtectionClaims #SuperDeathBenefits #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

07.01.2022 How might bankruptcy affect creditors’ access to Super or disability benefits? Generally, all your assets are available to creditors but there are some exceptions. Discover more about how your Super, any TPD lump sum payments, income protection benefits, trauma or death benefits are treated if you declare bankruptcy.... http://bit.ly/2W3L9XO #SuperTPDClaims #TPDClaims #IncomeProtectionClaims #SuperDeathBenefits #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers #Bankruptcy #DisabilitySupportPension

07.01.2022 Claiming income protection payments how much are you likely to get? Income protection insurance policies pay a benefit which is equivalent to a percentage of your wages; so, it’s not a set figure. Not all policies are the same though. Your specific policy will determine how much you will be paid if you have to make a claim.... If you think you’re not being paid what your policy suggests you should, or your claim against the policy is rejected, we can help you with that. http://bit.ly/32nOdQb #IncomeProtectionClaims #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

06.01.2022 In this short video, super and insurance lawyer Tom Cobban, talks about TPD and income protection claims for people who have ceased work due to mental health issues or mental illness. Many people stop working each year because of mental health issues or illness; either permanently or temporarily. Many of them would be entitled to claim income protection or total and permanent disability insurance benefits which are held in their superannuation account.... Mental health issues or illness can take a number of forms and have a number of different causes. For a superannuation or insurance claim, what particular mental illness is diagnosed is not as important as whether or not your illness means you cannot work, either temporarily or permanently. You can claim for: depression; anxiety; bipolar; schizophrenia; schizoaffective disorders; and a number of other mental health issues, as long as you have to stop working as a result. Learn more in Tom’s video chat here. https://www.youtube.com/watch?v=AxvEW_3tBUg #SuperTPDClaims #TPDClaims #IncomeProtectionClaims #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

06.01.2022 The rules around genetic testing and life insurance have changed a few times over the years. About 10 years ago, the life insurance industry adopted a practice that they would not require life insurance applicants to do a genetic test, although they could rely on existing genetic test to decide whether to insure someone. But a big change came into effect in July 2019.... Learn more about genetic testing and life insurance in our latest blog from super & insurance lawyer John Berrill. https://bit.ly/3oyw3rh #SuperTPDClaims #TPDClaims #IncomeProtectionClaims #SuperDeathBenefits #SuperMentalHealthClaims #SuperAndInsuranceLawyers #GeneticTesting #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

03.01.2022 TPD claims after a workplace injury If you have workplace injury which requires time off work and/or medical treatment, you’ll likely be entitled to workers compensation under either your state-based scheme or the federal Comcare scheme. If that injury also means you have to stop working, you may also be entitled to TPD benefits through your super.... In most cases, TPD benefits can be paid in addition to your workers compensation benefits. But beware, accessing the TPD lump sum benefits can, under certain circumstances, impact on your workers comp benefits. So, if an injury has stopped you being able to work and that injury was in the workplace (workers compensation), it’s best to seek legal advice about how a TPD lump sum works alongside your workers comp claim. https://bit.ly/3kfAF2a #SuperTPDClaims #TPDClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

03.01.2022 WHEN TPD CLAIMS TAKE TOO LONG What can you do if the insurer, in your view, is taking too long to process your claim? TPD claims can be processed quickly or they can be delayed and seem to take forever. ... But exactly how long is too long for the insurance company to accept or reject a claim? http://bit.ly/2zrI0XH #SuperTPDClaims #TPDClaims #SuperMentalHealthClaims #SuperAndInsuranceLawyers #FreeLegalAdvice #NoUpfrontFees #NoWinNoFee #SuperannuationLawyers #InsuranceLawyers

02.01.2022 Coronavirus and Berrill & Watson Business as Usual It’s (mostly) business as usual at Berrill & Watson. We need to be sensible about how we operate to avoid taking up hospital beds because hospital beds should be for the more vulnerable in society. This means a significant amount of our staff are working from home but they are fully connected the same as if they would be if they were in the office.... Like everyone else, we will monitor the situation. So, as far as we're concerned, not all that much has changed. It may be that rather than a face-to-face meeting we discuss matters by video-conference or by telephone. Of course, if it is required that we meet with you in person we will also do that. But we will do what needs to be done to get your claim moving. If you have any queries, please do not hesitate to contact us on 03 9448 8048 (VIC) or 07 3166 9034 (QLD) or by email at [email protected] Stay safe Best regards Berrill & Watson Lawyers