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Best Choice For Finance

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16.01.2022 RBA Rate Cut - Cash Rate drops to 0.5% Latest news just in... RBA just cut official rates by 25 basis points from last month to an all time low Cash Rate of .50% effective tomorrow 4th March Now could be the perfect time to review your loan to ensure it remains most suitable for your situation.... Lenders continue to review rates independently of the RBA which is why it is so important to regularly review your loans. If you want to find out how this affects you, get a free assessment from Best Choice for Finance today using the link below: https://www.bcff.com.au/free-assessment

15.01.2022 Just Released from RBA https://www.rba.gov.au/media-releases/2020/mr-20-08.html

13.01.2022 Are you overwhelmed at the thought of going for a loan? Does the process, paperwork and tightening of credit policies leave you feeling like it’s pointless even before you’ve begun? If you could gain access to information on how a credit team reviews a loan and ways you can make your application have the highest possible chance of getting approved would you want to know? ... After starting in the Finance Industry around 20 years ago and working with several hundred clients I discovered that most people regardless of their personal circumstances felt very anxious when applying for a loan. It wasn’t just people who had lower incomes or marks on their credit file that felt this way, even high income earners and people who had multiple investment properties seemed to all share this anxiety. Who wouldn’t feel this way considering someone who doesn’t know you at all is sitting in a room making a decision that could heavily impact on your life and dreams. However if you could understand what the process is and how your information is used, you would be armed with knowledge and able to make sure you were presented in the best possible light giving you a much higher chance of getting that Approval. Over the years I have had many clients come to me after they have been declined by the Banks and often it was because they had left something out, hadn’t given the complete picture to the bank or they didn’t meet or fit that particular Banks lending criteria. Rarely was it their fault because they didn’t know about these things. Unless you are in the industry you wouldn’t know because it’s not exactly publicised. That’s why I decided to write ‘The Borrowers Handbook’ to inform Borrowers about the process and how it all works plus things they can do to give themselves the best chance in having their loan approved. If you are looking to purchase, build, refinance, consolidate, saving for your first home or have had previous credit issues this ebook is for you. In this book you will discover How the lending process works What the Banks are looking for to approve a loan What documents will be required and why Tips to give you the best chance of getting your loan approved Bonus checklist and much more I have made it completely FREE and you can download it by clicking here. http://www.bcff.com.au/borrowers-handbook