Cynthia Ching at BizBok Group Finance in Melbourne, Victoria, Australia | Loan service

Cynthia Ching at BizBok Group Finance

Locality: Melbourne, Victoria, Australia

Phone: +61 427 970 288

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• Property
• Loan service
• Mortgage brokers
• Franchise broker

24.01.2022 Many of my client ask about the differences between a home loan offset vs redraw, beside the obvious, you must read this article below. It spells out the big downfall of not having an offset account, please read. If you need assistance to obtain a loan with offset, please contact me. https://www.smh.com.au//if-you-have-extra-money-in-your-mo

23.01.2022 If you are facing challenges with the banks, read article below. Today, the lending environment is the toughest I have seen in my 21 years of my finance and banking career. I love challenges! As we speak Im working through deals and scenarios for my clients with 20-30 panel lenders I have access to with success. ... Your time is precious, leave the hard work to a passionate specialist. Contact me and experience the difference. https://www.mortgagebusiness.com.au//12300-rc-could-result

23.01.2022 http://www.premier.vic.gov.au/stamp-duty-abolished-for-fir/

23.01.2022 Its not too late to lock in your loan/s into cheap fixed rate loan for your home and investment property loan, e.g. from 3.69%pa^, call me to discuss further. ^ conditions apply https://www.domain.com.au//reserve-bank-and-apra-pave-wa/

22.01.2022 With all the recent announcements from the Royal Commissioner and media releases, I want to let you all know that BIZ BOK and I are still working Business As Usual. Im currently at a workshop, equipping myself with all the know-how to ensure you have a choice when the bigger lenders are tightening their credits. Thats my commitment as finance specialist to look after my customers interests. I actually see this as an opportunity. I am excited to help you through this period ...where I see the worst is yet to come as the major financial institutions restrict the market and therefore consumer choice. #changingtimes #tightercredit #icanhelp #resilience #thereareoptions

22.01.2022 Are you tax ready for EoFY 2020? There are only 6 more weeks left... #EoFY #taxready #taxdeductions #prepaidinterestinadvance

20.01.2022 Meeting my clients on a Sunday, they are keen to upgrade their home and get into good school zone. Im excited and hope to be able to help them. #lifeofabroker #keentohelp #gettingaloan #buyhome #upgradinghome

20.01.2022 Im investing time in my business listening to Chris Helder...do you want to rise out of RAS with me? Please feel free to DM me to discuss your RAS.

18.01.2022 Doing what I love...Took a train to city to attend a bank workshop! Look at the amazing architecture of the chamber of banking at #333 Collins St. Spent 2 hours looking at numbers and funding project development cost from La Trobe Finance. I cant wait to use what I learned today to help my clients in their investment and development needs

17.01.2022 Hi Biz Owners: Instant asset write-off up to $150,000 can be written off straight away has been extended! So, you are be able to go and buy equipment or machinery, other materials for your business and if you need any assistance with funding them, please contact me! See link: https://www.news.com.au///ec21c2bdf28dd976b76970e28d741f28

16.01.2022 Home Loan owner occupied 2.94%pa* for 1-5 years fixed! Investment loan 3.64%pa* for 1 year OR 3.84%pa* for 4&5 years fixed! *for LVR up to 60%/ P&I repayment ... Contact me if you are interested as this is the lowest I have seen

16.01.2022 Simply Passionate about helping my clients. Experience the difference, contact me today.

15.01.2022 This explains why I have been so busy lately! Thanks all my customers for your support this 2019 year! I wish you all, family and friends to good health and prosperity to many more years to come! ... https://www.afr.com//up-not-down-why-housing-market-foreca #houseprices #upandnotdown #loans #alwayshere #lovemyjob

15.01.2022 #stayathome may be the best time to reflect and review your financial situation, thanks to #covid19, some may see it as an opportunity and some may consolidate. Whatever, your plan/s is, #BIZBOK is open and would love to assist!

14.01.2022 Something our country never expect and watching our country on fire is absolutely terrifying. Thank you so much to our brave firefighters and volunteers for putting your lifes at risk to protect and save others- Our true heroes!! Today, I spent most of the day looking for goods that our Victorian fire victims need most and donated them to Belgrave Fire Brigade. I decided to do what i can to help...I got my whole family to help out too! ... Every little contribution helps Support for NSW Firefighters: https://www.rfs.nsw.gov.au/about-us/fundraising Support for VIC Firefighters: https://www.cfa.vic.gov.au/about/supporting-cfa#donate-cfa Donations for those who have lost: https://www.salvationarmy.org.au//make-a-d/donate-online/ Wildlife rescue donations: https://www.wires.org.au/donate/emergency-fund Help save Koalas: https://www.wwf.org.au/get-involved/bushfire-emergency Koalas in care: http://www.koalasincare.org.au/ #donate #doourpart #helpingout #firereliefdonation

14.01.2022 Commercial business loan 30 years term 2.59% 2-3 years fixed Interest only *Conditions apply Please contact meCommercial business loan 30 years term 2.59% 2-3 years fixed Interest only *Conditions apply Please contact me

14.01.2022 2 years Fixed rate 3.39%pa for owner occupied home loan Or 3.81% for Investor loan on P&I repayments 80% LVR2 years Fixed rate 3.39%pa for owner occupied home loan Or 3.81% for Investor loan on P&I repayments 80% LVR

13.01.2022 Today, RBA kept the official cash rate on hold at its record low, amid growing signs of a housing slowdown. There has not been an official cash rate increase since November 2010. However, banks have been raising rates for certain type of loans. If you have not considered/ reviewed your finances for awhile, please take action and call me now to save some money.... http://www.news.com.au//n/f74046927accd78628ece79388cb271c

11.01.2022 Australian banks will allow small business customers to defer loan repayments by six months if affected by Covid-19Australian banks will allow small business customers to defer loan repayments by six months if affected by Covid-19

10.01.2022 Lenders are dropping Fixed Rates on home loan and investment loan! Please contact me if you want to find out moreLenders are dropping Fixed Rates on home loan and investment loan! Please contact me if you want to find out more

10.01.2022 Finally, some good news for the property market. If you need to get a loan pre-approval so that you know how much and what exactly you can buy, please contact me on 0427970288. https://www.businessinsider.com.au/australia-property-marke

10.01.2022 My office for the week...WFH!

09.01.2022 2.99% for 3 Year Fixed Owner Occupied P&I of $300K+ with LVR of 80% or lower2.99% for 3 Year Fixed Owner Occupied P&I of $300K+ with LVR of 80% or lower

08.01.2022 $1,500 cashback, including any new loan to purchase, not only refinancing! This is the first time ever Ive seen a major lender offering cashback for NEW purchase . Conditions apply. Direct message me if you need further details.

08.01.2022 3 years Fixed rate 3.48%pa for owner occupied home loan!3 years Fixed rate 3.48%pa for owner occupied home loan!

08.01.2022 Wishing you a Merry Christmas 2019!

07.01.2022 Home Loan Fixed rates at 2.29%pa We are open and supporting you in this unprecedented time. Stay healthy!Home Loan Fixed rates at 2.29%pa We are open and supporting you in this unprecedented time. Stay healthy!

07.01.2022 Investing time in my business, at AFG Express Lenders Round Robin session. Its a great refresher on 40+ lenders that I have access, who I can use to help you.

06.01.2022 For property investors, do you know how the recent 2017 Budget affect you? If not, by reading the link below may help clarify some of your questions... http://blog.capitalclaims.com.au/budget-2017-and-depreciati

05.01.2022 Calling first home owner buyers, please read below link for recent changes that maybe beneficial for you to make your move now. Please call me to discuss. https://www.canstar.com.au/home-lo/first-home-buyer-grants/

04.01.2022 Investing time in my business...you are? If you are a business owner, please do you and your biz a fav by answering these Qs. Please contact me if I can help you and your biz.... Have a great weekend and for those into Melbourne cup, good luck and enjoy it!

04.01.2022 Commercial property funding, borrow up to 100%*: - up to 80% Fixed 2 yrs 2.95%pa - up to 20% Variable 4.25%pa * conditions apply. If you are looking to purchase and or refinance your commercial property loan, please message us here or email [email protected] or speak to us on 0427970288 for further info about this deal and other business govt guarantee scheme program available.

04.01.2022 Its time to review your loan/s, a major bank have just announce rate cuts. Please contact me if you want to save some money. https://www.linkedin.com//urn:li:activity:6430666460372303

03.01.2022 Exciting news coming end this week, it's time to think about home renovations. You may want to consider accessing your home equity to top up, please contact me: https://www.news.com.au///a911b019f9c829fb59060b7e56fd1e2f

03.01.2022 1.99% Home Loan 4 Years Fixed Rate 1.89% Home Loan 4 Years Fixed Rate (<60% LVR) Refinance cash back offers up to $4k Message us here or email [email protected] or speak to us on 0427970288 for further info about this deal and other special home loan offers available.

03.01.2022 Welcome back! Happy 2018! Hope everyone had a great 2017 and all ready for 2018! Please DM me as I can help you to review your existing loan/s to make sure you geared for what lies ahead or getting preapproval ready to move into market when you come across any bargains ***There are lots of opportunities out there if you are READY!*** Headlines today:... - Interest rate may rise: https://www.mortgagebusiness.com.au//11812-rba-to-lift-rat - negative housing growth expected : https://www.mortgagebusiness.com.au//11811-negative-housin

03.01.2022 A major International lender just released 3.63%pa for home loans on variable rate with principal and interest repayments.* * Conditional apply, please call to discuss. Also, if they hold your principal home and you have enough equity in your home, they can also refinance your investment loan on principal and interest repayments for the same rate of 3.63%.... Take action now and save!!!

03.01.2022 RBA cuts rates to 1.25% NEW HISTORICAL LOW! Call or DM me for a comparison, as there are some really sharp rates/ refinance cash rebate on right now.... https://www.abc.net.au//rba-cuts-interest-rates-t/11176306

02.01.2022 Feeling excited to be at AFG Professional Development Day 2020 now, was nervous initially to be out attending a mass larger group gathering of thousands of people from banks and lenders, with the outbreak of COVID-19, but...I what I do and definately cant miss a great day to obtain latest update to help my clients! #PDday #professionaldevelopment #AFG #lovemyjob #loan #mortgage #trustedadvisor

02.01.2022 Borrowing rates for both businesses and home/ investment loans are at historically low levels. If your currently lender have not yet advise any reduction to your variable rate loan, please contact me and I can help you so that you are not short changed. As this is the first back-to-back 2 months in a row interest rate cut since 2012. Refer to https://www.abc.net.au//rba-cuts-rates-to-a-new-l/11270464

01.01.2022 Investing time in my business to help all my existing and potential clients. Its a tough time in the lending space but its great to see lenders service providers improving their processes to make things easier for all #lovemywork #lending #processimprovements #edocs #esignatures