Credit Bazar in Archerfield | Consultation agency

Credit Bazar

Locality: Archerfield

Phone: +61 423 905 228

Address: Boniface street 4108 Archerfield, QLD, Australia

Website: http://www.creditbazar.com.au/

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17.01.2022 Brokers are a good idea for number of reasons: Rates: mortgage brokers know where to find the best interest rates. Interest rates aren’t everything but the difference in a 25-year, $500,000 standard variable loan at 4.7 per cent, and the same loan at 5.7 per cent, is $294 each month. Fees: You generally don’t have to pay for the services of a broker. They are paid commissions by the lender once your loan settles.... Expertise: brokers work in this market every day, so they can ensure their client is taking on a loan that suits them and their goals. From a basic variable rate loan, to a 100% offset account mortgage and all the points in between brokers work with you to not only find the right loan, but keep you out of the wrong one. Selection: most borrowers start with their current bank or lender, and perhaps research one or two other loan providers. A mortgage broker has hundreds of loans they can show you and most have software that can search the loans by your own criteria. Time: it’s time-consuming work to create a short list, hit the phone and make appointments with loan managers. Brokers take the leg work out of the process, create a short list with the pros and cons of each loan, and then initiate the application from their office and manage the process through to settlement. Paperwork: one of the frustrating aspects of applying for a mortgage (for first-timers and experienced borrowers alike) is completing all the forms correctly so they are not returned for re-submission. Because they are experts, brokers understand the pitfalls of the application process and know how to speed it along. Refinance: brokers are very useful when refinancing an existing mortgage. Refinancing can be complex and even experienced property owners often use brokers to do it. Advice: along with loan selection and applications, brokers can offer advice and experience. For instance, too many unsuccessful mortgage applications can hurt your credit rating: brokers generally know where your application is likely to have the best chance of approval to avoid this problem.

15.01.2022 This Diwali, may you be blessed with good fortune as long as Ganeshji's trunk, wealth and prosperity as big as his stomach, happiness as sweet as his ladoos and may your trouble be as small as his mouse. Happy Diwali

14.01.2022 https://www.smh.com.au//from-netflix-to-nannies-banks-on-w

11.01.2022 If you are looking for a reason to refinance contact us today we got 1000 of reason to refinance... don't struggle with your home loan repayment What can credit bazar do to help you take back control?... 1- Refinance for a lower and more competitive rate 2- Reduce your home loan repayments 3- Consolidate debts 4- Take out/withdraw equity to pay for some of your other financial commitments Contact us today and see how we can get you in full control of your finances!

02.01.2022 There are plenty of benefits available to people open to the possibility of refinancing their home loan, so this is definitely not an option to discount. Here are three examples of how refinancing your home loan might benefit you, both in the short term and in the long run. ... Secure a better interest rate Refinancing your home loan can be a great way to secure a better interest rate, ensuring that you will spend less money over time and, hopefully, pay off your mortgage faster. Right now, the Official Cash Rate is at a record low 2.5 per cent, so this is definitely something to keep in mind. You can also refinance in order to secure a loan that better meets your lifestyle requirements. You might swap from fixed to floating, or vice versa, or even change the repayment frequency of your loan to a more suitable option. Free up some extra cash Do you have a new baby on the way and need to free up some equity in order to renovate the nursery? Maybe you are planning a big upcoming wedding or holiday? Perhaps a great investment opportunity has opened up and you need money to get on board? Refinancing is a great way to secure a bit of extra cash to put towards something that is really important to you. Consolidate your debts Finally, refinancing can also be a good technique for consolidating multiple debts, in order to make it easier to keep on top of ongoing payments and reduce the number of late fines or high interest rates that you incur. For example, say you and your partner had a home loan, a personal loan which you took out for a new car, and payments owing on credit cards. You could refinance your home loan and consolidate all those debts into one easy to manage package and tie it to one interest rate.