David Nguyen in Salisbury, South Australia, Australia | Loan service

David Nguyen

Locality: Salisbury, South Australia, Australia

Phone: +61 403 714 258

Address: Shop 5, 25 Wiltshire Street 5108 Salisbury, SA, Australia

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 Are your clients bid ready for this unconventional Spring selling season? As positivity reemerges in the property market, and banks lower the testing rate on serviceability criteria, more of your clients may be planning on buying soon. Indeed, how much they can borrow today is likely vastly different to last month. https://www.loanmarket.com.au//are-your-clients-bid-ready-

25.01.2022 Warning for first time buyers! Don’t bid until you’ve done these three things. If you’re buying your first home or helping a family member enter the property market, make sure you’re ‘bid ready’ by doing the following before raising a bidder paddle or making an offer. Three things every aspiring first home buyer needs to do before entering the property market.... https://www.loanmarket.com.au//warning-for-first-time-buye

25.01.2022 Finding finance for self-employed clients Becoming your own boss is definitely a rising trend and while there are many perks to working for yourself there are also some downsides, such as the potential difficulty in getting a loan when you really need one. https://www.loanmarket.com.au//finding-finance-for-selfemp

24.01.2022 With the changing lending environment, it is a fact that borrowing money is getting harder as evident by the latest statistics posted from Digital Financial Analytics. If you need some assitance navigating through the maze that is the current lending environment to ensure that your finances are all ready to go, give me a call and see how we can help out! https://www.macrobusiness.com.au//mortgage-rejections-soa/

22.01.2022 See how we can ensure your ready for that upcoming auction!

20.01.2022 Shares, cash, real estate and record low interest rates. We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? https://www.loanmarket.com.au//shares-cash-real-estate-and

18.01.2022 Just in! Reserve bank has dropped interest rates again! CBA and Westpac are tipped to pass on the full rate cut, with further announcements from other lenders to come soon! https://www.smh.com.au//rba-cuts-rates-to-new-record-low-t

18.01.2022 Want to keep up to date with what your lender is doing since the latest July rate cut? See this handy website below. https://www.savings.com.au/home-loans/rba-rate-cut-july/

12.01.2022 A new financial year presents a whole new world for borrowers It feels like everyone’s champing at the bit to see change in the sluggish property and lending sectors in Australia. The central bank consecutively cut cash rates to new lows, banks have quickly responded, the regulator has relaxed the serviceability floor for borrowers, non-bank lenders are back with a vengeance, and we’re seeing more first home buyers bidding than at any other period in the last seven years. https://www.loanmarket.com.au//-a-new-financial-year-prese

12.01.2022 News just in, RBA cuts interest rates again! Are your lenders passing on the full interest rate cut? Call through to see how we can find the most suitable lender for you. https://www.sbs.com.au//rba-cuts-again-to-take-cash-rate-t

12.01.2022 Covid-19 has certainly changed how people are buying and selling Real Estate. What it hasn't done is slow us down!

12.01.2022 Wishing everyone a happy Australia Day!

08.01.2022 Great news! RBA has announced that it has cut the official cash rate by 0.25%. Are your lenders passing you on the full savings? https://www.propertyobserver.com.au//99424-who-cut-their-i

07.01.2022 What do mortgage brokers and gardeners have in common? If you’re a green thumb: you know one plant species from the next, you have a sense of landscaping styles, as well as the skill, equipment and time, then you don’t necessarily need a gardener. But if you’re lacking time, knowledge, the requisite skill or maybe just don’t want to get your hands dirty, then you’re going to get a far better outcome with an expert. https://www.loanmarket.com.au//what-do-mortgage-brokers-an

06.01.2022 When is cheaper not necessarily better? With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. https://www.loanmarket.com.au//when-is-is-cheaper-not-nece

06.01.2022 Just in! RBA Cuts rates to new record lows! Effective tomorrow, the RBA has announced the official cash rate will be slashed to a new record low of 0.25%. What does that mean for you? If you are looking to reduce your repayments or would like to free up some cash flow, now maybe the perfect time to see where you sit with your current home loan.... Incentives of up to $4000 on offer for some lenders to make the move as well. Book in a time if you'd like to find out more.

04.01.2022 What on earth is happening with the property market this month? I think the ABC said it best earlier this month: The speed at which the housing market has bounced back has stunned many observers. While Perth and Darwin haven’t kept pace, the real estate markets that we most closely monitor have sprung back to life as though a defibrillator has shocked them into action. Australia’s property market has had not one, not two but four consecutive months of growth. But has the turn been so rapid that some younger and newer buyers have missed their opportunity to join in? https://www.loanmarket.com.au//what-on-earth-is-happening-

04.01.2022 Even the Government is suggesting you refinance this month, but why? For Australians with a home loan, we’re dealing with two major factors that you should know about right now. The first factor is that banks have never been more competitive for your business, and the second factor is that those same banks, ironically, are largely failing to pass on the full rate cuts available, so you’re probably paying your current lender more than necessary in this market. What does this mean for your home loan today? Is haggling worth it? https://www.loanmarket.com.au//even-the-government-is-sugg

03.01.2022 Is it a bird? Is it a plane? No, it's a pre-approval! Your x-ray vision has showed you some properties you’d like to buy. And you’re ready to move faster than the speed of light. But, even your sharp senses aren’t telling you just how much you can borrow And, uncertainty and lack of confidence are a buyer’s kryptonite! Enter your super power in the world of house buying the pre-approval. They’re popular so much so, that the number of Loan Market customers seeking one has doubled in the past two years. https://www.loanmarket.com.au//is-it-a-bird-is-it-a-plane-

02.01.2022 5 reasons buyers are in the driver’s seat this winter. Winter traditionally brings with it a lull in the property market, yet this winter is like no other. What’s in it for you if have plans to buy? https://www.loanmarket.com.au//5-reasons-buyers-are-in-the

02.01.2022 First time round the block and wanting to find out a bit more about purchasing your first home? Download our free ebook today to get started! !https://www.loanmarket.com.au/david-nguyen/first-home-loan

02.01.2022 Latest statistics show that there is an increasing amount of people looking to brokers to assist with their finances. #brokersworkforyou https://www.theadviser.com.au//38689-broker-market-share-h