Derek Farmer Mortgage Broker in Neutral Bay, New South Wales, Australia | Property

Derek Farmer Mortgage Broker

Locality: Neutral Bay, New South Wales, Australia

Phone: +61 402 724 393

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• Property
• Mortgage brokers
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25.01.2022 House prices are getting close to the bottom. If you’re waiting for them to drop even further, you could be waiting for a long time. Here’s why we think it’s not wise to wait to buy a Sydney property. #ShoreFinancial #SydneyProperties

25.01.2022 With the APRA soon revising its loan serviceability assessment guidance, your borrowing power will increase. Read our latest blog to find out how what the implications will be for you.

24.01.2022 It's Red Nose Day! Sids and Kids are still saving lives, so c'mon, get behind this good cause.

24.01.2022 Seems hipsters need help finding home ... is Surry Hills really the hipster capital of Sydney? What do others think?

24.01.2022 http://derekfarmer.com.au//secret-tip-help-decide-whether/

24.01.2022 In 2018 Mortgage Brokers helped Australians secure finance for 59.1% of all home loans. This number speaks volumes on where Australians prefer to originate their mortgages.

23.01.2022 APRA has finalised their amendments to home loan serviceability assessments, boosting borrowing power! If youre in the market to buy a new home, now is the time! Find out how much you can borrow for your home loan! #APRA #homeloans #ShoreFinancial

22.01.2022 The boom isn't over in Sydney.

21.01.2022 When it comes to browsing property online, are you a Domain or Real Estate user?

21.01.2022 https://vimeo.com/196230149 - A really good video explaining offset accounts. Feel free to call me if you want to discuss how this can shorten your mortgage. 0402 724 393

20.01.2022 Last month an entire Queensland town sold for the same as the average suburban Sydney house lol

20.01.2022 Cammeray Real Estate Sales Sold: December 2013 Description: Completely transformed to showcase contemporary finishes with a light, airy appeal and leafy open outlook, this alluring apartment will resonate with busy professionals. It has only one traffic light to the city, plus walk to shops, parks and buses. Cammeray Real Estate Agent Derek Farmer http://derekfarmer.com.au///31/128-moodie-street-cammeray/

20.01.2022 Some good 'before and after' shots here.

20.01.2022 The RBA has just cut the official cash rate to a new historical low of 1.25%! It will be interesting to see what savings the banks pass on to their customers. If you are interested in seeing what you can save in this market feel free to contact me. E: [email protected] M: 0402 724 393

19.01.2022 Investing in property is one of the best ways to build your wealth. Here are steps to know if this is a good choice for you. #ShoreFinancial #PropertyMarket #Mortgage

17.01.2022 http://derekfarmer.com.au//05/05/disclose-home-contract-s/

17.01.2022 Free communal herb bushes, what a great idea. Just don't everyone flock to this kind lady on Carter St Cammeray all at once...

16.01.2022 There are many different options for how to sell your home. If you're unsure of the best way to go, read on and feel free to contact me for more information.

16.01.2022 Make Sure You Ask Your Agent for Details, Post Inspection After each inspection or open home, your agent will have gathered an array of information about your property and how buyers are responding to it. This information will be used to determine the level you should set your reserve at (if you’re going to auction), and also help you decide whether or not to accept a buyer’s offer. [ 465 more words. ] http://derekfarmer.com.au//post-inspection-information-as/

16.01.2022 Did you know that the Reserve Bank of Australia (RBA) has recently cut the cash rate from 1.25% to 1%? Find out what this means for buyers and lenders alike and why this may be the best time to enter the market. Read more on the blog here

15.01.2022 When it comes to choosing a real estate agent, I suggest doing things a little differently...

15.01.2022 The Lower North Shore Real Estate Market is Competitive; Little Things Make a Big Difference. Preparing your home for sale is an exceptionally important aspect of the sales process. It’s important to have your home looking its best, not just for when it’s being photographed, but also for each inspection, when buyers will be come to view your home. I’ve posted before about [ 513 more words. ] http://derekfarmer.com.au///29/3-secrets-boost-value-home/

15.01.2022 Cammeray Real Estate Sales Sold: April 2014 Description: Ideally located to enjoy Cammeray's cosmopolitan lifestyle, this chic ground floor apartment offers relaxed executive living simply a short stroll from tempting eateries and shops. It's set at the end of a terrace block of eight, only minutes from the CBD. Cammeray Real Estate Agent Derek Farmer http://derekfarmer.com.au//04/30/122-amherst-street-camme/

15.01.2022 There are many different options for how to sell your home. If youre unsure of the best way to go, read on and feel free to contact me for more information.

15.01.2022 Even rents in Blacktown are now "unaffordable". Hardly surprisingly, a number of postcodes clustered around Sydney harbour are deemed severely unaffordable (whereby tenants tenants are paying more than 60% of Sydneys average weekly household earnings on rent)...

14.01.2022 http://derekfarmer.com.au//five-conditions-make-australia/

13.01.2022 http://derekfarmer.com.au//want-popular-agent-great-real-/

13.01.2022 House prices are getting close to the bottom. If youre waiting for them to drop even further, you could be waiting for a long time. Heres why we think its not wise to wait to buy a Sydney property. #ShoreFinancial #SydneyProperties

13.01.2022 Green Park play area at Cammeray - great for kids. Anyone able to nominate other good kid-friendly parks between North Sydney and Mosman?

12.01.2022 Do you know what Labors proposed changes to negative gearing would mean to you as an investor? Heres a chance to familiarise yourself. http://sellingyourproperty.com.au/193/

12.01.2022 Important skill for any serious business person.

12.01.2022 http://derekfarmer.com.au//why-are-you-selling-setting-go/

12.01.2022 http://derekfarmer.com.au//rules-swimming-pools-changed-r/

12.01.2022 People buying off the plan may be familiar with 'sunset clauses' which can hold both risks and benefits to buyers.

11.01.2022 A shout-out to the Cammeray Public School Band - it was my pleasure to present band manager, Al Salmon, with this $5k cheque which will go towards instruments and trips away.

11.01.2022 Please purchase a pin for people living with bowel cancer.

10.01.2022 With the coalition winning in the Australian election, we’ve highlighted all the key changes in mortgage lending, banking codes, and loan deposit regulations. If you’re a first-home buyer, now may be the best time. Read more about it on the Shore Financial blog

10.01.2022 The Banking Royal Commission increases bank profits and potentially kills their competition. That worked well.

10.01.2022 http://derekfarmer.com.au//case-study-10-lytton-street-ca/

10.01.2022 http://derekfarmer.com.au//autumn-sales-neck-woods-consid/

09.01.2022 There are few investments as versatile as property. Property grows in multiple ways: it both appreciates in value and brings in rental income. With the right investment property, it can be both a business and an asset. #investmentproperty

09.01.2022 Planning to sell your home next spring? Then the cooler months is the time to get cracking.

09.01.2022 Can your agent give you a detailed answer about where your advertising dollars are being spent - and why?

08.01.2022 Do you know what Labor's proposed changes to negative gearing would mean to you as an investor? Here's a chance to familiarise yourself. http://sellingyourproperty.com.au/193/

08.01.2022 https://vimeo.com/209328633

08.01.2022 A lot of negativity around Mortgage brokers at the moment (fuelled by the big banks). Please remember your....

08.01.2022 Pristine view from Wilson Street, Cammeray #spoiltforchoice

08.01.2022 With the coalition winning in the Australian election, weve highlighted all the key changes in mortgage lending, banking codes, and loan deposit regulations. If youre a first-home buyer, now may be the best time. Read more about it on the Shore Financial blog

07.01.2022 A recent interview I did with Belle Surry Hills. Covers off on the recent tightening of lending; whats happening in the investor space and what I think interest rates will do. Enjoy. http://hiton.contenttheory.net//Mark%20Foy%20-%20Financ/59

07.01.2022 Wilcox closed last week. (Inside info: a new bakery will be going in there in about 3 months.) http://www.wilcoxcammeray.com.au/

06.01.2022 The Covid-19 global crisis has created at least one positive outcome: a perfect storm for First Home Buyers. Interest rates are at an all-time low, and theres less competition than ever. Its never been more affordable to buy property.

04.01.2022 Sydney Lower North Shore Residents Use Conveyancers. When buying a property, a conveyancer is, without doubt, the most important professional you are going to hire. Even when selling, your conveyancer is the second most important professional in the process after your real estate agent. Conveyancing literally means the process of transferring property from one owner to another, be it a home, land or investment property. [ 769 more words. ] http://derekfarmer.com.au//buying-and-selling-property-ho/

04.01.2022 With all the information out there for people selling property, sometimes buyers get a little overlooked. Ive created a video with some tips for buyers (particularly if looking to buy in the current market). Please take 5 mins to check it out, or pls share with relevant others. http://derekfarmer.com.au/useful-videos/

04.01.2022 The Federal Election's around the corner ... is there a possibility that negative gearing could be wiped out in the not too distant future?

03.01.2022 Its Red Nose Day! Sids and Kids are still saving lives, so cmon, get behind this good cause.

03.01.2022 Bank Appraisals are Unconcerned with the Intangible. By now, I’m sure you’ve read and heard plenty of people talking about the market value of a property, which is basically the amount of money the market in this case, the buyers interested in the property are willing to pay for it. A bank appraisal or bank valuation, on the other hand, is significantly different. [ 576 more words. ] http://derekfarmer.com.au///understanding-bank-appraisals/

03.01.2022 Bidding at auctions can be nerve-racking. Don’t underestimate the usefulness of reading other bidders’ body language.

03.01.2022 http://derekfarmer.com.au//is-a-property-market-downturn-/

03.01.2022 Wondering what the cash rate cuts mean for you? Read on. https://shorefinancial.com.au/rba-cash-rate-cut-hits-all-t/

03.01.2022 I have a small wager with a mate that the next RBA rate move will be up and he thinks down. Am I safe?

03.01.2022 Sydney needs one of these

02.01.2022 The latest issue of the McGrath weekly mag is now out. Feel free to call me for a no-obligation market appraisal: 0402 724 393.

02.01.2022 Don't Seek Out the Agent Selling Way Above Reserve. During the media’s usual coverage of the property market, one particular story that seems to recur time and again is the one about the property that defied all expectations when it sold for a tidy sum well above its reserve price on auction day usually a figure in the many hundreds of thousands. [ 535 more words. ] http://derekfarmer.com.au//really-good-thing-property-sel/

01.01.2022 Evaluate What the Sales Records Actually Mean. When you’re researching prospective real estate agents, it’s important to pay close attention to their sales record. Most agents are open about their recent sales, being that it’s how their success as a sales agent is measured. However, your job isn’t to uncover an agent’s recent sales record, but to evaluate that record. [ 386 more words. ] http://derekfarmer.com.au//important-research-real-estate/

01.01.2022 If you own an investment property, or are planning to, do you know what the risks are of negative gearing? What would it mean to the average Aussie investor if negative gearing were abolished?

01.01.2022 http://derekfarmer.com.au//secret-finding-right-real-esta/

01.01.2022 Free communal herb bushes, what a great idea. Just dont everyone flock to this kind lady on Carter St Cammeray all at once...

01.01.2022 http://derekfarmer.com.au//why-setting-the-right-asking-p/