Edney Ryan Mortgage and Finance in Mosman, New South Wales, Australia | Property

Edney Ryan Mortgage and Finance

Locality: Mosman, New South Wales, Australia

Phone: +61 2 9908 9888

Address: Level 2, 357 Military Rd 2088 Mosman, NSW, Australia

Website: http://www.edneyryan.com.au

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• Loan service
• Mortgage brokers

25.01.2022 In his final report for the Royal Commission, Kenneth Haynes failed to grasp the reality of a mortgage brokers work and the vital role they play. Without mortgage brokers, smaller lenders who rely on brokers for access to the bigger market would be disadvantaged. Without mortgage brokers customers would be driven back to the Big Four, with limited choices or room for negotiation.

24.01.2022 Today's interest rate news.

23.01.2022 How low will they go? Read Shane Oliver's thoughts in his latest article.

22.01.2022 An insight into how we feel about the Royal Commission findings from Edney Ryan Group Managing Director Stephen Ryan. We have always, and will continue, to work only in the best interests of our clients.

22.01.2022 The RBA Board has again decided to leave the official cash rate unchanged at 1.50 per cent. Read more about the decision in the RBAs official media release.

21.01.2022 Great time to secure a loan pre-approval, so you're ready to buy.

21.01.2022 Chief economist Shane Oliver has revised his forecasts downwards for the Sydney and Melbourne property markets, predicting falls in house prices of 20 per cent. Originally expecting the fall in these cities to be no greater than 15 percent, Oliver says a combination of factors including poor affordability, reduced credit and a decline in foreign investment are behind the revised forecast.

20.01.2022 "As has been the case since the bank last moved the cash rate back in August 2016, theres very little probability of a change occurring today."

20.01.2022 Talk of Australias housing market recovery is back, with our biggest markets Sydney and Melbourne increasing property prices once again this month. For a concise overview of the Sydney Property Markets latest performance, click below to watch a short video from CoreLogic. If youre considering your options, now is a great time to get an estimate of your property value. I am able to provide my clients with a free property value estimate, to help you plan your next step.... If youd like to find out what your home or investment property is worth now, please contact me at Edney Ryan Mortgage and Finance on (02) 9908 9888.

20.01.2022 Cybercrime is becoming increasingly sophisticated. Click the link below to read easy steps for businesses and individuals to take to protect themselves.

18.01.2022 Do you have your finance approved for your next home? Be prepared with a pre-approved loan well before auction day. Give Trish a call on (02) 9908 9888 to get started.

18.01.2022 With buying a home out of reach for many young Australians, our clients often ask us how they can help their child get a foot on the property ladder. In our latest article, we explore the ways parents can help. Click below to read more.

17.01.2022 The number of million dollar suburbs suburbs with a median house or unit value of $1 million or more fell by 92 over the past year. Data by CoreLogic confirms 649 Australian suburbs with a million dollar mean compared to 741 suburbs this time last year. If youve been thinking about buying a home, this might be your time. Call (02) 9908 9888 to speak to Tricia today.

16.01.2022 Banks only need to apply a 2.5 percent serviceability buffer to determine whether customers can afford mortgage repayments making it easier to take out a larger mortgage.

15.01.2022 We're excited to see how much of a rate cut (if there is one today) will be passed on to customers by the Big 4 banks.

14.01.2022 Despite this weeks decision by the RBA to leave interest rates on hold, analysts are still predicting one-to-two cuts before the end of the year. Economists cite slower economic growth and weakening inflationary pressure as the reasons for the predicted cuts.

13.01.2022 Rates on hold once again.

12.01.2022 Join the fight in support of mortgage broking. Potential reforms are currently being discussed, which, if enacted, could make the mortgage broker channel unsustainable potentially forcing customers back to the big banks and cutting their access to smaller lenders and credit.

12.01.2022 Talk of Australia’s housing market recovery is back, with our biggest markets Sydney and Melbourne increasing property prices once again this month. For a concise overview of the Sydney Property Market’s latest performance, click below to watch a short video from CoreLogic. If you’re considering your options, now is a great time to get an estimate of your property value. I am able to provide my clients with a free property value estimate, to help you plan your next step.... If you’d like to find out what your home or investment property is worth now, please contact me at Edney Ryan Mortgage and Finance on (02) 9908 9888.

12.01.2022 When assessing home loan applications, lenders are now regularly asking for evidence of living expenses, such as bank account statements from the last 3 months. Knowing up-front what your living expenses are, will help both you and your lender obtain a clear picture of your financial situation and borrowing capacity. It is also a great exercise to identify areas where you can save money. Click below to find out what 's included when considering your living expenses.

12.01.2022 We are very proud to have sponsored this event again in 2019. What a terrific outcome.

12.01.2022 While non-bank lenders hold less than 8 per cent of the mortgage market, their loan books have grown around 14 per cent this year. There is speculation this could lead to increased competition via cuts to home loan rates. To see if you can get a better rate on your home loan, book an appointment with Tricia, Manager of our experienced mortgage and finance team today.

11.01.2022 With interest rates on hold yet another month, now is the perfect time to make additional mortgage repayments. By paying as little as $100 extra per month (on a $500,000, 30-year loan at 4% interest) you can save over $30,000 in interest. Does your lender allow for extra repayments? If not, it might be time to talk to Tricia about switching to a lender that does.

11.01.2022 If you are struggling to secure a loan due to tighter lending criteria, it might be time to consider a non-bank option. There is some fierce competition from non-bank lenders at the moment which buyers could benefit from significantly. If you dont tick all the boxes required by a traditional lender, talk to the team at Edney Ryan about alternative lending options.

10.01.2022 This "once again demonstrates the key role brokers play in ensuring that their customers continue to have access to credit during tight market conditions"...

09.01.2022 On behalf of everyone at Edney Ryan Mortgage and Finance, we wish you and your loved ones a safe and happy holiday period. May the New Year bring good health, joy and plenty of laughter. A reminder we will be taking a short break from 5.00pm on Thursday 20th December 2018, reopening at 9.00am on Wednesday, 2 January 2018. We look forward to seeing you then

09.01.2022 Debt consolidation is the act of rolling existing debts into one loan. It may be useful for people with multiple credit cards or personal loans, looking to lower their interest rate, improve payment terms or simplify monthly payments. Before consolidating your debts, talk to Tricia at Edney Ryan Mortgage & Finance. We can compare interest rates, evaluate the fees and charges and assess the terms of the loan to make certain consolidation is right for you.

08.01.2022 With interest rates at an all-time low, now is the perfect time to review your current home loan. To ensure you are receiving the most competitive rate, head to the free loan check on our website. Simply fill in your details and we will compare your loan to hundreds of other products. It is a few minutes that could save you thousands!

07.01.2022 While most of us were enjoying a flutter on the Melbourne Cup, the Reserve Bank of Australia were meeting to keep the official cash rate on hold. November marks the 27th consecutive month of record low interest rates of 1.5 per cent.

06.01.2022 APRA has written to banks recommending the current 7% serviceability buffer on home loans be removed. If lenders move on this proposal, well likely see an increase in the maximum borrowing capacity for Australians.

06.01.2022 What happens when a home owners FONGO (Fear of Not Getting Out) is greater than a home buyers FOMO (Fear Of Missing Out)? According to one economist, it will lead to more homes on the market and further decline of house prices. Read the full story here.

05.01.2022 Did you know almost 25 percent of Australians havent changed their mortgage in the last 10 years? At Edney Ryan Mortgage and Finance, we believe that if your life changes, so should your mortgage. Things such as unemployment, maternity leave, pay rises and pay outs can drastically alter how much you can (or cant) repay. If somethings changed in your life, let a member of our team review your loan to ensure it is the best fit for your current circumstances.

04.01.2022 We should all be mindful of the sophisticated cybercrimes which are being reported. Click below for steps to take to protect your business.

04.01.2022 At its June meeting, the Reserve Bank of Australia elected to leave the official cash rate on hold. The record-low cash rate of 1.5 per cent marks 22 months without a change.

04.01.2022 According to a recent report by Core Logic, more than three quarters (75.4%) of properties that sold in the three months to October, sold for less than their asking price. Having your home loan pre-approved is the best way to help ensure you dont miss out on snapping up your dream property when the time is right. Make your appointment with Tricia Williams to get the ball rolling.

04.01.2022 Did you know that nearly half of all Millennials choose mortgage brokers over going directly to a lending institution? Research by Roy Morgan shows 48.6% of Millennials with a five-year home loan went through a mortgage broker in the twelve months to March 2018 proving Millennials are serious about choosing the right home loan for themselves and their family.

03.01.2022 APRA (Australian Prudential Regulation Authority) has now lifted its benchmark restrictions on interest only loans in residential lending.

01.01.2022 It is estimated Aussies forgo savings of over $200 million each month by not moving to a more competitive interest rate. Thats an average of $18,000 per homeowner for the life of the loan. What would you do with an extra $18,000? Contact Edney Ryan Mortgage and Finance today and find out how much you could save.