Emohruo Financial Services in Camden, New South Wales, Australia | Financial service

Emohruo Financial Services

Locality: Camden, New South Wales, Australia

Phone: +61 2 8205 1228

Address: 4B/20 Argyle Street 2570 Camden, NSW, Australia

Website: http://www.emohruo.com.au/

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25.01.2022 Long gone are the days of earning over 7% p.a in interest on your savings, with very few banks at present offering much more than 2% p.a. on savings accounts and term deposits. With more rate cuts possibly on the way, you may be considering alternative places to earn a return on your cash. Alternatives such as investing in a managed fund may help you generate a higher return than current bank interest rates. It is important to seek financial advice to see which option suits your situation.

22.01.2022 Winners are grinners!! What a game last night and a great win for the better team I think blue is a great colour for Mick and Pragya..... wear it proudly!

21.01.2022 Is it a need or a want? Needs are those items that are essential for our survival. Food, clothing, and shelter are three basic needs. In the old days, they were the essentials. But in the modern world, many more things are added in the ‘Need’ category i.e. education, healthcare expenses, transportation, entertainment, etc. The money we spend on our needs is considered as essential spending. On the other hand, a want is essentially something that enhances your life and that y...ou’d like to have, but that you can get away without having. You should be able to cut wants out of your life without significant or long-term disruption. You might miss dining out, going on vacation, or buying new clothes that catch your eye, but you could do without them if you needed to. Before you make a purchase next time, pause and ask yourself: do you need it or do you want it. Making a wiser decision like this can help you save heaps in the long-term

19.01.2022 In case you missed it, here is a client-friendly summary of last week's Federal Budget announcements

18.01.2022 Need a reason why you should be financially prepared? Let’s talk about the risk of inflation over the long-term for people who have retired or are about to retire. Inflation reduces the value of money over time. This means the money you have saved now won’t be worth as much in the future. Take a look at the picture below Part of maintaining your lifestyle in retirement is making sure your retirement income can keep up with inflation. It is important to note that once you a...re retired and out of the workforce, if your retirement funds aren’t growing, there's not much you can do to preserve your purchasing power if inflation hits. It is crucial that you speak to a financial adviser on ways you can protect your hard-earned wealth from the ravages of inflation Image: https://www.australiansuper.com/

17.01.2022 The link between mental and financial health can be a vicious cycle: financial stress can lead to poor mental health, which can make taking action to protect your financial health harder. If you are worried about money, you are not alone. It’s a very common worry. Financial stress can affect your relationships and your health, so it’s very important to seek help and support as early as possible. Our financial advisers here at Emohruo are here to help you through these difficult financial pressures and provide you with an outcome that will provide you with a better quality of life

17.01.2022 Congratulations to our Aged Care Specialist, Paul Fitzpatrick for attaining his FPA Aged Care Specialist designation! This is one of the many professional designations Paul has achieved!

16.01.2022 Final Results for Emohruo State of Origin Comp!

16.01.2022 Are you looking at setting up a Self-Managed Super Fund (SMSF) but don’t know where to start? Or Do you currently have an SMSF but have realised that the cost and time involved in setting it up and running it was more than you expected? At Emohruo, our SMSF Specialist advisors are here to guide you on the complex structure of a Self-Managed Super Fund and can help you decide on whether having one is best for your financial situation

15.01.2022 Congratulations to Jade Esquilant for winning the 2020 Emohruo State of Origin Comp!! Jade has done an outstanding job of getting 13/18 of the positions correct for the NSW team, as well as 15/18 for the QLD team! We would like to thank all of our participants who took part and made this competition a success We will be in contact with our lucky winner very soon!

15.01.2022 Paying off your mortgage early will save you money and take a financial load off your shoulders. https://moneysmart.gov.au/home/pay-off-your-mortgage-faster talks about 6 great ways to pay off your mortgage early.

15.01.2022 The large numbers quoted for aged care accommodation may seem frightening and confusing, but four key points may help to remove your fears: - They are refundable - Refund is guaranteed by the government - Paying a RAD may improve your age pension... - You don’t need to find all the money as a lump sum Have any questions? Feel free to call us on (02) 8205 1228 to book your appointment with our Aged Care Specialist

15.01.2022 Well done to QLD on a great game last night! Unlucky for Wayne, he has to wear the Queensland jersey all week long As you can tell, he is very happy about this From a Queensland supporter

13.01.2022 Some great news from the team at Emohruo Financial Services! All our planners have passed both the Ethics course and the FASEA Financial Adviser exam. Congratulations team on a great achievement and embracing the new education standards.

12.01.2022 Living paycheck to paycheck is more common than you think, and when difficult times arise, such as a layoff, illness, or an unprecedented emergency like the current coronavirus pandemic, it’s quite problematic. One way to prevent this is by creating a budget. A budget helps you to identify common pitfalls like overspending. Even better, it allows you to stay on track to meet your short- and long-term financial goals. The following link will take you to an online budget planne...r - https://moneysmart.gov.au/budgeting/budget-planner If you have any questions as a result of using this planner, feel free to contact us on (02) 8205 1228.

11.01.2022 Our chances of living longer are increasing as life expectancies continue to increase. This is dramatically increasing the number of older Australians and will transform Australia economically and socially over the next 40 years. Have you prepared for your Aged Care needs?

11.01.2022 Mick and Pragya, there is no need to gloat...... Congratulations to Queensland on a great win and for taking out the 2020 series!

11.01.2022 When it comes to retirement planning, it's never too early to start. The more you invest and the earlier you start means your retirement savings will have that much more time and potential to grow. The later you start your retirement planning, the more chances you may not be able to meet your retirement goals.

11.01.2022 Take your first step towards a better financial future today! Contact us on (02) 8205 1228 OR via our contact page - https://www.emohruo.com.au/contact-us/

07.01.2022 Did you know that super is the largest asset most people will ever own, after the family home! Sorting out your super now will ensure that you have enough retirement income to maintain your standard of living. We have listed a few things you should consider when reviewing your super or choosing a new super fund. However, seeking professional financial advice is always highly recommended since things can become very confusing. Our financial advisers at Emohruo take the time out to conduct extensive research into the right super fund for you! Have any questions? Feel free to get in contact with us on (02) 8205 1228.

07.01.2022 Being informed may help you make better financial decisions and reach your most important goals. Stay up-to-date on important financial news, tips, & general advice by subscribing to our monthly e-newsletter. To subscribe to our e-newsletter, enter your details via our contact page - https://www.emohruo.com.au/contact-us/

06.01.2022 You may be surprised how much or how little even a generously sized nest egg could potentially provide for your retirement. It is important that you do something about your retirement nest egg today to allow for a comfortable retirement. Small changes can make a big difference!

06.01.2022 These are common questions asked by many Australians Since there is no fixed retirement age, nor any laws that dictate when you can retire, it’s completely up to you! While most of us may dream of retiring early, there are generally two age rules that impact when most Australians can retire and access funds to support their retirement. ... These are: *Preservation age: this is the earliest age where it’s possible in normal circumstances to access your super. *Age pension age: this is the age when you can access Australia’s Age Pension, provided that you meet the eligibility criteria including you’re an Australian resident and pass the income test and the assets test. To check your preservation age - https://www.ato.gov.au//key-superannuation-rates-and-thr/ To check your Age Pension age - https://www.servicesaustralia.gov.au//age-p/who-can-get-it

06.01.2022 Just cleaning out the trash..... Good luck to our boys in BLUE ahead of tonight's game! Our office tradition continues in 2020, the losing team will be sporting the NSW colours all week long!

05.01.2022 Happy Father’s Day to all the cool & amazing dads out there!

01.01.2022 There is only 1 Day until the Emohruo State of Origin Competition closes! Have you entered our competition yet?? If not, head over to http://www.emohruo.com.au/emohruo-state-of-origin/ to enter before it is too late!! Don’t forget that our competition closes on Friday the 31st of July 2020 at 11:59 am We will be announcing our winners on Friday the 31st of July at 1:30 pm!!!...

01.01.2022 Hmmmmm #budgeting #savingmoney