Finance 365 in Bayswater, Western Australia | Local service

Finance 365

Locality: Bayswater, Western Australia

Phone: +61 8 6166 6391

Address: 10A King William Street 6053 Bayswater, Western Australia, WA, Australia

Website: http://finance365.com.au

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24.01.2022 There are some very sharp fixed rates available for owner occupiers and investors. Call your broker on 08 6166 6391 or email us [email protected] if you require further information.

23.01.2022 Record-low interest rates are helping drive strong buyer interest and surging prices in many property markets throughout Australia. The share of income that households are devoting to mortgage repayments has fallen to its lowest level since the mid-1980s, according to AMP Capital chief economist Shane Oliver. There is no denying housing affordability is poor, debt is high and some households are suffering significant mortgage stress. But most borrowers appear to be able to s...ervice their mortgages, Dr Oliver said. In the absence of an unexpected renewed economic downturn, it’s hard to see much rise in distressed sales. It’s also easy to see from this chart, when combined with home buyer incentives, why home borrowing and buying is surging again. Home loan applications reached record levels in January, according to the most recent data from the Australian Bureau of Statistics. In other words, buyers are out in force. So, if you’re planning to buy in 2021, don’t delay, because waiting could potentially cost you tens of thousands of dollars. If you require any further information feel free to call on 08 6166 6391 or email [email protected]

21.01.2022 Todays announcement will see the Federal Government give Home Builders an extra $25,000 in WA. On top of the existing $10,000 already available in FHOG. So $35,000 is available up until December 2020. But what does that mean for you and your borrowing power ?? Can you afford to build or renovate ?? Call today on 08 6166 6391 or email [email protected] for more information.

20.01.2022 Want to know how much you need to get your foot on the property ladder. Here is a quick cheat sheet. Get pre approved before you purchase your first home. Call 6166 6391 or email [email protected].

20.01.2022 If you need any help with construction finance feel free to call Ian on 0439 365 365. The best in the business.

20.01.2022 CONGRATULATIONS SABILLA FAMILY !! Finance Approved Land Settled Next Step - Construction ... What a feeling it will be for the family to spend this Christmas in your own home. Thank you Alun Vern from Finance 365 for sorting the finance so efficiently and to Mark & Ella Hernandez for referring your friends to Mr Pinoy Property. If you are a Filipino in Perth or Bunbury wanting to get your own home, just like Team Sabilla, you can see if youre eligible by contacting Che Saniel Mampusti (Tagalog) on 0410 296 955 or by sending us a message.

18.01.2022 Interest Rate announcements as they come through.

18.01.2022 WA government is going to contribute $20,000 to each build on top of the original FHOG of $10,000. Add that to the $25,000 Home Builder grant you may be eligible for $55,000 in construction grants. [email protected] or call 08 6166 6391

17.01.2022 The cash rate has continues to fall and is at historic lows. Some lenders now have fixed rates at 1.99% for four years. The refinance market was already hot and if you haven't reviewed your home loans in the last three years you should. It doesn't cost a thing for us to review your portfolio.... Call us on 08 6166 6391 or email us on [email protected]

17.01.2022 The Federal Government has given home builders $25,000. The WA Government will also advance $20,000 with the WA Build Bonus. All this on top of the existing $10,000 already available in First Home Owners Grant or FHOG. So $55,000 is available up until December 31st 2020. But what does that mean for your borrowing capacity ?... Can you afford to build or renovate ?? Do you get access to the grants upfront ?? Call today on 08 6166 6391 or email [email protected] for more information.

16.01.2022 LOYAL BORROWERS CHARGED EXTRA ON THEIR MORTGAGE Staying loyal to your bank could cost you thousands of dollars, according to the new Reserve Bank of Australia data. At the end of August, there was a gap of 0.29 percentage points between existing variable owner-occupier mortgages and new ones.... Existing owner-occupiers were being charged an average of 3.21%, while new borrowers were being charged 2.92%. There are two ways you can avoid paying this 'loyalty tax': Negotiate a rate cut with your existing lender Refinance to a new lender with a lower-rate loan If you do refinance, make sure the loan you're switching to doesn't revert to a higher interest rate at a later date. Banks compete hard for new customers, but sometimes take existing borrowers for granted, so the longer you stay with one lender, the more likely it is your loan is uncompetitive. If you’ve got a steady income and you’ve built up equity in your home, you could potentially refinance to a loan with a lower interest rate and lower fees. Call us on 08 6166 6391 or email [email protected] for more information.

15.01.2022 CONGRATULATIONS TO THE MABBORANG FAMILY Meet Dalyellups newest land owners - Roberto & Christine Mabborang. Finance is approved ... Land is settled And in a few short weeks our builder Aussie Living Homes will commence construction of Palasyo Mabborang. Thanks to the Licup Family for referring your friends to Mr Pinoy Property and also to Ian Freeman from Finance 365 for sorting the finance so efficiently. Filipinos of the South West and Perth Metro areas we are here to help you every step of the way to achieve your dream of home ownership. It all starts with a quick chat with Che Saniel Mampusti (Tagalog) on 0410 296 955 and we will see if you are eligible.

15.01.2022 Elderly people in Bayswater can now get their groceries delivered. Well done to the local IGA.

14.01.2022 Good news for existing home owners and people planning to enter the market the government has extended the HomeBuilder scheme. HomeBuilder provides financial support to owner-occupiers who want to build a new home, substantially renovate an existing home or buy an off-the-plan property. Under the original version of the scheme, participants in the HomeBuilder scheme receive a $25,000 grant if they sign a building contract before 31 December 2020.... Under the new version, participants will receive $15,000 if they sign a contract between 1 January and 31 March 2021. As before, construction must start within six months of the contract being signed. The price cap for renovations has been kept at $1.5 million (pre-renovation). However, the price cap for new builds, which is currently set at $750,000 for all states, will be increased to $850,000 for Victoria and $950,000 for New South Wales. To participate in HomeBuilder, you must be an Australian citizen and earn less than $125,000 for singles and $200,000 for couples

13.01.2022 On Tuesday this week the RBA lowered the cash rate to 1.25%. The first movement in two and a half years. How has your lender reacted ??

13.01.2022 Congratulations from all of us at 365

13.01.2022 Congratulations

12.01.2022 Great news for anyone planning to take out a home loan new legislation means consumers are even better protected when they use a mortgage broker. The Best Interests Duty, which took effect on 1 January 2021, legally obliges brokers to act in the best interests of their clients. This new law is on top of the National Consumer Credit Protection Act, which already regulates the conduct of brokers. Brokers must prioritise their consumers’ interests if there’s ever a conflict ...of interests, according to the legislation. But while brokers have to follow the Best Interests Duty banks do not. A broker must give their client the best possible recommendation from all the lenders on that broker’s panel. However, a bank will recommend only its own products, even if there are better alternatives. Brokers act in your best interests when recommending a home loan, and have a legal obligation to do so. Banks sell you products. Contact us on 08 6166 6391 or [email protected] for trusted advice. See more

11.01.2022 Congratulations Emil on today receiving the keys to your brand new Express Living home . Thank you for placing your trust in ...the Mr Pinoy Property Team. We have loved helping you get out of renting and into your own home. A big thank you also to Raymark Hernandez for yet another referral and also to Ian Freeman from Finance 365 for assisting Emil with the house loan. The Mr Pinoy Property team work tirelessly to help as many Perth Filipinos into home ownership as possible. To see if you are eligible contact Che Saniel Mampusti on 0410 296 955 or enquire via the button.

11.01.2022 Sample of the best fixed rates in the market today.

10.01.2022 The First Home Loan Deposit Scheme will come into effect from January 2020. Find out if you qualify by calling 08 6166 6391 or email [email protected]

10.01.2022 With interest rates still coming down is your lender passing on what they should ?? If you need a free confidential chat with one of our award winning finance brokers feel free to call 08 6166 6391 or email [email protected]

09.01.2022 Ever wondered how much money you need to get into your first home. Let us show you the numbers so you are fully informed.

08.01.2022 Congratulations !!!

08.01.2022 Fantastic news for the Jalocon family. What a way to start 2020.

07.01.2022 Let us know if you have any questions in relation to your upcoming build finance. Free appointments Until November 30th Book yours on 08 6166 6391 or [email protected]

06.01.2022 $55,000 in Government Grants is GREAT !!!!! But how much can you actually borrow get from the banks ???Find out today. [email protected] or 08 6166 6391.

03.01.2022 No movement to the cash rate this June. Will the fixed rates keep falling ? [email protected] or call 6166 6391

03.01.2022 Good news if you are looking to secure your first home with a minimal deposit.

03.01.2022 Don't you want to get control of all your finances? With a debt consolidation loan, we may put your credit card debt and other personal loan into one easy, flexible, competitive payment. Call us to apply today on 08 6166 6391.

02.01.2022 Want to know how much money you need to get your foot on the property ladder. Here is a quick cheat sheet. Get pre approved before you purchase your first home. Call 6166 6391 or email [email protected].... +++ you may still be able to get the $45,000 government grants for construction.

02.01.2022 Want to know how much your income gets with the banks. Here is a quick cheat sheet. Get pre approved before you purchase your first home. Call 6166 6391 or email [email protected].

02.01.2022 Ever wondered how much money you need to build your first home. Let us show you the numbers so you are fully informed.