Finspective in Melbourne, Victoria, Australia | Financial service

Finspective

Locality: Melbourne, Victoria, Australia

Phone: +61 1300 319 377

Address: Level 8, 350 Collins Street 3000 Melbourne, VIC, Australia

Website: http://www.finspective.com.au

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25.01.2022 While your short-term plans are rapidly changing, it's important to keep perspective on your long-term lifestyle and financial goals. We've decided to offer a free 15-minute phone discussion with our director & Senior Financial Adviser, Tyson Crotty until the end of March. With education, support & even a small amount of time with an expert, you'll be a lot better placed to make an appropriate decision. Whether you are in the camp of concern or the camp of opportunity; pragm...atic and educated decisions are the best way to avoid significant unintended consequences of emotional decisions. Currently, this offer is open to anybody who requires some obligation-free assistance. If you're interested, please PM us or send an email to [email protected] www.finspective.com.au Money is a resource, not a reason for living.

23.01.2022 Getting access to your super earlier as a couple has many advantages; the obvious being a tax-free pool of money that you can use for financial (pay off debt) or lifestyle benefit (retire earlier). While there are many factors to evaluate, if you’re a member of a couple with an age disparity, consider; 1. Contributing extra to the older spouse &/or 2. Splitting the contributions that go into the younger member’s account with the older spouse.... Finspective www.finspective.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.

21.01.2022 Whether you're an individual or a business, Coronavirus has led to large change in either your own circumstances, policy that impacts you (tax, Centrelink, super, employment) or products that you pay for (loans, utilities, insurance). It's hard to be on top of all the new entitlements, opportunities and options available to you. So, we've put together an easy-to-navigate tool with simple solutions across all the major topics. COVID-19 Money Solutions - https://bit.ly/2zw7gyU... #covid19financialadvice #financialeducation #superannuation #lifestyleretirement #wealthmanagement #tax #cashflow #smallbusiness

21.01.2022 The coronavirus has left many Aussies feeling anxious about our finances and in particular our mortgage. We’ll share lending strategies that may help you to avoid wasted home loan interest, reduce your home loan repayments and help to ease financial stresses during this challenging time. Full blog link https://bit.ly/30hG6av... COVID-19 Money Tips https://bit.ly/2zw7gyU #homeloan #mortgage #homelending #mortgagebroker #lendingsolution #financialadvice #financialeducation #covid-19financialadvice #moneytips #covid-19

20.01.2022 To find out if you have lost money waiting to be claimed, it takes less than thirty seconds to find out. There is $1.1 BILLION of unclaimed money in Australia. This is made up mainly of inactive bank accounts, lost shares & life insurance. Life is busy, so you may have forgotten, lost track or haven't been receiving the communication that you're actually entitled to this money.... Unclaimed money search - http://bit.ly/2AONMD3 Finspective - www.finsepctive.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.

19.01.2022 Footy Tips Is Back $1,000 Prize - No Entry Fee. Our inaugural footy tips competition was so well received, we're holding it again for a bit of fun.... Message us with your email address if you want the link & password (no marketing attached). Feel free to tag others who may want to join. www.finspective.com.au Money is a resource, not a reason for living.

19.01.2022 The expense in any budget that is the sourest to swallow must be that necessary evil; insurance! Sure, making the cost a bit more palatable by reviewing your building, car, contents, boat insurance is a good idea, but who has the brainpower? A simple & relatively effective way to do this is to outsource the research & comparison to an Insurance Broker. A good Insurance Broker will help you decide how much cover you need, provide you with independently researched products fo...r you to compare & choose from & then complete the implementation process with you. Finspective www.finspective.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.

18.01.2022 When we started Finspective, our goal was to grow into a one-stop-shop for professional advice. We’re pleased to add a new piece to the puzzle today; a professional alliance with Co-Pilot Advisory. Simon Ward & the team at Co-Pilot Advisory provide accountancy & business advice to clients. We trust Simon to look after our own business and family needs (especially in the current climate), so we’re happy to offer more professional solutions for our clients. More importantly, ...Simon is just a fantastic, genuine guy. If you’d like to know more, please get in contact with our office on 1300 319 377 or [email protected]. www.finspective.com.au https://www.co-pilotadvisory.com Money is a resource, not a reason for living.

17.01.2022 Interest rates were dropping sharply for over two years before COVID-19. Since then, there have been more decreases in interest rates, which banks can pass on to individuals and businesses. Whether you choose interest rates that are variable, fixed or a combination of both, you’ll likely have more money to allocate to other areas. Or, I guess you could just pay more loan interest than you have to.... https://bit.ly/30hG6av

16.01.2022 Spend the afternoon having a look around your house and garage for unwanted or unused items. The average Aussie should be able to find 23 such items worth $5,300 on the second-hand market. Whether selling online, a local market or a garage sale; that's what we call a real spring clean.... Guide to selling second-hand items - http://bit.ly/317ZeV5 Gumtree second-hand economy report - http://bit.ly/2M9K0dX Finspective - www.finspective.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.

12.01.2022 9 out of 10 Victorians are paying too much for Gas & Electricity. There is an independent Victorian Government energy price comparison site which helps you compare providers quickly & easily. PLUS you are also likely to be eligible for a $50 bonus just for checking. Program participants have saved an average of $245 off electricity and $260 off gas. Also, the Brotherhood of St. Laurence is piloting an energy broker service (again backed by Victorian Government) until the en...d of September. So grab your last bill, compare providers & stop paying too much. Victorian Energy Compare: https://compare.energy.vic.gov.au/ BIL Energy Broker: http://bit.ly/2lXDyvZ Finspective: www.finspective.com.au If this has helped you, please let us know in the comments &/or tag somebody who might benefit from the tip. Money is a resource, not a reason for living.

09.01.2022 If there is one silver lining from COVID-19, this might be it. https://bit.ly/3e0Q7wn

05.01.2022 There are two great states; Victoria & "in the money!" We come across a lot of over-60s who aren't pensioners and as a result, think they have to pay top dollar for everything until they get the Age Pension. This is a myth! It simply takes 5 minutes to access heaps of free stuff across the State (including public transport).... The Victorian Seniors Card (or Victorian Seniors Business Card for those who work more than 35 hours per week) is accessible to most Victorian's aged 60+. Depending on your eligibility, you can access some or all of the following: - Free or concession public transport - Discounts on goods & services from over 4,000 businesses - Exemptions from a fishing licence in Victoria If you found this tip helpful, please let us know in the comments &/or tag somebody who you could use the help. Victorian Seniors Card Application - https://sforce.co/2kyHjIe Finspective - www.finspective.com.au The 2019 Victorian Seniors Festival will run from 6th-13th October, with more than 2,500 free or low-cost events across the state. Money is a resource, not a reason for living.

05.01.2022 Wondering how the coronavirus is affecting the lending market and what it means for you? Brenton shares 5 reasons why you might want to access your equity sooner rather than later. Full blog link https://bit.ly/3e0Q7wn COVID-19 Money Tips https://bit.ly/2zw7gyU ... Money is a resource, not a reason for living.

05.01.2022 We are looking forward to a coffee and a chinwag at our brilliant new office soon. Level 8, 350 Collins Street Melbourne VIC 3000... What's your endgame?

04.01.2022 The coronavirus has forced many of us to reassess our financial position and explore ways to cut costs, including our insurance policies. We explore how to make savings on your insurance whilst ensuring you have the right cover for your needs. Full Post: https://bit.ly/2Y91j3B... COVID-19 Money Tool: https://bit.ly/2zw7gyU #Insurance #incomeprotectioninsurance #lifeinsurance #TPDinsurance #disabilityinsurance #healthinsurance #privatehealthinsurance #homeandcontentsinsurance #houseinsurance #financialadvice #financialeducation #covid-19financialadvice

04.01.2022 How you choose to spend the thousands of tax-free dollars you are likely to make for a few hours work every year is up to you (we’re booking overseas holidays). The most common tip of any financial blog, article, expert, book or morning show segment is to ‘review your lending arrangements’. The reason; the financial upside is enormous! There are a million ways to do this. Here is a simple one:... 1. Contact a mortgage broker asking them for at least two alternative lending solutions that are in your best interests. 2. Provide the mortgage broker’s two ready-to-go alternative options to your existing bank (a good broker will also do this for you) and ask them to provide you with a solution to stop you from switching. 3. Choose which of your three options suits your circumstances. Finspective - www.finspective.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.

01.01.2022 Most Australian’s are employees, which means that we are likely to pay our Income Tax in advance to the ATO via our regular paycheck. Keyword: Advance. Given you’ve likely paid more tax in advance than what you had to, there is only one thing stopping you from getting your money back ATO. Hint: You. Your money sitting in the ATO coffers waiting to be claimed is better off in your pocket; perhaps to help with funding your Christmas presents, a holiday or paying off that pesk...y credit card debt. If you’ve chosen not to use a tax adviser, MoneySmart has some great tips to get you started & instructions on how to complete your return on MyGov. MoneySmart - http://bit.ly/2D5NgSt Finspective www.finspective.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.