First Home Buyers Melbourne in St Albans, Victoria | Brokerage firm

First Home Buyers Melbourne

Locality: St Albans, Victoria

Phone: +61 430 640 416

Address: Shop 57 Theodore St, St Albans, VIC 3021 St Albans, VIC, Australia

Website: Loanmarket.com.au/kevin-nguyen

Likes: 1920

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• Financial service
• Loan service
• Mortgage brokers
• Brokerage firm

25.01.2022 Auction 21 Hispano Dr Keilor Downs - look at how many people here. Market is very strong at the moment with lots of buyers

24.01.2022 #Clientfeedback #75WilsonRdMeltonSouth #firsthomebuyers #kevinnguyenmortgagebroker... "Seamless experience" "Kevin was very helpful throughout the whole process, he was very knowledgeable and communicated everything to us in a way we could understand which made the process very easy for us." Congratulations my client for securing her first home. Thanks for your trust into our finance service. Thanks Zack Ninkovic for your help with my client with the process of buying her first home Kevin Nguyen - Mortgage Broker for First Home Buyers , First Time Investors. 0430 640 416 [email protected]

24.01.2022 Another client will be ready to move in to their dream home this Christmas , New Year Formally approved within 5 business days ! Kevin Nguyen - Broker for First Home Buyers , First Time Investors

23.01.2022 Congratulations Lien and Cristian for the settlement of your first home. Has been blessed helping with your homeloan my friends. Wish you all the best. Thanks for your trust into our services. Thanks Ben Nguyen for pointing her to the right direction Kevin Nguyen - Broker for First Home Buyers and First Time Investors

22.01.2022 Another young first home buyer couple that we help to buy their first property. Congratulations Peter and Ha ! Good luck and all the best for the new venture. Moving to the new house soon and start a family. It has been blessed helping you with your finance. Thanks Darren Lambert for helping my clients with buying process. Kevin Nguyen - Broker for First Home Buyers.

22.01.2022 3 Consecutive year PREMIER BROKER - 2017/18 - 2018/19 and 2019/20.

22.01.2022 Dan Murphy gift cards, Blue Label, Gold Label . Thanks Julieann Tran Lilian Tran Kevin Nam Tran Barry Plant St Albans , Anh Tai, Romelle and Keith Marriott for your gifts. Your appreciations are making my job more meaningful and i am feeling so grateful and fulfilled

21.01.2022 Our Team Dinner

21.01.2022 https://au.finance.yahoo.com//how-young-people-can-thrive-

20.01.2022 https://www.loanmarket.com.au//buying-your-first-home-in-t.

20.01.2022 Met this client a couple of years ago when he was a international student , he got a fine on a train to city on the way to school. He did not bring cash so i ...was helping him to pay to the police first so he could get a discounted fine on the spot. Now he comes back and give me a challenge which is an UNCONDITIONAL PURCHASE CONTRACT , settlement is within less than a month, JOB KEEPER income and here we are. Congratulation my client, my friend , like my brother now for your trust into my service. Your dream has come true . From an international student to a permanent resident and now owning your first property here in Australia. Well deserved for your hard work, dedication and commitments . We are still open for business even though working from home. I am just a phone call away. Kevin Nguyen - Broker for First Home Buyers, First Time Investors.

20.01.2022 Great Offer for First Home Buyers : $1 Lender Mortgage Insurance for borrowing up to 85%. This will save you around nearly $4K in Lender Mortgage Insurance First Home Loan Deposit Scheme - We might need to wait for a couple of months before receiving invitation for preapproval submission. Therefore, it is gonna be a long period of waiting before your spot is available. This will be a great option for first home buyer with 15% deposit.

19.01.2022 ****CAN YOU FEEL IT BY READING THIS REVIEW When you genuinely care with all of your heart for your clients , they feel it and this review below from my client Cheryl told us all Reading this review made me so emotional because i can feel that she wrote it from the bottom of her heart .... This is the motivation for me to keep working harder and regardless of how busy i am my clients are always served with the best genuine, professional and caring manner like the first time they work into my office or after 2, 5 or 10 years. Thanks Cheryl for your trust into my business and my services again after more than 2 years. We managed to save this client more than $1000 a year by reviewed and refinanced her loan to another bank. On top of this is $4000 cash rebate from that bank for her. https://www.loanmarket.com.au/kevi//why-everyones-doing-it Kevin Nguyen - Mortgage/Finance Broker 0430 640 416 [email protected]

19.01.2022 https://www.loanmarket.com.au//are-your-clients-eligible-t

18.01.2022 https://www.loanmarket.com.au//jobkeeper-your-questions-an

18.01.2022 Another 2 happy clients who can relax, enjoy this Christmas and New Year and ready to move into their dream homes January 2021 Kevin Nguyen - Broker For First Home Buyers , First Time Investors .

18.01.2022 Thanks Karl and Lien for your gift and appreciation for all the hard work that we put it helping you with the land and construction of your first home Kevin Nguyen - Broker for First Home Buyers

17.01.2022 Congratulations to my client for her loan approval within only 2 business days Submitted 21.07.2020 Formally Approved: 23.07.2020... One touch approval only happened when you submit a flawless file to the bank. Kevin Nguyen - Broker for First Home Buyers

16.01.2022 " A friend recommended Kevin, no doubt is one of the best in the game, friendly, fast and reliable. Well done Kevin" Thanks Dawood for your feedback. Congratulations for the settlement of your first property. It has been our privilege helping you with your finance Kevin Nguyen - Broker for First Home Buyers.

15.01.2022 Landscaping to enjoy the peace and add more value to your house.

15.01.2022 https://www.loanmarket.com.au//investment-property-strateg

14.01.2022 I am so grateful to have a lot of loyal clients who are coming back to me after years because our services. They are like our family members. Congratulations Adam and Karen for the approval of your refinance loan application again Adam and Karen came from Europe 4 years ago. Helped them with their first Australia home and a couple of refinances until now

14.01.2022 Congratulations my client for securing his first home. The biggest first home buyer loan application that i did . $1.485 mil purchase. Loan was formally approved within 3 business days Kevin Nguyen - Broker for First Home Buyers , First Time Investors

14.01.2022 Its good to understand the loan process before you get started. 1. Discuss your goals and how can you reach them. 2. Chat to a broker about your plan for your home, investments, holidays, car, and lifestyle.... 3. Your game plan. When youre ready, well create a detailed game plan for your finance and lodge an application with your chosen bank or lender. 4. BOOM - that pre-approval feeling! We secure the thumbs up from your bank or lender for the finance you need, when you need it. Its called pre-approval. Now you know what you can afford. 5. Find your property. Get on the hunt for a home or investment to call your own. 6. Lets make it official (formal, unconditional approval). Youve found the place - well secure the unconditional approval from the lender for you. Sold! Now all thats left is to coordinate the settlement with your conveyancer/solicitor (I can put you in contact with someone) and work with your lender to sort the loan paper - Ill take care of that. 7. Settlement - The property is almost yours! Ill coordinate the paperwork for you in the lead-up to settlement with your solicitor or conveyancer. And then youll get the keys. Its celebration time. Make the call. Kevin Nguyen Mortgage Broker http://www.loanmarket.com.au/brokers/kevin-nguyen +61430640416

13.01.2022 Good one to watch - Auction 21 Hispano Dr Keilor Downs Vic 3038 .

13.01.2022 Big shout out to Aaron Jay. Great video and well done mate.

13.01.2022 The missing piece in most property hunting Applying for your first pre-approval loan with the right lender can be mind-boggling to say the least. Which lender will loan you the amount you need? How quickly can they provide the approval? Will they accept you as a borrower? Will they give you the most competitive rate? With so many seemingly eye-catching deals catering to first home buyers right now, it is difficult to dissect the good from the bad and the downright ugly. Buyi...ng your first home is a chance to create so much: a home, a platform for your wealth, and a brick-and-mortar asset but a calculated approach is vital to ensuring slow pre-approval doesn’t cost you the dream. Here’s what you need to know about the puzzle that is pre-approval. It’s the corner piece to owning property Pre-approval for a loan is like placing a corner piece of a jigsaw puzzle down on your coffee table. It costs nothing and has no immediate impact on your ability to complete the puzzle, but it is crucial because it provides you with an essential step in the right direction to the end product. The corner piece focuses the scope and dimensions of your puzzle and is the beginning of your exciting journey to becoming a homeowner. After all, you must start somewhere to put all the pieces together. An extra set of eyes on the prize Pre-approval is a subtle but distinct advantage to achieving the Australian dream of owning your first home. Once the corner piece is in place, all the nitty gritty details of your finances are given a ballpark figure. But getting pre-approval can be either light work or laborious, prolonged heavy lifting. As your local mortgage broker, I can be your extra set of eyes, to help place all the other pieces together accurately and efficiently. Not all lenders move quickly on pre-approvals and different lenders will assess you as suitable (or not) for their products. I can provide you with a lender suitable to your situation and with all bells and whistles attached to that pre-approval. The completed image The beauty of a pre-approved loan is the strength it gives you at auctions or when browsing the real estate market. Securing your dream home at an affordable price requires urgency in providing an offer, and you can’t do that without pre-approval (actually you can, but that could be disastrous!). I want to help you complete the puzzle of owning a property that you love. So let’s put the corner piece in placestart by talking to me today, I’ll work out the most appropriate lenders for you, so that the process of being assessed for your first home loan isn’t as complicated as you thought when you first looked at all the pieces strewn over that coffee table. https://www.loanmarket.com.au//the-missing-piece-in-most-p

12.01.2022 Congratulations Hieu ! We made it together secured your dream home Has been blessed to help you with your homeloan Kevin Nguyen - Broker for First Home Buyers

11.01.2022 https://au.finance.yahoo.com//australian-house-prices-fall

10.01.2022 Great team work 4 years ago when you were real estate agent Jay Nguyen Happy client Vi Pham Many changes for the last 4 years but for me this is one thing that never changes - The mission of helping clients to achieve their financial goals either first home buyers trying to get into the property market, or first time investors trying to buy their first investment property. ... Kevin Nguyen - Finance/Mortgage Broker for First Home Buyers / First Time Investors.

10.01.2022 #clientfeedback #happyclients #firsthomebuyers #firsttimeinvestors #kevinnguyenmortgagebroker... " From the moment that my initial call was answered until my finance was completed, the service I received from Loan Market was outstanding. I could not recommend this company, especially Kevin Nguyen, highly enough. Constant contact through the entire process was made and all updates were explained in every detail. The whole process felt so warm and easy. Kevin Nguyen was so friendly, professional and did exactly as promised. He was on time with delivery of his promises also. Anyone thinking of a mortgage broker should look no further. Absolutely brilliant. Thanks so much for all of your help."

10.01.2022 Borrowers could have better odds First Home Buyer The biggest changes to lending in Australia are being debated right now, and the winner could very well be first home buyers.... It’s all come about because the treasurer says lenders have become too conservative, and he wants them to loosen up. Today, under the current laws, lenders are required to conduct rigorous risk assessments when a buyer seeks a loan. These laws were, in short, a response to the global financial crisis. And effectively, those laws make the bank responsible for the decision to lend to you. These proposed new laws will put the ball in the borrower’s court. Aspiring homeowners can have every bit of their spending analysed. Not that it is such a bad thing - we are talking about hundreds of thousands of dollars and it’s important you can handle the debt. But, the government is looking to make a change. What will it mean for you? Making the borrower responsible = easier to get a loan. Banks will still do their own assessment of borrowers but they won’t have to account for the intentions of the borrower and their capacity. Don't let that scare you though. As a broker, I work in your best interests and will help find a loan that works for your situation. Loan Market have access to over 60 lenders, so there are lots of options to consider. You’ll be in charge of the information = you’re responsible. Going forward, if the changes go ahead, lenders will be able to base their assessments on the info you choose to provide. This is where having me on your side will be crucial. I’ll assess your situation to ensure you’re confident with the amount you’re going to borrow so that you can borrow with confidence. After all, We don’t want you drawing in debt you can’t handle. Less scrutiny on your spending = streamlined assessment. The existing expectation of fine-tooth-comb-level scrutiny takes time and has proven to be a tedious obstacle on occasions. Does your lender really need to know about your morning coffee consumption and Netflix addiction? With the government seeking to simplify the credit process, borrowers will (in theory) get more timely access to credit with less of the back and forth on paperwork. The earliest this will all come into effect is March next year. Questions? I bet. Give me a bell anytime, I’m available via phone, text or Zoom. https://www.loanmarket.com.au//borrowers-could-have-better

09.01.2022 Thanks Benjie and Rowena for your trust into our business. It has been our privilege to help you with your finance. Thanks Richie Aspacio and Lilybeth Aspacio for your introduction Some of my best clients. They are all nurses front line workers in hospital who have been working tirelessly but still managed to have time making masks, surgical hats for front line workers, doctors, nurses. We are grateful for this. Thanks again.

09.01.2022 https://www.realestate.com.au//the-suburbs-covid19-could/

09.01.2022 " SOLD " and more SOLD Stickers will be on board soon Congratulations to one of my VIP clients. Finance has been formally approved. Successfully purchased a great property in Point Cook. Thanks Jake Wang Amanda Moo for helping my clients with the buying process. ... Kevin Nguyen - Finance/ Mortgage Broker

08.01.2022 https://au.finance.yahoo.com//nsw-pauses-stamp-duty-for-fi

06.01.2022 Thanks chi Hien Tran for your feedback Saved this client every year of $3,300 plus $3,000 refinance cash back in her pocket. With this uncertain time it is even more valuable ... " Thanks Kevin to help me to refinance my loan. I am paying nearly 4% with current bank. Kevin helped me to refinance and get new loan with rate of only 2.19% and also 3000 cash back. Highly recommend for his quick , professional services " Kevin Nguyen broker for First Home Buyers, First Time Investors 0430 640 416

06.01.2022 Thanks Hemang for your feedback.

06.01.2022 I am so grateful for so many approval letters coming from banks today very quickly before Christmas. Most of the deals submitted only 1 to 2 weeks ago. Congratulations Mr and Mrs RISTEVSKI for securing this Million Dollars property on 2000 m2 land in HILLSIDE ! It has been blessed helping you with your finance Thanks Nathan Hawes for you assistance with this deal ... Kevin Nguyen & Nathan Hawes Nguyen - Mortgage Brokers

05.01.2022 THE FEDERAL BUDGET 2020-21 First home buyers incentivised. Normally a home buyer needs to save a deposit totalling 20 percent of the purchase price (or take out lenders mortgage insurance). As part of the Federal Budget, 10,000 additional first home buyers will be able to buy with as little as a five percent deposit. ... If you are considering applying for the First Home Loan Deposit Scheme, don’t wait! I can help you understand if you’re eligible, navigate through the process and find the most competitive home loan rate for your situation. We’ll need to get in quick, places are limited. Income tax cuts brought forward. This financial year, some 11 million individuals will benefit from income tax cuts being brought forward. For those earning between $48,000 and $90,000, the relief will be $1,080. Those earning between $90,000 and $120,000 will receive between $1,080 and $2,430 in tax relief and anyone with incomes above $120,000 will end up with the maximum $2,430. Surplus super fees addressed. When we change jobs, we often automatically end up with a new super account. As a result, tonnes of us have multiple accounts (6 million additional accounts, in fact!) and are possibly paying extra fees. The total of superannuation fees amount to more than our gas and electricity bills combined. From next financial year, if you change employers your super account will in most cases follow you. Full tax deductions for assets. Every business in Australia (except the top 1%) if that’s you, keep scrolling - will be able to deduct the full cost of new capital assets purchased after budget night (6 October 2020) as long as the asset is first used in the business by 30 June 2022. There is no dollar limit on the asset’s capital value, which makes this proposal very appealing to many businesses. Small and medium businesses with annual aggregated turnover of less than $50 million will also be able to apply full expensing to second-hand assets. Thinking about leveraging this for your business? Let me know, I can help you get this sorted. A broker who works for you Even though it can sound like a lot of noise, the release of the Australian budget is a good time to reflect and ponder your own budget and goals. I’m here to help - whatever you might need. Simply call or email and let’s discuss how I can support you. https://www.loanmarket.com.au/ne/what-does-it-mean-for-you

05.01.2022 https://www.loanmarket.com.au///building-vs-buying-in-2020 Why so many Australians are building rather than buying in 2020

04.01.2022 https://www.loanmarket.com.au//bank-or-mortgage-adviser-wh

04.01.2022 A Deloitte study from 2018 mentioned that mortgage brokers now write 56% of all new loans (compared to banks). And 90% of mortgage broker customers are very happy campers. If youre still asking yourself who you should talk to about your loan, have a read of this. You can absolutely get a loan direct from a bank. But I can cast the net wider and tap into over 60 banks and lenders from the Big 4 to boutique lenders, and access thousands of products.... Not only can I provide more options than the banks, I will also do the legwork for you and help you navigate the complex home loan process from application to settlement. And did I mention my service is at no cost to you? Im paid by the lender you choose so its definitely worth at least a quick chat whenever youre ready.* Hit reply or give me a call today. Make the call. Kevin Nguyen Mortgage Adviser http://www.loanmarket.com.au/brokers/kevin-nguyen +61430640416

03.01.2022 https://www.news.com.au///5773deaaa2430bbed17dedccf24e1cc7

03.01.2022 Rate My Agents - Top 20 Broker Australia

03.01.2022 Why everyones doing it Refinancing Im not sure what the collective noun is for refinancers; a review, a revolt, a rave whatever it is, there are record numbers of them. We have more time at home to look at those nagging life admin tasks and were also realising that - in such a strange economic climate - we really dont need to be donating extra funds to lenders. ... Looking at the latest data, refinancing* is on trend. In April, Australian home-owners refinanced to the tune of $12 billion^. This is a huge volume of refinancing activity. Or so we thought. Along came May and $15.1 billion worth of loans were refinanced! That month, for the first time in Australias history, the value of refinanced loans was almost as high as the value of loans for property purchases. In 30 days, 33,712 people refinanced and, interestingly, three-fifths of those refinancers changed lenders. Often I hear clients say that theyd like to stay with their bank or lender, so they want me to see if I can get them a lower rate within an institution that is familiar to them. These days, it seems that old-school loyalty is going the way of the dodo. And for the better. Its about getting you more money in your pocket, right? Pandemic-induced uncertainty (for both the broader economy and our own personal financial circumstances) coupled with record low rates, economic stimulus and ferocious competition between lenders for your loan has been a catalyst for borrowers to rethink their current loan. Cuts to the cash rate to just 25 basis points** in March have now filtered through to home loans, taking mortgage interest rates to record lows. Ive been reaching out to my clients whose loans are starting to look less attractive and working with them on alternatives. If you feel like its time to look at yours, dont be a stranger. Im only a Zoom, call, text message, or email away. https://www.loanmarket.com.au/kevi//why-everyones-doing-it

02.01.2022 Client Satisfaction Survey

01.01.2022 Congratulations Duy and Cuc for the settlement of your first home ! and also thanks for your feedback "" Kevin was recommended to us by friends who had bought properties through him, and we are very glad we chose him too. Kevin was very knowledgeable with all aspects of the current market and our local area. Kevin was always friendly and professional, and we would give him a 10/10 when it comes to communication- any questions were addressed almost immediately, and he was alw...ays available when we needed any advice. We would highly recommending his services to others. "" Thanks Rajiv Bakshi Area Specialist Burnside for helping my client with the process of purchasing their first home Kevin Nguyen - Broker for First Home Buyers, First Time Investors. 0430 640 416