Glass Financial in Sydney, Australia | Financial service

Glass Financial

Locality: Sydney, Australia

Address: Suite 51 Level 10, 88 Pitt St Sydney, NSW 2000 2000 Sydney, NSW, Australia

Website: https://glassfinancial.com.au/contact

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• Loan service

25.01.2022 Are you paying .5% more on your home loan interest rate than you should be? Don't settle for less than you deserve! The average existing mortgage holder had a home loan rate of 3.19% in August, yet new owner-occupier customers were offered a rate of just 2.69% on average.*... If it's been a while since you last refinanced then simply get in touch with us today - we'd love to help you save hundreds (and possibly thousands) of $$$ each year. To find out more, call 1300 245 277, email [email protected] or DM us * RBA #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

24.01.2022 How to avoid identity theft 1. Limit the amount of personal information you make available about yourself on social media, and don't click on random email links and attachments. 2. Shop online with caution - only provide your payment details to websites that begin with "https". ... 3. Pay attention to your bank statements and regularly check for irregularities. 4. Check your credit report online to see if any new accounts have been opened in your name. If this seems like overkill, consider that one in five Australians have had their personal information stolen at some point.* And if the thieves go on a spending spree in your name - taking out credit cards, and withdrawing money from your account - you could find it mighty hard to take out a loan on your next property. *Source: Veda #GlassFinancial #TransparencyInLending #SurryHills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla

24.01.2022 It's time to review your home loan, you may save a good money by refinancing to a lower interest rate! Get one of our experts to find the best rate for you! Call 1300 245 277, email [email protected] or DM us!

24.01.2022 Think home ownership is out of reach? Think again! The First Home Loans Deposit Scheme is allowing thousands of young Australians to purchase their first home with just a 5% deposit while not paying Lenders Mortgage Insurance - which can save you thousands and thousands of dollars. 20,000 applicants were accepted for the scheme in rounds 1 & 2, so you won't want to miss out on round 3.... But you've got to be quick - as the places fill up fast. So if you're ready to make your home buying dreams a reality, call 1300 245 277, email [email protected] or DM us. #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

23.01.2022 Last call! If you are self-motivated and hungry for success, then this is your chance. EasyApply: https://lnkd.in/g37WFFz #hiringpost... #brokersworkforyou #mortgagebroker See more

22.01.2022 Thanks for the kind words! Congratulations @stevenkornermortgagebroker on another great review!

20.01.2022 Congratulations Lionel on another great review! #TuesdayTestimonial #transparencyinlending

20.01.2022 Commercial Rate: 2.95% p.a. Purpose: Business or Commercial Loan Security: Standard Residential AND standard Commercial up to 80% Application Type: Full or Low Doc... Contact us to Learn More! *Conditions apply

20.01.2022 Would you allow pets in your investment property? While you might have some reservations about four-legged tenants, stats show that landlords who allow pets can boost their rental return by as much as 30%.* In almost every Australian capital, the median asking rent for a pet-friendly apartments is higher than for homes that dont allow pets. ... But what do you think? Would you rent to pet owners? Or do you have a horror story to share? *Domain #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla

19.01.2022 What you should know about comparison websites We've all held up the line um-ing and ah-ing over ice-cream flavours, so we know that choice can be overwhelming. Rating and comparison websites can be useful for bigger purchases - like TVs, washing machines and finance products such as home loans.... But while comparison websites can give you a rough idea of what's out there, many make money from showing sponsored links before non-sponsored links, and they usually only cover certain sponsored providers and products. How do we differ? We listen: we explore your financial goals and personal circumstances so that we can offer solutions that put your needs first, not the lenders'. To find out more, call 1300 245 277, email [email protected] or DM us. #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla

19.01.2022 Get a load of this: 2nd hand car prices have jumped up 25% this year!* There's a good reason for it: fewer new cars are being imported into the country due to coronavirus, which is driving up prices in the used car market. With that in mind, it's never been more important to have us riding shotgun with you when making a vehicle purchase.... That's because with prices so high, it's vital to have us help you secure a super competitive rate on your car finance, rather than relying on what the car dealership is offering. To find out more, call 1300 245 277, email [email protected] or DM us. * Moody’s Analytics price index #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

18.01.2022 Hey, what's up with those 0% car finance offers? When something sounds too good to be true, it probably is. Those 0% car finance offers spruiked by dealerships are no different, because they'll usually sell the car at a higher price than youd be able to purchase it upfront for.... Hidden charges and establishment fees might also be lurking under the bonnet. How can we do it better? Well, not only is our job to get you a loan with a low rate, but to negotiate on your behalf to ensure you pay a low price for the vehicle. We'll also make sure you're aware of all the relevant fees and charges that may be lurking in the fine print. So if a hot set of wheels has caught your attention, call 1300 245 277, email [email protected] or DM us #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

18.01.2022 How much do you spends on gifts each month? $20, $50 or 100? It turns out we're a generous bunch, spending about $100 a month on gifts, let alone the silly season itself!* What we're getting at is this: it's always a good idea to try and budget for gifts throughout the year so you can pay for them outright when the festive season arrives.... That's because you don't want to leave it all to the last minute as the banks don't look too favourably upon buy-now, pay-later transactions (like AfterPay and ZipPay) when you apply for a loan. * Financial Planning Association of Australia #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

18.01.2022 Has COVID-19 made you a more conscientious saver? It has for half of young Australians, with 49% saying they're now planning to save more than they did before COVID-19*. So how about you? Has all that's happened this year sharpened your focus on saving for the future? And if so, what are you saving towards?... *Source: Westpac survey #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

18.01.2022 How long does it take a First Home Buyer to save a deposit? The short answer is around 3 to 6 years, depending on where you want to buy.* If you're just itching to enter the market your best bet is Darwin, where it takes an average 3 years 1 month to save a 20% deposit. In Sydney you'll have to be most patient - waiting about 6 years 6 months to get the cash together. ... But the good news is that wait times are expected to go down, thanks to lower interest rates, reduced investor activity and generous government incentives such as the first home loan deposit scheme. So if you're saving for your first home, call 1300 245 277, email [email protected] or DM us. You may be closer to a deposit than you think! * Domain #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

18.01.2022 Curious about how much money you can save by refinancing your existing loan? Get now one of our experts to find the best rate! Call 1300 245 277 or DM us!

17.01.2022 Wishing you a Merry Christmas and a happy holiday season! (We've all earned it this year, that's for sure!) From the team glassfinancial.com.au... #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

17.01.2022 As if small and medium-sized businesses werent already facing an uphill battle this year; now it turns out that more than a quarter were knocked back when they applied for finance in recent months. Heres how we can help. The sooner we can discuss your options with you, the better placed your business can be to avoid the September cliff and thrive beyond.... Get in touch If youre an SME owner in need of finance solutions to get through the months to come, get in touch.

16.01.2022 The FHLDS allows eligible first home buyers with only a 5% deposit to purchase a property without paying for lenders mortgage insurance (LMI). This can save you anywhere between $4,000 and $40,000, depending on the property price and the deposit amount you’ve saved. There have been two successful runs of the scheme in January and July, when the 10,000 available spots were snatched up within months.... And another 10,000 spots opened up in early November as part of the federal government’s attempts to kick-start the economy following the COVID-19 crisis. So if you’re keen on nabbing a spot this time around, you’ll want to get in quick! Get in touch today. [email protected]

15.01.2022 When was the last time you were in tune with the RBA's cash rate cuts? If you haven't looked into refinancing in the last 18 months, then don't miss a beat - now's a great time to do so! There have been six RBA rate cuts since June 2019 - including one on Melbourne Cup Day - meaning you could be significantly overpaying on interest if you haven't refinanced. ... For a home loan tune-up, find out more, call 1300 245 277, email [email protected] or DM us. #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

14.01.2022 . New granny flat tax exemption Ever thought about building a backyard granny flat for a friend or family member? You might have been put off by the capital gains tax (CGT) implications, but that roadblock is being removed. As of July 2021, CGT will not apply to formal written granny flat arrangements providing accommodation for older Australians or people with disabilities. ... So if that's just the green light you need to dust off your granny flat plans, call 1300 245 277, email [email protected] or DM us. #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

14.01.2022 Glass Financial office in Sydney CBD is a Covid19 safe office.

14.01.2022 Manage your finances with three free apps They say 'you need to spend money to make money', but that's not always true - sometimes a free mobile app or calculator is on hand. Here are some useful ASIC tools:... 1. Savings goals calculator: this tool helps you work out how quickly you can reach your savings goals, and how to achieve them. 2. First Business app: this app can help you decide if you're ready to start a business, provides tips and ideas on developing your business network, and provides a checklist for starting your business. 3. MoneySmart Cars: this app not only gives you an initial calculation of what your car will cost, it also provides ongoing cost details and helps identify any hidden costs that may be lurking under the bonnet. Homes, businesses and cars - three important areas of life, and three areas where we can assist. To find out more, call 1300 245 277, email [email protected] or DM us. #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla

14.01.2022 Congratulations Steven! Get in touch with Steven today if you are looking to purchase a new house or refinance home loan to a lower rate. [email protected] 0433 788 127

14.01.2022 Get one of our experts to find the best rate for you! Call 1300 245 277, email [email protected] or DM us!

14.01.2022 Could your business improve its cash flow? Poor cash flow causes more than half (51%) of all Australian business insolvencies, and sadly this figure has steadily risen from 46% in 2015-16.* But if your business is having cash flow troubles, there are some financing solutions to help smooth them out. ... To find out more call 1300 245 277, email [email protected] or DM us. *Source: ASIC insolvency reports #GlassFinancial #TransparencyInLending #SurryHills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla

13.01.2022 Wow, congratulations again Reni for help your client to reach his goal by getting cash out of his equity to purchase his second property. You have been doing an amazing job! Get in touch with Reni now to find out how much you can save on your home loan. ... [email protected]

13.01.2022 Ever thought about adding a granny flat to your property? Did you know that building a granny flat out the back of your property could boost the value of your home by 30% and add around 27% to rental income?* (not to mention help keep the in-laws at arm's length!) On average, constructing a two bedroom granny flat requires an initial investment of up to $200,000, while a one bedroom dwelling usually costs around $120,000. ... If you've thought about building one for a while and need finance, then call 1300 245 277, email [email protected] or DM us. *Source: CoreLogic and Archistar #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

12.01.2022 Youve heard the saying safe as houses, right? Well, it seems that old adage may ring true even in the current pandemic, with many of the nations top economic experts saying thats where theyd put their money right now.

12.01.2022 Congrats again @stevenkornermortgagebroker #tuesdaytestimonial #transparencyinlending #homeloan

12.01.2022 Have you had to dip into your savings due to COVID-19? If so, you're not alone. A recent study suggests a third of Australians have dipped into their savings this year due to the pandemic.* Rest assured though there are ways we can help you reduce your monthly expenses, including refinancing your home loan.... If you'd like to find out more, call 1300 245 277, email [email protected] or DM us. * MyState Bank survey #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

11.01.2022 The $150,000 instant asset write-off, explained Keen to buy a vehicle or another asset for your business and immediately write off the cost? Here’s what you need to know. While the federal government recently extended the scheme to 31 December 2020, those keen to claim the deductions sooner rather than later will want to beat the 31 December deadline.... What’s this $150,000 instant asset write-off scheme you speak of? A few months back the federal government increased the instant asset write-off threshold from $30,000 to a whopping $150,000 as part of its coronavirus economic stimulus package. Under the scheme, businesses with an annual turnover of up to $500 million can immediately write off the cost of assets such as vehicles, tools, equipment and thanks to the recent $150,000 threshold increase heavy vehicles, tractors and machinery. Basically the scheme allows you to immediately claim all the tax deductions you would have claimed over the life of the asset. This can help with your cash flow, as getting the cash back sooner means you can re-inject it straight back into other parts of your business. Why the hurry? As mentioned above, the end-of-year deadline is fast approaching. So if you’d like help obtaining finance for an asset then please get in touch we can run you through more details of the scheme and present you with financing options that are well suited to your business’s needs now, and into the future. Disclaimer: The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.

11.01.2022 Here are 5 common reasons why your home loan application might get declined Getting rejected is never nice - especially so for a home loan. So, with that in mind, here are 5 common reasons why home loan applications can be declined.... 1. Your spending habits are a little too ... lavish. 2. Your credit history has a checkered past. 3. No proof of genuine savings. 4. Your employment situation isn't as stable as the lender likes. 5. You haven't saved a large enough deposit. If you're thinking of applying for a home loan soon, we'd love to help you get that all-important stamp of approval. To find out more, call 1300 245 277, email [email protected] or DM us #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

10.01.2022 Get in touch with Alisia today if you are looking to purchase a new house or refinance home loan to a lower rate. Congratulations Alisia Budiman [email protected]... #TuesdayTestimonial #transparencyinlending #refinancemortg See more

10.01.2022 Thank you for your support in 2020! Here's to a happy, healthy and prosperous 2021! From the team @glass_financial ... #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

10.01.2022 This is why we do what we do! Our broker Reni received this lovely feedback from her client. We take pride in the service we give to our clients, in making sure they are always taken care of every step of the way! #TestimonialTuesday

09.01.2022 So... heres the big catch. The scheme is limited to 10,000 guarantees per financial year, and places are filling up by the day. So if youre interested in applying for and reserving a spot in the scheme, get in touch today. We can help you apply through one of the schemes eligible lenders.

08.01.2022 5 reasons its a good time to refinance Found yourself with extra time on your hands? Slightly worried about meeting your home loan repayments? Want to make use of those back-to-back rate cuts? While the world has changed significantly over the past months, its possible to use some changes to your advantage. Before we go any further though, we want to say we understand theres no shortage of Aussie families doing it tough right now. And we want to reassure you that were he...Continue reading

07.01.2022 Its been two months since HomeBuilder was first announced, and Im sure many of us spent a bit of that time dreaming about an extra $25,000 to spend on a reno or new home. The good news is grant applications are now officially open. If youd like a hand obtaining finance to pay for the new home or reno youve been dreaming of, get in touch with us today were here to help make your HomeBuilder dreams a reality.... Call 1300 245 277 #homebuilder #homebuyers #homeloans

07.01.2022 Ever transferred money to the wrong person? Mistakes happen! But if you do notice a transaction error, the sooner you report it, the more likely you are to get your money back. If you report a blunder within ten business days, the Financial Ombudsman says the funds will be returned to you. If you tell the bank within seven months, you still have a pretty good chance of getting your money back. ... Beyond seven months? Then the recipient needs to agree. What's the biggest transaction error you've made? And did you get the money back? *Source: RBA 2018 Payment Systems report #GlassFinancial #TransparencyInLending #SurryHills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla

07.01.2022 A quick word on identity theft Scammers swindled Australians out of more than $16 million last year*. But many victims won't know their identity has been stolen until an inexplicably bad credit rating stops them from getting finance.... That's why its important to check your credit report each year. You can do so for free with Experian, Equifax or CheckYourCredit (illion). *Source: ACCC #GlassFinancial #TransparencyInLending #SurryHills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

07.01.2022 If you are unsure whether or not to Refinance, contact one of our Finance Experts today and let him/her find the best rate for you. Here is one of our successful Refinancing case, where our client saved a lot of money and was very satisfied with the service of our Broker. Congrats again, Steven! #TuesdayTestimonial... #transparencyinlending See more

07.01.2022 How to pay off your home loan 4 years faster Paying an extra $50 a week off your mortgage could put you years ahead on your loan. Now, we know that's a lot of money right now, but let's put it this way: paying an extra $50 a week on an average $400,000 mortgage could save you $46,992 in interest and pay off your home loan four years faster.* ... Even $20 a week could save you $21,281 in interest and pay off your loan 1 year and 9 months faster. Shout out if you'd like more tips on paying off your mortgage sooner or you want to discuss your refinancing options. We're always available - call 1300 245 277, email [email protected] or DM us. *Source: AMP #GlassFinancial #TransparencyInLending #SurryHills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla

06.01.2022 If you didn’t back a winner on Melbourne Cup Day then fret not: the Reserve Bank of Australia (RBA) has delivered mortgage holders a win by cutting the official cash rate by 15 basis points to a new record low of 0.10%. So if you’d like to explore your options - whether that be refinancing with another lender or renegotiating with your current one - then get in touch today. We’re here and ready to work through your options with you. To find out more, call 1300 245 277, email [email protected] or DM us.

05.01.2022 Is now the right time to lock in your rate? The short answer is: it depends on your individual circumstances, preferences and loan. You might prefer to lock in a rate if you: ... - prefer to accurately plan your finances - are concerned you'd be unable to make repayments if rates rise - wont suffer from FOMO if rates drop further. However, you might prefer not to lock in a rate if you: - are confident interest rates will continue to fall - dont mind having some unpredictability in your financial planning - prefer to go with market rates. For the long answer, call 1300 245 277, email [email protected] or DM us. #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

05.01.2022 Wow, congrats Steven on another great review! If you are unsure whether or not to Refinance, contact Steven today and let him find the best rate for you. #TuesdayTestimonial... #transparencyinlending See more

05.01.2022 Has your dream home location changed since COVID-19 hit? With so many more people working from home since COVID-19 hit, home seekers are now less likely to opt for higher density living in cities. Instead, spacious living is now top of the agenda, with a third (34%) of would-be buyers wanting to live somewhere less populated, another third wanting to be closer to either parks or shops, and one in five seeking suburbs with larger properties. ... Has the pandemic changed your priorities when it comes to your ideal home? *Source: Westpac survey #GlassFinancial #TransparencyInLending #SurryHills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more

04.01.2022 We like to think of ourselves as more than just your broker who you turn to when you need a loan but also a friend you can turn to in times of need.

04.01.2022 Home sellers across the country are lowering their price expectations in droves, new data reveals.

02.01.2022 Tempted to use Afterpay? Read this first Afterpay can certainly be tempting (particularly when late night shopping), but it can lead to consequences that linger long after the new shoe glow has faded. While the Afterpay approval process doesn't (generally) involve credit report checks, Afterpay (and its competitors such as ZipPay) is still a credit liability that needs to be disclosed when applying for a home loan. ... And with the banks pretty rigorous when it comes to approving loans these days, your next property purchase could be held up if youve racked up an Afterpay bill. So next time your finger is hovering over the Afterpay button, ask yourself: how will this look on my loan application? #GlassFinancial #TransparencyInLending #SurryHills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla

02.01.2022 Ever thought about becoming a 'property investor'? It's not as out of reach as you might think. In fact, 43% of Australian property investors own 2-4 properties, whereas 19% own 5 or more*.... So if you've ever thought about making the leap from homeowner to property investor, or if you want to add to your property portfolio, call 1300 245 277, email [email protected] or DM us. * 2020 PIPA survey #GlassFinancial #TransparencyInLending #Surry Hills #Ultimo #TheRocks #Redfern, #Marrickville #Newtown #Leichhardt #Mosman #Bondi #Cronulla See more