GM Homes Australasia Pty Ltd | Brokerage firm

GM Homes Australasia Pty Ltd

Phone: +61 1800 097 522

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24.01.2022 $50,000 to first-time buyers of newly-constructed dwellings see more information here. https://www.yourmortgage.com.au//group-proposes-gr/271521/

22.01.2022 #meettheteam Meet Susan, Our Business Development Manager at GM Homes. Throughout her long career, Susan’s clients have enjoyed a high level of customer service, experience and local knowledge which has established her exceptional reputation. Susan is proactive and dedicated to securing the best possible outcome for her clients. With a lifetime of varied industry expertise, there is no other Business Development manager that can provide such a level of service.... Contact us today on 1800 097 522 www.gm-homes.com.au #mortgage #realestate #home #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #forsale #dreamhome #business #money #homebuyers #properties #mortgagerates

21.01.2022 GM Homes have a large selection of properties across the Gold Coast region available. Contact us today.

20.01.2022 The Domain buyer demand indicator shows that the market has rebounded in recent monthsrevealing the top suburbs piquing buyer interest. While Covid-19 lockdowns sent buyer demand into a state of hiatus, activity from people likely to buy has rebounded in all capital cities apart from Melbourne. Queensland has stood strong and the near future could see many interstate buyers coming to the sunny state. The most popular suburbs in demand are Nambour, Bribie-Beachmere, Mudgeeraba-Tallebudgera, Nundah, Coolangatta, Noosa hinterland, Carindale, Redcliffe, Gold Coast hinterland, Surfers Paradise, Ipswich inner and Cleveland-Stradbroke.

18.01.2022 The median house price has surged from $160,000 in 1996 to $825,000 in 2020, an increase of 500 per cent in 25 years, the Real Estate Institute of Australia (REIA) has revealed. As for other dwelling types, including units and apartments, capital values have increased by just over 400 per cent over the past decade and a half, REIA’s latest Real Estate Market Facts has shown. This difference in growth is, however, slightly offset by the fact that units and apartments do produc...e higher yields. In fact, over the 25-year period, Australian housing yields tightened from 5.1 per cent to 2.9 per cent, while other dwellings have recorded a slight drop in yields from 5.2 per cent to 3.7 per cent. Looking at the individual capital cities, houses in Darwin recorded the highest return, averaging 4.2 per cent. In 1996, housing investments in Darwin were yielding 6.4 per cent. Melbourne and Sydney have always had the lowest yields, both falling from around 4 per cent in 1996 to just 1.8 per cent in 2020, REIA president Adrian Kelly said. The pandemic saw Melbourne and Sydney experience rising vacancies, with Melbourne now the highest in Australia at 5 per cent while Sydney is currently at 3.7 per cent, he added. According to Mr Kelly, it is these losses that have led to a decline in investor activity, but the situation is on the upswing as demand continues to lift. Despite rising vacancies and the low yields, we are starting to see investors reemerge as they respond to a rising market with further growth expectations and low borrowing costs, he added. As such, in the December quarter 2020, the weighted average capital city median price for houses increased by 6.0 per cent, while other dwellings added 0.9 per cent. This took Sydney’s median house price to the top of the pile at $1,211,488 or 46.8 per cent higher than the national average. At $490,000, Perth has the lowest median house price across Australian capital cities, 40.6 per cent lower than the national average. Having also analysed the last five years, REIA put the overall house price growth at 25 per cent, while other dwellings rose by 10 per cent to $600,000 since 2015.

18.01.2022 Loan projects announced through $50 million stimulus package. Premier Annastacia Palaszczuk said 1500 jobs would be supported or created with the funding going to 12 South East Queensland councils for 63 projects. Across Logan City, three projects are receiving $6.4 million which Logan City Council estimates will create or support 94 local jobs, the Premier said. ... see full article at https://statements.qld.gov.au/statements/90395

17.01.2022 Surging investor lending has seen new mortgage commitments rise by 5.5 per cent across March to reach a record $30.2 billion, according to the latest figures from the Australian Bureau of Statistics. The rise in March, spurred by continuing low interest rates, is the largest recorded since July, 2003 and was driven by increased loan commitments to investors for existing dwellings. Lending to investors accounted for more than half of the rise.... The value of new loan commitments for investor housing rose 12.7 per cent to $7.8 billion in Marchseasonally adjusted, that was 54.3 per cent higher than in March, 2020. ABS head of finance and wealth Katherine Keenan said investor lending has seen a sustained period of growth since the 20-year low seen in May, 2020. The value of new loan commitments for owner occupier housing rose 3.3 per cent to $22.4 billion in March 2021, 55.6 per cent higher than March, 2020, Keenan said. This rise was driven by an 8.8 per cent rise in the value of loan commitments for existing dwellings. The value of owner occupier loan commitments for the construction of new dwellings fell 14.5 per cent, the first fall since the HomeBuilder grant was introduced in June, 2020. The federal government’s program of $25,000 stimulus payments reduced to $15,000 after Decembertriggered a surge in demand for newly built homes There are some signs to suggest borrowers could take their foot off the lending accelerator in the months to come. While home prices continued to grow in April, an increase of 1.8 per cent, this was an easing from a 32-year high in March of 2.8 per cent. Nevertheless, ANZ economists still see gains of between 15 per cent and 20 per cent for capital city prices in 2021. Last week, APRA chairman Wayne Byres said lending standards were holding up pretty well and that any implementation of macroprudential measures would be triggered by risky behavior inside financial institutions. Addressing a committee for the Economic Development of Australia event, Byres said that regulatory settings were broadly right, given that the agency’s mandate was broader than just the stability of the financial system. Looking for an investment property? Contact us today on 1800 097 522 www.gm-homes.com.au #mortgage #realestate #home #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #forsale #dreamhome #business #money #homebuyers #properties #mortgagerates

17.01.2022 Survey data of 3,500 adults by Australian National University found that seven in 10 Aussies believe the current pension rate of $944.30 per fortnight for a single person is not enough to survive on. Instead, they support lifting the rate to $1,115 per fortnight. The survey data also showed that over half of people (55.7 per cent) who aren’t yet retired are worried they won’t have enough savings to live comfortably when they stop working.... This is a big jump from 39.6 per cent when the ANU did a similar survey in 2015, study co-author Nicholas Biddle said. Of those Australians who say they are worried about not having enough money in retirement in 2021, females, people who hadn’t finished year 12 and those outside capital cities were most concerned, Professor Biddle said. It found that a clear majority of Australians, 55 per cent, think the rate of superannuation payments should be increased from 9.5 per cent to 12 per cent by 2025 a change already legislated. Another 20.8 per cent said the rate should be greater than 12 per cent.

16.01.2022 Residential property market momentum has continued to surge through late March. With the month not quite over, prices across the five capital cities have already eclipsed last month’s 2.1% gain, rising 2.6% so far this month. We’re well on track for double-digit growth this year with some markets likely to achieve this much sooner than the end of the year. And auction clearance rates remain above long-term averages. Positive market momentum was not stifled at all by a lift in... auction numbers to the busiest weekend for a number of years. Auction clearance rate remained high up to 89.1%, clearly remaining at if not even higher than the trend seen over recent weeks. A sense of FOMO fear of missing out continues to be a major factor in spurring housing markets across the country, as buyer demand well outweighed available housing supply. Property prices in our 5 Capital Cities have risen 0.6% this week but, as always, results vary around Australia. The number of properties for sale in Australia is beginning to dry up. At the time of increased demand, buyers are experiencing a lack of good properties available for sale which is driving FOMO (fear of missing out). It will be interesting to see how potential sellers respond to the higher prices and if this increases the number of new property listings. Maybe sellers are holding back wondering if they can get more for their properties later on down the track, while other sellers are probably keen to buy first in this fast-moving market and therefore holding back putting their properties up for sale. Either waystrong demand at a time of limited supply must lead to property price growth. To help keep you up-to-date with all that’s happening in property see GM Homes updates on our website. 1800 097 522 www.gm-homes.com.au #mortgage #realestate #home #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #forsale #dreamhome #business #money #homebuyers #properties #mortgagerates

13.01.2022 Despite the financial fallout of the pandemic this year, a good chunk of Australians still believe the time is nigh to invest in property. New research by ING surveying over 2,000 Australians found there is still some positive feeling about the property market. According to the research, over a quarter (26%) of Australians believe now is the best time to enter the investment property market, and 44% still see property as a strong investment option. This number is higher amo...Continue reading

12.01.2022 It seems that everyone is an investment genius when the property markets are booming. But when times get tough, it’s important to listen to those who have the perspective of having lived through a number of economic cycles and who take a holistic approach to wealth creation. Yes we are living through difficult, unprecedented times but like all the disasters before COVID-19, I am confident that this, too, shall pass. We have been through wars, terrorist attacks, inflation, sta...Continue reading

10.01.2022 Baby Boomers are the most demanding consumer generation Australia has seen and they will break and reshape the retirement living sector. Speaking at The Urban Developer’s Aged Care and Retirement Living vSummit this week, Cam Ansell from Ansell Strategic said the Baby Boomers had the financial means and desire to disrupt the industry. He said they would not accept rationed care and would spend their money on building a retirement lifestyle they wanted.... We have that massive demographic shift this next generation are the wealthiest and most demanding of any generation, Ansell said. They will not be grateful to receive the standard ration-based service that we are offering. Ansell said the quandary facing developers of retirement living and aged care right now was the need to accommodate three very different groups of users, the acceptors (current users), the disruptors (the Baby Boomers), and the expectors who would follow. The expectations of Baby Boomers [will] start to influence us. They are disruptors, they are not going to go into aged care, they will want the services to come to them, he said. This [system] is going to change, and the time to be doing something about it is now. Paul Browne’s LDK Healthcare is one developer leading the evolution of the industry with a one-move-guarantee that is making waves in the retiree space. We use a model that is independent living through to the end of life, Browne said. Let’s remember Paul Hogan and Tina Turner are 82 this year, older people now have iPhones and want different things they want a product that I want. Most people in their mid to late 70s will downsize our one move promise is a golden ticket for people when they find out about that option. Von Slater from Lifestyle Communities also spoke at The Urban Developer vSummit on Aged Care and Retirement Living. She said their customisable properties were hitting the mark with the Baby Boomer generation. Baby Boomers want choicethey want to be able to choose everything in their house, she said. There’s a brag and peer factor. They want to customise everything [from] zip taps with sparkling water to fittings. That’s what we’re evolving to and what they are looking for.

09.01.2022 Property industry confidence has made its highest jump on record as 2020 comes to an end. Listings, clearances and property prices are on the upswing riding a resurgence in consumer confidence with many buyers and sellers catching up on lost time. Despite an extended lockdown in Victoria, more than 450,000 jobs have been added back to the economy across the past four months while a raft of federal and state stimulus measures has also seen home building pick up.... As Australia enters the start of a gradual recovery from the largest economic downturn since the 1930s, it’s a great time for an investment property. www. gm-homes.com.au #gmhomes #investment #mortgage

08.01.2022 https://www.corelogic.com.au//national-home-value-index-ri

08.01.2022 No Property Prices Won’t Fall 40% Media outlets have published various articles over the last week with a range of tantalising headlines that declares something along the lines of: RBA predicts up to 40 percent drop in house prices. Now, if you’re a first homebuyer or someone who is keen to get your foot on the property ladder, this might seem like good news. Finally, Sydney prices might fall back into reasonable territory! Right?...Continue reading

07.01.2022 Interesting read. https://www.abc.net.au//rba-interest-rates-quant/12844996

06.01.2022 FIRST HOME BUYERS MUST READ! Exclusive to GM-Homes. $5,000 deposit may be enough to get you in your New First Home! Contact us for more information: Tel 1800 097 522... www.gm-homes.com.au See more

06.01.2022 Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do. Steve Jobs At GM Homes, we’re celebrating #labourday2021 this long weekend. A salute to all our dedicated Queensland Workers, and all the team at GM Homes. Nothing comes easy without hard work.... www.gm-homes.com.au #mortgage #realestate #home #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #forsale #dreamhome #business #money #homebuyers #properties #mortgagerates

04.01.2022 The team at GM Homes would like to wish everyone a wonderful & safe Christmas season! May the New Year bring health, wealth & prosperity to you & your loved ones near & far

03.01.2022 Common wisdom seems to suggest that you should diversify your investments. But is this correct? In our opinion it is wrong, in fact I remember reading Napoleon Hill’s great book Think and Grow Rich many years ago where he also said that successful people specialise in one area they don’t diversified. On the other hand you will find many financial planners telling you to diversify for your own protection. What they fail to tell you is that it is also for their protection....Continue reading

03.01.2022 How do you manage your money? Money management is about so much more than just budgeting. Did you know that 63% of Australian’s retire without achieving financial independence? Many have to rely on a pension to get by....Continue reading

02.01.2022 https://www.domain.com.au//seven-steps-to-reduce-mortgage/