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16.01.2022 Here's an amazing article about how super is expected to increase massively this year. Really interesting reading, taken from Wealth Professional. Super funds have been tipped to be amongst the industries that will fly this financial year, but growth is expected to lag behind diamond mining, electricity generation and preschool education. According to the latest research from IBISWorld, superannuation funds are expected to grow by 21.2% during the 2012/13 financial year b...ringing overall revenue up to $232,800m. This growth figure puts super at number four on IBISWorld’s list of the top five industries to fly this financial year. Super beat organic farming into fifth place (14.9%), put sits behind preschool education (26%), electricity generation (28.7%) and diamond and gemstone mining (35.6%). According to the IBISWorld Industry report K7412, after four consecutive poor years, IBISWorld expects a return in confidence and favourable investment conditions in 2012/3. This is expected to result in growth of 21.2% for the superannuation funds industry to reach $232.8 billion. This growth will be off a low base, following the revenue decimation experienced during the global financial crisis, said IBISWorld general manager Australia Karen Dobie. And if you’re wondering which industries to avoid investing in this year, IBISWorld has also published a list of the five industries that it expects to see major falls this year. Iron and steel Manufacturing tops the list, with an expected fall of -15.6%, followed by cotton growing (-8.3%), recorded media manufacturing and publishing (-6.1%), pulp, paper and paperboard manufacturing (-5.2%) and gaming and vending machine manufacturing (-5%).

10.01.2022 Okay if you have personal insurances heres what I want you to do right now. Go and get your policy and read the section on where it says premium structure. It will be either stepped or level. If it is stepped, chance are you will be paying through the nose as you get older. The cost tends to spiral out of control and many people cancel it before making a claim. If you switch it to level, you will pay far less in the long run, and who doesn't want to pay insurance companies less?

07.01.2022 Here's an article that came from business spectator today (it is a reprint from the financial times). If you'd like to discuss the state of the world economy and how this relates to your own personal financial goals please call me on 1300 566 838. I always wondered who buys risky assets after one of these historic statements from the European Council. Sometimes the rally lasts for hours. Other times it lasts for days. The last one ended after less than a week; Italian and ...Continue reading

04.01.2022 Hello!! This is my first post at Heathmont Financial's Facebook page. I am passionate about financial products and I hope to share some of my passion with you in subsequent postings. Julian