Investwisely in Bella Vista | Financial service

Investwisely

Locality: Bella Vista

Phone: +61 2 9634 6698

Address: Shop 7, 1 Circa Boulevard 2153 Bella Vista, NSW, Australia

Website: http://www.investwisely.co

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22.01.2022 How Do You Invest In Uncertain Times? We are told to invest for the long term, so how do we know if long term trends have changed or if we are just experiencing another short term anomaly? Click on our blog link here to see how we have structured our investments in the current climate.... https://www.investwisely.co/blog #investing #pandemic #InvestWisely

20.01.2022 Everyone wants a quick win in investing, but if it sounds too good to be true, it probably is. According to Chainalysis - Cryptocrime is booming with $4.3 billion lured from 'investors' for Bitcoin and cryptocurrency Ponzi and fraud schemes.

18.01.2022 This is a really interesting article. Sometimes it is what you know for sure that causes the biggest investment mistakes. Your own experience whilst valid, is not enough to base your investment decision on alone.

17.01.2022 To Buy or Not To Buy? Surprisingly for every one phone call we have received from a client wanting to sell, we have had 5 from someone who wants to buy. This is surprising given we have just seen the quickest market declines since the Great Depression.... Our answer to this question has been consistent - if you have a 5 year time frame then now is a reasonable time to buy. Do so cautiously and focus on fundamentals. A company that has fallen by 60% is not cheap if the fundamentals have deteriorated by 90%. The best investments today are companies with low debt, and high free cash flow. Provided of course, that cash flow is sustainable. Some of these companies now have an entry price the is below fair value. If you are looking at investing in now for a quick turnaround in 12 months, then it is still too early to invest. There is too much uncertainty around job losses, business closure, and most importantly credit markets holding. After the GFC many people regretted not investing and missed the gains that followed. However, it is too early yet, to say with certainty the markets will be higher in 12 months. Even given this uncertainty, following the recent falls, it is also the wrong time to be liquidating your investments. Even bonds are charging a premium to liquidate.

16.01.2022 Interesting article in the AFR. It shows $8billion switching from growth to cash at the bottom of the market. Having an adviser on your side can help you from making emotional decisions like this that have a big impact on your retirement nest egg.

14.01.2022 The Coronavirus has put a scare in the markets recently. The question is how to react? Do you sell, buy or hold? Whilst the current movements have not been dramatic enough as yet to cause too much concern - unless you are 100% exposed to the Chinese market which fell 9% this morning. There will come a time when markets will have falls that make you question what to do. The answer is you should prepare before the shock - so that if things pull back you don't make a mistake.... Make sure you only take on the risk that you are comfortable with. Even good investments fall, but if you have investments with good fundamentals they will recover quicker than those that are speculative. With the increase in searches for 'beer virus' Corona might find a dip in sales in the short term. Who knows in the long term though this might just have been a way for the Corona beer to find its way into households that had never heard of Corona previously.

12.01.2022 At Investwisely we are pleased to announce our 2019 annual return numbers for our funds. The High Growth Fund returned 23.28% for the calendar year. Our Balanced Fund returned 17.38% for the calendar year and even our Defensive Fund returned 10.53%. This compares favourably with the median return for a growth fund of 14.7% as per the Chantwest graph below.... We believe strongly that some of the larger funds are now too big to generate effective returns in the long run for members and are being forced to buy more and more off market assets which lack transparency. Our funds are small and nimble, we can move on opportunities without worrying about moving the market. Our funds are transparent, you can see and talk to us about the underlying assets. Of course 1 year is a short time period when talking about market performances. Whilst we have only produced the model returns over the last 12 months, we have been investing in bespoke portfolios for high net wealth clients much longer and our results have been consistent. Whether you want your super managed in a more transparent way, or you are worried about how the big funds can continue to generate returns on their large pool of funds without going up the risk scale. Contact us and we will show you what we offer. If you have more than $250,000 to invest we can build you a bespoke portfolio designed to meet your investment goals. We also offer solutions for smaller portfolios through our model portfolios. We have a disciplined approach to investment management and we align our success to yours - we only grow our business if your investments grow too.

11.01.2022 Reporting Season - Why It Can Be Hard To Understand. One of the most common questions we receive during reporting season is: 'My company reported an increase in profit - so why did it fall.' The answer is simple - the market was expecting an even better increase than the company announced. If the market expects a 20% increase in profit and the company delivers and 10% increase then the stock will fall.... The next question is obviously - how do you know what the market expects. The answer is simple - research - do your own analysis on the company to see what you think the company will deliver. You can then cross check against the research of some brokers to see if the expectations are realistic.

10.01.2022 The next time you are thinking of following the herd on investments remember the photo below - unfortunately we are not all rational in our behaviour especially during times of heightened volatility.

10.01.2022 Why It Is So Hard To Time The Market? It is tempting for investors to believe they can time the market - even though no one has proven they are able to on a consistent basis. Much like driving a car though, most people believe they have above average skill. For car drivers that can mean an accident, for investors it can mean making a bad situation even worse.... In order to time the market you need to determine: 1. When should I cash out? 2. How much do I cash out (some or all)? 3. Where do I put it next? 4. How long should it there? 5. When should I move it out again? 6. How much do I move out? You need to get all six correct every time you try to time the market. That is why as hard as it sounds you need to keep your focus on long term goals. It is especially hard in times like this, but it is critical to your long term goals that you don't let fear affect your long term investment goals and allocations. If you are conservative then stay that way during all the cycles, the same applies to high growth investors. Our conservative fund has lost less than 1% in the last 12 months despite the Mar 20 quarter being the worst since 1987. Setting up according to the risk you are comfortable with is a far more effective way to maintain your long term goals than trying to time the market.

08.01.2022 Really interesting article which provides some long term perspective.

05.01.2022 Are We Heading For A Repeat Of The Dot Com Crash? As someone who was investing in 2000, I remember the dot com bubble well. One of the questions clients ask us frequently is my opinion on the tech sector. Should we invest or is it too risky now?... The blog link is attached here for more detailed thoughts: https://www.investwisely.co/blog But in general our thoughts are that there are some businesses and business models that don't make sense. They are being carried along by the technology tag, but there are many differences between the current events and those of 20 years ago. The main difference is a number of companies have already seen valuations impacted even without a 'crash'. The market has shown through companies such as Uber and WeWork that being a 'tech' company alone is not enough. This is different to 2000 where business models were not challenged. Even with elevated valuations there are still a number of companies we like and believe in. We most recently purchased them in May of this year.

04.01.2022 An interesting perspective on previous outbreaks.

02.01.2022 The reason most people fail at investing is emotion. Whether that be going to cash after the markets falls, or trying to time corrections/recoveries. When investing you need someone on your side who can take the emotion away and keep you focused on long term trends and goals. There is so much noise at the moment it is hard to know what to do. Unless you have someone you can trust to steer you the right way.... There is no better test of someone's ability to manage your money than in a crisis. We are very proud that following the year the markets falls that were experienced in Feb and March the financial year to date performance of our balanced fund is positive, our high growth fund has returned 2.55%. We did not day trade or panic, we simply stuck to our investments which were well researched and designed to perform well in all markets.