Smartline Mortgage Advisers Rockingham in Rockingham, Western Australia | Loan service

Smartline Mortgage Advisers Rockingham

Locality: Rockingham, Western Australia

Phone: +61 8 9527 1800

Address: Suite 2, 1st Floor, The Boardwalk, 7 Railway Terrace 6168 Rockingham, WA, Australia

Website: http://www.mortgagebrokersrockingham.com.au

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25.01.2022 With the Western Australian Government’s decision to extend the emergency period tenancy legislation for all residential properties, this is proving to be a controversial decision. Firstly, as landlords feel their own needs have been disregarded. Secondly, there is also a feeling that rental stocks will further diminish, and sharp median rent increases are inevitable in the near future when the ban on rental increases finishes. ... Time will tell, although this is one to keep a sharp eye on.

25.01.2022 Young first homebuyer and need to quickly put a deposit together in order to buy your first home? The WA Government is offering up to $3800 in rebates to attract young West Aussies into short term agricultural jobs. Due to the pandemic, regional areas are unable to source their traditional workforce, and are calling on locals to fill the void. The rebates allow for accommodation costs, and a relocation and travel component too. ... If you want a job and to get a house deposit together, this could be a golden opportunity.

25.01.2022 969 property transactions were recorded across Perth last week, a 5% increase on the week before. Units were particularly strong with a 31% rise. Claremont saw a massive week in sales with 33 transactions being recorded. Baldivis, Fremantle, and Rockingham all made the top 5 list. Houses are being snapped up quickly right now! If you need help with your finance, we can help you. Reach out to Justin or James and they'll assist.

24.01.2022 946 sales were recorded across Perth last week, as the market continues to gain momentum! Increases were seen in houses, units, and vacant land. To put it into perspective, this is an increase of over 75% compared to the same week in 2019. Baldivis, Canning Vale, and Gosnells were the biggest movers South of the river.

24.01.2022 Add value to your home before selling. #findafairdeal

23.01.2022 To enjoy rental income and get your foot on the property ladder, you'll need to know these things. #findafairdeal

23.01.2022 Buying a home in Perth is a 'no brainer' according to REIWA right now. With rents expected to increase by 15% and house prices looking like a 10% median price increase, when combined with record low interest rates and consumer confidence that hasn't been seen in years, it really is a once in a generation time to make a solid purchase. The investor market is also expected to strengthen strongly, as rental yields will become much more attractive with the rent increase and the ...super low vacancy rate. With the influx of people returning to WA to live from interstate and overseas, the market is set to heat up quickly in the new year. Want to get into the market, upsize, downsize, or invest? We can help you. Simple touch base with James or Justin and they'll be able to assist you. Credit Jennifer A Smith

23.01.2022 More and more Australians are grabbing this opportunity with both hands. #findafairdeal

22.01.2022 Did you need any proof to see that first home buyers are coming back into the market in droves? Figures just released from the ABS show that the number of monthly new loans for this demographic has jumped by 46% over the last 12 months. And from some rare financial advice from Philip Lowe, the RBA’s governor; It's actually a good time, if you're a first home buyer, to buy the property you've wanted," He said. "Interest rates are low, they're going to stay low."... "There are very large government incentives for first home buyers, and housing prices really across the country are no higher than they were three years ago. So, for a first home buyer with income security, I think it is a good time to buy. First home buyer looking to get into the market? Justin and james will be able to help you with your options, so please reach out and have a chat.

22.01.2022 Perth's residential rental vacancy rate drops even further, and now sits at just 1.3 per cent. Agents are commonly saying it's not uncommon for up to 50 people to turn up to a single property inspection and an unofficial bidding war erupting. With more and more West Aussies coming back home to escape the pandemic, this is only going to get tighter in the months ahead. ... This could perhaps be attractive to investors, as median rents are tipped to rise sharply and investment yields increase. If you are looking to invest in property and take advantage of the still low prices, then we can assist. Have a chat to Justin or James and they'll be able to take care of you.

20.01.2022 1,042 property sales transaction were recorded across Perth last week, what a whopper! Houses up 21%, units up 21%, and vacant land up 8%. The suburbs with the highest sales volume were Claremont, Baldivis, and Canning Vale. The Perth market is sizzling right now!

20.01.2022 Some of Perth's outer suburbs are leading the way as home sales surge across the city. With build times blown out by months and an additional 1500 homes expected to be built this year, the local market is on fire! Fringe suburbs are leading the growth, particularly within the Cities of Swan and Wanneroo.... For demolish and build, the Cities of Joondalup and Melville are the standout areas of volume. - Danella Bevis

19.01.2022 Did someone say Boom? Perth property prices are tipped to increase by 12% next year, with ANZ economists predicting prices growing at a rate last experienced during the mining boom. The hike would add $47,500 to Perth median house prices of $475,000, and $37,000 to the median unit price of $370,000. If you are going to purchase and want to get in before this strong growth, then reach out to Justin or James and they'll be able to take care of your lending requirements.

19.01.2022 A slight softening this week, as 877 property transactions were recorded across Perth. House and unit sales were down a little, with vacant land sales stable. Spearwood, Baldivis, Canning Vale and Rockingham were Perth's leading suburbs in terms of volume sold.

19.01.2022 Talk about a bumper December. Sales activity was up 42 per cent compared with December 2019. Nearly half of all Perth suburbs also saw a median price increase across the month, and properties are being snapped up on the day they are listed in some cases. If you're thinking of purchasing or investing, you might want to act quickly before the market goes into overdrive. Want to know where you stand with finances? Chat to Justin or James and they'll be able to advise you what options are available.

18.01.2022 It may soon be much easier to get a home loan, with the Federal Government ditching the responsible lending obligations that have been in place since 2009. This should see a lot of people who have not been able to purchase a home, finally be able to be approved for finance. Want to know if you now qualify for finance? Simply reach out and ask either Justin or James and they will be able to help you.

18.01.2022 And just like that, the RBA says its "best guess" is that the recession is already over

18.01.2022 7,000 new jobs for WA? Thank you very much! WA will be on the receiving end of a $1.1 billion infrastructure boost from the Federal Government that will create nearly 7,000 jobs, it has just been announced. It will go towards funding projects such as;... Reid Highway/West Swan Road interchange Roe Highway widening Abernathy Road upgrade High capacity signalling for Metronet Canning Bridge bus interchange

18.01.2022 Figures just out from the Australian Banking Association show that 500,000 home loans (8% of all mortgages) have been refinanced in the past year. The number of homeowners locking in a better deal on their mortgage is among the highest ever recorded, and it's pretty much due to Covid-19 and the historic low rates on offer. With the RBA tipped to cut interest rates further tomorrow, right now could be the perfect time to shop around for a better deal and to slash both money a...nd time off the mortgage. If you want your home loan to start with a 2, then please get in touch and we can assist!

17.01.2022 The WA Government has extended the deadline for when construction can begin on new home builds to give more people access to a $20,000 grant. Eligible WA homebuyers, both owner-occupiers and investors who are building a new home have been able to access the grant, although they had to have signed a contract by December 31 this year and begun construction before June 30 next year. Today WA Premier Mark McGowan said the construction deadline had been extended by six months to D...ecember 31, 2021. If you thought that you had missed out, think again. If you require finance for a new build, then please get in touch with either Justin or James.

17.01.2022 There are a few factors to keep in mind when you go through this process. Read on below: #findafairdeal

17.01.2022 Perth houses are quickly being snapped up right now, as the market is moving forward at a great rate of knots. The below list are the top ten suburbs that shows the median number of days they are on the market, and the median house price; Shenton Park - 10 days $1.2m Kingsley - 13 days $570k Heathridge - 17 days $430k... Manning - 18 days $730k Kinross - 19 days $470k Carine - 20 days $789,500 Kensington - 20 days $945k Beldon - 20 days $445k Bedford - 21 days $630k Leeming - 21 days $682,500 See more

16.01.2022 Rockingham Median Price Increase - 3.9% September was a great month for the Perth (and Rockingham) property market, with the overall home value index for dwellings increasing by 0.2%. The top performing median increase suburbs;... Darlington: 4.9% Armadale: 4.7% Swan View: 4.5% Rockingham: 3.9% Padbury: 3% If you've been sitting on the fence about purchasing, now could be the perfect time. Want to know where you stand and what finance options you have available? Contact Justin or James, and they will be able to assist you with your requirements.

16.01.2022 Rockingham completely outperformed the greater Perth market in November, with a 4.1% median price increase recorded. Nudging out our local area was Kelmscott with a 7% median increase, and Hillarys up by 6.8%. For reference, Perth saw a 1.1% increase.

16.01.2022 8 of WA's 9 regional centres have experienced an increase in the median sale price for the September 2020 quarter! Karratha experiencing the largest increase of 8.1% Geraldton saw an increase of 3.4% Kalgoorlie Boulder rose by 3.3%... Port Hedland up 2.2% Not only are median prices on the increase, sales volumes across the board are up substantially (up to 64%). Thinking of investing in regional WA and taking advantage of the property cycle? We can assist you with the right finance product for your needs. Reach out to Justin or James and find out where you stand.

16.01.2022 Take a minute to consider how accurate that value of your home could be. #findafairdeal

16.01.2022 More jobs coming online in WA, as the lithium sector starts ramping back up again. More than 150 jobs will be created at the mothballed Bald Hill lithium mine in the Goldfields in the middle of next year. After two years of soft demand for lithium, it's great to see an upturn. There are more projects across WA that could also come online with this new demand.

15.01.2022 If you're renting or wanting to rent (perhaps while you save for a home deposit), then REIWA has put together a list of the top 10 cheapest suburbs for rent in Perth. See the median weekly rents below; 1. Armadale - $260 2. Calista - $260 3. Medina - $265... 4. Camillo - $270 5. Mandurah - $270 6. Brookdale - $280 7. Kelmscott - $280 8. Koondoola - $280 9. Orelia - $280 10. Coodanup $283 See more

15.01.2022 Let’s be honest: you deserve a loan that is your perfect match. #findafairdeal

15.01.2022 The pandemic has led us to a revision of our lifestyles. #findafairdeal

15.01.2022 900 sales across Perth were recorded last week (a 64% increase over the same time last year), with a further 6% increase in established homes. Baldivis and Rockingham are the biggest movers yet again, South of the river. With recent median price increases, higher population growth, and a decreasing rental vacancy rate, the market has now well and truly turned and we have entered the upswing again. If you would like finance arranged for your next (or first) home and need to know what your options are, please reach out to Justin or James.

14.01.2022 The proportion of first-home buyers looking to buy a home in Perth has doubled, according to Westpac. The number of buyers looking to enter the market in the next 5 years has spiked 16% post pandemic 49% of West Australians feel more optimistic about entering the market than they did a year ago 37% state not wanting to pay rent anymore was the major driver... House prices, low interest rates, and the opportunity to live in a new area were the other main drivers. No matter which way you look at it, WA property is on the move!

14.01.2022 What a slowdown means for the Australian property market.

13.01.2022 Confidence has clearly come back to the Perth property market, with an increase in the median house price being recorded. Although it's only a modest 0.3%, it's far outperforming other capital cities around the country. What's driving this increase? The number of West Australians who are returning to their home state either from interstate or from overseas. Whenever WA sees population growth, we have historically seen a rise in the median house price. ... The pundits are expecting the median price to rise across Perth by 5% before next June, with many suburbs tipped to increase much higher. If you have been sitting on the fence, it could be a good time to make a decision to buy.

13.01.2022 Will this year be the right time for prospective home buyers? #findafairdeal

13.01.2022 Government backbenchers are calling for any rise in superannuation to be scrapped with the emphasis to be shifted to home ownership. Under the First Home Super Saver scheme, first home buyers would be allowed to withdraw up to $30,000 of their voluntary super. While some applaud the idea, others condemned the idea stating the driving up the median property market price, and the risk of a person's super being worth hundreds of thousands of dollars less come retirement time. What do you think of the proposed scheme?

12.01.2022 It pays to keep a cool head and your options open. #findafairdeal

12.01.2022 2020 saw capital growth in all capital cities, with the exception of Melbourne. Not bad considering the circumstances! Happy New Year Perth 1.9pc Sydney 2.7pc Melbourne down 1.3pc... Brisbane 3.6pc Adelaide 5.9pc Hobart 6.1pc Darwin 9pc Canberra 7.5pc See more

12.01.2022 It appears the technology is here to stay. #findafairdeal

11.01.2022 11,628 new operational resources jobs. That’s what’s in store for WA by the end of 2026, with 47 new projects being developed across the state. The Australian Resources and Energy Group (AMMA) predicts that direct jobs in mining will reach the peak of August 2012 within the next two years, before growing by another 4000 over the following four years. WA is definitely the state to be in right now!

11.01.2022 You could be due for an immediate tax refund. Find out more below: #findafairdeal

11.01.2022 46% of (home loans) borrowers have no idea what rate they are paying, according to a recent study in Australia. Considering home loan rates are available that begin with a '1', they could be leaving huge amounts of money on the table. Need a home loan checkup to see if you are paying too much? Reach out and we'll be able to help you!

10.01.2022 The hot market trend continues across Perth, with 1,074 property sales recorded last week. House and unit sales saw no change, while vacant land had a 44% increase! The big movers last week were Scarborough, Baldivis, and Secret Harbour.

10.01.2022 Property sales across Perth have increased again last week, with a total of 878 transactions being recorded. Vacant land saw a significant increase, up 92% over the previous week. The leading sales volume suburb saw Port Kennedy take out the top spot, with Rockingham coming in at 5th position.

08.01.2022 Whoa, slow down. There’s more to a great property than fancy light fittings. #findafairdeal

08.01.2022 Not a bad way to start your Sunday morning. Just out from the Premier’s office: Every household in WA will receive a historic, one-off $600 Household Electricity Credit. The WA Household Electricity Credit will be automatically applied to every Synergy or Horizon residential account as of today.... Happy Sunday

08.01.2022 Westpac have came out and are expecting house prices will surge by 15% in 2021, after a short period of distressed sales. They also expect that Perth will be the only capital city where prices remain flat until 2021, with all the other cities (with the exception of Adelaide) experiencing a fall in the median price. Bring on 2021 :)

07.01.2022 For only the third time in 40 years, Perth's residential vacancy rate has dropped below 1%. Falling to 0.96%, a rental crisis looms as tenants looking for a rental may find themselves unable to find a home. More investors are now needed to enter the market for the supply of rental stock. With property prices still at depressed levels, now could be the perfect time to enter the market as an investor. Want to know what finance options you may have available? Talk to the team, and Justin or James will be able to look after you.

07.01.2022 The median Perth property price increased by 1.1% in November, with the market clearly in recovery mode. On top of this, homes are taking a median of only 22 days to sell, making it the fastest time properties have sold since September 2006. Looking to purchase a home or an investment property? Reach out to us today and we’ll show you what financial options you have available.

07.01.2022 926 property sales were recorded across Perth last week, with houses, units, and vacant land softening slightly. Baldivis was head and shoulders the star performer with a huge 21 sales, followed by Como, Byford, and Fremantle. Homes are being snapped up nearly as fast as they are being listed at the moment!

06.01.2022 902 property transactions were recorded last week across Perth, with a 15% increase in house sales. Interestingly stock levels are now 25% lower than the same time last year, suggesting prices are strengthening with the increased demand and lower supply. Two of the biggest selling suburbs across town last week were Baldivis and Rockingham.

06.01.2022 Are there more things to pay? #findafairdeal

06.01.2022 Here are the key takeaways for property. #findafairdeal

05.01.2022 The latest Herron Todd White property clock showcasing WA areas. While Kalgoorlie and Geraldton approach the bottom, Perth and the South West are well into the recovery mode now. Port Hedland and Karratha are now in the rising market stage. It's been too many years since we found ourselves on this side of the clock.

05.01.2022 933 sales were recorded across Perth last week (an increase of 53% compared to the same week in 2019), with established homes and vacant land leading the charge. Canning Vale, Hamilton Hill, and Secret Harbour were the biggest selling suburbs.

05.01.2022 If you're home loan rate doesn't start with a 1, then you may be paying too much. Lenders are beginning to pass on the recent interest rate cut, and several have rates from 1.98%. If you would like us to look at your current home loan and see if we can find you a better deal, then please send us a message.

04.01.2022 These guidelines for investing will make it easier to act when you lay eyes on the ideal property. #findafairdeal

04.01.2022 Realestate.com.au's chief economist dives into 6 key reasons why house prices are not falling. Take a look at the video.

04.01.2022 Sales across Perth last week remained stable, with 910 transactions being recorded. Vacant land sales led the charge, up by 25% over the previous week. Como, Canning Vale, Byford, and Spearwood were the SoR suburbs that had the most volume.

03.01.2022 Good news - the City’s swimming pontoons are scheduled to be put out in late November. The four pontoons will be put at their usual locations: one in Warnbro Sound at the end of Malibu Road and the other three in Cockburn Sound along Rockingham Foreshore. Bring on summer!

03.01.2022 Located just 20 minutes down the road, the suburb of Coodanup has seen annual growth of 16.7%, taking the median price to $286,500. That’s most impressive, and just goes to show the opportunity that currently exists in our local area. If you're thinking of buying property and want to know all the options available, please contact either Justin or James and they'll be able to help you!

03.01.2022 Another big week across Perth, with 856 transactions being recorded. Unit sales saw some big growth, with a 26 per cent rise in sales. Baldivis has once again taken out the suburb that saw the biggest sales volume for the week.

03.01.2022 The Perth property market recorded 918 transactions last week, with established housing making a 9% increase. Ellenbrook, Scarborough, and Baldivis were the suburbs with the highest number of properties changing hands. The market is showing that the real interest is in established homes, and with a shortage of stock and an influx of new arrivals to WA, this will surely only push the median home price up. ... If you're looking to purchase before the market gets too hot, then please contact Justin or James. With rates available below 2%, now could be the perfect time to buy.

03.01.2022 Refinancing can be a great money-saver. Here's your guide to getting started. #findafairdeal

02.01.2022 Yanchep in Perth's north saw a 133% increase in sales in October, and as expected most of these sales were from vacant land. However it's several established suburbs that are also showing huge gains, with East Victoria Park up by 100%, Cloverdale up an impressive 86%, and Hammond up by 67%. Everywhere you look, the market is really moving ahead at a great rate of knots. If you've been sitting on the fence, it might be time to make your move!

02.01.2022 Perth's residential vacancy rate has now hit a 40 year low, hitting 0.8%. This has continued to put upwards pressure on rents with Perth's median increasing to $390 per week. Home buyers and investors have been pouring into the local market and this is the busiest time since 2007. If you're looking to purchase or invest in the New Year and you need your finance arranged, then please reach out to either Justin or James and they will bend over backwards to help you.

02.01.2022 826 sales transactions recorded across Perth last week, with established house sales leading the charge. There is a tonne of value to be had right now in the established market, and we may not see this again for many years to come. Baldivis has once again taken out the award for the highest selling suburb, with an amazing 20 properties sold last week. This is more than double any other suburb across Perth. Looking to jump in the market or perhaps upgrade to your next home? We can help you with that, so please reach out and touch base with Justin or James.

02.01.2022 Property sales across Perth continue to rise, with 883 transactions being recorded last week. The big mover again is established house sales, as the market appreciates the value that is on offer right now as opposed to building. If you would like to know the main financial advantages of buying established over building in the outer suburbs, then please get in touch with Justin and James. They'll also be able to help organise you a great finance deal that is suited to your circumstances. With the market tipped to start growing strongly, it's not a time to sit wondering what could have been.

01.01.2022 The Perth property market saw a median increase of 0.6% in October, and a 0.9% increase over the last quarter. Aside from the slight decline we saw when the pandemic was taking hold, Perth is back on track in its growth cycle that started to begin in late 2019. With record low rates, WA's increasing population growth, and vacancy rates of under 1%, the market is moving ahead with steam now.

01.01.2022 Much better than expected employment data out today, as WA has gone from 8.3% down to 7% unemployment. We're in great shape when compared to most of the other states. WA is THE place to be right now.