Innovus Advice in Wollongong, New South Wales | Financial planner

Innovus Advice

Locality: Wollongong, New South Wales

Phone: +61 2 4258 0099

Address: 497 Princes Highway 2519 Wollongong, NSW, Australia

Website: http://www.innovusadvice.com.au/

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25.01.2022 Do you have an emergency fund? Heres why you need one. On the blog today > https://innovusadvice.com.au//do-you-have-an-emergency-fu/ #innovusadvice #emergencyfund #moneymatters #everydollar #moneytips #financialadvice

25.01.2022 Spring is here! With some of us having extra time at home due to the current pandemic, it is a good time to have a spring clean of your finances. Here's our top 5 things to check. Pick ONE for this week to make a start on. 1 Clean Out your closets, literally. Sell what you can, donate the rest.... 2 Clean up Paperwork. Digitise what you need and get rid of what you don't. 3 Cancel Unnecessary Subscriptions. 4 Review or Negotiate Recurring Expenses. 5 Review Your Budget. #innovuadvice #springcleaning #moneymatters #wollongong #fairymeadow #illawarra

24.01.2022 If you're ready to get started and take charge of your money, we are on your side and ready to work with you. Start with a question or a worry or a comment, and we would love to give you some advice. All you have to do is fill in the form on our website and let's get to know you!... Start here > https://lnkd.in/eg7gfaB Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow #innovusadvice #moneymatters #financialplanner #wollongong #illawarra #fairymeadow

24.01.2022 Happy End of Financial Year! The Innovus Advice team are all ready and organised for everything the New Financial Year can throw at us, so if youre feeling a bit out of your depth or scrambling - maybe its time to get in touch! Visit the website www.innovusadvice.com.au and lets get you in the right gear in the New Financial Year!... #innovusadvice #eofy #endoffinancialyear #taxtime #wollongong

24.01.2022 One of our absolute favourite quotes from one of the best wordsmiths ever. Particularly relevant right now. #johnlennon #quote #covid19 #coronavirus #inspiration

22.01.2022 By making smart decisions with your money you are able to budget or allocate all of your necessities, focus on your long term goals and still find room for the things you enjoy. It might mean cutting back on something else, or increasing income to allow something extra in. You shouldn’t feel guilty for indulging occasionally, as long as you have a plan. After all, isn’t life about living on your own terms and enjoying the ride?... Have you got your plan in place? If not, we would love to help you. Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow #innovusadvice #moneymatters #financialplanner #wollongong #illawarra #fairymeadow

21.01.2022 Small business owners need financial advice from someone who knows what being in business is all about. If youre ready to get started, so are we - just email us on [email protected] and we will be in touch. https://www.youtube.com/watch?v=wH7W3B755DE... #innovusadvice #smallbusiness #smallbusinessowner #wollongong #illawarra

20.01.2022 We have worked with business owners for years - in their business, in their personal financial planning AROUND their business, and in advising them on business. Its one of the most rewarding things we do. If your business could use some advice, someone on their side or someone to guide you, we want to help.... Learn more about the services we provide for business owners on the website > https://innovusadvice.com.au/business-owners/ #innovusadvice #smallbusiness #wollongongbusiness #wollongong #fairymeadow #illawarra

20.01.2022 Since March 23 we have seen an increase in the value of the ASX 200 of around 25%, which is pretty unexpected really. There are a few reasons why we sometimes see market movements which on the face of it appear counter to what we would expect. Perhaps these are why the market is rising during COVID-19? Read more on the blog today.... https://innovusadvice.com.au//market-rising-during-covid-/ #innovusadvice #investment #stockmarket #covid19 #superannuation

19.01.2022 Why I Love Small Business - some thoughts from Paul today. #innovusadvice #smallbusiness #wollongongsmallbusiness #smallbusinessowner #smallbiz #nswsmallbusiness

18.01.2022 We believe that personal and business finances are inextricably linked, and we can help you manage your affairs so that neither aspect is neglected at the expense of the other. We know that most business owners find it difficult to separate themselves from their business, after all were in small business ourselves. If you or a business owner you know needs someone in their camp to help with their finances, we want to help.... Lear more about our Innovus Business Owners Package, including pricing and what you will receive, on our website > https://innovusadvice.com.au/the-business-owners/ #innovusadvice #smallbusiness #smallbusinessadvice #smallbusinessowner #illawarrabusiness #wollongongbusiness

18.01.2022 It will all be alright in the end - we promise. Watch Pauls latest video here > https://www.youtube.com/watch?v=F9ylBb7GFMA... #covid19 #coronavirus #smallbusiness #wollongong #illawarra #doomscrolling

18.01.2022 We think any time is a good time to make some new resolutions or new actions around your money - but the New Financial Year can be a great starting place. Choose to handle your money differently this financial year. YOU are in charge of that decision - so make it a good one.... If you want a helping hand, or someone to guide you - we want to be on your team. All you have to do is complete the Getting Started form on the website. Simple right? www.innovusadvice.com.au #newfinancialyear #newyearsresolution #moneymatters #fire #financialadvice #wollongong

17.01.2022 Small business owners who have had significant business asset sales can relieve some of the tax burden as well as maximise superannuation contributions beyond normal limits. If you require assistance in determining your eligibility or getting started with your super this year, please fill in the GET STARTED form on the website and one of our team will be in touch. #innovusadvice #coronavirus #covid19 #superannuation #governmentstimulus

17.01.2022 There remains significant volatility in markets and nobody knows where it will end up. We dont know whether increases in share values will continue or whether we can expect yet another decline. No one can tell why the market is rising during COVID-19. Sometimes the market falls when we least expect it, and other times it rises to our surprise. No one has a crystal ball which works. ... We have no choice but to hold to our strategy, recognising that there will be ups and downs, and try hard not to lose sleep. Read more > https://innovusadvice.com.au//market-rising-during-covid-/ #innovusadvice #investment #stockmarket #covid19 #superannuation

16.01.2022 As we continue this wild journey that is COVID-19, it is important to ride out the storm. With investment markets globally experiencing significant volatility, it is hard to resist the urge to switch your investments to cash. If you are looking at your super balance and seeing it fall in value, its human nature to want to protect what you have. ... However, by switching to cash, it may do more harm than good. Selling assets for less than you purchased them, may lock in your losses and compromise the ability of your super to recover when the market improves. Have confidence in an investments long term strategy, and dont be swayed by short-term volatility. There will be a rainbow after the storm. #innovusadvice #investmentmarkets #superannuation #superbalance #investing #stockmarket

16.01.2022 The start of spring makes us all want to start changing things. Now is as good a time as any to think about the changes you want to make in your money, the way youre moving forward and your future goals. We would love to help you create strategies that work FOR you moving forward.... Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow #innovusadvice #springtime #wollongong #illawarra #wollongong #moneymatters

14.01.2022 Weve got 5 tips to Spring Clean your finances - let us know which one youre putting in place in your family! 1. Clean out your closets - literally! 2. Clean up your paperwork 3. Cancel unnecessasry subscriptions... 4. Review / Renegotiate your current recurring expenses 5. Review your budget Need more detail? Youll have to check out our latest newsletter. Head to the website, scroll to the bottom and sign up today to get a dose of Innovus Advice in your inbox every month. #innovusadvice #springcleaning #moneymatters #moneytips

13.01.2022 The government is tightening the eligibility requirements as part of JobKeeper 2.0. To continue getting JobKeeper past 27th September 2020, one of the biggest changes is that your business GST Revenue needs to be down by the required percentage in both the June and September quarters (and December to be eligible for it from January 2021 onwards). If youre confused at all about what changes to JobKeeper mean for you, please get in touch with the team and we can help.... [email protected] #innovusadvice #jobkeeper #smallbusiness #businessowner #wollongong #wollongongnightlife

13.01.2022 Every week thousands of people find their lives turned upside down due to unexpected illness or injury which prevents them from working. With income protection insurance, you could continue to receive up to 80 percent of your regular income, though you cannot work. That means you can focus on getting better rather than worrying about how youre going to cover bills such as groceries, mortgage/rent and other expenses. Give us a call and we can complete an insurance review for... you and ensure the appropriate advice is given based on your circumstances. Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow #innovusadvice #insurance #protection #incomeinsurance #advice #family

13.01.2022 If you are lucky enough to receive a credit from your income tax return, what do you plan to do with those extra funds? Reduce your debt, stash it for a rainy day or reward yourself, all of its good - but make sure you do something intentional with it, dont just let it disappear! #innovusadvice #taxreturn #taxtime #eofy #wollongong #illawarra

12.01.2022 We can see the effect of sentiment on the market, where despite a poor profit result, the price of a companys shares can increase. It might be because investors thought the result was going to be worse than it was. Maybe investors were particularly happy about the economy generally and so decided to place a premium on the price of all shares. It is difficult to trade shares on a short term basis as a result of these seemingly illogical reactions. The fundamental value of a company can be overinflated by the market, or its true value may not be reflected in its price, merely because of how people are feeling on a particular day. #innovusadvice #marketperformance #stockmarket #investing #superannuation #marketsentiment

12.01.2022 When it comes to money, Innovus Advice is on your side. - and we want to be transparent with you. We understand that getting advice takes up your precious time and might cost you a bit of dough. We want to make sure you get great value for the investment you have made in us, and so we jam-pack our client tiers with different offers, depending on how much you want to spend. If you have any questions, you can always ask.... Get more information on our pricing structure here > https://innovusadvice.com.au/pricing/ #innovusadvice #financialplanner #moneymatters #transparency #wollongong #illawarra

11.01.2022 Unless you have a need for cash, remaining invested will give the best result even when investment markets fall. Thats directly against what our emotional brain tells us, but its important to stick to your strategy. Watch our video on Market Volatility here > https://www.youtube.com/watch?v=6-EpFZ1V9P8... #innovusadvice #marketvolatility #investmentstrategy #moneymatters #investing #superannuation

11.01.2022 If managed well, when things become a little less difficult as we overcome the current crisis, your retirement objectives can absolutely get back on track. The rules around the strategies for additional contributions to superannuation are complex. What is the best mix of strategies for you can only be worked out by analysing your particular situation. Seeking professional advice is the best way to ensure you get the best result. We would love to be part of your success.... Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow #innovusadvice #wollongong #financialplanner #financialplanning #fairymeadow

11.01.2022 With the end of financial year approaching, here are a few last minute reminders which might jog your memory, and give you the chance to take action before its all too late on the 1st of July > https://innovusadvice.com.au/2019//19/last-minute-tax-tips/ If you want any further information on any of the material covered here, please give us a call on (02) 4258 0099.... #innvosuadvice #EOFY #endoffinancialyear #taxtime

09.01.2022 Could your family survive if you lost your main income earner? How would you pay the mortgage/rent, put food on the table, pay childcare/school fees? A sudden death can place financial stress on those who depend on you. If this happens, life cover can help them pay the bills and other living expenses.... Give us a call and we can complete an insurance review for you and ensure the appropriate advice is given based on your circumstances. Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow #innovusadvice #wollongong #smallbusiness #smallbusinessowner #fairymeadow #illawarra

09.01.2022 INCOME PROTECTION Every week thousands of people find their lives turned upside down due to unexpected illness or injury which prevents them from working. With income protection insurance you could continue to receive up to 80 percent of your regular income, though you cannot work. ... That means you can focus on getting better rather than worrying about how youre going to cover bills such as groceries, mortgage/rent and other expenses. Give us a call and we can complete an insurance review for you and ensure the appropriate advice is given based on your circumstances. Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow

09.01.2022 In recent weeks we have had an increasing number of enquiries about how people can invest in gold. In the end, the thing that is special about gold is that everyone says that gold is special. Like so many investment related things emotion drives thought processes, and interest in gold is certainly an emotional response to uncertain times. Is investing in gold something you're interested in? We would love to have a chat about how we can help you with your investment portfolio.... Start here > https://innovusadvice.com.au/get-started/ Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow #innovusadvice #buyinggold #goldbullion #goldinvesting #wollongong #fairymeadow

08.01.2022 If youre ready to make a start on a new financial path, we are ready to help you. You can now book your appointment - whether thats via phone, Zoom or in person - online. https://calendly.com/innovus... Get in touch. We would love to be part of your success. #innovusadvice #wollongong #financialplanner #financialplanning #fairymeadow

08.01.2022 Wed like to invite you for a cup of coffee. No matter what you want to achieve with your money, no matter how much youve got today or what you want to achieve. Lets at least have a conversation. This is what Ill be ordering - a short black. Your coffee is on us.... Just get in touch by emailing [email protected] #innovusadvice #shortblack #coffee #wollongong #fairymeadow #moneymatters #financialadvice #accountant

07.01.2022 Many Australians took advantage of the early release of super option. Thats OK - but what are you going to do about it now? here are several strategies to rebuild your superannuation saving and not all of them require large amounts of cash. As is often the case, relatively modest amounts over a long period of time can give you a great result. If you dont know what to do right now, having withdrawn your super, then we want to help you get back on track. Come and talk to our ...team about getting back on top of your superannuation today. Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow

07.01.2022 We try to help our clients to identify the What ifs to help them to avoid the If only. For most of us, it is not just ourselves we are responsible to protect, there are others dependent on us. When the unforeseen appears, as it will all too often, it is comforting to know that you have put plans in place. We would love to help you work on your emergency plan, emergency fund and future money plan. Get in touch via the website and lets get a plan in place.... #innovusadvice #financialplanner #wollongongfinancialplanner #wollongong #illawarra

06.01.2022 For those who might not have been in to see us for a while, these are our new offices in Fairy Meadow. We've got a seat for you and plenty of room to spread out to talk through all your money matters - we would love to see you in office soon. Call us on (02) 4258 0099 Email the team at [email protected]... Or simply drop into our office - 497 Princes Highway, Fairy Meadow #innovusadvice #moneymatters #financialplanner #wollongong #illawarra #fairymeadow

06.01.2022 We know how hard these times are on small business owners - after all, we are in this business too. We want to help small business owners get back ontop of their personal and business finances - theyre absolutely linked and have to be worked on together in 90% of cases. Your initial consultation is at our expense, it costs you nothing to come and have a chat. Well shout the coffee while we discuss and discover if and how we can work together.... All you need to do is fill in our Get Started form and we will be in touch to arrange an appointment. https://innovusadvice.com.au/get-started/ #innovusadvice #smallbusiness #wollongongsmallbusiness #smallbusinesowner #smallbusinessadvice

06.01.2022 We keep saying you can't time the market. Well, here's the numbers to prove it. Watch the video below ... #innovusadvice #investment #sharemarket #investing #stockmarket #timingthemarket

05.01.2022 Who could have seen this coming. A wrap of investment markets and other things for the 2020 financial year. Watch our video here > ... https://www.youtube.com/watch?v=MNRIICZ8qWQ #innovusadvice #wollongong #eofy2020 #financialadvice #coronavirus #covid19

05.01.2022 If you're ready to level up with your finances, we are ready to help you. You might be doing ok, or you might not really know what you don't know yet - that's all alright. We can give you some advice, no matter where on your money journey you are right now. All you have to do is fill in the form on our website and let's get to know you!... Start here > https://innovusadvice.com.au/get-started/ Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow #innovusadvice #moneymatters #financialplanner #wollongong #illawarra #fairymeadow

05.01.2022 CHANGES TO JOBKEEPER - JOBKEEPER 2.0 Last week we emailed our small business clients regarding the changes to JobKeeper that were announced. As is usually the case, the government has left a lot of the detail out of the announcement, but we have gathered plenty of information and detail from various sources in order to give you a little more clarity and to silence some of the noise.... If youre interested in knowing WHAT is happening and WHAT it means for your business, just email the team and we can send you a complete run-down of the ins-and-outs of the changes. [email protected] #innovusadvice #jobkeeper #smallbusiness #smallbusinessowner #wollongong #illawarra

04.01.2022 Can you believe we are almost here? Have you planned ahead or already purchased presents for everyone or are on the type to be at the shops, running around like crazy on Christmas Eve? It doesn't matter what type of shopper you are, the most important thing to remember is to shop within your means!... Who's getting ready for the Christmas Holidays? #christmas #christmascountdown #christmasshopping #wollongongcentral

04.01.2022 Have you ever thought that only rich people need financial advice? "I havent got any money, so I dont need any financial advice". Nothing could be further from the truth.... Watch the video for ways we can help you - no matter what your current financial situation might look like. https://www.youtube.com/watch?v=R0ODkY4adY8

04.01.2022 As we face more lockdowns, more uncertainty, new regulations and stimulus, we want you to know we are here to help. We accept that trying to rectify this situation is difficult if not impossible now. When planning with our clients, we always recommend creating a buffer for exactly this reason. ... Financial planning is not all about providing for golden holidays in the sunshine once you retire, it is also about having a plan in place to deal with the unexpected. If youre ready for the help, we are ready to be on your team. All you have to do is get in touch. Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow #innovusadvice #wollongong #financialplannerwollongong #illawarra #accountant #financialadvice

02.01.2022 Have you ever negotiated a better rate on your mortgage? A quick google search to see what other institutions are charging and a phone call to your bank can result in an interest rate reduction, hence more money in your pocket each month. The same goes for insurance policies (i.e. car, home & contents), instead of letting these policies rollover each year, do some quick research on a comparison website to find the best deal.... If you would like some help, the team at Innovus Advice would love to be part of your success! #innovusadvice #springcleaning #mortgage #mortgagerates #moneymatters

02.01.2022 Sound familiar? You have taken the plunge and moved out of home either alone or with your partner. A family and buying a house are still some way off, but you are starting to think about it, and whether you will ever be able to afford either. ... You might be finalising study, and your income is increasing, so cash is a little less tight than it once was, but you still seem to find a way to spend most of what you earn. We can help you get on top of your money, on track with your goals and show you how the things you want can be made possible. All you have to do is make an appointment. Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow #innovusadvice #moneymatters #financialplanner #wollongong #illawarra #fairymeadow

02.01.2022 Investment markets will go back up. Life will return to normal. We will stop obsessing about the numbers. Its true - it will all be alright in the end. There will be a rainbow after the storm. Waiting is not so bad, if you know the storm will pass. #mondaymorning #positive #advice #advisor #smallbusinessadvice #

01.01.2022 When things return to normal, if they ever do, a priority for everyone should be to deal with their emergency fund. For those who had one and used it, time to replenish it. For those who didnt, time to learn the lessons and create one. Weve got 6 tips on getting started with your emergency fund on the blog today. What have you got to loose? Nothing. Read more > https://innovusadvice.com.au//do-you-have-an-emergency-fu/... #innovusadvice #moneymatters #financialplan #emergencyfund #savingsgoal #wollongong

01.01.2022 For those of us in the fortunate position of being actively engaged in small business, with the excitement and rewards comes the personal commitment. Our businesses become a reflection of us, both as professionals or manufacturers or retailers, but most particularly as people. I, for one, wouldnt have it any other way.... #innovusadvice #smallbusiness #smallbusinessadvice #wollongongsmallbusiness #wollongongbusiness

01.01.2022 WHAT TO DO NEXT IF YOU OBTAINED EARLY RELEASE OF SUPER: A surprising number of Australians took advantage of the early release of super incentive offered by the government as part of its response to the COVID-19 pandemic. 2.8 million applications for a total of nearly $20 billion.... The result of a $20,000 withdrawal from your super now can be nearly $100,000 at retirement if you dont do something about it. If you dont know what to do right now, having withdrawn your super, then we want to help you get back on track. Come and talk to our team about getting back ontop of your superannuation today. Call us on (02) 4258 0099 Email the team at [email protected] Or simply drop into our office - 497 Princes Highway, Fairy Meadow