Jason Dullard in Melbourne, Victoria, Australia | Loan service

Jason Dullard

Locality: Melbourne, Victoria, Australia

Phone: +61 402 334 043

Address: Level 2, 441 St Kilda Road 3000 Melbourne, VIC, Australia

Website: https://chillaxfinancegroup.smartonline.com.au

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25.01.2022 The cash rate decision for May has been announced by the RBA with the rate unchanged at 0.25%.

24.01.2022 As financial markets digest the findings of the Banking Royal Commission, the Reserve Bank of Australia has made its first rate announcement for 2019. The RBA has decided to leave the official cash rate unchanged at 1.5% for the 27th consecutive time.

24.01.2022 For the 3rd time in five months the Reserve Bank of Australia has decided to reduce the official cash rate, this time to 0.75%, in a concentrated effort to boost the economy. In making the decision to lower rates again the RBA has strongly reinforced its focus on supporting employment growth and boosting household consumption to restore inflation to within its target range of 2 -3% pa. The RBA will also have been very conscious of the impact on Australias exchange rate and the competitiveness of our exports had it not reduced rates in line with global trends.

24.01.2022 No surprises today... In the lead up to the federal election the RBA has again decided to leave the official cash rate unchanged at 1.5%. Id like to share some thoughts on why it has made this decision. Only twice before has the RBA elected to drop rates during an election campaign and on both those occasions the incumbent governing party lost the election. Despite inflation falling below its target range of 2-3%, continued falls in house prices, concerns around rising hom...e loan arrears levels, a borrowing squeeze in response to the Banking Royal Commission and slow wages growth it appears the RBA has elected to allow the federal election to run its course before intervening. With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and Im always available to ensure you have the right financial solution for your current and future circumstances.

24.01.2022 ANZ is the first of the banks to remove their Minimum Floor Rate from 7.25% to 5.5%. Their new Sensitised Servicing Rate will be calculated on the higher of 5.5% and a 2.5% buffer of interest rates. Great news for Borrowers who can now borrow more. Please get in touch if youd like to know how much more you can now borrow. #interestrates #borrowers

23.01.2022 New $25k HomeBuilder Grants available for new owner-occupier builds up to $750k as well as on substantial renovations where you spend $150k - $750k (valuation cant exceed $1.5m). Its means tested so incomes up to $125k for singles or $200k for couples. https://mobile.abc.net.au//government-coronavirus/12317786

23.01.2022 The first cash rate decision for 2020 has been announced by the RBA with the rate unchanged at 0.75%, as it assesses the economic threat posed by the bushfire crisis and the coronavirus outbreak. The Reserve Bank will have been encouraged by positive employment, inflation and house price figures and will be hoping these threats do not undo these recent gains. Lenders continue to review rates independently of the RBA. It is therefore important to review your lending options re...gularly to ensure they remain the most suitable for your situation. Please contact if youd like a review of your current mortgage(s). #interestrates #rate #rba

21.01.2022 Wishing all of the wonderful mums out there a Happy Mothers Day.

20.01.2022 This would be another great result for Borrowers.... A lower Sensitised Serviceability Rate = increased Borrowing Capacity :) https://www.theadviser.com.au//39134-more-people-could-acc

20.01.2022 AFG chief executive officer David Bailey applauded the ACCCs conclusion that consumer choice and lower interest rates on offer from smaller lenders competing w...ith the major banks would be threatened by any regulatory measures that affect the role of mortgage brokers. Find out more - https://buff.ly/2C4AOTi #keepcompetitionalive See more

19.01.2022 Customers must be kept first and foremost in any discussion of changes to the financial sector, - AFG Chief Executive Officer David Bailey.

18.01.2022 Itd be appreciated if you can please sign up to this petition. Its important that competition remains to ensure the major banks are kept honest with their margins on interest rates. 60% of loans are currently written through the Mortgage Broker Channel and this keeps increasing each year (up 6% in the previous 12mths). 40% of loans are written to non major lenders. These lenders most likely wouldnt exist without the Broker Channel. Theyre incredibly import for keeping the competition healthy.

18.01.2022 Nice to see some common sense.. finally politicians see how important brokers are for competition.

17.01.2022 The Reserve Bank of Australia has today kept the cash rate at 0.25% for the 7th straight meeting in a row. #RBA #interestrates

13.01.2022 As expected, the Reserve Bank of Australia kept the cash rate at 0.25% at its meeting today as the country continues to deal with the COVID-19 pandemic. The RBA, conscious of reductions in consumer spending, further falls in house prices and the flow on economic impact of stage four restrictions in Victoria, has consistently stated that it sees a cash rate of 0.25% as the floor. With rates at a record low and lenders continuing to offer very competitive rates, why not review ...your situation to ensure you have the right product for you right now? #rba #interestrates #refinance

12.01.2022 The RBA has announced that the cash rate will remain unchanged for July with rates remaining at 0.25%. #rba #rates

12.01.2022 Good news for First Home Buyers in last nights Federal Budget. The government has extended the First Home Loan Deposit Scheme (FHLDS) to provide an additional 10,000 places under the scheme until 30 June 2021. From 6 October, 10,000 more places will be provided to support the purchase of a new home or a newly built home. For those unfamiliar with the scheme, FHB’s have an opportunity to obtain their first home with a minimum of a 5% deposit and not incur any Lender Mort...gage Insurance (LMI). To find out more information, or if you’re eligible, please get in touch. #firsttimehomebuyer #federalbudget

12.01.2022 The Reserve Bank of Australia has decided to leave the official cash rate unchanged at 1% as it awaits fresh economic data to allow it to assess the impact of its June and July cuts.

12.01.2022 The cash rate decision for March has been announced by the RBA with a rate cut. The RBA has reduced the cash rate to a new record low of 0.50% in response to the economic threat posed by the coronavirus outbreak and bush fire crisis. Whilst the Reserve Bank would have been encouraged by recent economic data confirming continued house price increases and business investment, the dangers to the economy posed by the virus and fires and fears of a recession left the RBA with litt...le option but to reduce rates. #rba #economy #interestrates

12.01.2022 The RBA has decided to leave the official cash rate unchanged at 1% as it continues to assess the impact of its June and July cuts.

11.01.2022 New $25k ‘HomeBuilder’ Grants available for new owner-occupier builds up to $750k as well as on substantial renovations where you spend $150k - $750k (valuation can’t exceed $1.5m). It’s means tested so incomes up to $125k for singles or $200k for couples. https://mobile.abc.net.au//government-coronavirus/12317786

10.01.2022 The cash rate decision for April has been announced by the RBA with the rate unchanged at 0.25%. Just 19 days ago the RBA announced a .25% emergency cut in response to the economic threat posed by the COVID-19 crisis, reducing the rate to its lowest ever level. In response many lenders reduced fixed rates however most did not adjust their variable rates.... If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times. #interestrates #loan #refinance

10.01.2022 The Reserve Bank of Australia decided to once again reduce the official cash rate, this time to 1% in a concentrated effort to boost household spending and the economy in general. In making the decision to lower rates again this month the RBA has signalled its focus on supporting employment growth as it looks to restore inflation to within its target range and provide further stimulus to the economy. Interest rates are already at historic lows, and if lenders respond to the R...BAs move by slashing their interest rates, there is an even more compelling case for you to review your lending options now. Im here to work through the different rates available from our wide panel of lenders with you and Im always available to ensure you have the right financial solution for your current and future circumstances.

10.01.2022 Good News for First Home Buyers... https://www.mortgagebusiness.com.au//13405-pm-announces-ne

09.01.2022 As the country tunes in for the 2020 Melbourne Cup, the cash rate decision for November has been announced and rates have been cut. In response to the economic impact being caused by the COVID-19 crisis, the RBA reduced the cash rate by 0.15% to a new record low of 0.1%. In making this change the RBA has confirmed the views of many analysts that further stimulus is required to aid Australia's recovery post Covid. ... #interestrates #rba

09.01.2022 Every Mortgage Broker in Australia late Saturday night after the election announcement... https://youtu.be/MWM-qVkBzus

09.01.2022 A much better idea to reduced the Sensitised Servicing Rate instead of the Cash Rate (In My Opinion) that lenders are unlikely to pass on the full amount. Sensitised rates of 7.25 - 8% are over the top in a sub 4% Interest Rate market. It would allow consumers to borrow more.... https://www.mortgagebusiness.com.au//13376-banks-rba-and-a

07.01.2022 Greater choice & competition is always a great thing for consumers....

06.01.2022 Great news... lower floor (sensitised) rates means increased Borrowing Capacities https://www.mortgagebusiness.com.au//13586-apra-finalises-

06.01.2022 Happy Monday all

05.01.2022 *** RBA Rate Cut **** With the uncertainty of the federal election behind it, the RBA has decided to reduce the official cash rate to 1.25% as it tries to stimulate household spending and the economy. This is the first rate move since August 2016. Here is a table showing how Australias average mortgage sizes may be affected:... Loan amount examples Likely decrease in repayments $150,000 $31.25 per month $250,000 $52.08 per month $350,000 $72.91 per month $450,000 $93.75 per month $550,000 $114.58 per month $650,000 $135.41 per month Lenders continue to review rates independently of the RBA with some already making reductions in anticipation of the RBA decision. It is therefore important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and Im always available to ensure you have the right financial solution for your current and future circumstance. If youd like to have a chat about what todays news means for you and your finances, please dont hesitate to get in touch.

05.01.2022 The Reserve Bank of Australia (RBA) has delivered its final cash rate announcement for the year with the decision to leave the rate unchanged at 0.75%. In making the decision the RBA appears to be assessing the impact on the broader economy of the three previous cash rate reductions together with recent tax cuts, government spending on infrastructure and signs of improvement in the resources sector. The RBA will be keeping a close eye on household consumption and the GDP numbers being released later this week as it stays focused on the aim of restoring inflation to within its target range of 2 - 3 %.

04.01.2022 The RBA has decided to leave the official cash rate unchanged at 1.5% for the 28th consecutive time. Following its February meeting, the RBA said the case for the next rate move to be a decrease was now almost equal to the case for an increase and that it would continue to watch the economy closely for signs around its key objectives of decreasing unemployment and increasing inflation. It will also be watching property markets, particularly in Sydney and Melbourne, very clo...sely as prices continue to fall. With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and Im always available to ensure you have the right financial solution for your current and future circumstances.

04.01.2022 The cash rate decision for June has been announced by the RBA with the rate unchanged at 0.25%.

04.01.2022 *** Rate Cut *** Today, the RBA announced an out-of-cycle emergency rate cut to help the Australian economy withstand the impact of COVID-19. The RBA has reduced the cash rate to a new record low of 0.25%.... If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times. As youre probably aware, lenders review rates independently of the RBA and some may decide to pass this rate cut on to customers at different levels over varying time frames. I can help you secure the right deal for your circumstances from a wide panel of lenders offering home loans with great features, low fees and competitive interest rates. If youd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please dont hesitate to give me a call. #mortgage #rba #refinance #interestrates #loan #homeownership

03.01.2022 ANZ loosens Interest Only Investor Policy, now allowing up to 10yrs IO. https://www.mortgagebusiness.com.au//13226-anz-loosens-inv

03.01.2022 The RBA has decided to leave the official cash rate unchanged at 0.75% as it assesses the impact of its June, July and October cuts. In making this decision not to drop rates again, the RBA will have considered strong evidence of an improving housing market, supported by rising house prices in most capital cities and particularly in Sydney and Melbourne.

02.01.2022 Fantastic news for SME given the current environment... Australias lenders will enable small business customers to defer their loan repayments for six moths in response to the economic fallout from the coronavirus outbreak. #financeandeconomy #interestrates #smallbusinessloans #smallbusiness #loan... https://www.mortgagebusiness.com.au//14368-banks-to-suspen

02.01.2022 The RBA has decided to leave the official cash rate unchanged at 1.5% for the 29th consecutive time and Id like to share some thoughts on why the Reserve Bank of Australia has made this decision. With speculation mounting that a date for the federal election is close to being announced and that tonights federal budget will bring with it tax cuts, the Reserve Bank has again left rates on hold. Supporting the case are strong employment figures and continued low global interes...t rates, offsetting continued concerns around falls in housing prices. With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and Im always available to ensure you have the right financial solution for your current and future circumstances.

01.01.2022 Say goodbye to daylight savings and hello to an extra hour of sleep! If you live in NSW, ACT, SA, VIC and TAS your clocks go back an hour tonight.

01.01.2022 https://m.betootaadvocate.com//local-mortgage-broker-hosp/