John Adams in Waurn Ponds, Victoria, Australia | Loan service

John Adams

Locality: Waurn Ponds, Victoria, Australia

Phone: +61 403 191 980

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 Free information and tools for First Home Buyers. Message me to get your FREE 5 STEP GUIDE.

23.01.2022 Common food questions answered!

23.01.2022 What information is included on my credit report? I am seeing so many clients who are having issues getting the best finance deals because of their Credit report. The Credit reports are tarnished by poor conduct, mainly not making repayments on time. Some not paying a bill at all because of a disagreement with a Telco or energy provider. Tjis can be costly. Feel free to call me if you have any concerns about your credit file. https://www.mycreditfile.com.au//what-information-included

23.01.2022 Who is eligible for homebuilder grants, and how much will they have to spend? Yes first home buyers will get the grant and stamp duty concessions as well. Your building contract must be signed from 4th June 2020 to 31st December 2020. https://www.theguardian.com//who-is-eligible-for-homebuild

23.01.2022 2.29% Fixed rate for 1 to 3 Years. How amazing is that? Get in touch if you want to get a piece of this amazing offer.

22.01.2022 First Home Buyers - Are you ready? The First Home Loan Deposit Scheme is almost here, and I am ready to help you. Click here to find out more. http://www.nhfic.gov.au/media/1234/fhlds-fact-sheet.pdf

21.01.2022 Tips for your open for inspection!

20.01.2022 The Reserve Bank of Australia has made its August cash rate announcement, following two consecutive cuts in the preceding months that totalled fifty basis points. The central bank today held the rate at its record low of 1.0%.

20.01.2022 What a year 2020 has been!! Thank you all for your amazing support throughout 2020. We rose above the challenges and changed the way we communicated and did business with enhanced technology. Nothing will ever beat face to face interaction. Wishing you a very safe and merry Christmas and a successful 2021.

19.01.2022 Will the Cash Rate hit a record low today? It has been almost 3 years since we have had a change to the cash rate. If we do get a rate cut, Will the Lenders pass it on?

18.01.2022 So happy for this Legend. Formal approval for his first home in Torquay. You're going to love being so close to the beach. All your hard work has paid off. Bring on settlement day.

18.01.2022 Have you ever seen a home loan rate this low?? Call me on 0403 191 980 to see if you qualify.

17.01.2022 The Reserve Bank of Australia has just announced it will cut interest rates by 25 basis points, to a record low of 1.25 per cent, meaning those with variable home loans could feel some relief. That is, if the banks choose to pass it on in FULL. Here is what the BIG 4 have announced. Commonwealth Bank becomes the first of the big four to pass on the entire 25 basis point cut, effective 25 June 2019.... NAB is the second of the big four to pass on the cut in full, effective 14 June 2019. Westpac is the last of the big four to pass on the rate cut, but it is only 20 basis points, effective Tuesday 18 June. ANZ Bank has announced it will decrease variable home loan rates by 0.18 per cent, effective 14 June 2019.

17.01.2022 Have you ever thought about these?

16.01.2022 Have you got some financial goals that you can't seem to achieve? Do you need help with managing your budget to achieve your financial goals? If so, please make contact with Jess the founder of balanced money coach. She will help set you up to achieve these dreams. https://www.balancedmoneycoach.com.au/

15.01.2022 Buyers Choice April Newsletter - https://mailchi.mp/bdc6ff190/buyers-choice-april-newsletter

15.01.2022 The Mortgage Brokering community has joined forces to launch a Broker Bushfire Appeal via the Red Cross to raise funds for affected communities. The appeal aims to raise $100,000. Click on the link below if youd like to make a donation:... https://fundraise.redcross.org.au//mortgagebrokersaustralia

15.01.2022 We had a really happy ending today with a loan settlement for a purchase. The challenge was referred to me after the clients bank couldnt help. My client had already sold her house and because of some bad circumstances she was struggling to get finance to downsize. We worked hard to get her finances in order and present a nice application to our new lender. Today was the day that she got her new set of keys.

14.01.2022 The Reserve Bank of Australia (RBA) has today reduced the official cash rate by 25 basis points to a record low of 0.50%. The best part is the Big 4, CBA, NAB, ANZ and Westpac have all passed on the whole rate cut. Have you been thinking about reviewing your home loan and other finances? ... Call John for a free review on 0403191980

14.01.2022 ***BREAKING NEWS*** Following mounting expectation of a further cash rate cut after Junes reduction of 25 basis points, the Reserve Bank of Australia (RBA) has just announced its July decision. The RBA has again reduced the official cash rate by 25bps, resulting in a new record low of 1%.

14.01.2022 According to data from the ATO, 8.7% of Australians own an investment property. Property investment is a bit of an obsession in Australia. Everyone seems to have an opinion on it. However, according to the ATOs Taxation Statistics less than one in ten Australians actually own an investment property.... It seems that although we love to TALK about property investment, not many people are actually taking steps to OWN an investment property. The first step to property investment is knowing what you can borrow and choosing the right loan to suit you. If youd like to discuss your property investment plans our I would love to help you. Theyll guide you through the process to help you achieve your investment goals from rental income to capital growth.

13.01.2022 First Home Buyers. Have a look at this!!

13.01.2022 "It is the Governments expectation that the banks will pass on this 25-basis-point rate cut in full," CBA have announced Owner Occupied Principal & Interest SVR Home Loans reduced by 0.13% p.a

13.01.2022 Things to consider when buying to renovate...

13.01.2022 FREE Vehicle Locating Service. Looking for a car but dont have the time? We have access to all the major brands Locating both new and used vehicles We will negotiate the lowest price on the market for you!... If you want to save on your next car, contact me on 0403 191 980 or email [email protected] See more

12.01.2022 Mortgage Lending is easing. If you were previously just shy of being able to get a home loan, now might be your time. Message me for a free assessment.

12.01.2022 Loan rate hikes on horizon - CALL ME on 0403 191 980 to discuss the options of fixing a great LOW RATE. https://www.perthnow.com.au//the-banks-who-have-increased-

12.01.2022 Great news for First Home Buyers in Regional Victoria. $20k in Vic First Home Owners Grant, plus access to the Federal Governments FHLDS, combined with downward pressure on property prices, are a triple reason for eligible First Home Buyers to consider now. The Victorian government has announced that it is extending the First Home Owner Grant for an additional 12 months to support home buyers through the COVID-19 pandemic. Call me now to start your home ownership journey. https://www.mortgagebusiness.com.au//14468-vic-extends-fir

12.01.2022 Need more vertical space? #reno

11.01.2022 #lifehacks to get more organised!

10.01.2022 "Lets kill competition and help the banks make more profit" - said no one ever. Visit our page and send the government a message they need to hear - https://www.brokerbehindyou.com.au/ Potential changes to broker remuneration are threatening the viability of the mortgage broker industry, without brokers you could face higher interest rates, fees and a reduced choice of lenders - this means less competition.... 60% of borrowers now choose to use mortgage brokers, its time to stand up and tell government that you support and value mortgage brokers. #yourbrokerbehindyou #dontkillcompetition

09.01.2022 Here is some great information about credit reports from our friends at Pepper Money.

08.01.2022 https://www.realestate.com.au//which-party-wins-the-prope/

08.01.2022 Small Business Instant Asset Write Off EXTENDED The Age reported today that the government is extending the small business instant asset write off until June 2020 and increasing it from $5k to $25k, this applies to businesses with a turnover of up to $10m pa. Businesses can go out and invest today whether it is a vehicle, whether it is a piece of plant or equipment. Small business ombudsman Kate Carnell mentioned "It is surprising how many small businesses do not know it ex...ists" This represents a great opportunity to purchase or update assets prior to the financial year ending. Finance the full asset price and secure the tax write off. And of course I can help you organise the FINANCE!! See more

07.01.2022 A Mortgage interest rate increase is never welcome, particularly when families are also facing dealing with the effects of Christmas spending. During the past few months, a number of banks and lenders have increased mortgage rates for existing customers. For a quick and no-cost way to check if your current mortgage rate is competitive, contact me on 0403 191 980.... https://www.abc.net.au//mortgage-borrowers-shoul/10701798

05.01.2022 Wishing you all a safe New years eve and health and success in 2019. What are your resolutions?

03.01.2022 Happy Easter. Enjoy the rest of this long weekend.

02.01.2022 Tips for settlement day!

01.01.2022 RBA makes historic rate cut Effective tomorrow, 20 March, the official cash rate will be slashed to a new record low of 0.25%.

01.01.2022 The Reserve Bank of Australia has announced its first cash rate decision of the new year. The rate has been kept on hold at its current record low of 0.75%, where it has sat since October 2019.

01.01.2022 Are you considering an investment property? If it is in Melbourne or Sydney the time may be right!. Widespread speculation that house prices in Australias premier markets are set to go into a free fall is overly pessimistic, according to a new report by KPMG Economics. KPMG has produced a Housing Affordability: Sydney and Melbourne housing market update. The report comments that Sydney and Melbourne house prices will continue to fall further this financial year, before plate...auing and then recovering over the following two years. This is an update to a major study by KPMG Economics released in June 2017. While there will continue to be price declines in the near term, KPMG expects prices to bottom out in Australias two major cities in the calendar year 2019. The market will then start to see price growth again in Melbourne during 2020 and Sydney in 2021. To investigate your investment loan options, call John on 0403 191 980 or email [email protected] to make an appointment.

01.01.2022 Some free Advertising from Uber Eats while my neighbours are tracking their dinner delivery