Justin Forbes Finance Broker in Brisbane, Queensland, Australia | Mortgage brokers

Justin Forbes Finance Broker

Locality: Brisbane, Queensland, Australia

Phone: +61 417 144 711

Address: Level 7, 160 Edward Street 4000 Brisbane, QLD, Australia

Website: www.loanmarket.com.au/brokers/justin-forbes

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24.01.2022 Another happy client #approved #refinance #homeloan #newpurchase #investmentloan #homeowner #investor #loanmarket #straightthrough #seamless #wealthcreation #financebroker #mortgagebroker

24.01.2022 Have you been impacted by COVID19 and considering putting your loan on a repayment holiday but you're not sure if it's a good idea and not sure how much the deferral will ultimately cost you? Most lenders are offering either 3 or 6 month deferral options with interest charges being capitalised (added back) onto your loan. The calculator below can be used to quickly calculate how much the holiday pause will cost you. If you would like some advice or guidance on what options... may be available with your lender feel free to get in contact on ph 0417 144 711 or [email protected] and I will be happy to assist. https://www.loanmarket.com.au//mortgage-deferment-calculat

24.01.2022 A young family about to turn the key for the first time on their very first home in Australia . This is what living in Australia is all about! Australia is certainly the land of opportunity for EVERYONE! The lucky country . These clients had immigrated from one of the most harshest and most war torn countries on the . They started their own business and literally worked day and night to realise their dream of one day owning their own ... Its days like this that make you realise just how lucky we are living in and how lucky I am to be able to facilitate dreams like this! Its a privilege and an honour! CONGRATULATIONS!! #bestcountryintheworld #australia #newcountry #newbeginnings #newmemories #newhome #firsthome #brokersworkforyou #financebroker #mortgagebroker #homeloan #loanmarket

24.01.2022 Was great to be part of the Loan Market Professional Development Day today at Victoria Park Golf Complex!

24.01.2022 So this just happened! #loanmarket #grateful #lovewhatido #thankyou #gameon #financebroker #mortgagebroker #homeloans #ihavethebestclients #hobart2019 #justthebeginning #bestisyettocome #loanmarketqueensland

23.01.2022 ##Self Employed Borrowers## Have you recently set up your own business and have less than 12 months trading / abn history and want to take out a home loan? Have you approached your current bank / lender and they have said no? Has your current bank / lender told you to come back in 12 or 24 months with full financials and lodged tax returns and notice of assessment / tax portals in hand before they will accept your application? Have you been trading for more than 12 months ...but don't have your financials or tax returns completed? If you answered yes to any of these questions then you might like to read on as it's still possible to get a home loan approved without having these documents by using what's referred to a low / alt documentation application. Low or Alt Documentation (Low / Alt Doc) home loans are for borrowers who are self-employed or small business owners who dont have access to the documents required to obtain a traditional home loan and/or typically have short trading histories. Usually borrowers have no PAYG payslips and they can't provide financial statements or tax returns. I recently helped 2 of my clients obtain finance for their first home who didn't meet the requirements of mainstream lenders through the use of an alt doc home loan. The Situation - ABN had been registered for 8 months - Registered for GST for 8 months - Business had been trading for 8 months - No financials available (No Balance Sheet or Profit & Loss) - No Tax Returns had been lodged for either the applicants or the business entity - Applicants were unable to obtain finance from their current bank (one of the Big 4) despite having a significant deposit The Solution - I assisted my clients with a low doc application through a specialist lender - application used the business's last 6 months of Business Activity Statements (BAS) for income verification - Loan selected allowed for up to 85% Loan to Value Ratio (LVR) The Result - Loan was approved in 2 days and my clients were able to settle on their purchase and they have now started moving into their new home! If you would like to find out more about how a low doc or alt doc loan might assist you then please feel free to give me a call 0417 144 711. #lowdoc #altdoc #approved #sold #homeloan #firsthome #firsthomebuyer #selfemployed #smallbusiness #specialistlending #businessowner #ownbusiness #newbusiness #firsthomebuyersgrant #stampdutyconcessions #donttakenoforananswer #financebroker #mortgagebroker #loanmarket

22.01.2022 The Gold Coast as the sun sets on another day! #goldcoast #surfersparadise #queensland #qld #sunset #sunrise #sun #surf #sand #australiasbestbeaches #worldsbestbeaches #theviewfromq1 #views #financebroker #mortgagebroker #brokerlife

22.01.2022 If youre a #firsthomebuyer and would like some guidance and support to help you purchase your first home Id be happy to help! #fhbg #firsthome #firsthomeconcession #preapproval #newhome #stoppayingrent #ownhome #financebroker #mortgagebroker #approved

21.01.2022 A short 30 second video testimonial from a highly valued client of mine that I helped late last year to purchase her family's 'forever' home in the beautiful Gold Coast Hinterland. Through the use of a Bridging Loan / Go-Between Loan, Fiona and Stephen were able to go ahead and buy their dream home without the need to first sell down their existing properties. If you've found your next home or your 'forever' home and you think you need to sell your existing home first, th...en a Bridging Loan facility may be an option for you to consider. A bridging loan allows* you to make the purchase now and gives you time to sell your existing property (typically between 6 to 12 months) so you don't have to miss out on your dream home! Not all lenders offer bridging loans so it's important to first talk to a trusted finance specialist who can guide you through the process. Special thanks to Ben Cannon for the quality referral! #brokersworkforyou #bridgingloan #relocationloan #gobetweenloan #foreverhome #dreamhome #homeloan #financebroker #mortgagebroker #loanmarket #familyhome #makingmemories #dreambig *subject to credit approval

21.01.2022 Thank you to all of the past and current Service Men and Women who have sacrificed so much so that we have the freedoms and privileges that we all enjoy today in the best country in the world . Especially thankful and proud of the service my Grandfather Colin Forbes dec. (1st Parachute Battalion) and my dad Robert Forbes (1st Armoured Regiment) gave to the Australian Army during the WWII and Vietnam War conflicts. Thank you. Lest We Forget. #anzacs #anzacday #lestweforget #standto #sacrifice #respect #endurance #mateship #courage #teamwork #neverforgotten #thankyou

20.01.2022 When was the last time your Bank or Broker called you and offered you an interest rate reduction of 0.74% off your existing home loan? If your home loan starts with a 3 or a 4 its highly likely that youre paying more than you need to. This can add tens of thousands of dollars in extra interest and add years to you owning your home outright and debt free. If you have a spare 5 minutes and want to find out if you could be getting a lower rate on your home loan, Id be happy to help! Available 7 days a week and after hours on 0417 144 711 or [email protected] #homeloan #savemoney #brokersworkforyou #financebroker #mortgagebroker

20.01.2022 One of my goals and key areas of focus for 2020 is to make work / life balance a priority and that means a daily fix of exercise! Another priority is to spend more time with high quality humans! Week 1 Week 2 ... The goal is to run 20x Park Runs this year and my very first full marathon 2/20 . #worklifebalance #run #move #exercise #healthybodyhealthymind #highqualityhumans #highenergy #positivevibesonly #youonlyliveonce #noexcuses #getmoving #newfarmparkrun #5kmrun See more

19.01.2022 Another satisfied First Home Buyer. If youre a first home buyer and not sure where to start feel free to give us a call on 0417 144 711 and we will be happy to assist! Another 25 lenders go live this Saturday 1st February with the First Home Loan Deposit Scheme so if you would like to check your eligibility please give us a call or email! #firsthomebuyer #firsthome #newhome #newbeginnings #newmemories #financebroker #mortgagebroker #mortgageplanner #loanmarket #brokersworkforyou #firsthomeloandepositscheme #fhlds

19.01.2022 Lowest Cash Rate EVER!!!!!

19.01.2022 Just hanging out with a couple of heavy hitters at Loan Markets Annual International Awards Presentation for 2019 which was held in Hobart earlier this month. On the left is Sam White, Chairman for the Loan Market Group and on the right, Brian White, Chairman for the Ray White Group. Making the decision to take a risk and go out on my own after 15 years working as a bank employee and start my own business has been one of the best decisions Ive made so far for my career! Ma...king the decision to partner with a family owned and operated business in Loan Market was my 2nd best decision! #family #familyowned #familyvalues #loanmarket #gameon #awards #financebroker #mortgagebroker #homeloans #dreams #neverdiewondering #takearisk #justdoit #bestisyettocome See more

19.01.2022 Some useful information for anyone receiving Job Seeker, Job Keeper or any of the Covid-19 relief payments.

17.01.2022 A young family about to cut the ribbon on their very first home in Australia . This is what living in Australia is all about! Australia is certainly the land of opportunity for EVERYONE! The lucky country . These clients had immigrated from one of the most harshest and most war torn countries on the . They started their own business and worked day and night to realise their dream of one day owning their own ... Its days like this that make you realise just how lucky we are living in and how lucky I am to be able to facilitate dreams like this! Its a privilege and an honour! CONGRATULATIONS!! #bestcountryintheworld #australia #newcountry #newbeginnings #newmemories #newhome #firsthome #loanmarket #brokersworkforyou #financebroker #mortgagebroker #homeloan

17.01.2022 Another approved and satisfied client . If youre not getting the service or the outcomes you expect or desire from your current broker or lender, it might be time for a change! #approved #unconditional #homeloan #newhome #newtown #newbeginnings #brokersworkforyou #loanmarket #nodrama #noissues #noworries #straightthrough #lovewhatido #happyclient #happybroker #financebroker #mortgagebroker

17.01.2022 When was the last time you reviewed your home or investment loan? I recommend that all borrowers sit down and do it annually to ensure youre getting a good deal and not paying more than you need to. One of the quickest and simplest ways to get a discount off your home loan is to call your broker or bank directly and ask for a free review. If they dont give you what youre expecting then give me a call on 0417 144 711 and Ill be happy to do a quick review and provide you with some options to consider.

17.01.2022 Getting good advice from someone you trust and from someone who knows their subject matter is the single best tip I can give anyone looking to get finance approved this year. Not doing so can literally mean the difference between getting your loan approved or getting your loan declined. It can mean the difference between living in your dream home and not living in your dream home.....If your loan is declined it may also make it more difficult to obtain finance with another lender and you may also have to pay a higher interest rate and/or establishment fees with an alternative lender. It pays to get it right the first time round! #advice #dreamhome #familyhome #homeloan #newhome #approved #straightthrough #firsttime #noissue #nodrama #sold #mortgagebroker #financebroker #loanmarket

16.01.2022 How good is that view (its even better from the balcony ). Thats the view overlooking Carters beach at Kianga NSW that ScottandFiona Jackson now get to wake up to every single morning from their new forever home! Its always an honour and a privilege helping people to realise their life goals and when you get the opportunity to help life long friends achieve theirs its extra special . Thanks Jacko and Fiona for trusting me to get this deal done . ... I have a feeling that theres going to be an influx of visitors to your new home in the coming years! Its an absolute beauty and what a location . Enjoy!! #foreverhome #newhome #newbeginnings #newjob #newtown #homeloan #approved #financebroker #mortgagebroker #brokersworkforyou #loanmarket #youonlyliveone #buyit #buyitnow

14.01.2022 Another new first home buyer ticking off one of her life goals! Congratulations Jenny its been an absolute pleasure working with you! Enjoy your new home! #firsthomebuyer #firsthome #firsthomeownersgrant #fhog #newhome #nomorerent #newbeginnings #newmemories #newgoals #lifegoals #sold #loanmarket #financebroker #mortgagebroker #homeloan #mortgage

13.01.2022 Everything you need to know about the new Home Builder Grant of $25,000 to build a new home or substantially renovate an existing home. Any questions please feel free to give me a call 0417 144 711 or email [email protected] Applications open from 4th June 2020 to 31st Dec 2020 - don't wait!... https://treasury.gov.au//HomeBuilder_Frequently_asked_ques

13.01.2022 A big congratulations this week to Azizullah and Aziza who picked up their keys and moved into their brand new home! Its always a very special moment in anyones life when you buy your very own first home! Its an honour and a privilege to be able to help people achieve their life goals! #firsthomebuyers #firsthomeownersgrant #stampdutyconcessions #firsthome #family #newhome #newbeginnings #newmemories #deposit #sold #financebroker #mortgagebroker #nomorerent #homeowners #luckycountry #australia

11.01.2022 Its always a great way to start the week when you receive a clients 5 Google Business Review #brokersworkforyou #financebroker #mortgagebroker #approved #firsttime #noproblems #noworries #unconditional #loanmarket

09.01.2022 **ATTENTION ALL FIRST HOME BUYERS** Over the weekend, the federal government unexpectedly announced that they are releasing another 10,000 First Home Loan Deposit Scheme (FHLDS) places to assist first home buyers get into the market sooner and avoid paying any lenders mortgage insurance (LMI). If you’re looking to buy a new home or build your first and you meet the eligibility criteria, you could save yourself tens of thousands of $$$$$ depending on which state you buy /... build in....that money could go a long way to buying new furniture or even some landscaping or it might just mean you can buy / build now rather than having to save more If you’re building a new you may also qualify for the $25,000 Home Builder Grant (due to end on 31st Dec 2020) plus the First Home Owners Grant (FHOG) (*amounts vary between each state and territory). If you live in a regional area you may also qualify for an additional regional grant . Has there ever been a better time to buy your first home?? I don’t think so! There’s only 27 participating lenders so the bank you’re currently banking with may not be able to offer you a place so best to speak with a trusted mortgage broker who can walk you through the detail. More information: https://www.nhfic.gov.au/what-we-do/fhlds/ Eligibility criteria: https://www.nhfic.gov.au/what-we-do/fhlds/eligibility/ If you have any questions feel free to give me a call 0417 144 711.

08.01.2022 Great to catch up with the new Macquarie Qld State Manager, Elliott Hinkley & Qld BDM Ian Black this morning over breakfast to talk all things Macquarie Bank! A small snap shot of why Macquarie is often a preferred lender of choice for borrowers: Super-Fast turnaround times usually an outcome within 24-48hrs of application being submitted Up to 10 linked offset accounts per loan facility... Market leading Internet Banking with the ability to attach a photo / PDF of your receipt to the purchase transaction on your account (very cool feature and useful for any warranty claims down the track!) Unlimited loan splits Limit re-balancing available: the ability to move loan limits between non-deductible and deductible interest loans (which can be done over the phone) Favourable cash out policy unlimited cash out up to 80% LVR Trust lending available up to 90% LVR Favourable self employed credit policies including the exclusion of business debts for personal applications and the ability to use retained earnings where applicant has majority ownership / control #homeloan #loan #broker #financebroker #mortgagebroker #cashout #selfemployed #mortgagelending #offsetaccounts #limitrebalancing #macquariebank #notallhomeloansarethesame #loanmarket #brokersworkforyou #approved #teneriffe See more

07.01.2022 Now more than ever, it's critical that you seek advice from someone you can trust and from someone who is a subject matter expert in their field. Working with a broker who takes the time to fully understand your needs and helps to guide you through the lending process will ensure your experience is stress free and that you're getting a great deal on your loan! Getting the wrong advice could literally cost you thousands of dollars in extra interest and add years to your hom...e loan. Whether you're a first home buyer, upgrading or downsizing, buying your first investment property or you're an experienced borrower we can help you to quickly and easily assess which lender has the best solution to fit your needs (not all home loans are the same). If you would like to work with a broker on your next loan or if you would like to see what savings are available in refinancing, I would be happy to assist. Mobile 0417 144 711 or email: [email protected] You can also make a start by clicking here: https://bit.ly/2K8UY1L

06.01.2022 Despite the current restrictions that are in place due to COVID-19, our team is still fully operational and open for business (we can do everything online - interview, application forms, verification of identity, signing of contracts). We can guide and support all borrowers through these difficult and challenging times. There are a number of options available to borrowers that have been negatively impacted from COVID-19. Assistance can be in the form of repayment holidays,... applying for hardship, refinancing or a simple rate review on your existing loans (at no cost to you). A quick reprice of your existing loan, can in some instances, literally save you thousands of dollars in interest per year. Did you know that if you're paying 1.0% more than you need to on a $600k loan your paying approximately $500 more per month than you need too....that's an additional $6,000 per year and that's going to take years longer to pay off. By assisting Dean and Narelle with a pricing review on their existing loan, they were able to receive a nice reduction on their interest rate and still stay with their current lender and in the same loan. If you would like to find out if you're paying too much on your home loan feel free to get in touch and I can quickly tell you if your paying more than you need too. Mobile 0417 144 711 or [email protected]

04.01.2022 It was great to catch up with team from Over and Above yesterday at Ray White Marsden and hear directly from Alex, Toby and Mark about how they can assist property buyers and sellers in making better informed decisions when purchasing or selling property. They work with a diverse customer base from First Home Buyers right through to Professional Property Investors. If youd like to find out more about how the team can help you with an upcoming purchase feel free to get in... touch on 0417 144 711 and I would be happy to answer any questions you have and provide a warm introduction to the team. #buyersagents #savetime #savemoney #convenience #informeddecisions #betterdecisions #dataanalytics

04.01.2022 If youre a First Home Buyer (or know someone who is) and the property youre about to purchase is in the Brisbane City Council Region then you need to click on the link below and read this! You could literally be saving hundreds of dollars up to a maximum of a $1,000 in your first year of home ownership. Brisbane City Council are offering First Home Buyers a 50% reduction on their council rates in their first 12 months of home ownership (*for homes purchased on or after the... 1st October 2019). Kudos to BCC for this great initiative . This is another great reason why Brisbane is one of the best cities in the world to live right now! #firsthomebuyer #firsthome #savings #loanmarket #homeloans #financebroker #mortgagebroker #rates

04.01.2022 How every Saturday should be done! #darwinreunion #races #mates #brisbane #beers #eaglefarmracecourse #horseraces #dayoff #goodday #winning #eaglefarm #mortgagebroker #financebroker #brokerlife #upfortheday #wheresthesun #betresponsibly

02.01.2022 Its a great feeling when you help clients save literally thousands of dollars off their loan and years off their loan term due to refinancing to a lender with more favourable terms! Its extra special when you get to help friends save tens of thousands of $$$ in saved interest! Thank you Matthew Dean and Courtney for trusting me to get this deal done . Enjoy your savings and I look forward to working with you again in the future! #refinance #savemoney #payoffsooner #approved #savings #financebroker #mortgagebroker #getabetterdeal #brokersworkforyou #loanmarket

01.01.2022 In the current lending environment where lenders are scrutinising over every little detail on your application, its critical that you engage with an experienced Finance Professional early on and someone who goes the extra mile and completes thorough due diligence before lodging your application. Without doing so you run the risk of your application being delayed or worst still being declined. Getting declined will negatively impact your credit score and may limit your ability to get finance elsewhere. Get approved the first time round! #approved #happyclient #happybroker #firsttime #straightthrough #noissue #noworries #nodrama #doitrightthefirsttime #refinance

01.01.2022 Very excited and honoured to have been announced as a finalist in this years Mortgage & Finance Association of Australia (MFAA) State Excellence Awards for Queensland in two categories: 1) Newcomer Award & 2) Customer Service Award - Individual Thank you to everyone who has helped and supported me along the way and especially my clients who have entrusted me to get their finance approved!... #MFAAawards #MFAA #excellenceawards #brokersworkforyou #mortgagebroker #financebroker See more

01.01.2022 Your go-to quick guide for employer and employer relief packages by the Federal Government JOBKEEPER: Details of the JobKeeper package can be found https://treasury.gov.au/coronavirus/jobkeeper JOBKEEPER: Information for Employers: https://treasury.gov.au//Fact_sheet_Info_for_Employers_0.p...Continue reading

01.01.2022 Another satisfied and happy First Home Buyer . If youre a First Home Buyer and not sure where to start, feel free to give me a call 0417 144 711 and Ill be happy to help you out! #firsthomebuyer #homeloan #mortgagebroker #financebroker #firsthome #loanmarket #firsthomeowner #firsthomeownergrant #FHOG