Kate Sondergaard Finance Broker in Perth, Western Australia | Mortgage brokers

Kate Sondergaard Finance Broker

Locality: Perth, Western Australia

Phone: +61 449 022 124

Address: 1 Unit 1 Hector Street, Osborne Park DC WA 6017 Perth, WA, Australia

Website: https://business.google.com/dashboard/l/02885197592157326562

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• Property
• Business service
• Loan service
• Mortgage brokers

25.01.2022 Hey Everyone. I am Yellow/Red Person , and I feel fantastic, why? Just listen , this and You will find out- WHAT COLOR ARE YOU? and what that's mean for your life. . I want to know what colour are you? my Best Friends on FB Thank you Rael Bricker for this coaching. You're the best from the best!

25.01.2022 Time for everyone to think about : . Savings in 2020yr. What can you do? A) Review your monthly hard ( unchangeable) costs of living ... Insurance ( life, income protection, home, car) Gas, electricity Tv, net Rent Mortgage repayments and other home loan purchase costs Non-Government school primary and secondary fees Lease payments (other than vehicle leases) Medical charges Superannuation, annuities and life insurance Counselling services Sickness and personal accident insurance Legal, accounting and tax agent fees Union and professional association fees Gambling Call to your Accountant, Finance Broker or Adviser and ask why they didn't offer you this services yet? I am ptretty sure, that, They should help you with this,quick and for free, but if not- call me- Sondergaards Family of professionals waiting for you to take care of all of this in One place, under one roof. Just tell that you need a help.

24.01.2022 https://www.linkedin.com//kate-bif-b56357147_your-loan-can

24.01.2022 GREAT NEWS FOR LOAN TAKERS FROM APRAWhat that's mean to the Borrowers?: "APRAs newly announced proposal to allow banks to set their own serviceability floors when assessing residential mortgage loan applications could enable more people to access mortgages" 1 The average interest rate floor is approximately 7.25 per cent for most banks. 2.APRA proposed to Increase the interest rate buffer guide from 2 per cent to 2.5 per cent to maintain prudence in overall se...rviceability assessments. So, what that's mean for: " Family on an average household income of $109,688 would be able to borrow up to $60,000 more if their loan was assessed at 6.25 per cent instead of 7.25 per cent." " Single person would be able to borrow up to around $50,000 more under the same scenario" So every loan application with rejection because of low serviceability!!, PLEASE COME BACK! There will be no rejection any more.

24.01.2022 Hi All my dearest Friends-Clients. appreciate supporting me and my Finance Broking Business. Covid 19 and related problems according to this matter, switched me off, from my private and business life completely. I know, that most of you found out, what is going on and you were supporting me and my life here in Australia. You gave me unconditional friendship and support while I was "offline". Now, I am back and I need your support more than ever. I wish to feel, that I am val...uable person- Broker and, important for you and your business as always. I need your support with reccomendation of my finance Broking business to put me on my high speed and "broking wheels" again. Thank you for all of your support. Yours Kate

23.01.2022 Best News Ever!! Thankyou to Kate! To everyone who has helped and supported us through a difficult time THANKYOU. The two of us will be working together full... time at the office to make sure our clients receive the best care and attention we can provide. Anytime email me [email protected] or call 0414 757 496. Kate's contact details [email protected] or 0449 022 124. Kate is a great Finance Broker and can help you with most any type of finance, including homes, cars, equipment, debtor factoring etc. She's also running the office here while I focus on our great clients and supporting my great team of Consulting Accountants! Me - I have a lot of experience and solving problems, helping business owners and everything else and more that an accountant can do. 30 years dealing with Self-Managed Superfunds. Migrant tax issues. Structuring. Rescuing people from financial problems. On your SME Management Team. We're ready to help you! Look forward to hearing from you. Thanks Charles See more

23.01.2022 maybe we don't know your life story yet, but we do know your struggle if it comes to: Finances, Accountancy, Business Advisory, Australian Taxation. We are all here Professionals and we are a Great Team of brilliant Accountants, great Business Advisors, Fast Finance Brokers, knowledgeable Real Estate Agents in Perth, Osborne Park DC

22.01.2022 Ok, Guys- here is what I've recieved from my NAB "You have our support Hi Katarzyna, As we all come to terms with the growing challenges of the Coronavirus pandemic, our focus is clear, to support you with your financial needs in any way we can.... Rest assured, NAB is open for business. We continued lending throughout the Global Financial Crisis and well continue to lend through this. Through every challenge weve faced together, for more than 160 years, our support has remained. The safety and wellbeing of our customers and team is our priority. With this in mind, were following the advice of Australias Chief Medical Officer and the World Health Organisation. Were also staying in close contact with Federal and State Government authorities as we put in place measures to support and protect families, businesses and the economy. Weve stepped up preventative hygiene measures at our branches and business banking centres. And weve enhanced what you can do remotely, so if you cant come into a branch, you can still get your banking done. Heres some of the ways you can access your banking: Our online and telephone banking services are available to you 24/7. You can visit nab.com.au or call 13 22 65. Our team will do their absolute best to answer your calls and solve your queries as quickly as possible. The NAB app and internet banking provide you with many of your banking needs, including checking your balance and statements, making a funds transfer or managing your cards including block, unblock or reorder, changing your card PIN and activating your card. You can increase your Internet banking transfer limit up to $40,000. You can deposit cheques by taking a photo of them in the NAB App. Deposit up to $1500 every 7 days. Businesses needing fast access to cash can apply online for an unsecured QuickBiz Loan of up to $100,000 or QuickBiz Overdraft up to $50,0001 For our agribusiness and business customers across the country, please call your relationship banking team directly. They have the tools and guidance to make decisions on the ground to support you. If youre experiencing financial hardship, we can help. Whether youre a personal or small business customer, please contact us: Personal - 1300 683 106 (Monday to Friday 8am-8pm AEST/AEDT; Saturday 9am-1pm AEST/AEDT) Business - 1300 769 650 (Monday to Friday 8am-6pm AEST/AEDT) Were monitoring developments and adapting our processes in response every day. You can stay updated by visiting nab.com.au/coronavirus. Wherever you bank with us, we want to reassure you of our support at this time. Well get through this together. Sincerely, Ross McEwan CEO, National Australia Bank" ..thank you NAB for this support

21.01.2022 For my existing and future clients! Another compelling reason to use me as a broker while shopping for a loan

21.01.2022 If you thought, you are alone here, ... Just ro remind you, you are not alone! We 've got you" , now, just call us and ask for help! We are here... Kate Sondergaard Western Australia, Perth. 03.06.2020 [email protected]

19.01.2022 Probably the Best Broker in Perth, Australia. That's mean: " Let's Get This Loan DONE!!!" let's do this, NOW!

18.01.2022 Everyone who got Loan rejection, You are welcome at our office. Let get this loan done!

17.01.2022 Do you need A Loan from your SMSF funds? Let's Go ! Kate Sondergaard [email protected] p: 0449022124 also after 6 pm

17.01.2022 #FreakyFriday at Sondergaard!! #refinancemortgage could be a happy journey with Kate- Finance Broker ;-) #interestrates starts from 2.19% for more information please email me [email protected]

16.01.2022 Best News Ever!! Thankyou to Kate! To everyone who has helped and supported us through a difficult time THANKYOU. The two of us will be working together full... time at the office to make sure our clients receive the best care and attention we can provide. Anytime email me [email protected] or call 0414 757 496. Kate's contact details [email protected] or 0449 022 124. Kate is a great Finance Broker and can help you with most any type of finance, including homes, cars, equipment, debtor factoring etc. She's also running the office here while I focus on our great clients and supporting my great team of Consulting Accountants! Me - I have a lot of experience and solving problems, helping business owners and everything else and more that an accountant can do. 30 years dealing with Self-Managed Superfunds. Migrant tax issues. Structuring. Rescuing people from financial problems. On your SME Management Team. We're ready to help you! Look forward to hearing from you. Thanks Charles See more

16.01.2022 When taking out a mortgage, many people forget to consider the associated fees and expenses. Here are some of the extra costs that you’ll need to consider when you take out a home loan. Home loan application fees Most lenders charge a home loan application fee. This can range from loan to loan, and covers:... Loan contracts Property title checks Credit checks Attending a settlement Mortgage fees and costs Mortgage establishment fees Lenders generally charge a mortgage establishment fee a fee for setting up a mortgage. Property valuation A third party chosen by the lender, is appointed to determine the value of your land and improvements. Mortgage registration Your Mortgage deed needs to be registered with the government. Mortgage stamp duty Some State Governments charges stamp duty to register your mortgage. Lenders mortgage insurance If you don’t have 20% of the purchase price or the value of the property, the lender will require you to pay for a lenders mortgage insurance policy that covers their risk in the event you default on your repayments. Property fees and costs Building, Pest and Electrical Inspection fees It’s wise to have your property inspected for any structural or electrical problems and for pests (e.g. termites). Stamp duty Governments charge Stamp Duty to transfer the ownership of a property. Registration of transfer fee The new owner of the property needs to be registered at the Land Titles Office. Legal fees You generally need to pay a Solicitor of Settlement Agent to handle the transfer of ownership of the property on your behalf Home & contents insurance Most homeowners insure their home and contents against a range of threats: burglary, fire, storm, etc. Lenders insist that your property is insured while you have a mortgage. Life and income protection insurance Borrowers should consider protecting their incomes and themselves while they have a mortgage. Utility costs Connecting electricity, gas and telephone can attract a fee. Council Rates Your local council charges rates to cover garbage collection and a host of other services. Water Rates The water corporation charges rates for the supply and upkeep of water to your property. Body corporate fees If you buy an apartment or Strata Titled property, body corporate fees are charged, and some fees can be significant particularly if the building is in need of a major work (e.g. concrete cancer, security upgrade, new hot water system, etc) or if there are lifts, pools and other communal facilities. Maintenance costs Don’t forget to make provision for regular maintenance on your home even if you decide not to undertake significant renovation.

16.01.2022 Time for next happy "Loan taker"client. If you are doing your job and it's a kind of passion for you: to help others.... This is your best option to: GET THIS LOAN DONE!

14.01.2022 Hi Guys...I know late late to late for writing stories, but Tomorrow is a Big day for me and my clients- Final approval for SMSF COMMERCIAL loan. I can't sleep. I've check triple times everything. Charles done also great job as their Accountant- respect Hun!!.... We are more than "pretty sure", that finally our clents will get finance for their beloved company. I can't sleep....My all thoughts with my clients I feel like I am taking that kind of commitments on my shoulders and as a successful businessmen I cannot fail. Everyone: cross your fingers for loan approval!! See more

13.01.2022 As of July 2020, with many customers approaching the end of their six-month loan repayment deferral period for COVID-19 financial hardship, the Australia Banking Association has announced a new phase of support, which allows for a four-month extension to loan deferrals. If you are granted an extended deferral period approved by your bank, your credit report will not be impacted. There are also other financial relief packages available, depending on your circumstances, including early access to your superannuation (although this should be viewed as a last resort), and reduced drawdown and deeming rates for retirees.

13.01.2022 hi Everyone on Fridayyyy. Short Info for Loan TAKERS! troubles with your loan?....too high instalments? EXPLANATION: Sorry everyone who wanted to catch me o...n FB..... I've just disappeared up till TODAY;-). It's all about my client's loans...... To be the best of the best loan ( finance) broker, you have to be a "Repeatable Winner". I am not a robot but, just like "high-quality loan-maker machine. ;-) ... with a brain, heart, soul and clear mind to my clients' cases...so I can feel your needs. From Monday, new client's loans projects, plans, etc on my desk, again. Who has "Friday or Saturday, Sunday: questions" about: HOW TO get your dream loan? How much can I borrow? What is inside your credit report and what's stops lenders to give you the money? just simple ask me ( Kate Sondergaard Finance Broker) I am taking only hard cases ( in your opinion), so don't bother me " simple, Vanilla ice loans issues;-), and leave it for other Loan Brokers in Perth, Australia. ( statistics: Perth approx: 5000 running with a suitcase: loan brokers...) uf..lot's, but you have a choice at least... Those, the most confused (professional help needed) clients/ friends on FB): call me or message me, or email me: [email protected] phone: 0449 022 124 and start from : hi Kate, I am your Mate on FB...I have a problem with a loan.....: ... Have a great Friday and see you on Mandurah Crab Fest, this weekend..it's only once in a Year!

12.01.2022 Where are the real professionals? Where am I? ..there in DEEP WORK...for our clients wealthy future... Try to use professional services from women Broker and see the difference

11.01.2022 Hi All my dearest Friends-Clients. appreciate supporting me and my Finance Broking Business. Covid 19 and related problems according to this matter, switched me off, from my private and business life completely. I know, that most of you found out, what is going on and you were supporting me and my life here in Australia. You gave me unconditional friendship and support while I was "offline". Now, I am back and I need your support more than ever. I wish to feel, that I am val...uable person- Broker and, important for you and your business as always. I need your support with reccomendation of my finance Broking business to put me on my high speed and "broking wheels" again. Thank you for all of your support. Yours Kate

11.01.2022 You are very welcome to join Sondergaard Accountants and Finance Brokers. We do know how to care about our client's needs.

11.01.2022 Something for the first to.e buyers

09.01.2022 Are you still searching for a loan which suits you, not your Broker? Try: "WOMAN POWER" of : "GET THIS LOAN DONE!" SKYPE, MESSENGER, EMAIL, PHONE, MEETING for everyone who is struggle with: ... first time investment loan (full strategy analyse, calculations, all: "+" & "-", ) high instalments, ( Your Lender don't want to refinance your loan? ) BAD Credit report, ( anything what is inside- can ruin your score) - free expertise! loans for start up business: ( just start your business?)- Let As an experienced, certified Finance and Mortgage Broker in Australia, I am sure I can help You, achieve your GOALS . just "DARE to be WISE"! and take your next step to your financial freedom by using experts!

08.01.2022 SUPPORTING INFORMATION about: what you can do with your liabilities during COVID19 . The BIG FOUR are offering similar loan products for retail and business customers, although details of whats available differ between institutions. Please read are you eligible or is your business eligible for this support? 1.ANZ. 2.COMMONWEALTH BANK 3.NAB... 4.WESPAC See more

08.01.2022 Worth to read # for those how are investing their money

08.01.2022 If you are shopping around loans market, check out your Local Broker Kate Sondergaard Finance Broker

08.01.2022 Did you know? Perth starts growing again? Confidence boost for WAs property sector amid gloom!!

07.01.2022 FOR MY NEW AND EXISTING CLIENTS NOW, MORE THEN EVER- IT'S TIME TO REDUCE YOUR MONTHLY INSTALMENTS OVER YOUR MORTGAGE! FROM 2.,19% - UP TO FIVE YEAR TERM, ALSO, New & Used Equipment with no establishment fee... Includes Trucks, Tippers, Tankers, Low Loaders, Trailers, Motor Vehicles, Plant & Equipment, All Earthmoving and Farming Equipment, Office Equipment, Forestry Equipment. If you have: Commercial Mortgages & Short &Long Term Business Loans? do not hesitate to call me for a free loan review!. [email protected] +61 8 63131900 0449022124 See more

07.01.2022 Great opportunity for investors with a money shortage. Just take a look

07.01.2022 Social distancing, but extreamly close ( on line) with the clients who neeeds a help with their loans issues. Dawesville- I am here to help Finance Broker 24h/day

06.01.2022 Why its so important to know for the LOAN TAKERS: Differences between The 3 Major Credit Bureaus: Experian, Equifax & Illion ( Dun & Bradstreet) Most likely you've heard of your credit report and credit score. You may even know that you can get a free copy of your credit report once a year!!. But, did you know that you have three different credit reports and three different credit scores? The reason you have three reports and scores is that there are four separate credit bu...Continue reading

05.01.2022 https://www.facebook.com/sondergaard.accountants/videos/333748140776237/ This is our team of Sondergaards! We won't let you down, We do our best for you and your businesses!... We are your best team ever! Accountants ([email protected]) & [email protected]) Business Advisors & Tax Agents ([email protected]) Finance Brokers ( [email protected]) SMSF Specialists ( [email protected]) We are Sondergaards Professionals! See more

05.01.2022 Ready to GO? with Your loan? It won't be cheaper than now! 03.07.2019- historic day The Reserve Bank cut the cash rate to a historic low of 1%. The RBA governor, Philip Lowe, sounded an optimistic note, saying Australia's growth was on-trend and job growth was strong. But low household spending was a big worry, due in part to low wages growth and ...statistics are telling something else. Why Consumer confidence dips despite rate cut?... The latest check on consumer sentiment backs up the views on the street, the Westpac-Melbourne Institute index dipped 0.6 percentage points to 100.7 in June 2019. Westpac economists described it as a "disappointing result given the cut in official interest rates [in June] and suggest deepening concerns about the economy have outweighed the initial boost from lower rates". The bank's economists added that "household finances remain under pressure but are expected to improve as lower interest rates and income tax relief comes through". Falling house prices are also making Australians feel less wealthy and less confident to part with their money. That's certainly the case for Steve Collins in Townsville, who told the ABC real estate prices have been "a big hit" for people in the city. See more

05.01.2022 Worth to read # for those how are investing their money

05.01.2022 How can Brokers help you with your loan application when you put your other repayments on hold. Study case from my office desk My client recently ( in March 2020) put on hold his loan repayments because of Covid 19 situation. He came with the question: Can I take another loan in that situation? My business is not affected by a coronavirus and I actually use this opportunity because of some bad advice. Now, I am stuck and banks are refusing to proceed with my loan applica...tion. My answer was: of course you can get the loan but we need to structure accurate explanation and show Lenders, that your business is not in the hardship whatsoever. After 2 weeks, my client is happy and the loan is approved. If you are struggling with the communication with your bank- use professional Broker Kate Sondergaard Finance Broker [email protected] 0449022124 Perth, Western Australia See more

04.01.2022 WHO WANTS TO HAVE CREDIT CARD? STOP! Don't hurt your serviceability ! FROM NOW: Under the new rules, credit card providers must make their assessment based on whether the applicant can repay the entire credit card limit within three years. UP TILL NOW: In the past, credit card contracts were assessed as unsuitable if the applicant couldnt repay the minimum monthly repayment for that limit

03.01.2022 Simon McGrath, Great book. I will recommend it to my investors' client. Cheers,

03.01.2022 Thank you for being with us

03.01.2022 Another successful "Loan story" and another box of my favourites chocolates;-) SMSF loan $300,000 for "mature" clients. It wasn't "EAZY PEAZY" case. We went through: * BAD CREDIT RECORD **AGE OF THE BORROWERS *** AMOUNT of SMSF FOUNDS... **** SERVICEABILITY PROBLEMS ...and we finished at: Interest rate: 4,99%/ Term in Years: 30/ LVR: 70% I needed the help of my professional friends: *valuer *solicitor *financial planner *insurance broker *accountants thanks, Guys and always at your service! https://www.linkedin.com//urn:li:activity:6557062589904486

03.01.2022 There is no Perfect time to talk about your depts (loans) , but...are you still searching for professional help with your financial situation? ...you don't w...ant to pay so high interest rate? ...Your Banker don't care about "can you pay less and save some money?. How about: Kate Sondergaard Loan and Finance Broker "Google Maps", "Faceebook", "Instagram", "Messenger", IPhone Communicator. "What's up"" Linked in" You can talk with me from your home during Easter...or just send me an email: kate@ sondergaard.com.au: " YOUR HELP NEEDED KATE".. It is enough for me to take care of your loans! 0449022124 See more

02.01.2022 for those how are lost in their property purchase plan. Great specialists and amazing friends

02.01.2022 It's time to talk with your Broker Refinances day comes!!

02.01.2022 Another reason to be proud of a well-done job! Great Professionals teamwork again in Perth, WA, Au. Clients case: Rising WA "heavy-duty" Partnership business Clients requirements: tax advice, insurances, loans for their business. ... Rohit Sangar (COWDEN Insurance Broker) + Charles Sondergaard (Accountant/Tax Agent) + Kate Sondergaard ( Finance Broker) = #success times 3 and happy businessman faces ;-) . I want to Thank You, for being such a Great, Team. P.S Sondergaard's have to get used to the successful business stories of their Clients and their Partners. ...once more time: BIG THANK YOU!

02.01.2022 One of the Best in Perth.!! My Friends and great Professionals: Property Wizards..... Liz and Trev...If you want to deal with Experts? This is the best option on the market. ** Thousands of houses sold via Property Wizards *** Hundreds of houses build via Property Wizards ... **** If you are thinking about buying a house, investment?, just find their Profiles on FB and message Them ( Liz Sterzel & Trevor Dunkley) **Great People **Great Services!

01.01.2022 The best business on the world is : The Family business 1. Husband-Tax Advisor and brilliant Business Mind for solving clients problems.. 2. Wife- Finance Broke...r who stands behind clients financial needs If it's come to your business, and money...? charles & kate Sondergaard! business minds & passion to people= success Just GOOGLE US! See more

03.11.2021 As of July 2020, with many customers approaching the end of their six-month loan repayment deferral period for COVID-19 financial hardship, the Australia Banking Association has announced a new phase of support, which allows for a four-month extension to loan deferrals. If you are granted an extended deferral period approved by your bank, your credit report will not be impacted. There are also other financial relief packages available, depending on your circumstances, including early access to your superannuation (although this should be viewed as a last resort), and reduced drawdown and deeming rates for retirees.

29.10.2021 Hi All my dearest Friends-Clients. appreciate supporting me and my Finance Broking Business. Covid 19 and related problems according to this matter, switched me off, from my private and business life completely. I know, that most of you found out, what is going on and you were supporting me and my life here in Australia. You gave me unconditional friendship and support while I was "offline". Now, I am back and I need your support more than ever. I wish to feel, that I am val...uable person- Broker and, important for you and your business as always. I need your support with reccomendation of my finance Broking business to put me on my high speed and "broking wheels" again. Thank you for all of your support. Yours Kate

09.10.2021 If you thought, you are alone here, ... Just ro remind you, you are not alone! We 've got you" , now, just call us and ask for help! We are here... Kate Sondergaard Western Australia, Perth. 03.06.2020 [email protected]

29.09.2021 Social distancing, but extreamly close ( on line) with the clients who neeeds a help with their loans issues. Dawesville- I am here to help Finance Broker 24h/day